10 Signs You're In a GOOD PLACE Financially (even if you don't feel you are)⎟PERSONAL FINANCE TIPS

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How to save money & personal finance tips // 10 signs that you're financially stable and better with money than you think. How good are you with money?!? You're probably doing better than you realize.
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8 сен 2024

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Комментарии : 671

@Alexisisnt 4 года назад

1) I no longer ever have to use a food bank, but can donate and volunteer at one instead 2) If I'm really sick, I call-in to work without worrying I won't be able to pay my rent. 3) I was able to pay for a substantial emergency vet bill for my dog

@joymae 4 года назад

If you are reading this, you are already in a GOOD PLACE because you are taking action!!!! Just found your channel girl, love your content. Im a new subbie!

@thebrokenwallet 4 года назад

Thank you for watching and subscribing!

@expertonmyself 4 года назад

i was thinking along the same lines. if one is taking action on their finances, instead of letting their finances happen to them, they're in a better place than most. not judging, because i was once like that - just paying the bills and spending remaining on stuff i thought i needed. it took the pandemic and working from home, to make me make the time to look at my debts and where my money was going. doing a budget is a real thing.

@naturalbeauty8901 Год назад

Thank u

@akidataylor7126 4 года назад

I paid off my last credit card today 👍🏼

@thebrokenwallet 4 года назад

Congratulations! That's a big accomplishment!

@RetroPlasticAddic085 4 года назад

Congratulations!! I’ve got 3 to go...

@laqueciawilson6381 4 года назад

Akida Taylor Congratulations!!!

@Pelemorra 4 года назад

Yay that's so exciting!! Congratulations!

@bubuA08 4 года назад

woohoo!

@cb4664 4 года назад

The one about not losing sleep over money really hit home for me. I remember a time when that was very true for me. It’s been a while. I grew up in a single parent household as the youngest of four kids. I doubt if my mother had ever gone to sleep not worrying about making ends meet. Now, not only do I not have to worry about money, but I help my mother so she doesn’t have to. Thank you God.

@heartland9513 3 года назад

If life is not for that then what is..You should feel proud.

@kquickvids2219 4 года назад

I was feeling very down because i cant afford a house (yet) all week. And i came across you video and i can't believe how blessed ive been lately. Deff about 3 times more financially stable than ive ever been! Consistency is key. Love this vid!

@thebrokenwallet 4 года назад

Thank you and I'm glad you liked the video!

@libraryminnie7674 4 года назад

Love to see people of color more and more doing financial videos and podcasts. This is such a great list because you did not give exact amounts or numbers or percentages that everyone needs have exactly to be on the right track. It can be so intimidating to hear the money gurus spew precise numbers to show you are succeeding. Your way leaves the door open for many more people to feel like they can walk through that door to financial success.🦋💜🦋

@aim-for-greatn3z947 4 года назад

I guess it's the human in us, I always feel everyone around me is doing better.

@thebrokenwallet 4 года назад

Yes, you make an excellent point!

@user-bm6wu9zw9m 4 года назад

I feel the same way.

@PInk77W1 4 года назад

I have a friend I grew up with. He is super rich. I made $47k last year. One day we were riding bikes all day together by Santa Barbara. All of a sudden he said “Joe, I like the way u live your life You live in a tiny home You travel the world you ride the best bicycles in the world And u have a good time.” I was stunned. He has 10 employees and is very stressed About all the legal things that entails

@aim-for-greatn3z947 4 года назад

@@PInk77W1 wooow we both make exactly the same amount, granted like your friend I'm seeking freedom but not to the point of having employees. I invest every penny which is about 80% of my income since I live with my parents. I recently cleared out my trading account since I reached the goal I wanted, now I sitting on 50k+ cash to buy my first rental. Even though I'm doing the best among my friends I feel I so behind even though I flipped 4 homes making 15 an hour 2 years ago😂. I'm doing everything possible to retire early college was a super waste for me since I had to pay back so much!

@PInk77W1 4 года назад

Aim-for-greatn3z sounds like u are doing great. I just bought and paid for a house in full yesterday. So my savings is down but my bills are now Just food and utilities. So I’m doing good

@Talkinglife 4 года назад

You have savings. You don't any have debt. You don't have to count the days until your next payday. Getting through a month without having to dip into savings. Your mortgage is paid off. Having a "rainy day" fund. You can buy what you want without worrying

@MrsThollo 4 года назад

Thank you!

@ohsobo 4 года назад

Which is like none of us here. lol jk.

@cherylT321 4 года назад

ohsobo. Not true, all of that is me! It took me a long time to get there, but the freedom of it all is wonderful!

@jainthorne4136 4 года назад

I've worked 12 years to reach this point. It was a long, hard haul. I've now been in this golden position since January when I ended my no spend/low spend year for 2019. That year was my final hard push to reach this financial peace of mind. It is possible! Not easy but possible.

@jainthorne4136 4 года назад

Just watched her video and you list doesn't match everything she said.

@mjones1122 4 года назад

Married couples definitely need to be on the same page financially. For us, we talked about finances every day for a year until my husband felt comfortable talking about money, expenses and income. We had a set time, sat cross legged on the floor facing each other and talked for 30 to 40 minutes. It is so important. Now we don't have a set time, but discuss it when it comes up. It actually has brought us closer together. My mom trained us when we turned 10 to sit down and pay bills with her for a year. We practiced writing checks, marking statements paid, tracking them on index cards (pre computer), balancing a check book, and filing the paperwork. We also matched receipts to statements to make sure there weren't any mistakes. I am so grateful that she taught me how to do this. I find mistakes on my statements all the time. So important to be diligent about this.

@lorilenocisheley8496 4 года назад

I'm so happy that I just watched this video. It made me realize that I truly am in a good place financially, and that makes me feel great! Sometimes when we have our eyes on a bigger goal, we lose sight of the small things that are helping us to reach it. Thanks for this ♥️

@thebrokenwallet 4 года назад

You are so welcome!

@natka8181 4 года назад

This is the most uplifting, feel-good clip I've seen in a while! You just made my day! Often times i beat myself up about not being ahead, not having accomplished everything i want. This makes me realize im in a pretty good standing, considerably.

@sBRANDed 4 года назад

A synopsis: 1. You can afford an emergency ($400 in the US) 2. You can get through the month without touching your savings account 3. You don’t use credit card out of the need 4. You have a good credit score (680+) 5. Money doesn’t keep you up at night (regularly) 6. You don’t argue about money in your relationship 7. You are able to take a vacation (weekend/week without serious financial consequences) 8. You can pay bills before their due date 9. You can help someone financially without impact on your daily life 10. People come to you for advice

@Zikii63 4 года назад

Having been unemployed twice, i realized the last couple of months that I avoid spending money out of fear of being out of a job again. I have a good job now and that has made me think of investing rather than hoarding cash so that I am better off long term.

@thebrokenwallet 4 года назад

Great point! Make money off your money! Thank you for watching!

@michaelgray1803 4 года назад

The story of my life

@crystalcleardestiny8604 4 года назад

I learned this affirmation from Dr. Valerie Love 3 or 4 years ago. I say this often, and it has manifested in my finances. All of my bills are paid easily, early, effortlessly, and enthusiastically. All of my bills are paid easily, early, effortlessly, and enthusiastically. All of my bills are paid easily, early, effortlessly, and enthusiastically. Say this everyday with confidence and joy. Shout it to the roof tops. I pray this affirmation will manifest in your finances like it has in mine. Thank you Mrs. Vee for your time and wisdom. New subscriber :)

@thebrokenwallet 4 года назад

That's an excellent affirmation. Thanks for the sub!

@bigred2797 4 года назад

I'm doing better than i thought while being unemployed!!!! I hit all ten points. Thanks Dave Ramsey!!!

@thebrokenwallet 4 года назад

That's excellent!

@sandrachaluisan3048 4 года назад

I am nearing 60 and although I don't have as much money put back as I would like, I hit the mark on all 10 on your list. 😎

@lindajones2558 4 года назад

Sandra Chaluisan same here!

@cherylT321 4 года назад

That is so awesome!

@thebrokenwallet 4 года назад

That's great! Thanks for watching!

@ohsobo 4 года назад

I’m jelly. I have a husband. Lol. Jk jk.

@annadavis6361 4 года назад

That is awesome Sandra, what a freeing feeling to have. I am sure you have all you need much more than most of the world.

@britt1805 4 года назад

I checked off everything but the arguing, I'm single, no partner to fight with 😅

@thebrokenwallet 4 года назад

Awesome! 😂

@MyLady22 4 года назад

Find someone like minded

@nicolek356 4 года назад

Ooh, this was a good one and def reassuring for a lot of those who are always worried about their finances (I'm also one who always thinks I can do better and I'm never reflecting on how far I've come in my current situation). Sometimes, we should all seriously just pause and congratulate ourselves for the small things we've done - even paying last month's CC bill on time deserves a pat on the back

@thebrokenwallet 4 года назад

Exactly, got to celebrate the wins (no matter how small)!

@talkswithyazz 4 года назад

Agreed!! We gotta celebrate all the small accomplishments because they lead to bigger ones!! 👏🏼👏🏼

@timothydesoto1707 4 года назад

Yes, I checked off every point you made. It feels good to be in a good place, financially! Great video, thanks!

@thebrokenwallet 4 года назад

Glad it was helpful!

@ashleybarnes625 4 года назад

I think this is just a really sweet way of being positive about finances even if you only have one or two things and let you know you’re going the right direction

@christophed8429 4 года назад

Your delivery is part motivational speaker and career counselor. Have you considered motivational speaking? You have the confidence to pull it off.

@thebrokenwallet 4 года назад

Thank you. I haven't, but it's definitely something to consider in the future. Although I don't know how I would do speaking to a live audience 😂

@christophed8429 4 года назад

@@thebrokenwallet You seem like you would be a natural at it.

@melaniegardner9118 4 года назад

I needed this. I'm 39 single and not in debt, but definitely not in a savings/pension position. I've never thought about it. I need to make decisions and budget. It's so hard when it's all new.

@moreflowfalls2404 4 года назад

Money management is a language one needs to understand. Add a little spice from experience of past mistakes, time, patience, discipline, guidance from friends and family, reading, channels like this one......you win

@lionessrising 4 года назад

Other than having a mortgage, everything else is a yes for me! I'm doing just fine. God is my guide!

@thebrokenwallet 4 года назад

That's awesome! Thanks for watching!

@stephaniejsmes8991 4 года назад

AMEN !

@AnniesLocs 4 года назад

Thank you for this. It puts a lot into prospective. In a world where we constantly feel like were not enough.

@thebrokenwallet 4 года назад

You're welcome!

@RQJcsn 4 года назад

Didn't realize I was out here Winning!!! You changed my entire perception of my actual progress... #Iwilltakemyflowersnowthankyou

@thebrokenwallet 4 года назад

Glad the video was helpful!

@rachellebrown953 4 года назад

I have been beating myself up so sick with my financial troubles. But this was encouraging because it touch on everything I am doing well.

@thebrokenwallet 4 года назад

Glad it was helpful. Thanks for watching1

@fredswartley9778 4 года назад

Thanks for the encouragement! I've been really discouraged about my finances recently. It seems like I can never get ahead no matter how hard I try. But you reminded me that I am doing better than I think. I've greatly improved my finances from 10 years ago and that is something to be grateful for.

@thebrokenwallet 4 года назад

Yes it is...congratulations on the progress!

@esperanzarobles674 4 года назад

Thank God!!!I know God is my source,my provider....prosperity and abundance plus living wisely sometimes below ,and mostly within my means....

@debrahill2272 4 года назад

You should hold the title to the vehicle you drive daily. It took me awhile to grasp, debt is really a form of slavery. Essential information , Thanks.

@cb4664 4 года назад

Yes ma’am. I have been telling my nieces and nephews “debt is the new slavery” since they were small.

@novalinnhe 3 года назад

I always perceive myself to be so far behind other people my age, but this video was such a positive thing to come across as I can say that I meet almost everything you mentioned here. I've saved it to come back to when I am feeling discouraged! Thank you so much 💜

@ccb6013 9 месяцев назад

I hit all of these milestones!🎉💞💜 Currently helping one of my closest friends to take control of her own budget and debts. I felt so flattered when she first came to me for advice💗

@smartanajones4u 4 года назад

Wow! Can’t believe I checked off yes to everything except the debt of my mortgage. This was psychology and emotional pleasing to listening to! Thank u

@thebrokenwallet 4 года назад

Thank you! Glad you liked the video!

@kennedytaylor4783 4 года назад

I recently got a nail in my tire for the third time. Most places won't repair a tire after the third time, so the sales guy started to tell me about the tires they have on sale to replace that one. I asked what the tread was like on the remaining three and he assured me they were fine, but I really needed to replace that one tire. I didn't want to have a mismatched tire so I went ahead and replaced all four. Moral of the story, it felt good being able to do that and not have to dip into savings or swipe the credit card.

@thebrokenwallet 4 года назад

Yes, it is a good feeling! 🙌 Thanks for watching!

@Gxbrxela 4 года назад

this gave me some peace of mind; thank you. i’m 24 and i stress about money so much even though i make 72k a year BT. i have a mortgage with a balance of 120k still so it gives me some stress and leads me to believe that i’m doing poorly but i understand others are in worse positions than i am. having an emergency fund. investments. 2 cars in my name. and able to pay my bills way before their due dates. 805 credit score. i’m thankful for the blessings God has given me. this video really made me realize this. thanks again, i’ll probably watch this video here and there.

@thebrokenwallet 4 года назад

You're welcome! You're doing excellent, and it's awesome that you were able to accomplish this at 24!! That's inspiration for a lot of younger adults! Keep up the good work. 😀

@kimberlye8846 4 года назад

Thank you for the encouragement. I guess I’m not doing that bad after all.

@akosuamroney 4 года назад

Wow, I hit all the points on your list! I can't believe how hard I was on myself until watching your video. What a blessing I have 😊

@ajbee4790 4 года назад

What a great validation of all the work it took to get my finances straight!☺☺ Thanks for another great video and all your support, V. You're making such a difference!

@thebrokenwallet 4 года назад

You are so welcome!

@LB-bu5xf 4 года назад

A lot of us really don't know how to live within our means. We purchase expensive, unnecessary shit trying to impress people that could care less if we're alive or dead. I like nice things, but guarantee I'll purchase them when they're marked down. I would go to the store and see something I like at full price. I would go back couple weeks after and the same item is selling for way less. Be patient and shop smart, especially if it's not a necessity.

@llamadeyrey 4 года назад

That you for reminding me how fortunate I am in this day and age.

@thebrokenwallet 4 года назад

You're welcome! Thanks for watching.

@Kay-12345 4 года назад

Your the first person to give me the words to stop tearing myself down. I am so tired of doing it. Thank you

@thebrokenwallet 4 года назад

You are so welcome

@lisapitts9518 4 года назад

Great video! I recently had to spend $700 on car repairs, I put it on my credit card that has 0% interest until February 2021. It is so nice knowing I can pay the bill without worrying. It hasn't always been this way for me, I have struggled and made it somehow. We live below our means, so that in the event something unexpected comes up it isn't a problem! One thing I have been doing for nearly 2 years, is writing down what I spend everyday. It allows me to see where my $ is going and where I can make changes if needed! I went from making $17 an hour to being on disability, so yeah I am frugal.

@thebrokenwallet 4 года назад

Thanks for sharing! Love the idea of writing down what you spend every day!

@EG-hw8re 4 года назад

@@thebrokenwallet please talk more about helpful budgeting apps, mint has literally helped me become more aware of where my money goes. Great videos!

@edwardpalmore7114 4 года назад

You should be teaching at Wharton. Most of the people who give advice on social media assume that the listener can buy gold and silver or invest. But many of us can't do that. I find that if your house is paid for and you have a satisfied deed at the courthouse that you can weather the storm especially during this pandemic when the money is funny. I like your tip #8. Because each year I like to have all my debts for the year paid in full for that year so that I can begin planning for the next year. And given the fact that this is a pandemic and anything could happen in the world of finance and economics, it allows me to approach 2021 without trepidation. As I said before you are doing a great service for the American people. I just hope that they listen to what you have to say. God bless you.

@roseeze166 4 года назад

Sounds like basic common sense to me

@storiesfromthepublicdomain5122 4 года назад

Thanks for posting this! I get upset with myself over still having a ton of student loan debt after a decade, but this really helped to put things into perspective because I could say yes to all ten of them.

@thebrokenwallet 4 года назад

Glad it was helpful!

@tashawilliams8093 10 месяцев назад

I certainly am grateful that I've come a long way financially.

@justshady 4 года назад

I often forget when's my rent due. That's when I realized I was in a good place.

@victormunoz1864 4 года назад

I paid off $150k in student loans in 1 year, just paid the car I bought my mom 2 weeks ago, have money saved for 1 year worth of Bill's, and just feel as if everytime I save up, something comes up and it puts me back at the starting line. Feel blessed but tired as well

@thebrokenwallet 4 года назад

That's excellent, thank you for sharing with us.

@Simon-je7ko 4 года назад

I beat myself up because I am not there yet. Even if I do probably more than most financially. I am using a little of my emergency fund. Because I just started back to work. So I will have a salary soon. Also I am still receiving money from the goverment because of the pandemic. So I do this. But it will end soon. I think the worst financial mistake is to own a credit card and do not pay fully per month. How much you could have earn if you would have invested it. It's at least seven porcent a year. This year is so weird. It's like being stuck in a movie. Sometimes money keep up at night. Because I have a goal and I am wondering how can I be closer. I did go around my town last month. We do not have the same money worries at all. If you are not sure were you are in your finances or goals. I would recommend you do this. It's a wake up call. If I argue I prefer to not receive the money from my wife at all. Yes this is the worst about a couple. But I want things to be fair. I think it's a great video to know your progress and where you are financially.

@thebrokenwallet 4 года назад

Hi, thank you for sharing your experience! Don't beat yourself up, you will hit your goals!😀

@cynthiasimone4046 4 года назад

Thank u your tips was lik a pat on the back, we don't really c how far we've come until we sit bk and realize it and look at things from a different perspective. All this stressing about this and that there's a lot to b thankful for knw matter how small it may seem.

@thebrokenwallet 4 года назад

Exactly...those small wins make a huge difference in the long-run!

@mida8261 4 года назад

I can always do #7 because I live where everyone vacations. Lol. I feel much better though after watching this vid. Thank you!

@silverfish2341 4 года назад

Based on your list, I m doing well, not awesome. I ll be doing awesome in a couple of months maybe. I have a solid plan, a clear goal

@ronniebow650 4 года назад

Thanks V! This is something we all need to hear especially when we self doubt. Love your channel💕

@thebrokenwallet 4 года назад

Thank you so much! Glad you liked the video!

@SC27154 4 года назад

Thanks for the video ❤💕. It is good to remind ourselves that we are progressing rather than ruminating on how far off we are from our goals. I am definitely doing much better than how i was, it might be fruatrating at times but im heading towards the right direction. 😊

@thebrokenwallet 4 года назад

Love that!

@hushedthoughts 4 года назад

Yess this is so important! On money journeys we often forget to stop and appreciate how far we've come.

@thebrokenwallet 4 года назад

Yes, we do! Thank you for watching!

@MarieHolliday 4 года назад

You are wise beyond your years based off what you stated iam on point financially with all points you mentioned.

@thebrokenwallet 4 года назад

That's excellent. Thank you for watching!

@caseythesparky3503 4 года назад

My husband finally gave me control over our finances and it's made our relationship better in every way. No more sleepless nights, living paycheque to paycheque. Im a saver, hes a spender. His credit score has grown almost 100 points in this year alone and he feels like he can take on the entire world now lol

@thebrokenwallet 4 года назад

That's excellent! Congratulations!

@peace-a 4 года назад

You made me smile because I was able to check off on all of these. I gotta thank Dave Ramsey for helping me get my s*** together with my finances. Currently on BS4 and 6. Great video. Thank you!

@thebrokenwallet 4 года назад

Glad to hear it! Thanks for watching!

@arnibah 4 года назад

Damn.I'm in great shape:)

@yavenay 4 года назад

One of the best decisions I made was to downsize to a smaller home. I am completely debt free including mortgage with a healthy savings and investment portfolio. I have passive income as well as still being employed. I am definitely barista FIRE. However with that being said, I live a very simple lifestyle by choice. I no longer have the desire to chase money. Money for me is nothing more than a way to have more options and maintain my freedom. Given the state of the planet and the US and what we are doing to the environment, being a mindless consumer no longer appeals to me.

@thebrokenwallet 4 года назад

Exactly...you hit it on the nail..."Money for me is nothing more than a way to have more options and maintain my freedom."

@MandyLina123 4 года назад

I thought I wasn't doing good financially but then I thought more about it and realized I am doing pretty well. This video just confirmed it. I have debt, but I also have savings and said debt is at a low interest rate with credit counselling and I had to use credit because I lost my debit card (again) so its not like I COULD use my debit card. Thanks for the video and the confidence boost! I pay my bills when due (except credit card. That is paid when it gets close to its max way before its due) because I would forget its been paid already lol.

@thebrokenwallet 4 года назад

You're welcome, I'm glad it was helpful!

@juhnaee 4 года назад

Thank you for this! Feeling much better about my finances. Being 25, trying to save for a house.

@thebrokenwallet 4 года назад

You are so welcome! Congratulation on your future house, too! 😀

@lindajones2558 4 года назад

Refreshing video. Thank you! I’m fortunate to say I can check all ten...not excessively but I can.

@cherylT321 4 года назад

Great!

@thebrokenwallet 4 года назад

Wonderful!

@afw3929 4 года назад

Love the positive perspective! Not everyone has completed Dave Ramsey’s baby steps, but there are many who are on their way and are still living a financially responsible life. Nice to see that acknowledgment and morale boost!

@thebrokenwallet 4 года назад

Thank you! Glad you liked the video!

@RobertGossCreator 4 года назад

Hello after listing to your advice now I know I'm doing things right. The problem with most people their not content with what they have and there always trying to paint a picture of something there not. Great video

@thebrokenwallet 4 года назад

So true. Thank you

@katherinabang4409 4 года назад

Thank you for this vlog! I’ve been diligently working on baby step 2 of Dave Ramsey’s program and your vlog shows me that I am on my way and handling my finances responsibly. You Rock!!!

@thebrokenwallet 4 года назад

Thank you ! You got this!

@JohnOchie1826 Год назад

Thank you Vee, this is my go to video whenever I feel bad about my finances.

@thebrokenwallet Год назад

I'm happy you find it helpful! Thank you for watching

@emmafath4287 4 года назад

This is so helpful! I’m trying to get better about enjoying this kind of peace of mind. I’m also trying to stay motivated about my goals even when I feel like moving towards them will take time

@carmcam1 4 года назад

remember when i was broke af, then now i have like 6 digit saving in local currency, yeah i felt i accomplished something.

@thebrokenwallet 4 года назад

That's a huge accomplishment! Congrats!

@michaelgray1803 4 года назад

You good

@queenteireigns6212 4 года назад

We are better than off than before but we still have a long way to go. The great awakening 😍

@abrareads 4 года назад

Very great points and reminders! Would you talk about how big of an affect personal choice plays in whether a person is financially healthy or not? I am not talking about the people who live in extreme poverty, but the people who actively choose a 600 dollar car payment over a 300 dollar one simply for status or other reason and then complain about not having money.

@thebrokenwallet 4 года назад

HI Abra, Ironically I'm working on a video on intentional spending for this week and I cover this in one of the points. Thanks for watching!

@abrareads 4 года назад

@@thebrokenwallet i look forward to watching it. I just found your channel and am really enjoying it.

@jenjen8630 4 года назад

Great video and needed to hear this! Thanks and have a great weekend

@thebrokenwallet 4 года назад

Thank you! You too!

@clicgear100 4 года назад

We are debt free and save all of my paycheck into investment accounts and friends and family don’t understand. They are like don’t you ever want to buy something? And we just say we are, we’re buying our freedom.

@SeanBaker 4 года назад

Silly friends and family

@thebrokenwallet 4 года назад

I like that response!

@merrijohnson3037 4 года назад

I was forced into early retirement but have always been fuguil and worked low paying jobs when I first started off. I was ablele to save 200,000 in an annuity. And sad enough cash to live off for 2 years. It's been 3 years and I haven't had to touch the money. I own a. Car that's 2 years and have never borrowed money other then for property. I get survivor benifitss and I had pension that I was aware I could have drown off since I was 50. It's a life time pension so I use that money for traveling and savings accounts for my grandchildren. I also pay myself 500.00 a month first. I don't owe anyone and my credit score is 840.00. I have always lived like I have no money, besides giving money to my church. I don't worry about money because I recall when I was 20 I said when I retire I want to be able to live off 800.00 a month. Believe it or not my house payment is less now then it was when I bought my first house. Yes I pay my utility bills 3 months in advance. I also never lend money. I did that 2 times and I never got a penny back. I don't have a college degree, but my son has his doctrine and daughters have masters. I raised my children as a single parent off a low salary union job. When I turned 58 I got a job pay me six figures and lived like I was only making 25,000 a year. Bigger is always better but I bought my last home when the market crashed and sold my 5,000 SF home for a smaller 3500 sq ft home which only left me with a very small mortgage. I think people live beyond there means and don't pay their sales first. I do have 2 pensions and a retired fund.

@merrijohnson3037 4 года назад

Sorry for the typos

@thebrokenwallet 4 года назад

Thanks for sharing Merri. You're right a lot people live beyond their means - sometimes without realizing it. I like the idea of living like you don't have any money.

@sanashaikh9120 4 года назад

Such a nice video! it feels so motivating to hear that ur on a right track..

@thebrokenwallet 4 года назад

Thank you for watching!

@heartland9513 3 года назад

I have just watched the 10 signs and the only one which as alluded my wife and I is the 10th. No one as asked us for advice. No credit cards or loans have made our lifes that more stress free. God knows if we drank or had to find the money here in England for tobacoo.Buying our house over 30 years ago as made life so much more simple. My neighbor next door rents his home and pays the same amount I pay for everything in my day to day living.. This is not me beating my chest only to say by listining to sites like this Light is at the end of the tunnal.

@denisec6184 4 года назад

Loved this video! It made me realize how much more secure I am financially than I thought, and thankful that I have that financial flexibility.

@thebrokenwallet 4 года назад

Thanks for watching! 😀

@user-wf8xi5fs8r 4 года назад

Thank you for making this video. Too often we concentrate on the negative or what we don’t have. This is a good reminder to celebrate the hard work we have put into our finances so far.

@thebrokenwallet 4 года назад

Absolutely! Thanks for watching!

@saraalves5807 4 года назад

Amazing vídeo. Do not despise the small beginnings . If you can handle small amounts of money, you will in the future manage large quantities of it.

@PoliticsFashion 4 года назад

This video really helped to put financial literacy and growth into perspective for me. It feels good to be able to check these boxes!

@thebrokenwallet 4 года назад

That's great! Thanks for watching!

@prospersis4540 4 года назад

This is a good list!!! I’ve accomplished some on it and working towards a couple of more currently!

@thebrokenwallet 4 года назад

Wonderful! Thank you for watching!

@teng029 4 года назад

being in a good place financially is good, but it shouldn't make you complacent. i got to where i am financially by being vigilant and even though i am comfortable financially, i remain vigilant. comparing yourself with someone else never works out, since there will always be someone doing better financially than you are. the ultimate barometer is your own peace of mind..

@RobinCookie 4 года назад

Also being financially health includes having your affairs in order. Health insurance, flexible spending account, disability insurance and a plan for a health crisis. After being diagnosed with breast cancer my medical bills and copayment were very costly. I don’t think a lot of people anticipate or think of how those things, such as medical bills can have an impact on your credit and finances.

@thebrokenwallet 4 года назад

Excellent point! Thank you for sharing with us! Hope you're feeling better, too!

@AndyDPhelps 4 года назад

Thank you for the motivation! Sometimes I forget to look back at my progress because I’m so focused on the future

@thebrokenwallet 4 года назад

You are so welcome!

@Kaz.2719 4 года назад

Thank you for bringing me some perspective. It's hard to stay positive when you're up to your eyeballs in debt. But the fact of the matter is I'm budgeting well, I'm saving every month and I have a sizeable emergency fund. This will be a long journey but i believe I will make it through :)

@thebrokenwallet 4 года назад

You are so welcome! Thank you for sharing.

@beebeemotsumi 4 года назад

I'm getting there. Slowly but surely.

@thebrokenwallet 4 года назад

Awesome! Thanks for watching!

@mjohnson6999 4 года назад

I subscribed just because of the positive vibes, Great video.

@thebrokenwallet 4 года назад

Thanks for the sub!

@danielponder690 2 года назад

Every week and month I do a financial review, at the end of each year (Dec 31) I look back and see how last year's excel docs compare to this years, thought my debt may have increased some, my income nearly doubled, my savings/investments have quadrupled, and most items on this list apply to me - including paying for some expenses due to a foolish mistake my sister made...

@clittle1807 4 года назад

I going to sit here and binge watch your videos tonight ... love your positive attitude

@thebrokenwallet 4 года назад

Yay! Thank you!

@jnyerere 4 года назад

MY Savings are on point, but I have a car and credit card debt to pay off. I will pay off all my credit cards by the end of August and God willing I'll pay off my car by April of 2021. Knowing myself the moment I make my last car payment I will probably break down in tears.

@thebrokenwallet 4 года назад

That's excellent. Keep up the good work! There's something so freeing about debt repayment.

@StudioRedArt 4 года назад

I don't check all of these. I do however have a nice emergency fund. I can usually throw half my paycheck into savings. I have no debt but also a low credit score. I went through bankruptcy in the 00's. I haven't let myself accrue any debt since then. I am saving for a new car in two years and am looking to start investing for retirement. It's funny how once I achieved my emergency fund goal I stopped feeling like I had to spend it. It was super hard to resist my savings when I only had 3k in it. Now? I don't touch it. Thanks for letting me know I'm doing better than I realized.

@maswilli 4 года назад

Thank You! I really needed this. I work so hard so that my family can be and will be ok during hard times.

@thebrokenwallet 4 года назад

You are so welcome!

@DeedraBoodram 4 года назад

OMG!!! I love everything about this video!!! Comparison will having you feeling inadequate or like you are behind. I stopped looking to the left and right. I just stay in my lane! LOL New subbie!! I love your content!

@thebrokenwallet 4 года назад

Yay! Thank you!

@Jc-ln5rc 4 года назад

I been feeling depressed all day but this video made me feel a little better. Things aren't always as bad as they seem.

@thebrokenwallet 4 года назад

Glad you're feeling better! Thank you for watching!

@cjko100 4 года назад

What a great video. We do sometimes forget to look at how far we have come instead of looking at only what we haven’t accomplished yet.

@thebrokenwallet 4 года назад

Thank you for watching!

@YAWPonthemic 2 года назад

Your sympathy is a fresh air in the personal finance creators space. Money stirs a number of emotions for me. You always hit the nail pointing them out and helping me reframe my thinking. Thanks!

@thebrokenwallet 2 года назад

You're welcome!!😀

@ighoathletics-4650 4 года назад

Damn this video makes me feel like am rich...you just earned a subscriber keep up the good work baby girl

@thebrokenwallet 4 года назад

Glad you liked the video! Thanks for the sub!

@STRAIGHTBOXMUSIC 4 года назад

800 credit, soon to have 6 figures in cash, all cars and cc paid monthly, and im butthurt because i dont have a house. Yet i have facebook friends that are paycheck to paycheck, some telling me they have 600-650 credit scores, and they post photos of new houses they bought with no money down or other programs.

@brealgritty2027 4 года назад

Get a mobile home first then a traditional house so you don’t have to waste $ on rent. That’s what I’m doing.

@STRAIGHTBOXMUSIC 4 года назад

@@brealgritty2027 mobile home? That's like the most universal waste of money there

@ajcab819 3 года назад

Thank you. I really needed this video. I can get really hard on myself on my debt free journey but I am doing well. The best way out is through 🙏

@jennyhammond9261 4 года назад

Thanks, I needed to hear this. I checked off the boxes, but sometimes worry that my savings isn't big enough.

@thebrokenwallet 4 года назад

That's great! That's a common feeling about savings account...there's nothing wrong with being over prepared, though. Thanks for watching!

@TheNewSchoolGamer 4 года назад

I realized living below my means really gives me peace of mind. Lifestyle creep is real and so subtle that it's tough to notice. Once I recognized it and made some adjustments I ended up in a much better financial situation.

@thebrokenwallet 4 года назад

You're absolutely right, you can't put a price on peace of mind. Thank you!