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10 Things I wish I knew about Private Health Insurance I Overseas students & TR holders I Australia 

Kavita Shrestha
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Hi guys,
I am a permanent resident in Australia. However, I have been through both, overseas student life and temporary residency here. And throughout my whole 3 years, I never felt the need to enquire about my private health insurance policy. Until one day, my husband needed a major surgery.
This video focuses on 10 important things to know about private health insurance in Australia. It is not only beneficial for international students & temporary residency holders, but also for anyone with a private cover in general.
Hence, I am sharing the information I gained while I was dealing with many issues that I had with my private health insurance. Trust me, after watching this video, you will never be fooled by any one of them, because, you will know the exact questions to ask. And please, ask questions and research, don't just accept what they say.
CONTENT
1. OSHC & OVHC: 00:52
2. Coverage: 02:58
3. Excess: 04:04
4. Waiting period: 04:37
5. Pre-existing illness: 06:08
6. Ambulance cover: 06:28
7. Extras cover: 07:08
8. Out of pocket cost: 07:49
9. Informed financial consent: 10:36
10. Commonwealth Ombudsman: 11:18
*Bonus tip: 12:36
Thank you for watching!
Please like, comment, share and subscribe!!
Love,
Kavita :)
Important links & helpline:
PrivateHealth.gov.au website: www.privatehealth.gov.au/heal...
Commonwealth Ombudsman website: www.ombudsman.gov.au/what-we-...
Commonwealth Ombudsman Helpline: 1300 362 072
Logo credits:
Bupa: www.bupa.com.au/health-insura...
Allianz: www.austbrokers.com.au/wp-con...
Nib: eppinghighdental.com.au/nib-l...
Medibank: www.chirofix.com.au/our-team/...
#OSHC#OVHC#InternationalstudentsandTRholdersinAustralia

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30 июн 2020

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Комментарии : 60   
@rahulk7989
@rahulk7989 3 года назад
Really important and unique info.. Thank you very much for sharing this
@AA-kx9fc
@AA-kx9fc Год назад
I'll be arriving in Australia a month before my oshc starts which is arranged by university itself. Can i buy a new oshc from a different provider for this starting month or should I go for a date change? Tried calling oshc provider which is arranged by university for a date change but didn't get any reply. So buying a new policy from a different provider for 1 month is a good option ?
@sukhchainsingh5299
@sukhchainsingh5299 2 года назад
Discuss related medibank ?
@KatRollo
@KatRollo 2 года назад
Thank you! I'm a private insurance newbie having come to Oz on a TR visa. I just got my healthcard from Frank (yeah I know 😂) and I'm not sure when exactly do I swipe this? Pretty sure the POS doesn't read it but it does have a magstripe so it's swiped somewhere?
@cheemamanindersingh
@cheemamanindersingh Год назад
Hi Kavita, I hope you do well, , if 485 visa applicants are visiting overseas can he suspend health insurance while overseas, any effect on his 485 Graduate work Visa ? If you know about it please let me know. Thanks
@lehangtq1
@lehangtq1 2 года назад
Thank you for sharing useful information.
@hkdanahui
@hkdanahui 2 года назад
Appreciate your sharing. Information was laid in an organized way, which make it easy to understand!
@rimanana607
@rimanana607 2 года назад
Thanks so much for sharing, still helpful and relevant! :)
@surakshagurung6391
@surakshagurung6391 4 года назад
Very helpful, thank you 😊
@alafrihat7477
@alafrihat7477 Год назад
I am coming on a student visa and bringing my family. Can I pay for only one year and continue later on?
@user-zl9et1fm6r
@user-zl9et1fm6r Год назад
thank you for your sharing
@PhillGraaf
Thank you for making this video!
@avinash0072355
@avinash0072355 Год назад
Thank you for sharing, all this information!
@abby6458
@abby6458 Год назад
Great video thank you so much for the great level of detail!
@dipikathaker1536
@dipikathaker1536 3 года назад
Thank you for sharing ur experience, I m about to finish my student visa soon and this information is definitely helpful, thanks
@shreychanchad2325
@shreychanchad2325 2 года назад
thank you kavita, very touching story and great to share it with others to be careful for themselves in the future. :)
@shadowmysticranger
@shadowmysticranger Год назад
Very informative 💝
@PrateekKumarAgrawal
Very Informative video
@alanlammusicpower4193
@alanlammusicpower4193 Год назад
Hi,
@TheGhandruk
@TheGhandruk 4 года назад
Good Job
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