Good sharing brother, really appreciates it. Would be better if you could come up with chart for those benefits and catches in future. If you have one for the current one, please share. Thank you.
Great video! Thanks so much for the information. Just a question, you mentioned that the biggest downside to the RHB Shell Credit Card was it is not supported by Apple Pay. But I just did a quick check and I think RHB recently just announced that their cards are now supported by Apple Pay. Would that mean this will be the superior cashback credit card now? 😆
Out of these, currently using the RHB Shell Credit Card (weekday driver) and the Maybank 2 Platinum cards. Would say that the HLB Wise Credit Card which I’m also using is better than the UOB One card though, with the only caveat being that the 8% only applies on weekends, hence being my weekend driver before switching to the Maybank 2 Amex.
Hi bro, the Maybank 2 Gold/Platinum got 2 cards respective for Visa & Amex right. Do this mean u need to pay double for the annual credit card tax? Rm25 x 2 = Rm50?
@@muhammadazim4029 Unfortunately yes. The annual service tax is RM50 as they’re seen as 2 separate credit cards (despite them being bundled together). Someone correct me if I’m wrong as don’t have the card but think the same applies for similar bundle cards like the Public Bank Quantum Visa + Master.
For Standard Chartered card, i dont think the RM60 is lump all together into one category. The statement said (which means RM20 for each category, subject to the cashback cap in each spend tier). Correct me if i am wrong. :D
I understand that the annual wave for RHB Shell credit is 195 but waived when swipe min 24 times on subs year.. Does it mean that we swipe 'literally' on terminal to make payment or contactless payment considered as swiping ? Hope can clarify here! Thank you for the video!
Great video! I got the standard chartered card but im not too happy with the high minimum spending. Rather try the uob one or farm travel points How long should I wait after activation to cancel without affecting credit score?
I watched the other video on UOB one card saying that the cashback is on quarterly basis and the Bank will select the lowest spending of the month for the cashback?
Hi, regarding the shell visa credit card, if we spend above rm1000 for utilities online, spend groceries the max cap for rm50 enough or need to spend more than that category?
Hey if utilities alone is 1k spend then you’ll already get the RM50 sorted. The rest you can spend on whatever category. That’s what I do too except with e wallets
Hi, regarding the uob one card, if using Grab made payment for a bill like astro mobile is entitled for cashback, can i top up grab the ewallet using this card ?
@@MillennialFinanceMalaysiaAlright but i have another question. For UOB one classic, I need to spend atleast rm500 a month. Lets say that Petrol - RM150 Dining - RM150 Groceries - RM150 Grab - RM0 Others - RM50 Total spend: RM500 Do I will get the maximum cashback rm40++? Or i will not collect rm10 cashback from Grab categories since i did not spend with grab?
That’s their interest charges if you make late payments. So they’re saying RM4.5k is the max they’ll charge you in interest if you have a lot of balance outstanding
