Wow, this video is betul-betul membantu, especially for those yang nak cari savings account yang offer high interest rate. Saya suka betul cara you explain pasal the OCBC 360 account. Your breakdown on how the interest is calculated based on different components, macam deposit bonus, pay bonus, and spend bonus, sangat clear dan straight to the point. Also, saya appreciate the tips on how to achieve the max interest rate dengan hanya deposit dan spend 500 Ringgit each month, it's quite achievable for most people. Also, menarik juga to learn pasal the different categories of savings accounts and how each has its own perks and conditions. Your comparison really helps to highlight the benefits of each, making it senang for viewers to make an informed decision. Definitely a well-researched and informative video! Keep up the great work!
Thanks for the videos. hope you continue to provide us malaysian financial guidance. Really appreciate it and happy early chinese new year wishes to you and your family.
from what I see, the ONLY benefit of saving in these savings accounts mentioned in the video is 'Protected by PIDM' else, I don't see why I need so much hassle just to earn a meager sub-3% interest rate p.a. whereas money market funds easily surpass >3.5% p.a.
Great Video! Thanks for the info really help me with my choices. Wanted to ask if having any of these banks as salary account consider as depositing money in these accounts as mentioned above? Or do i need to physically deposit every month?
RHB old rate have been revise with spend and pay both increase 0.25 to 0.75 with made the components become bank balance 0.05 save 1.80 spend 0.75 pay 0.75 invest 1.00. RHB website still showing old rate. Need to seek on more information page to review the new update rate.
hi ziet, thanks for the great video! i wanna ask since these high yield savings account require you to do some actions to be entitled to the rate, would it be easier to just put it in GX bank instead?
hi ziet, i was wondering if you could explain on how can we know how much do we need to invest so that the cost of investing doesnt eat in into the money we invested
Hi Ziet. Great video. Just wondering, how many bank account do you manage personally? How much is too much or too little for an average malaysian? It would be great to have your enlightment on this.
Hi Kise, im not very sure about that coz i never transferred stocks from Webull before. If you ask me - maybe download the annual statement will do, as its probably just to prove your account ownership. Do check with IB support just to be sure yea
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