For years I took oatmeal and dried blueberries for lunch from home. Cost about $3. My co worker was 55 and lived with his mom. Had no retirement saved. He ate out for lunch everyday and complained how poor he was. He use to mock me for my lunch. My house is paid off. I have no debt. I have large bank account. Life is good.
I just recently stumbled upon that for the first time with a Dave Ramsey clip. I was really surprised by it. I can say for a fact because I have seen hundreds of people’s bank accounts eating out is more expensive haha. Thank you for reaching out!
@@mamadoom9724 I’m very frugal so believe me when I say it is most of the times, or at least is the same. I’ve been in some countries in west Europe and I see the difference, but here not so much.
I always bring lunch! Make spinach and brown rice and rotisserie chicken. Brown rice $3.00, Chicken $6.00, spinach $4.00 $10.00 for the week. Brown rice last all month.
Heck yeah! I do the exact same thing expect I do sweet potatoes instead of rice. Maybe 1.50 for 3 days worth of sweet potatoes! So happy you shared this!
There’s a reason restaurants and convenient food is so popular! It’s just so easy and tasty! I have found the more I learned how to cook or lean into things I enjoyed making I naturally just wanted to eat out less! Thank you for reaching out! I hope all is well🤍
Thirty years ago I read a book by Suze Orman. It changed my life because I adopted her basic principles. It has helped me get to where I am today at almost 62 and able to retire if I wanted to and live a sustainable life for the rest of my life. You are nailing it in your videos. However you are underestimating one thing, people are afraid of change and more importantly afraid of not conforming with the people around them. I am practically alone at my age and financial situation which should be the norm for everyone but it isn't. So, I don't fit in. If that is important to you, the change you propose is scary. Who wants to be the one guy without a tattoo among a sea of people showing off their tattoos?
You’re 100% right! It’s definitely an aspect I have not considered enough! Did Suze Orman have a strategy she used when it came to this aspect? Really appreciate this comment!
In the Netherlands is has been normal since ever to bring your own lunch to school and work. 4 Slices of bread with cheese in between the slices or some other topping and a piece of fruit. Simple, cheap and efficient ! 😛
Wow that’s incredible!! I got made fun of at work for brining my lunch haha! Bread with a little avocado is so tasty and inexpensive! Thank you for sharing🤍
I meal prep most days. It costs a lot of money where I am to constantly buy food. Fast food is just as expensive as a restaurant these days with whataburger meals being about $15. A pack of chicken and rice can stretch a lot further. But admittedly I eat out a lot because I get tired of my own cooking.
Very good video excellent as a matter of fact. I was taught the 15 dollars rule by a minimalist friend of mine when he asked how much I spent a day on fast food and snacks. I said 15 dollars. Ahhh replied 15 in 5 work days is 75 and 300 a month which equals 3600 a year 18000 in five. Don't take those 15 dollars a day for granted. Your are spending your future away on fast food and snacks he said.
Incredible rule! It’s the 5,10,15,$20 purchases that make the biggest difference in my opinion! Really glad this video provided value! Thank you for sharing this!
Young workers should be jumping jobs every 2-4 years to get sizable increases and promotions into higher positions. Its by far the quickest way to advance your salary.
I absolutely agree! I had many opportunities to have left and made very close to 50% more in my salary doing the exact same thing. Stayed for “loyalty” reasons but anyways everything worked out. Thank you for sharing this with us!!
"Prioritize discovering what is enough" - been trying to tell my family that for a long time. We are always chasing and I think that has been a long time source of stress.
I think the biggest thing about this is moderation (I’m a nutritionist so of course I would say this 😂) It’s fine to eat out or get wine or go on vacation, etc… but plan for it, budget for it and understand both the upfront and opportunity cost! If you want a 7 dollar Starbucks coffee once or twice a week and plan for it… go for it! If you get it 6 days a week and don’t have a budget then you’re doing it all wrong imo
You’re absolutely right! This is incredibly important! If it provides value and you budget for it then it’s not something to vilify! Really glad you shared this! Thank you!
I grow 50-60 percent of my food. I only eat out once a month or so. Rediscover what real food tastes like and make your own meals. You never will consider eating out as better food than the food you make.
Just wanted to shoot you a Happy Birthday comment!! Hope you have a wonderful day and can set some good intentions for a powerful year! I hope all is well
I know what I want most in life and how to get there. That is so valuable to me, I have a path that I can take and strive for. When I get to the finish line, I'm gonna be very happy and it doesn't have to do with money but luck If you multiply my cans I recycle per year, we're looking at over 1000 dollars I just applied for a new job I compare myself so much and I feel like it's awful. Sure I'm not gonna buy things to look better, but I am gonna work to the bone to get money to look better It's awful, it messed me up so badly and I can't get out of the habit I'm good where I'm at in life, I don't understand why I have to have more, but I do. That's just how I feel
This may be me overreaching my boundaries but for myself personally I found the more meditation and therapy finding and protecting my younger self and it drastically helped my comparison tendencies. I saw what mattered and that it could never be compared. Of course I still compare at times I think we always well but this has helped me manage it
Eating out is either: cheap with horrible ingredients and you feel nasty afterwards, or "just ok" ingredients and outrageously expensive. I have been so disappointed with restaurants. Shrinkflation. Yes, eating at home is cheaper, and better for you, and you can make it the way you want. A grass-fed steak is $7, that would be $35 or more in a restaurant, and it wouldn't be grass-fed.
12 months in the year, that's true. But weekly expenses have to be multiplied by 52. Fifty-two weeks in the year, which is thirteen months, an unlucky number. Wine is $520 a year at $10 a week.
I really wish I had a good strategy when it comes to dining out. The unreal convenience mixed with surpluses in easy calories makes it really difficult to break away from it. I am releasing a budget video either on Sunday or Wednesday that may help a little. It’s a bit different than most other budget styles. Hope things get better! Thank you for reaching out🤍
Hahaha yes! The bank I worked at was right next to a Starbucks and it always shocked me how people would come in upset and some aspect of their finances and had a massive Starbucks drink. Thermoses are a great investment haha! Enjoyed this comment, thank you!
But one thing very important like 👍 your videos true . This is your health everything we eat determines help you be status huge cancers and cost health costly people don't think system help you . That figured out if not working no nest build out so end or life be broke .
Why would any business be loyal to you if your skill set can be done by millions or thousands of others in the work population. If you provide true value or unique value, you will be compensated as expected. Don't everestimate your market worth, be real about what you are offering to someone who owns a business.
I totally understand what you’re saying! I was taking it from the perspective if some other company is willing to pay you 10k extra a year to do the same thing when your company will pay you substantially less than they are under appreciating your value, but it’s not as cut and dry as that. Thank you for sharing your perspective.
I don't think that switching jobs every couple of years is ethicle. Wouldn't it be better to work for a company that you respect and be loyal to them. Put yourself in the shoes of a small to medium size company owner.
In certain ways i absolutely agree. I think it depends on the situation. I spent 5 months interning for a podcast studio completely for free. I then got a job with them for 30$ an hour for 10 hours a week. It got scaled to 10 hours a month and they just outsourced the work overseas. The thing is a totally get it, it was a good “business” decision but that’s all it was was business. I learned a lot during this time but also missed on a lot of opportunity because of loyalty.
