5 Best High Yield Savings Accounts: High Interest No Fee’s

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On this episode of The Table with Anthony ONeal, we break down the essentials of high-yield savings accounts and how they can propel you toward your financial goals. AO discusses the advantages of earning higher interest rates, the security of FDIC insurance, and the ease and flexibility of online banking. Whether you're just beginning your financial journey or seeking to optimize your savings strategy, AO’s expert insights will help you maximize your money and establish a strong financial foundation for the future. Don't miss this episode-it's packed with valuable information that can make a real difference in your financial success!
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Опубликовано:

23 июн 2024

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Комментарии : 175

@jimbobjim2310 15 дней назад

I have several HYSA accounts. My favorite is Bread 5.15% however I also have Vio bank 5.30% and FlagStar 5.55%. My best advise for people is instead of going out to eat, to drop that $100 into a HYSA. Instead of buying a new car, put that $700 a month into HYSA. Instead of doing $7 a day at Starbucks, put that $200 month into HYSA. Will be surprised that after several years you have $30k, $50k, $100k saved! Every $1 adds up and eventually you will be earning $10 a day, $30 a day, $100 a day in interest! I’m currently up to $123 a day!! That’s right, $45,000 a year in interest from years and years of not spending and instead saving my blue collar income. I’m not even college educated, I’m a blue collar worker who gets dirty daily however each paycheck I immediately put 25% into HYSA and watch my earnings increase

@lailusionista2564 14 дней назад

Thank you

@terrancepinkney777 12 дней назад

👊🏾💪🏾

@bryansims007 11 дней назад

Motivation 💪🏾💪🏾💪🏾

@LibraLife47 6 дней назад

Your comment is the best. Thank you👊🏾

@jenmarkosian8720 5 дней назад

Do you mind sharing why you have 3 different ones and why you like Bread more compared to the others?

@katietucker4772 11 дней назад

I want to thank you. I signed up with SoFi back in January when I saw another one of your videos about high yield savings accounts. I am very thankful. The growth is so great and I am very grateful. Take care 🙏🏾🙏🏾

@katietucker4772 11 дней назад

@Hostline_TheTableWithAO no I’m not on your private coaching program yet.

@UnapologeticallyServingJesus 22 дня назад

I'm in finance and thought it was hilarious when you said "MOST people have 10,000 in savings". Not true. MOST PEOPLE DO NOT EVEN HAVE 5,000 IN SAVINGS. Anyone can find statistics on that. The bottom line is you can save all you want but its not going to do much. To survive today, you HAVE to find ways to MAKE more money. Period.

@willtacoma2ndgen661 22 дня назад

You are contradicting yourself, brother. It is easy to save. People need to stop spending money they don't have on junk and stop trying to keep up with the Joneses, and they will have savings. The majority of people have a lot of unnecessary stuff to show people they have a lavish lifestyle, such as cable bills, expensive brand-name clothes, expensive cars, and jewelry. I stopped buying junk in 2007 and now have saved up to $250,000 plus dollars in my savings account, plus I own my house.

@TheQueenChanti 21 день назад

He said they SHOULD have that to cover three months of expenses, but I'm glad you're in finance 🙂

@bessiewright2235 17 дней назад

@@willtacoma2ndgen661congratulations - facts because I’m on my way

@jaredbills72 17 дней назад

The point he was saying was that IF they have a savings account of 3 to 6 months of expenses, for most people that amount would be $10k or more. He didn't say most people have that amount in savings, but rather that they should if they are aiming for the goal of 3 months of expenses.

@Rbj4525 16 дней назад

Marcus and UFB

@VuzeYT 21 день назад

Video starts 15:14

@roshunepp 21 день назад

I fell on the floor after clicking this and seeing how little is left of the video. Lol

@twoine21 18 дней назад

thanks bro! dude is literally a professional yapper! has to make his videos a certain length to monetize. hate it!

@beautifullyrical8264 17 дней назад

Thank you ❤

@rubysundae134 17 дней назад

Thank you so very very much!!! These videos are way too long.

@rajaneen 16 дней назад

Ty!

@Dapowerranger 22 дня назад

Been using sofi bank as my main bank for since Jan and i love it

@rodneygamble3883 16 дней назад

Please explain the IRS collection to your audience that's attached to this extra money

@seananderson683 16 дней назад

My money makes me approximately $170 per month in my SOFI savings account. I take that interest and put it all towards my lone remaining credit card debt which is 0% until January.

@tduck828 20 дней назад

I love republic bank in chicago. They pay 5.2% on money market. Vio Bank pays 5.3%. Love both.

@SB-rn4fy 16 дней назад

Synchrony is 4.75% for their HYSA. I've been with them for years. They have no minimums and an ATM card. They are terrific. They also have good CD rates.

@IAmLRose 17 дней назад

I have had Ally since 2012 and I looked about 2 weeks ago and I just saw my savings account was a HYSA I was soooo happy and you can do savings buckets, so I’m about to move more funds

@dynamic75 17 дней назад

Just discovered your channel, great information. Thank you and much continued success to you!

@Bur6212 18 дней назад

Holy fluff… 21 min video that could’ve been 3 minutes

@jimbobjim2310 15 дней назад

From a guy who saves $0

@Thatgirl12-fp3uq 21 день назад

Thank you Anthony!! I opened a High yield account and Im already benefiting from it!!

@bessiewright2235 17 дней назад

Same here

@stevesimmons430 22 дня назад

Great info bro

@widlinejackson9675 22 дня назад

Hi! Thank you so much for this amazing kind of contents!! How many high yielding accounts can I open at one time?

@raquelgourdine-neal847 22 дня назад

I opened Laurel 5.12% and Ally.

@readingstrategist 22 дня назад

We have Ally and LOVE IT 💰 💃🏾

@AdrienneC 22 дня назад

Love Ally for their buckets feature!!!!! That interest hitting those accounts is like Christmas all year long!😍

@readingstrategist 22 дня назад

We have Ally as well and I totally agree with you 💴 people dont know what they’re missing

@sharenwiltshire8456 21 день назад

@@readingstrategistthank you.

@donaldmcgee6334 14 дней назад

100% agreed. I've had them since 2011. Great rate

@MoniDobbs 2 дня назад

That face you made when you said ,"in contrast with a regular savings account, you will only earn $33.00, is classic. 😂 You speak the truth.

@dec1slh 16 дней назад

I have a weathfront cash account, its been having it for a few years, the interest rate is still 5% and up to $8 million of FDIC insurance through our partner banks.

@dmiles8406 День назад

Thank you 🙏🏾 so much for posting this information! I am constantly surprised at how little interest is offered when the credit union s using your money.💰 😮

@stevenbacon8594 20 дней назад

Good nuggets worth sharing.

@realestateinvestments7 5 дней назад

These are some great places to start! Great tips thanks!

@MichaelDavisDJMic 22 дня назад

Marcus and Goldman Sac at 4.40% and PNC at 4.55%

@Relaxwithspirit 18 дней назад

Yup Marcus is my current favorite

@roshunepp 21 день назад

Do all hysa compound daily?

@ronnieadrian9843 9 дней назад

Is a money market account for 5.29% in vanguard such as the Vusxx with an expense ratio of .09% a good idea?

@Bur6212 18 дней назад

Love SoFi.. even do my investing through them too

@Dapowerranger 22 дня назад

I also love discover ❤️

@WendyP-rs3if 17 дней назад

What about a savings account at Bask Bank? I believe you mentioned it several months ago.

@l.lboogie7049 19 дней назад

Question can we open kids account. Under this high yield savings account

@andregray6973 22 дня назад

Credit Karma 5.10% APY

@mskrisl7535 22 дня назад

Yes,I have one with them.

@kelvinalexander4353 22 дня назад

Laurel Road 5.15% APR

@kmbrlyshome1 21 день назад

I’ve seriously been debating on switching to Credit Karma. That’s a great rate!

@lachellewoodert6376 21 день назад

What about Western Alliance Bank at 5.35% APY?

@taviadavis4222 21 день назад

Credit Karma it is!

@MomoHitsujiOwO 20 дней назад

I’m surprised Laurel Road isn’t in! Now It’s 5.15% APY!

@davidthomas4065 7 дней назад

There’s also UFB Direct at 5.25%, Bask (which you mentioned in another video) at 5.1%, and Betterment at 5%. None of these have any requirements. There’s also an online credit union called DCU (Digital Federal Credit Union) based out of Massachusetts. They pay 6.17% up to $1,000. The only requirement with them is that you have to give to a local organization (about $10) if you live outside of the area.

@lilmama2628 19 дней назад

I have Amex, Marcus and Betterment

@benelliott5661 20 дней назад

😁 Thanks for opening this door. Replenishable Dating money for my wife and I on a budget. That went off like a VOLCANO. All I needed to getting rollin'.

@tevinmusic1994 22 дня назад

Capital one has a high interest rate for a savings account

@inquisitiveferret5690 22 дня назад

The 360 savings is solid, 4.25 % APY. No minimum balance, no monthly fees.

@kendraturner6125 21 день назад

I have a Capital One HYSA also.

@hwy90vonnie34 20 дней назад

@@inquisitiveferret5690 is this real I'm going get one asap

@natep1325 18 дней назад

I use Capital One as well.

@dynamic75 17 дней назад

I’ve had an older savings with Capital One with only a 0.3% annual. I just opened a new Performance Savings with a 4.25 rate. 😫 Better late than never.

@ladydipset88 18 дней назад

I have Amex and Wealthfront

@michaelbrown4584 22 дня назад

HIGH YIELDING !!!

@lmbarnes3 11 дней назад

Compound interest-Doesn't that mean the interest is added to the base total, which causes the compound? You can't spend it right... or withdraw it to use.

@downlaw День назад

What do you think of E*Trade at 4.5%?

@Embrxceyourdemons 8 дней назад

Video starts after 15:17

@OzWorldChannel 19 дней назад

If I'm not mistaken, savings account APY can fluctuate based on market conditions. Why not use a CD and lock in the interest rate for a term? I do understand the benefit of HYSA where you can move your money at will, but if that's not a requirement, why not do CDs? Or a Jumbo/mini Jumbo?

@HauteBeautiBudgets 19 дней назад

He talked about cd and the fluctuate of apy in the video

@TobiDeLafayette 18 дней назад

Yes the rates fluctuate , but rates have never been this high in years almost 5% & they’re guaranteed to over around that for about the next year or so due to inflation & the fed increasing rates …so it’s basically a CD , but if have access to it if you need it , I use my interest dividends to pay for my yearly cruise vacation & to pay for my car insurance for the year

@gail235 10 дней назад

12:00 minutes in…when will you give the list of hysa?? I’m stressed and leaving. Already have hysa and etf’s im out.

@josephmcgee2263 19 дней назад

Amex?

@nathanieljackson65 19 дней назад

UFB 5.25%

@jayhen5969 18 дней назад

What about ufb or robinhood high yield

@aldwinjones8985 21 день назад

CIT bank

@demetriusbanks3934 22 дня назад

What about Raisin Bank which is at 5.26%

@mauricescribner7025 22 дня назад

Not actually a bank, Raisin works like a referral to HYSAs. Raisin itself is not a bank

@JavierGarcia-hd7xm 17 дней назад

Drop that knowledge

@chadan3504 22 дня назад

Chase currently has a CD with 4.6% for 7 or 9 months

@MichaelDavisDJMic 22 дня назад

Chase CD at 4.75% for 9 months (at least in the Los Angeles, CA area)

@FTG2Eli 22 дня назад

@@MichaelDavisDJMic Thank you! Good to know😃

@Bur6212 18 дней назад

I have cds with Discover at 4.7 for 12 months

@thatmanvan2018 15 дней назад

Can you do a review or analysis on Goldman Sachs Money Market account please? I believe their APY is high but I'm not as well versed about finances and wealth

@zacktheallaroundguy1323 2 дня назад

Let's get to the bag 🎒

@BitcoinTo12K 22 дня назад

Sofi?

@anthonyoneal 22 дня назад

Yes! Here is the link! 🏦 Savings Accounts: Sofi Bank: anthonyoneal.com/savings

@shereseroberson7092 22 дня назад

With Sofi, you have to open a checking account and a savings account at the same time. They will not allow you to just get a savings account. I looked into it after one of your earlier shows. In the end,I decided not to move forward because I didn't want a new checking account.

@tommyReeves-8 16 дней назад

I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?

@JacobMoorey 16 дней назад

Honestly leave it in a account that yeilds 5%, or better still get in touch with a trusted guide .

@anna-brazz 16 дней назад

Agreed, opting for well detailed guide is the best way to go about the market right now. I average 4 figures/month in dividends. I'm in the process of dumping some stocks that I feel are not solid performers, but my overall stock portfolio just hit $600k. I have overly 30 stocks with digital assets clearly vetted by my guide..

@petrwalker 16 дней назад

@@anna-brazz mind if I look up your guide please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. Although This served me well when I was flipping and renting houses, however I need a different plan now. thanks ..

@anna-brazz 16 дней назад

She goes by ''Katherine Nance Dietz'' a seasoned guide with over two decades of experience. You can research her further on the web.

@Mary-Flint 16 дней назад

curiously inputted Katherine Nance Dietz on the web, spotted her consulting page at once, and was able to schedule a call session. Ive seen comments about advisors but not one looks this phenomenal. thanks for putting this out

@ahob630 21 день назад

Good stuff!!

@joelloxclusivo9454 17 дней назад

Brother there are CDs that offer 5.35 APY with terms of 1, 2 or 3 months. U actively use them every month

@akidataylor7377 20 дней назад

No chime???

@MKing0049 22 дня назад

I follow you and opened an account with Prize pool…saved money there…should I move my money to the HYSA?

@xzavierthompson2898 18 часов назад

What about Marcus by Goldman Sachs high yield savings account?

@graceypatrick 19 дней назад

How much taxes you paying on that interest?

@paulmastre8202 7 дней назад

TD Bank has a 6 month CD paying 5 per cent. Maybe the big banks are starting to loosen up. Keep fighting the good fight.

@notrust27 5 дней назад

CIT Bank

@MPLetsTalk 21 день назад

Why not Capitol One with a 4.25% interest rate.

@jimbobjim2310 15 дней назад

Because vio pays 5.3%

@user-qm4ds1ci1z 21 день назад

Vio bank is the bomb- 5.30% Thank me later!

@tduck828 20 дней назад

Yessssss

@stevesimmons430 22 дня назад

I have a ? I have a 457 from my job I want to invest 100k of it when I retire I will be receiving a traditional pension so the 457 is not my primary income

@punisher6659 20 дней назад

457 Roth here.

@SuperstarLevine14 21 день назад

western alliance bank

@calvinross3284 13 часов назад

I know people/ educators whom have at least 25,000 in savings. Not super wealthy just great savers. I live and work in MD we do ok but before you say something crazy we also have a high cost of living. If my children see this Save Your Money. I made more off 10,000 from a high yield in 2 mouths I made $47 than a whole year. I had more than $20,000 in Navy Federal (checking and savings).

@sleepyapolloh760 22 дня назад

Ain’t got time 4 no dating

@dredakin 22 дня назад

My HYSA is with Bask Bank!

@dredakin 21 день назад

@anthonyoneal-HostLine there’s nothing to address

@thinkforyourself9334 21 день назад

@@dredakin it's a spam account

@AlexClarkcompany 18 дней назад

I'm now avoiding new purchases to avoid slipping into a bear trap. However, I'd like to know where the best investment opportunities are during a downturn. My goal is to retire comfortably on around $1.2 million.

@LouisMorganxb3 18 дней назад

Wishing you luck! The key to a happy retirement is to live the life you choose, if you have a certain amount in mind for your retirement, it is only appropriate to work with a knowledgeable advisor to make plans.

@OscarOwenn 18 дней назад

I concur that guidance should not be disregarded but rather followed. I remember a few summers ago, not long after my horrible divorce, I was in dire need of advise on investments to keep my head above water. Fortunately, I met someone with grit who greatly assisted me in growing my reserve, which despite inflation has increased from $360k to about seven figures now.

@AlexClarkcompany 18 дней назад

nice gains there! Please share your advisor's info with me. Due to my increased income from work, I'm thinking about investing in stocks and other assets that will enable me to gradually build wealth

@OscarOwenn 18 дней назад

Leah Foster Alderman is the licensed expert I use. Just look up the name. You would discover the necessary information to deal with a correspondence to schedule an appointment.

@AlexClarkcompany 18 дней назад

Wow, I just Googled her whole name and found her platform. Thank you very much for bringing this to my attention, I will definitely get in touch with her.

@michelled9698 22 дня назад

Hey fam

@Maverick7642 2 дня назад

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

@Charles43217 2 дня назад

It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

@Christian67337 2 дня назад

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

@Scarlett34568 2 дня назад

Would you be willing to provide information about the advisor who aided you? As a 39-year-old, I am eager to expand my stock portfolio and devise a retirement plan.

@Christian67337 2 дня назад

Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Scarlett34568 2 дня назад

Thank you for sharing, I must say, Amber appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

@TheBatman777 7 дней назад

Second time you don’t even mention Bread Savings or UFB Direct. Terrible list.

@semsimama2191 День назад

This is ridiculous, why does it take you this long to give at least one of the HYSA name. Why do I need to subscribe to a channel that does more rambling when you can ramble in between giving the banks name. SMH.

@the_chams 20 дней назад

How about Forbright bank at a growth savings at 5.30%! In currently with them! There are No fees, no minimum deposit, and no hidden charges. FDIC-Insured and Fossil-Free certified.