The 5 BEST High Yield Savings Accounts of 2024 - July 2024 UPDATE

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These are the best high yield savings accounts of 2024, July 2024
UFB Direct bit.ly/citijft
Bask bit.ly/citijft
Synchrony bit.ly/citijft
SoFi bit.ly/citijft
Marcus bit.ly/citijft
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Best High Yield Savings Accounts: bit.ly/citijft
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Опубликовано:

16 июл 2024

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Комментарии : 115

@cannotbeshaken7889 7 дней назад

In order to get the 4.60% at SoFi, you have to sign up for direct deposit. If you don't, then you have to deposit at least 5k every 30 days. Why he doesn't tell people this, I don't know. Makes me wonder what the hoops are on the others that he's not mentioning.

@rhdadrian 6 дней назад

Dude i signed up thinking that was true i found out the hard way. You also need the sofi plus membership. I dont have 5k a month!!

@scufd 2 дня назад

@@rhdadrian exact same thing happened to me so i closed my account and took out my money

@MrCaliman87 9 дней назад

If you have the Apple credit card, they have a savings account attached that pays 4.4%

@nanapoku5259 2 дня назад

You Apple Credit Union Credit card?

@Brianpeckin 13 дней назад

I like Marcus. It's the one I use though I don't like that. They took away seeing your net worth and I'm pretty sure sofi does which is cool

@TobyMayne1 8 дней назад

Which bank do you use??

@tiana_karolina 9 дней назад

What about BrioDirect? 5.3% APY

@gengartweetz2526 13 дней назад

No mention of Vio?

@josephmgomez3921 9 дней назад

Wealthfront is the best one

@BraydenVonn42 6 дней назад

What about betterment?

@downlaw День назад

What do you think of E*Trade at 4.5%?

@paulagardner7719 4 дня назад

If I want to transfer $10,000 to UFB from my current bank to get the extra percentage bump, whats the safest way to do that?

@thepotatoofheaven 4 дня назад

ufb doesnt let you get a savings unless you also get a checkings

@phoenixbythefire4555 13 дней назад

ForBright 5.30% APY, no fees, no bells or whistles either just a very high APY

@tonipepperoni77 13 дней назад

Yup same here. Love forbright

@denniscobos3306 13 дней назад

Vio is also currently at 5.30%, been happy with them so far.

@thepotatoofheaven 4 дня назад

can i open an account online or do i need to visit in person

@thepotatoofheaven 4 дня назад

@@denniscobos3306vio bank website says 1.10 percent on their site for their savings account

@Tuskbumper 18 часов назад

@@thepotatoofheavenonline!

@rnodae7825 10 дней назад

Hey guys im a 20 year old and im trying to learn about this type of stuff does anybody in the older generation know which saving account i should choose. I would listen to the video but i want a more “person to person” response .

@StaticOz_ 13 дней назад

I like SoFi

@chriscr3672 13 дней назад

I’m a teen looking to create a secondary savings account. When it comes to the sofi sign in bonus, does the direct deposit amount mean the amount of money that is being transferred to that account from let’s say another savings account or does it mean direct deposit in the sense of income from a job? Love your videos man keep it up

@victoriamitchell6240 13 дней назад

It's money direct deposited from your job(i believe)...i say that bc i did both, transferred $10,000 plus made the direct deposit threshold

@HypocritesExposd 13 дней назад

Minimum direct deposit of $1000 per month from a source of income, like your job. It’s really good you’re starting this early btw. Don’t get yourself in debt. Don’t chase the extravagant lifestyle. Build your credit and invest early. Good luck.

@lil2sturdy212 День назад

Hey I’m 18 and looking into high yield savings accounts also. Can u share your experience and any advice on wat to get started with?

@jambaman916 13 дней назад

How does this work? Do you get that interest every month? Or is it split up between 12 months?

@HypocritesExposd 13 дней назад

Most are paid out every month. So if you’re depositing $5k and get 5% interest, that’s $250 per year or $20.83 per month.

@jambaman916 13 дней назад

@@HypocritesExposd Got it! Thank you!

@raulf8595 13 дней назад

Yeah I love wealthfront ❤

@victoriamitchell6240 13 дней назад

Any issues with customer service? I looked up and saw that as one of the top 2 issues...so ive been scared away from using them even though i wanted that rate pretty badly

@carloshidalgo3298 13 дней назад

@@victoriamitchell6240no issues at all, great company!

@josephmgomez3921 9 дней назад

@@victoriamitchell6240 Wealthfront is awesome

@albertw6461 13 дней назад

Don’t forget Merrill Lynch Preferred Deposit

@zacharyrivera7228 10 дней назад

Best account is always the one not shown. Acorns has savings at 5% apy and an additional 3% in checking which is a total of 8% of all your money which is a no brainer plus they have early pay custodial accounts and a 3% Ira match not sure why he never mentions acorns.

@sabahatiftikhar9547 2 дня назад

Maybe because it has a monthly fee and limited features

@zacharyrivera7228 2 дня назад

@@sabahatiftikhar9547if you deposit 250 or more a month it’s free. Also has way more features then all these banks

@oreo3213 8 дней назад

For the $300, would it work if I deposit $5k to myself or does it have to be from an employer?

@shalooom 3 дня назад

Hey there! I looked DEEP into this. It MUST be direct deposited from an employer, social security, etc…NOT deposited by the money you already have from another account. So unless you’re making 5k in a month, you cannot qualify for this

@fatal_xfeeds4170 10 дней назад

I just had a serious question, I’m using an USAA checkings account, I don’t have a savings account but I wanna start saving using another bank, how would I transfer the money from my USAA to SOFI to put into my savings?

@raulolivares2863 10 дней назад

Once you open the sofi account you can add (link) your existing account. And transfer it over. You will need your bank routing number and your account number to link it.

@houli09 9 дней назад

Easy ACH transfer

@JoeyParker-xy7xz 11 дней назад

Should I try a get a high yield savings account even though I’m 16?

@jonathaninga2691 5 дней назад

A bit late reply but most places only let you get an independent savings account once you’re 18. Otherwise you’ll need a guardian/parent to open one. Nevertheless, if you are able to it is not a bad idea at all. The first few years in a savings account are when you will feel the least gains from it, since you are laying a foundation for future growth. But by the same logic, the sooner you start, the sooner you can make the most gains from a savings account. So if you are able to, open one.

@JoeyParker-xy7xz 4 дня назад

@@jonathaninga2691 alright I’m going too try and get one

@Biggerstaff4 13 дней назад

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

@Scarborough-c26 13 дней назад

keep contributing to your 401K, remember you are in for the long haul, but I'd suggest you consider financial advisory

@Lindsay-jy 13 дней назад

Agreed, having a good financial advisor is invaluable, my portfolio is well-matched for every season of the market and has just yielded 120% from early last year. I and my advisor are working on a 7 figure ballpark goal, tho this could take another year.

@CaroLewis-j8k 13 дней назад

@@Lindsay-jy this is striking! who is your investment adviser please, if you dont mind sharing? he/she is definitely grade-A smart

@Lindsay-jy 13 дней назад

She goes by 'Katherine Nance Dietz a renowned figure in her industry with over two decades of experience. It's best you research her further on the web, can't divulge much.

@StephenTho42 13 дней назад

Thank you for the lead. I just searched KATHERINE NANCE DIETZ by her full name and easily spotted her profile, no sweat. I have sent her an email, hoping she gets back to me soon.

@carilizer6006 7 дней назад

Okaaay but how does one go about opening these? How do you actually get started?

@Piseth_01 5 дней назад

Be carful what link you click many scammer out here

@julies111 2 дня назад

Forbright 5.30% with no minimum no fees

@Tuskbumper 18 часов назад

Yep been using them lately

@djbrianeye 6 дней назад

Thoughts on Jenius?

@dragoonzen 2 дня назад

I was looking into them as well, but no one on RU-vid gives an honest review. They just read what is on Jenius bank website...

@joerodriguez7334 11 дней назад

Been using bask since 2022 . Been great .

@brainwave1397 11 дней назад

CIT? 5.0

@RnR5 13 дней назад

FDIC???

@johnsfinancetips 13 дней назад

yes all of them

@rom6107 13 дней назад

You didnt talk about the risk/conditions

@deadstar962 8 дней назад

What are the risks/conditions?

@rickybarriga 12 дней назад

I got the $300, thanx John 😊

@hushmoney2058 8 дней назад

Party with Me I'm with UFB ......

@ausis6214 13 дней назад

Wealthfront? It's 5.5% with the referral boost.

@Zaevia 13 дней назад

That’s what I use

@ManuelMenchaca 13 дней назад

Be careful with wealthfront. They are not a bank. I’m currently being burned by Yotta-synapse-evolve bank fiasco.

@masterthodyu 13 дней назад

Same they’re so good even without the boost

@ChaseDizzie 13 дней назад

1. Wealthfront is a broker, not a bank 2. Wealthfront has no physical locations 3. Wealthfront has virtually no customer service. I can't even find a phone number. 4. The bank on the backend of Wealthfront is Green Dot.. eww There are other cons, but these alone are good reasons why it is not in the top five.. or even the top ten imo.

@ManuelMenchaca 13 дней назад

@@ChaseDizzie thank you! Coming from Yotta user uggh. Never again! The whole BaaS model is suspect.

@JimmyRosales-e1d 12 дней назад

What do u think about Cash app

@Kyoki_1 11 дней назад

Is the chime savings account good ?

@zacharyrivera7228 10 дней назад

2% is trash

@azieltobias 7 дней назад

I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 58, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

@disney-hefner 7 дней назад

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

@mellon-wrigley3 7 дней назад

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

@Gallo-firestone 7 дней назад

@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

@mellon-wrigley3 7 дней назад

"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

@louie-rose7 7 дней назад

Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.

@DominickSpano 5 дней назад

You basically make the same video every month about the HYSA.

@jimenezedwin19 8 дней назад

So if a buy a treasury bill for 3 months? With 5% interest. Do I see that interest right away after three months ?

@bohdanpukalo1741 12 дней назад

What about Webulls cash management account? Over 5% APR

@oroville12345 13 дней назад

A wedding and a car both are bad investments

@p19shelt 11 дней назад

yeah lol

@131313user 12 дней назад

Why Don't you mention, once again, that you need to like deposit about 5k per month for the interest rate benefits for sofi? Seems very bias, almost like you are pushing for this one

@MrJoegixxer 12 дней назад

Any direct deposit will yield the 4.6%. Non direct deposits require $5k. He definitely should have mentioned this.

@mikeyserrano9748 12 дней назад

It was $5K inflow into the account per month OR having direct deposit. That's how you get 4.6%

@shockjock35 10 дней назад

I’m still using GS Saving Account from my Apple credit card

@alexandermaximvm6393 7 дней назад

Speak faster so I can understand

@ChaseJohnston19 13 дней назад

Sofi til i die😤

@Silent_Death69 13 дней назад

First like 🎉😊

@ChaseDizzie 16 часов назад

These aren't the BEST savings accounts. They just have some of the highest interest rates. Would be better if you specified that in the title.

@kbeezy7417 6 часов назад

The highest intrest rate means the best…that’s what most people care about

@kbeezy7417 6 часов назад

I have UFB…and they give you a ATM card…it should be #1

@ChaseDizzie 4 часа назад

@@kbeezy7417 I disagree. Quality banking services, good customer support, and strong security practices are much more important than a .3% interest rate increase imo. That's why the majority of people keep their money in large financial institutions or banks/credit unions with a good track record, not UFB, SoFi, etc.

@popoy6985 13 дней назад

5.50% In Robinhood. Beats everybody

@erickrobles2638 13 дней назад

Why

@MrJoegixxer 12 дней назад

@@popoy6985 5.55% at my banking direct......

@josephmgomez3921 9 дней назад

Not true

@gofman1109 11 дней назад

Just in case you are not up to date, anything less than 5% is very bad checking and savings account

@josephmgomez3921 9 дней назад

Not true

@ManuelMenchaca 13 дней назад

I would make sure to stick with an actual bank that runs the whole stack. I’m currently being burned by Yotta-synapse-evolve bank fiasco 😢

@kdywright9689 12 дней назад

Can you get out of that fiasco 😢?

@R0CKtheR3D 12 дней назад

Exactly. I'm very comfortable sticking with my local state credit union that I've been with since day one. They only pay me 3% in my HYSA but I think the peace of mind I have that I'll never have problems with my money is worth it.