5 Reasons young doctors end up in debt| South African YouTuber| Dr Ann 

First!😍I love your content so much. Thank you so much for the assistance and guidance you provide for aspiring future doctors🥺❤

Also, about black tax. I made sure I never held back when my mother needed anything and I’m glad I did because she suddenly got sick and the exorbitant medical aid fees I paid carried her through without a single billing issue. The dignity and comfort that meagre fee afforded her until she died is incomparable. If you are a miser and your entire family disappears, all the money in your bank account will not revive them. If you can afford to help your family, do it. If someone needs school? Jump in. If a roof needs fixing, raise your hand cheerfully. I bought a sheep for my family for Christmas every year even though I wouldn’t be there. Money is meant to be shared and enjoyed. It’s the uncles with endless business schemes you can safely ignore

I'm still in medical school (going into 3rd year in 2023) but I found this so insightful! I love all your videos even though I'm still "young" in the medical field. ❤️

Thank you so much for also explaining this 'Black Tax' thing I never understood, I really thought it's tax taken by the government as usual lol.

10:25 Yoh R100k??😂😂I'm finished, that consultant actually blew their cover lowkey😂

Thank you Dr.Ann, you are so smart !

As a doctor myself, I highly approve this content!! So much truth in this. Doctors should free themselves from the shackles of societal pressure Much love from Kenya 🇰🇪

I just discovered your channel. Love your content ❤️

Love it my bube

Awesome content, As a medical professional and im fourth generation indian South African and I can related to "black tax" except my family screwed me over with taking loans on behalf of them and failed to repay. In essense i was too trusting. I still drove nice cars but i refused to pay their debts. Family caused more problems lsot my job was unemployed for short period but post unemployment i refuse to pay anything. Gave my BMW back and bought a hyuandai atos. I earn alot and my biggest expensive is rent. Ill buy a house soon once i get them to repay mmth debt cos its not like they cant. They greedy ppl n lazy.

1. Setting expectations at home is VERY important! I've seen a few friends who are Medical Drs who fumble their finances from the onset because they try to live up to the expectations at home, even ending up taking hundreds of thousands of Rands in Debt in their FIRST YEAR as an intern! (I have a few friends who have done this - it sounds insane).

You are honestly my fav RU-vidr!❤

I'm in grade 9, thank you for providing us with quality videos, profound and aspiring. I'm in Gauteng Hoërskool Vanderbijlpark, you have encouraged me that dreams really come true if you work hard ❤️

Doc, I love your content ✨

I live for your content 😍😍 Really learning a lot 🙌🏾 Thank you so much ❤️

Thanks very much

Our government is nonsense, how can a Dr stay home unemployed😡🤬😡🤬 love your content Dr.

Awesome content! 💥 I'm a happy subscriber. Black Tax = Toxicity.

I can relate with this on all levels☺

This is all sound well-considered advice but I would encourage younger doctors to just be happy. Blow your money. During internship besides the not so modest car I got, I went out twice or three times a week and I spent two weeks in Egypt and another ten days in Turkey. Bought every freaking thing I ever wanted and I’m glad I did. I’m a neurosurgery registrar now and I regret nothing. Now I have a kid, a mortgage. Life is decided for you, can’t just go to Cape Town is you want. The responsible way to live is not the best in this case.

I really don't know what I wanna do after matric but ur vids made me inspired to join medicine.. Can you please make a video on how to apply and get in to medical school.

Yeh that's one thing people barely understand,you can even loose a licence to Been there,done that as an RN but God was around.Doctors do get booted out as well,

Love your channel ❤ just disappointed to here that there are unemployed doctors. Our government is a failure.

Do you get to choose which hospital to do your internship and community service?

Dr. Ann. Nice content. Would you mind me having personal convo with you on medical stuff? 😢😊

Very intelligent

Why are you not driving a Mercedes ?😀