A Bank That HELPS YOU Save Money? Ally Bank Review

Подписаться 35 тыс.

Просмотров 15 тыс.

50% 1

Ally ➝ penniesnotperfection.com/ally
It's hard to know where to store your cash and build savings for things like a car or home downpayment. I always recommend a HYSA (high yield savings account) and this bank offers one of the best.
Personally I’ve been using Ally and I’m really pleased with the experience so far.
This review is NOT sponsored and I have no affiliation with Ally other than being a customer. If they want to sponsor me I'd welcome them with open arms however!
I just think they do a good job and help people save more money in a HYSA than other banks.
In this review of Ally Bank we will look at the pros, cons, and what might be the perfect bank choice for you to save money.
Have you used Ally for a HYSA before? Would you recommend them?
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
SAVE YOUR MONEY
⭐️ Rakuten ($20-$30 bonus cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Ibotta ($10 bonus cash back groceries) ➝ penniesnotperfection.com/ibotta
⭐️ Upside (Cash back on gas) ➝ penniesnotperfection.com/upsi... Code: RXZNW
INVEST & EARN MONEY
💵 M1 Finance (Get a $$ bonus for investing $100) ➝ penniesnotperfection.com/M1Re...
💵 Roth IRA playlist ➝ • Roth IRA 101
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
CONTACT ME
🔹 Website: penniesnotperfection.com
🔹 Shop: shop.penniesnotperfection.com/
🔹 Instagram: / penniesnotperfection
🔹 Amazon: www.amazon.com/shop/penniesno...
WANT TO SAY THANK YOU?
🔹 Buy Me A Coffee: www.buymeacoffee.com/RU-vidP...
🔹 Venmo/CashApp: @marypennies $marypennies
SEND ME LETTERS
Mary
P.O. Box 240981
Memphis, TN 38124
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share

Опубликовано:

4 июл 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 61

@PenniesNotPerfection 10 месяцев назад

In this video I review the bank I've been using for saving money (not sponsored, btw!). I love Ally and think the extra features they offer help people save. Have you tried them out?

@JakobRagnarsson 10 месяцев назад

I´ve been with Ally since 2012. Can't say enough good things about them (I took advantage of over drafting back in the day when things were not so good, never got charged an overdraft fee).

@PenniesNotPerfection 10 месяцев назад

@@JakobRagnarsson That's awesome to hear!

@DebtFreeJessie 10 месяцев назад

I love Ally! I use their buckets to divide Door Dash car maintenance and taxes. AND I've bought all my CDs there for my CD ladder. So glad online banking is a thing now!

@PenniesNotPerfection 10 месяцев назад

So smart!

@mrsbs7146 10 месяцев назад

I've been with Ally since 2015, LOVE them!!

@IreneZGoodman 10 месяцев назад

I have used Ally savings accounts for years and I love them.

@CityChristina 8 месяцев назад

Wait until you need to contact customer service.

@PenniesNotPerfection 5 месяцев назад

After now experiencing their customer service, I’m very disappointed. Terrible and unhelpful customer service agents.

@jayocean4724 10 месяцев назад

I love Ally! I recently Joined in June and I love their user friendly interface. The boosters and buckets are helpful and I have taken advantage of automation for my savings. I wish I found Ally sooner!🎉

@PenniesNotPerfection 10 месяцев назад

Totally agree! It's very user friendly which is amazing compared to some banking experiences I've had in life.

@catgodfrey6451 10 месяцев назад

Thank you for sharing

@jayocean4724 10 месяцев назад

I love your videos and Transfer Tuesdays!

@PenniesNotPerfection 10 месяцев назад

Yay! Thank you!

@user-ss4uw7rr7r 7 месяцев назад

Thanks for the video, Ally is a must-have for me, take care!

@jenniferbull84 10 месяцев назад

Love you! Added an affiliate link thanks to you today.

@PenniesNotPerfection 10 месяцев назад

Awesome! Go get that money! 🥳

@ThriftyAsian 10 месяцев назад

I have capital one savings right now and I’ve always been curious about ally bank! I’m so glad you did a review on this! I think I might open another savings account! Lo

@PenniesNotPerfection 10 месяцев назад

I have used and like both! I’m probably doing a capital one review soon because it’s one of my other favorites for a HYSA!

@CityChristina 8 месяцев назад

I have both and can't decide which I like better!

@ronjr831 9 месяцев назад

Thanks for the video. I do use Ally and overall like it. I have had a issue on the checking side paying state taxes. I have to use my other bank for that. Otherwise everything is fine.

@PenniesNotPerfection 9 месяцев назад

Thanks for sharing!

@rdeg94 7 месяцев назад

I highly suggest listening to this video in the background while working, so you can wonder to yourself what a "f##k it system" is and how a reputable bank has anything by that name 😅😅 now that I have rewatched, the *bucket* system sounds great!

@PenniesNotPerfection 7 месяцев назад

Hahah. I love their bucket system... I think it's hilarious it sounded like the other one.

@pcvetic 2 месяца назад

I've had ally for a while now. At one time I had too many Bank accounts. I reduced to ally and NFCU. NFCU has better CDs since you can add as often as you like, not just intial deposit and maturity. I think Ally is best when used with a traditional bank. I do like being able to use any ATM and they will refund the fee up to 10.00 per month I was getting some glitches during transfer edits. Most have been fixed...i still get "unexpected error" message but the transfer still changes with edit.

@awl7143 10 месяцев назад

Love ally savings

@PenniesNotPerfection 10 месяцев назад

💗

@ebonylewis1680 10 месяцев назад

I was looking at all High yeld not sure which to pick

@PenniesNotPerfection 10 месяцев назад

I like Ally a lot, obviously! I've also had good experiences with Capital One.

@r2pichu312 7 месяцев назад

usually if a payment transfer/purchase doesn't go through its usually a payment processor error. If Ally didn't see anything wrong with your account no blocks etc that's a common issue that happens where the process of a payment being transferred to the next destination doesn't complete or had an error along the way. Therefore it wasn't completed correctly and usually trying again fixes the issue. Just think of it as a card reader and you swipe your card too fast or it takes 2 or 3 tries for it to finally read your purchase. its the same thing basically.

@PenniesNotPerfection 7 месяцев назад

Yep just annoying they didn’t have an explanation, as I try to have one interaction with customer service before doing reviews on things. But all good!

@r2pichu312 7 месяцев назад

Yeah I'm sorry they couldn't give you that as an explanation. I just wanted to share in case others had a similar issue in their lives with their payments/transfers

@PenniesNotPerfection 7 месяцев назад

For sure, appreciate your comments!

@debbiewalker273 8 месяцев назад

This might sound like a silly question, but does Ally accept Social Security monthly e-deposits ? Looking for a new bank and will need to have this option. Do they offer paper checks ? Thanks !

@asiasimpson70 7 месяцев назад

Yes and yes.

@davisamills597 10 месяцев назад

What about the Money Market Accounts??? I hear so many people talking about MMAs.

@PenniesNotPerfection 10 месяцев назад

It’s a similar type of account that pays a higher rate and you can have a check/debit card but they usually limit the number of transactions you can make by check or debit card and have different rules. Some banks also have minimum deposit requirements on them. They require a larger amount in the account to get the better rate. It varies between banks. It might be a good fit for you but it depends on what your goals are and how you will be using the account because of the differences.

@WarriorsSon 10 месяцев назад

Can you recommend any gamerfication type bank apps for Australia. Im not in America.

@PenniesNotPerfection 10 месяцев назад

Ohhh good question! Since I'm in the US I don't know any in Australia. I wonder if anyone else can chime in.

@brujodeathmetal 2 месяца назад

:0 how does one deposit money with an ATM?

@airwalker82 3 месяца назад

Even though I have had an Ally savings account for a long time, I just moved all my banking to them. So, I'm not using their checking for paycheck direct deposit and bill pay. The transition was fairly seamless. The only thing I've not been impressed with is the bill pay. It doesn't debit against the account right away so it was showing a larger balance than I actually had for three full days and was totally throwing off my budgeting app. I haven't found a lot of info/videos on Ally's bill pay. Thoughts? Suggestions?

@PenniesNotPerfection 3 месяца назад

I never used bill pay but that sounds very annoying that it takes three days to actually show the money removed. Since it’s bill pay within Ally you would think the balance could reflect instantly. Perhaps no one uses it so they haven’t made many changes to make it better. Sorry I don’t have more info!

@sharaf.6333 8 месяцев назад

Ally Bank is great but it’s annoying that their debit card isn’t a “Tap to Pay” card using NFC like the other debit cards I have b/c not all places I shop have NFC terminals where I can use Apple Pay.

@PenniesNotPerfection 8 месяцев назад

That does sound annoying! Definitely a downside for people to consider.

@Taldanmus 6 месяцев назад

I was annoyed by this too, but if you order a new debit card, it is now ttp 😊

@sharaf.6333 5 месяцев назад

I just ordered a new card and I love the flat #'s to use as TTP! Thanks!@@Taldanmus

@officialkoolwag5996 8 месяцев назад

Would you suggest savings or MONEY MARKET? For money to grow. I want access to it but I am not going to touch it.

@PenniesNotPerfection 8 месяцев назад

You can earn slightly more with most money market accounts. A lot will have minimum required balances to get the rate but Ally does have a MMA with no minimum balance. If you need access then go money market… most people honestly need less access to savings so they won’t spend it. 😆