I didn't become financially independent till I was in my mid 40s after having a major financial setback during the covid , Thank God i'm now on my feet . In addition to buying my second house, I'm also making money on a monthly basis through passive income, and I've also met some of my goals. I really hope this motivates someone to know that it doesn't matter if you don't have any of these things yet; no matter your age, you can start today. Investing can help you change your future!
Wow, interesting indeed! Currently I'm in need of investment ideas or tips. Earlier this year I hesitated and failed to take any action until now. However, I'm determined to try some new as I am very open to various investment ideas . I want to be retired in my forties or fifties. I really wish I can achieve what you have achieved and I believe it will happen
It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser, who can advise you is crucial, especially when choosing assets.
Thank you for your advice, it's challenging to find a reliable investment advisor here. Seeing the success you have achieved through investing I would love to have access to your investment advisor.
Generally, investing requires higher knowledge. For this reason, it's important to have a solid support structure to guide you through especially in asset picking. I operate with (ALEX MARTIN TARLOR) an investment specialist who partners with a licensed wealth management firm. For the record, his experience has been the best for my finance
Wow, I'm surprised you know Alex martin tarlor He has been my financial advisor for over a year now and not only do I receive large passive income monthly I am able to achieve 4 out 5 financial goal I have for the year
I have them the checking account , saving account and debit card. SO far no issues . i Live in a big city in los angeles california and discover is accepted here 100% everywhere , even the little corner stores take discover. So i have no issues with that. also i love that i get paid every Wednesday . When i had bank of america i would get paid on fridays . Now with discover the direct deposit comes in 2 days earlier. I am happy .
You should really explain in the video that Discover debit is taken anywhere that pinned debit cards are accepted. That seems to be a very common question. Anywhere you can use a Visa or Mastercard debit card, Discover debit will work. However, if you are at a business that doesn’t accept Discover credit cards ie. Costco, you must charge it as debit and enter your pin. If you charge it as credit it will decline
I have them the checking account , saving account and debit card. SO far no issues . i Live in a big city in los angeles california and discover is accepted here 100% everywhere , even the little corner stores take discover. So i have no issues with that. also i love that i get paid every Wednesday . When i had bank of america i would get paid on fridays . Now with discover the direct deposit comes in 2 days earlier. I am happy .
How early does your deposit come in? My capital one deposits like in the afternoon on Wednesdays, I’ve had some people tell me that discover tends to able to deposit earlier in the mornings, wondering if it’s like that for you too.
Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $2M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I retire in the next 6 years.
there are strategies that could be put in place for solid gains regardless of economy or markt condition, but such executions are usually carried out by investment experts or advisors with experience since the 08' crash
Agreed, I've always delegated my excesses to a professional, ever since suffering major portfolio steep-down amid rona-outbreak in late 2019. As of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments, and only work 7.5 hours a week.
There are many advisors who excel in their profession. Personally, I employ the service of Marisa Michelle Litwinsky, because she's well qualified, and shows a great deal of expertise, you'd most likely find more about her on the internet.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon..
Just opened up an account. Question on domestic wires what’s the max amount you can wire ? I know some banks will only allow up to 10k while not in branch.. since discover doesn’t have a branch is there a limit?
There's no limit, but you just call the wire transfer team at Discover. It's kind of expected that you'll be sending a large wire (say for a home downpayment).
Yes, you can raise it. And you can call and ask too. It's based on your history, so if you don't have a history or strong credit, they'll start you small.
Yes it will raise, I’ve had my discover bank account for 6months. And direct deposit ( consolidated all my other accounts to discover) for a month and a half and mines 10k check deposit limit now
Acorns is always a no for us. To get the Might Oak account you need to be at the $6 or $12/mo subscription. That’s either $72 or $144 per year. Any cash back or interest you earn on that account is essentially wiped out by fees. Discover has no monthly fees or subscriptions.
I am very new to the idea of online banking. For the discover savings, would a direct deposit be required or a certain amount need to be deposited each month for the high interest rate? I cannot for the life of me find anything. Thank you in advance and enjoying your content.
Online banking is the same as regular banking - just no physical branches. For the Discover savings account, no direct deposit or minimum is required. You just deposit what you want and you can start earning.
That is specifically for scanning a check with your camera. Yes, it can go up, you can also call and see if they will increase it. Otherwise you have to mail the check in. But this doesn't apply to direct deposits, wires, etc. The more you use your account and build your banking history, the higher your limit can be (including no limit).
Yes, they will check your credit and banking score. If that's an issue, consider these second chance bank accounts that don't: thecollegeinvestor.com/32325/second-chance-checking-accounts/
I currently have BofA checking account and savings account. When I go to ATM with my BofA debit card, I can withdraw money from Checking and Savings accounts. Will this same with discover debit card? When I use discover debit card, will ATM show option to withdraw from Savings account as well? I am trying to put my emergency funds in an good interest savings account and avoid make transfers then withdraw money after some business days.
I live in a big city in los angeles california and discover is accepted everywhere here. Same thing when i went to vegas and chicago it was also accepted everywhere in vegas and chicago , i didnt have any issues with my discover card in all 3 states it was accepted everywhere . As long as you live in a big city u wont have any problems.
I’ve had Discover for about 2 years now, and in that time there was only one place I came across that didn’t accept Discover cards (a local comedy club). Like someone else said, you could always get a Mastercard or visa credit card for the fringe case scenarios.
i wish they can add more accounts like other banks such as HSA, BUISNESS CHECKING AND SAVINGS, COLLEGE CHECKING AND SAVINGS, FIRST TIME HOME BUYER SAVINGS ACCOUNT, COLLEGE 529 PLAN AND SO MUCH MORE
Discover has a checking and savings account that works great for college. They don't offer business accounts. HSAs are at investment firms (think Fidelity as the best), and 529 plans are offered by each state. No bank offers all of these.
