Amex Platinum vs Sapphire Reserve vs Venture X

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In this video, we’re comparing the 3 best travel credit cards in the Amex Platinum card, the Chase Sapphire Reserve, and Capital One Venture X to see which might be the best credit card for you. I personally have the Amex Platinum and have enjoyed the benefits on that travel credit card, but the Sapphire Reserve card and the Venture X card also offer a lot of value that have made them favorites for frequent travelers.
Here, we’ll go over the annual fees, credits, and welcome bonuses on these 3 best travel credit cards as well as the points and miles categories and other major benefits that you need to know about. This Amex Platinum vs Sapphire Reserve vs Venture X video has a lot of info, so to make it easier to follow I’m also including this file to help you compare what each card offers: danielbraun.me...
There’s plenty of great cheaper credit cards and other travel credit cards out there as well; but if you’re willing to pay a higher annual fee, then the American Express Platinum, Chase Sapphire Reserve, or Capital One Venture X could be a strong option for you to carry with you while traveling.
--- 💳 Learn More About The Amex Platinum Card: danielbraun.me...
--- 💳 Learn More About The Capital One Venture X: danielbraun.me...
--- 💳 Learn More About The Chase Sapphire Reserve: danielbraun.me...
--- 💬 Join The Credit Community Discord: danielbraun.me...
*These offers are subject to change. The current offers are listed as of the filming of this video.
FOLLOW ME on Instagram: / _danbraun
CHECK OUT SOME OF MY OTHER VIDEOS:
Top 5 Amex Credit Card Hacks That ACTUALLY Work: • Top 5 Amex Credit Card...
Amex Platinum Card - 13 Things You MUST DO: • Amex Platinum Card - 1...
Capital One Venture X - Full Review (Worth $395?): • Capital One Venture X ...
The Amex Platinum Card - Honest 1 Year Review (2022): • The Amex Platinum Card...
Chase Sapphire Preferred vs Reserve (Explained): • Chase Sapphire Preferr...
My Amex Platinum Retention Offer (How To Get One): • My Amex Platinum Reten...
#AmexPlatinum
#ChaseSapphireReserve
#CapitalOneVentureX
DISCLAIMER: This site may receive compensation for sending traffic to partner sites. Daniel Braun and Your Best Credit Cards may receive a commission from card issuers. This compensation may impact how and where links appear on this site. This site does not necessarily include all financial companies or all available financial offers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Daniel Braun is not a financial advisor. This video is for entertainment and educational purposes only, it is not financial advice.
More Videos From My Channel: / danielbraunofficial

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5 окт 2024

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@Daniel_Braun 2 года назад

--- 💳 Learn More - Amex Platinum: danielbraun.me/AmexPlatinum --- 💳 Learn More - Venture X: danielbraun.me/VentureX --- 💳 Learn More - Sapphire Reserve: danielbraun.me/SapphireReserve

@pilotcons017 2 года назад

I know most of your audience isn't in the military, but for active duty military and their spouses the annual fees for Chase and Amex are waived. It's an awesome benefit, and why I stick with Chase and Amex lol.

@Lilhouligan 2 года назад

Only active duty? Are reserves and guard included as well?

@onielmcdonald2099 2 года назад

@@Lilhouligan you can try.......just call the number on the back of your card and ask about the SCRA benefit.

@JC-rp6sp 2 года назад

Yessir, I’m getting so much free stuff just because I’m in the military

@pilotcons017 2 года назад

@@Lilhouligan Pretty unlikely unless you're on active orders.

@Daniel_Braun 2 года назад

Thanks for your service, and definitely a smart thing to take advantage of for getting annual fees waived!

@joshua.butler 2 года назад

This was a really great comprehensive comparison. You mentioned the simplicity of the Venture X... This is really what I like about it. Since I only travel a couple times per year, getting full use out of it will be easiest for me. It would be fantastic if Cap1 opens a lounge in PHL or EWR!

@Daniel_Braun 2 года назад

Thanks so much Joshua, appreciate it man! Yeah I think Capital One did a good job with keeping it simple. And I would love to have a Capital One lounge in one or both of those airports! PHL is my home airport so any more lounges would be great

@mykolahubchak8098 Год назад

The free excel sheet and honesty won me over. This man is legit a beast for spreading wisdom. Thank you sir!

@OmarZaki Год назад

Premium travel! Let's go! Thank you for this insanely value packed video!

@Teke0611 Год назад

Found this video, and thanks for your hard work. I have all three of these cards, and use each of them for their specific benefits. I had overlooked the 2x on everything else for the Venture X, and after watching your video, I'll be saving some extra cash. I appreciate it.

@MarkReese 2 года назад

The Battle of the 3 Premium Travel Cards! 💥 Really looking forward to seeing if Citi gets back into the game. Awesome rundown Daniel! 💯

@Daniel_Braun 2 года назад

Thanks Mark, appreciate it man! Yeah I would love to see what the next move for Citi is!

@RonaldMatters 2 года назад

Love the charts with everything laid out. Thank you from the visual learners.

@Daniel_Braun 2 года назад

Thanks so much for watching Ronald, glad it was helpful! Yeah I'm a visual learner with many things too so I like laying stuff out like that!

@SpencerJohnsonOfficial 2 года назад

Premium travel! These 3 cards have each made a name for themselves in the premium travel space. Overall, I completely agree with your summary of each of the cards. I think of the Amex Platinum as a truly luxury travel card that only makes sense if you travel frequently every year and are going to take advantage of enough credits to cover that annual fee naturally. The Venture X is the best option for most people looking to get started in the world of luxury travel cards in my opinion. The lower AF and ease of use of the credits make it a really solid card and the lounges they're building are an added benefit! The Chase Sapphire Reserve just hasn't distinguished itself enough from the Chase Sapphire Preferred, so I have a hard time recommending it when you can get 80% of the value from a $95 annual fee card instead. At the end of the day, all 3 of these cards provide great value for specific people, and great job breaking all of these down so thoroughly yet succinctly Daniel!

@Daniel_Braun 2 года назад

Thanks so much Spencer - and thanks for catching that "Premium Travel" phrase too! Yeah all 3 have good things going for them but you pretty much summed it up right there - I love my Amex Platinum and excited to try out the Venture X soon as well

@SpencerJohnsonOfficial 2 года назад

@@Daniel_Braun Of course man! Always love watching your content. Once I'm applying for personal cards again, the Venture X is one of the ones at the top of my list. By then though, there may be some more premium travel cards out there that rival it (Citi??) so we'll have to see.

@Daniel_Braun 2 года назад

Would love to see what Citi has in the works! Sounds like a solid plan for you 👍

@SpencerJohnsonOfficial 2 года назад

@@Daniel_Braun Thanks man! And dude CONGRATS on 40k!! Very well deserved!

@OfficialChadsMoneyMinutes 2 года назад

Premium Travel, my frequent travels constantly pulls value out of my Amex platty. It’s just unreal the value that you can get even if you travel just once a quarter!

@Daniel_Braun 2 года назад

Thanks for the "Premium Travel" comment Chad! And nice, yeah traveling even once per quarter gives you a chance to really get some good use out of the Platinum card benefits!

@tomygun196 2 года назад

Got the venture x last July and already met my 75k bonus miles. So far I’m loving my venture x especially with its 2x on everyday purchases!

@lustr678 6 месяцев назад

The bonus comes along with miles of the 4k dollars or you only got 75k miles after spending 4 k dollars?

@joserosas8932 Год назад

Premium travel. I have both the Platinum and CSR. Just picked up the Venture X! Love the content Daniel. 🙌🏼

@alikhalid2888 Год назад

How are you maximizing both cards ?

@SledgeIncTeam 2 года назад

Good comparison. They are all solid cards. For me, it's the Platinum without debate. And I can't give points for Capital One and Chase Lounges that don't exist yet.

@Daniel_Braun 2 года назад

Thanks, appreciate the support as always @SledgeIncTeam ! Yeah I'd have to say that the Amex Platinum is my favorite out of these 3 too. And I get it, yeah I'd like to see more lounges for Chase and Capital One before I make a full judgement on how they are

@delphinedjomo Год назад

Why the Platinum without debate? I’m curious

@fluffywarhampster Год назад

The best thing about the venture x is that's its a flat 2x points per dollar regardless of category rather than the lower return of some of the other premium cards. Chase does 3x or 4x on specific categories but when people are honest with themselves it's pretty clear that most people's spend isn't all in those categories. Not to mention if you get the cap on savior or savior one you can get 3-4x back on all those same categories that chase has and than just transfer the points to the venture x for travel booking.

@maxpowr90 2 года назад

I'm glad cards are starting to limit lounge access to cardholders only. It's gotten so bad over the past year.

@Daniel_Braun 2 года назад

Yeah I think the guest access really impacts the crowds, especially in the really busy airports at peak times - hopefully the crowds will go down a bit over time!

@Saracen93 2 года назад

Great breakdown. I might consider valuing the Venture X $300 credit a tiny bit lower since sometimes the same options booked outside of that portal would be cheaper, so you’d have to go with the additional price on portal.

@ericho3895 2 года назад

They do price matching for Venture X

@brett233 Год назад

They do price match and from what I’ve seen the portal is very close if not cheaper than outside options.

@alexarauz 2 года назад

I was considering changing to the Amex Platinum or the Venture X…but after using the Chase Medical coverage for a hospital emergency room visit…I think I may keep the Chase Sapphire Reserve.

@perfect478 2 года назад

Did you have to payback the emergency room visit?

@rmay3186 2 года назад

Really well done video and spreadsheet!!!

@Daniel_Braun 2 года назад

Thanks so much for saying that, glad you liked the video and the spreadsheet!

@sanjayvarma8280 2 года назад

"Premium Travel" Excellent analysis. Thank you.

@Daniel_Braun 2 года назад

Thanks so much for catching that phrase Sanjay! Glad you liked the video!

@charlesratcliff9983 Год назад

Premium Travel… By far the most informative and easiest to understand video. Thank you for dumbing it down to make all this nonsense make sense for guys like me

@MannyCovington 2 года назад

I believe the best travel card is the AMEX Platinum!

@Daniel_Braun 2 года назад

Definitely one of my favorites to have! Thanks for watching Manny, appreciate the support here as always man!

@trevorjones7523 Год назад

I love my coupon book! 1 month and already save $142 from offers and that doesn't include phone, internet and insurance savings which is about $70 in statement credits so far(This goes into December) >> Auth users get to double up on offer btw. About 5k in Amex points on Rakuten. Did I mention that I get paramount free with the Walmart plus that they pay for (I watch a lot of soccer) and the digital credit pays for my entire HULU bill (with student credit of course). Also I put all my bills on the card invested in MULN and made a 60% profit on the cash I would've spent. At this point I don't even care if I travel and yeah that 125,000 bonus is just sitting there.

@THRetroGamer700 Год назад

Premium Tavel. Always love learning more about personal finance especially anything around credit and credit cards!

@kazhamo 2 года назад

Premium Travel. Great video. Currently have the CSP & AmEx Gold, and partner has the AmEx Platinum and CSP. Definitely going to get the Venture X. Will try to wait to see if they offer their initial 100K bonus sometime again within the next year.

@Daniel_Braun 2 года назад

Thanks for catching that phrase at the end! And nice, always good to have a 2 person game going with credit cards like that!

@OfficialEricGao 2 года назад

Great comparison video Daniel, I personally went with the Capital One Venture X Card due to its “free” annual fee!

@Steveantonucciwwe 2 года назад

I’d love to see a more detailed video about transferring over to travel partners. I have the Amex gold and chase sapphire preferred. Cheers

@sjg6158 2 года назад

Excellent summary - just looking at the overall benefits vs. cost is a great way of profiling which card is best for your lifestyle. There's nothing worse though than being stuck with card that carries a high fee and you cannot downgrade or at least offset the fee after year 1. Cancelling a card isn't great for your utilization ratio and downgrading carries the risk of denial and/or a lower credit limit. So we definitely have to think about these risks before we apply on Day 1. If nothing else, you want your cards to at least have a place in your "sock drawer" where you can at least use it a few times per year to offset any fee or gain some kind of value from a targeted offer. As an example, I just upgraded (via product change) my Southwest Plus Card to the Southwest Priority Card. The latter has a $149 annual fee but comes with a $75 annual travel credit (including flights) and 7.5K per year anniversary points (which values >$100 since Southwest generally yields $0.013/.014 per point). So, just holding the card more than pays for the cost, plus Companion Pass is a possibility. The Plus card has a $69 annual fee and offers only 3K points / yr. Plus it has a foreign transaction fee while the Priority Card doesn't. And, Chase is known for making targeted quarterly offers for 5x points on many spend categories to add more value. So, it's totally worth keeping this card. I should have done this a long time ago and Chase sometimes has offers to upgrade the SW card with a bonus point incentive to Rapid Rewards (Southwest's Reward Program). I'd definitely recommend the card as Southwest is still a very affordable domestic carrier. Other than the Venture X (thanks to your illustration), the others carry a much higher risk of dead weight in your wallet long-term.

@Daniel_Braun 2 года назад

Thanks so much for sharing all of that Scott! Agreed, always good to look at these things and plan ahead of time to avoid having to cancel later on if possible. Great example with that Southwest card too!

@NAMERICA 2 года назад

I was denied for the Cap 1 VX so I decided to upgrade my CSP to CSR just in hope that Chase will revamp the CSR in the very near future since there’s so many competitors out there.

@ItsMeCJ 2 года назад

Premium travel 😃😃. One day it’ll make sense for me to get one of these cards….I think the VX makes more sense for me but I want that platinum card! When that day comes, I’ll be sure to refer back to this very detailed and thorough comparison. Excellent job 👍🏾

@mightylaidlow1 2 года назад

How? Casino play time?

@anthony6m21 Год назад

Thanks for your video Daniel made the decision to apply for the Venture X after watching and got approved! Let's gooo

@ardnehsan 4 месяца назад

Just picked up the Venture X and I love it. Might pair it with the no annual Savor One in the future. With the annual $300 credit from the X it basically pays for itself if you plan to book at least one trip per year 🎉

@needlethatsings4454 2 года назад

I'm considering getting the Venture X as my first premium travel card because, as you said, it does seem like the simplest to use. Plus, having it practically pay for itself is certainly nice!

@if-not-now 2 года назад

Same! Although, I've heard Cap1 does a hard pull on each credit bureau... which will be hard for me to come to terms with. Other than that, it seems great to me

@BirdFinder100 2 года назад

Premium travel. I just got the platinum card. I think it provides the best overall value as far as pros and cons go. Military folks get the annual fee waived though. That's the best perk. 😂

@mathewgeevarghese9435 2 года назад

Premium Travel. Great video breaking these down!

@Daniel_Braun 2 года назад

Thanks so much for catching that "Premium Travel" phrase at the end Mathew! Appreciate the support!

@Miggy2222 2 года назад

Premium Travel! There might be some additional value with the Capital One VX since it gives you access to Priority Pass restaurants too.

@DCGEMINI202 2 года назад

So does the csr

@Daniel_Braun 2 года назад

Thanks for catching that phrase at the end Miguel, I appreciate you watching that far in the video! And thanks for adding that, I haven't been as familiar with that minor detail on Priority Pass so that good to know for when I get the card!

@seanvanhelden9429 2 года назад

So does the platinum

@DCGEMINI202 2 года назад

@@seanvanhelden9429 no it doesn’t. Only lounges

@airolika9092 2 года назад

@@DCGEMINI202 Does CSR give you access to Plaza premium lounge?

@gilliangrisham Месяц назад

Premium Travel. Just getting into all this. Looking to slow travel as a digital nomad. Your videos have been most informative. I have a Sapphire card and squandered the bonus. I'm considering the other 2 and keep my Sapphire. I guess my deciding factor will be partner transfers. That will take a bit of research on which will be best. Moving from Philly area to Orlando area. That will influence my decision. I will have to consider airlines out of airports down there.

@azamally11 2 года назад

Love the venture X how easy the credit is to use I don't have to jump through hoops to get value form it

@Daniel_Braun 2 года назад

Agreed, one of the best reasons to get the Venture X is for the simplicity!

@VenkatAkkinepally 2 года назад

Premium Travel! You covered everything so well in this video. Answered all my questions. I want to force myself to travel a bit more over the next couple years. My partner will get the Amex Gold and I’ll get the Amex Platinum. We both have the CSP right now. Lounge access is huge, and I might downgrade to the gold or get the Venture X in a year or two once they have their lounges more widespread. Thanks again!

@YohanakiflayRussom1 2 года назад

Great video.Helped me make a decision what the card I was debating getting.

@Daniel_Braun 2 года назад

Love to hear it was helpful, thanks so much for watching Yohana!

@EduardoPerez-es4yn 2 года назад

Premium Travel !! Thanks for this in depth review Daniel ! You deliver great content on your channel love watching your videos! Currently have the CSP looking at possibly upgrading after year one !

@Daniel_Braun 2 года назад

Thanks so much for saying that Eduardo, and thanks for catching that "Premium Travel" phrase at the end too! Good plan you have with the CSP

@OurTravelsInRetirement Год назад

I would like to see a video comparing the travel insurance in depth for all 3 and in particular the evacuation insurance.

@JakeB1992 2 года назад

2) Great Video, lots of very useful information. 3) Thanks for the spreadsheet, very helpful. 4) Links to other helpful videos also greatly appreciated!

@michaeldiaz6060 2 года назад

Premium travel! I really like your videos i remember when you were at 20k subs keep it going! Also i wish they had a better trifecta for Amex business blue is tough for those who don’t own a business.

@Daniel_Braun 2 года назад

Thanks for the "Premium Travel" comment Michael! And also thanks for watching my channel for so long, haha yeah I can't believe it's doubled from 20k to 40k now - lots of videos planned to keep it going! I agree, I wish Amex had a personal card that earned MR points and maybe had the same 2x points per dollar on everything. That would probably be very well received by a lot of people

@mikeiscool69 2 года назад

I think an important point that got overlooked is that you can have a free gold card w/ the Amex Platinum, which gives 4x points at restaurants and grocer stores.

@Daniel_Braun 2 года назад

It’s actually not a regular Amex gold card so it does not earn 4x like that which is why I didn’t mention it. Here’s an article explaining the difference: www.businessinsider.com/personal-finance/amex-gold-vs-amex-gold-authorized-user-card?amp

@mikeiscool69 2 года назад

@@Daniel_Braun Learn something new everyday, thanks for sharing!

@levodiemhang2000 Год назад

Gotta love the venture X. So easy to use and doesnt have to force myself to use all the services offered like the Amex Platinum. Also 2X for everything! And the Capital 1 Travel has such good priced plane tickets and hotels. Got it for 2 weeks and have nothing to complain!

@ragnarokk2788 2 года назад

I’ve only been on the credit card game for 5 months and already have a chase trifecta unlimited, ink business cash, preserve and a Amex gold my next will be the venture x because I have a family and travel on a budget

@Daniel_Braun 2 года назад

Nice, lots of great cards! Those should be a solid foundation for earning points for travel going forward 👍

@sinshoe5870 2 года назад

Not sure if CSR has this, but CSP has a 10% anniversary point bonus. Adds a little bit. Being a spreadsheet man myself, I'd like to see the final numbers assuming an annual spending on purchases you'd already make in various categories and add that value to the annual benefit.

@alexescorcia6371 2 года назад

You forgot to talk about plaza lounge access with the venture x, besides the fact that authotized users can be added free of charge, and each one of them can get their own priority pass card, and every pp card owner can bring up to 3 extra people, and last but not least, venture x priority pass access also includes Restaurants unlike, amex and chase.

@Daniel_Braun 2 года назад

Thanks for watching Alex! I briefly mentioned the Plaza lounges for the Venture X at around 13:37 or so in the video. I don't think I have mentioned anything about Priority Pass restaurants in previous videos, but some of those other things you mentioned I did talk about in more detail in my full review of the Venture X (ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-PjG4G7DFntU.html). So much stuff to cover so I'm sorry I wasn't able to include those smaller details here in this one but thanks for pointing them all out in your comment Alex - thanks again!

@alexescorcia6371 2 года назад

@@Daniel_Braun thank you for your useful content, keep doing your thing.

@SniperinShadow 2 года назад

Chase also has access to restaurants via priority pass. Amex is the only one in which restaurants were discontinued.

@lustr678 6 месяцев назад

Would card you recommend between chase sapphire preferred or VX?

@tommyboynv Год назад

Premium travel. Great summary. Still debating premium travel vs cash back…

@sosa3415 2 года назад

Great breakdown young man! Really appreciate the effort you put into this vid! All your vids actually! I’m about a year into the “credit card” game and I’ve learned a ton from your content. Keep at it✊🏽

@mascatrails661 Год назад

Premium travel... Thanks for sharing that comparison tool

@wirearc Год назад

premium travel! Great work Daniel!

@rjpietraszewski7133 11 месяцев назад

A little late, however, I am torn between the Chase and Cap1. I like that Cap1's portal is more useful with price matching and typically better deals, which helps with getting a lot of points. However, Chase points are typically worth more with the Hyatt partnership on top of the addition of domestic partners.

@davemartinez4143 2 года назад

Thank you for the video . I have the MS Platinum. My wife and I are at the point in life where we travel about once a month. But I also plan to get the Capital One card it seems like a no-brainer

@jaxpon2010 2 года назад

Nobody mention the chase sapphire reserve is the only one that provide emergency evacuation up to $100,000 for each person on your trip. for me is very valuable. With that coverage I don’t have to buy nothing extra.

@Daniel_Braun 2 года назад

Yeah definitely something that can be a very important thing to consider for some people! Sorry I couldn't get all the other benefits like that into this video - I was already pushing 20 minutes for the duration haha. But thanks for the comment Gabriel, always good to have more info in the comment section for others to see!

@jaxpon2010 2 года назад

Great video like always 👏🏻

@mattball2700 Год назад

Premium Travel! I think I'll go with the Venture X after we meet all the MSRs on our Chases.

@qilopez6122 Год назад

Premium travel. Thank you for the great content! Really helpful!

@flydawg83 2 года назад

Thanks for the excel sheet, Daniel! I was able to quickly blend some annual fees and credits based on my lifestyle. That was very useful in validating my decision for my upcoming card combo strategy for rewarding some premium travel for the family.

@floodercw 2 года назад

Just heard that the 150K referral offer of Amex Plat is back!!

@Daniel_Braun 2 года назад

Nice, yeah I've seen a few people mention that so if that offer is out there then it's great value!

@danielwillis12 2 года назад

Premium travel brother 💪💪 Your videos are unmatched man, thanks for the info!

@cedricward1045 2 года назад

Premium Travel. Currently have the CSR trifecta. I wasn't offered a retention offer after year one so I'm gonna use the card slightly more this year.

@Daniel_Braun 2 года назад

Thanks for catching that phrase at the end of the video Cedric! And nice, hopefully it'll bring you more value this year then if you're using it more

@irisborbolla5342 2 года назад

This is awesome! how about a video on Hotel Credit Cards. Example. Hyatt, Marriott...

@anthonygardner400 2 года назад

Premium travel. Of course we’re still here! 😊. BTW - I’m curious why on the CSR you used a .015 dollar value per point in year one, but a .01 value in year two. Take care. Hope you’re enjoying your summer.

@primrosetx9571 Год назад

I think I blew up my chance to get Amex Platinum bonus point. A while back, I applied for Amex Platinum for 100k reward points. The day I got the card, the promotion was 125k reward point for Platinum and 99k for Amex Gold. I called Amex and asked if I could receive the 125k, they denied. I decided to cancel the Platinum and applied for the Amex Gold. I was approved right away for the Gold. After using the Gold card, I realized the Platinum offers a lot more benefits that I can use. However, when I tried to apply for the Platinum again, it says I have had a Platinum and will not eligible for the bonus, even though I did not receive the bonus points at all since I cancelled it right after I got it.

@exportedafrican Год назад

Good comparison. Talked me out of a mistake

@Americanomondays 2 года назад

I’m so torn on this one. Both my wife and I have the Sapphire Preferred - I’ve been planning on upgrading to the Reserve on my renewal - but now we’re thinking of getting her the Venture X so tha we can all get lounge access - she gets TSA Pre Check - and we can bring our kids to the lounge. i’m the one that travels most for work - but we’re mapping out a big vacation with our Chase points next Summer so lots to think about. But great video/breakdown man

@Daniel_Braun 2 года назад

Yeah sounds like you have a lot of reasons to potentially get good value from having more than 1 of these 3 cards! I think you can't go wrong with any of them if you're traveling a lot for both personal and work. Thanks so much for watching, glad you enjoyed the breakdown!

@DJ-rk6wh 2 года назад

Get the VX and add all your kids is authorized users for free so they'll have excellent credit history when they grow up lol

@Americanomondays 2 года назад

@@DJ-rk6wh Yeah man! We ended up applying - and getting it. It arrived yesterday. Our kids are young - 5 and 8 - but we'll be adding them to this for sure later on.

@DJ-rk6wh 2 года назад

@@Americanomondays dude nice and adding your kids as AUs is such a wild hack that I only recently found out about.

@Americanomondays 2 года назад

@@DJ-rk6wh The moment they can be added - we're doing it. I WISH my parents had been able to help me build up my credit from a young age and educate me on how to utilize credit/money properly. That's something I'm hoping to be able to do wit our kids.

@kellyswertfager Год назад

Thanks for all the great research and advice.

@SuperPinguino14 2 года назад

PREMIUM TRAVEL!!! Love My AMEX and Chase Trifecta. Really want that Venture X!!

@Daniel_Braun 2 года назад

Thanks for watching until the end to see that "Premium Travel" phrase Nio! I really like my Amex and Chase Trifectas too!

@arnoldsandiego5377 Год назад

Thank you very much for this. Excellent job.

@ilfashinisto6380 Год назад

Just came across your channel. You are doing a great job. Good Luck. .. Oh a.. and Premium Travel :)

@CJ_Version1 2 года назад

"Premium Travel" I have the Gold Delta Skymiles card and they gave me the a 90k miles welcome bonus it being my first amex card. I would like to get the Venture X one day or upgrade this current card to a platinum Skymiles card after building up my credit more.

@Daniel_Braun 2 года назад

Thanks for catching that "Premium Travel" phrase for the comment @J Claiborne ! And nice, sounds like a good plan for you

@BronxY2k2 9 месяцев назад

Great video and very insightful. Can you include a link to your Travel Credit Card Comparison google doc sheet?

@HaiIstrom 2 года назад

Premium Travel! I'm likely to go for the Amex Platinum as my next travel card as I already have the Sapphire Preferred. However, I need to complete my Chase Trifecta with the Chase Ink Business Unlimited as I'm close to 5/24. Great video!

@Daniel_Braun 2 года назад

Smart to optimize for 5/24 while you can! Sounds like a good plan - thanks so much for watching!

@pelenguino 2 года назад

I upgrade my Venture card to the Venture X back in July 2022 on the phone with a representative. She stated i wont be able to downgrade back to the Venture card but to the VentureOne. Unsure why, but i think it could of been because my original Venture card annual fee was $59.

@eunicedecarvalho8661 2 года назад

Premium travel. One Amex benefit I don’t hear being talked about is the personal credit card credit toward Gold and premium If you already have a corporate business card. I get $100 yearly credit for my AMEX gold 😊

@Daniel_Braun 2 года назад

Thanks so much for commenting "Premium Travel" @Niche Magui ! And yeah I agree, that's a great Amex benefit to take advantage of - I mentioned it in this previous video about the Amex Gold: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-PMD813FXNmg.html

@YoungMule Год назад

I have plans to save up ALOT of points in chase ecosystem for a future big trip. That’s why I don’t mind using a diff suboptimal card for my present travel

@cindyip9907 Год назад

Premium Travel! Great video!

@Daniel_Braun Год назад

Thanks so much for watching and commenting that!

@docsays 2 года назад

I definitely plan to make the Cap1 VX my premium travel card. However, i will also keep the Chase SP or Ink P for access to their travel portal & transfer partners. I also have the Citi Premier in case they get more competitive in the travel game.

@Daniel_Braun 2 года назад

Nice, yeah I think it makes a lot of sense to keep a $95 per year card on the Chase side like that! That's what I'll be doing with my CSP as well

@Boxerkid911 2 года назад

I think for $250 delta skymiles Americans express platinum is better 🤔 I fly delta all time for me It's not bad vs paying 650 on regular.

@Daniel_Braun 2 года назад

Nice, yeah if you're flying Delta a lot then that card definitely would make sense for you to get good value from! Thanks for watching

@Addman03 Месяц назад

I appreciate the excel sheet more than you know haha. Love me a good spreadsheet. Do you have that anywhere for download or up for sharing via drive/email? Have any others that I can appreciate and use? :D

@CBRboy1717 2 года назад

PREMIUM TRAVEL!!! I went Venture X. The Platinum has too many “benefits” that I either would never use or have no ability to use. That’s why I’m getting rid of my Gold card at the end of the year too and switching it to the EDP. The CSR was a good card but got too expensive, every calculation I made had the CSR/trifecta underperforming on earning points even with the bonus points, then the AF ate into that even further. The Venture X was a no brainer. I signed up with the big bonus and the AirBNB credit. Paired with the Savor card, it’s a point earning machine. It’s a keeper for me.

@CBRboy1717 2 года назад

@Xavier Definitely! The EDP fits me better than the Green though. Offers better Grocery bonus than the Savor and adds a gas bonus.

@cerebrumexcrement Год назад

hmmm i was swinging towards amex but now im swinging towards venture.... for premium travel.

@BigTInTheMorning 2 года назад

Premium travel. What about the Amex gold card compared to the venture X?

@Daniel_Braun 2 года назад

Amex Gold is another great option, less of a travel focused credit card though in terms of it's benefits and features. I like both the Venture X and Amex Gold, but the Venture X is better for travel in my opinion. Thanks for watching until the end to catch that "Premium travel" phrase!

@FinancialFreedomMadeSimple 2 года назад

Thanks for the breakdown

@jirwintv 2 года назад

Premium Travel! Torn between CSR, CSP, VX, AMEX, or some combination of two. Real goal is the X1, but not sure I’ll get the greenlight!

@JazzyAnita15 2 года назад

Premium travel! Love your videos thank you

@sirfriendzone1228 2 года назад

Premium Travel It will be a couple of years before I increase the # of cards I have but it's fun to learn about the features. 🙂

@pablogabaldon6308 2 года назад

Hey Daniel, I literally just found your channel last night and have already watched three of videos. Great work. I have the Chase Sapphire Reserve. My wife wants to get the Capital One Venture X. I was wondering, is the Caputal One Venture X card a Visa?

@godzilla7147 2 года назад

Premium Travel! Still planning on getting that schwab platinum? 😅

@Daniel_Braun 2 года назад

Thanks for catching that phrase at the end @GoDziLLa714 ! And yeah I'm still planning on swapping out for the Schwab Platinum in the future - probably early next year unless I get some huge retention off on my regular Platinum again

@CesarJoel 2 года назад

AMEX Platinum and the Venture X 💪💪💪 The CSR has been neglected for too long👎

@Daniel_Braun 2 года назад

Yeah I think the CSR is a good card for the right person, but I think personally the Amex Platinum and Venture X fit my needs better right now!

@SF-ul2mr 2 года назад

For me personally amex platinum is by far the best

@Daniel_Braun 2 года назад

Definitely one of my favorites! It's expensive but worth the value for me

@michaelsadler2887 2 года назад

Can you review the Hilton Aspire Card?

@emmacurrens1617 Год назад

The VentureX also allows you to add verified users without any fees.

@Daniel_Braun Год назад

Yeah another really great feature! I talked about that more in my full review video of the Venture X - really valuable to many people for that

@lilafitzgerald4742 2 года назад

Thanks for your videos - they’re super straightforward and helpful. I’m currently devouring your content as I have to pay > $25k upfront for a cruise I plan to take in 2023, so hoping to pay via various cards to create maximum rewards. It seems to get the most value from Amex/VentureX/Chase, one must book travel through their portals. 3rd party reservations are to be avoided in my book. Have you addressed the pro/cons of booking travel via these 3rd party portals vs direct?

@DJ-rk6wh 2 года назад

25k for a cruise 🤮🤮 I thought I was paying alot at 3k lol. You must be going around the world lol

@lilafitzgerald4742 2 года назад

@@DJ-rk6wh Wait till your 65 - you'll be ready for a big European cruise as well. (It is for 2 btw), and includes airfare. Yeah, so trying to strategize cc's to earn points on this splurge.

@DJ-rk6wh 2 года назад

@@lilafitzgerald4742 that sounds like it's going to be an amazing trip. And if you have to drop 25k all at once then maybe go with the VX. They do 2x points for everything (you'll rack up 125k in points with that one purchase). Sapphire is only 3x point for the first $300 and Platinum is only 1x for everything. But I haven't had an issue with Chase's portal so far and I've done a few flights with them. In preparing for my cruise in January I'm using C1s portal to fly to MIA. And from the looks of it the flights are either on par or cheaper than booking directly with an airline. My only disclaimer is I only will use those portals for flights and nothing else as I'm part of a hotel loyalty program with a different CC. But to me the only big difference with the Reserve and the VX is that you get 50% more value on your points when you use the Chase portal. I guess a big thing to look into is what kind of travel insurances are offered as well. I personally have never had to use them and I hope I never do lol. I don't have an amex so I can't really speak too much on them. I personally did the VX because I only travel 2x a yr and the card will pay for its self without to much thinking on my part.

@lilafitzgerald4742 2 года назад

@@DJ-rk6wh Great thoughts - much appreciated. Prob should have done the VX vs Platinum, but too late now. 3rd party portals are fine unless something goes wrong, then you've got a hurdle between you and help, imo, but 50% more lift may be worth the risk. Yeah, travel insurance is the next investigation. NerdWallet has a decent article on the topic. Thanks again. You should expand (further) into personal finance - you have a good, clear approach.

@TheAb9211 Год назад

Premium travel! Awesome explainer. ❤

@amgrush 2 года назад

the CSR gives $5 per month for door dash that you didnt include in the calculation like u did for uber on the amex platinum (and the doordash credit stacks for upto 3 months)

@Daniel_Braun 2 года назад

Yeah thanks for pointing it out in the comments. Like I said, I couldn’t include everything in terms of partner benefits just because those change over time and are added or removed as time goes on - but that’s why I made the google sheet file available for download so that anyone can add those in on their own! Thanks for adding that 👍

@mistuhxsleepie45 2 года назад

I just met the sign up bonus on the vx. But to be honest, I'll be spending all non-bonused categories back to the unlimited. I just transferred 110k UR to Hyatt through my ink preferred and I value 1.5 UR more than 2 cap one miles

@Daniel_Braun 2 года назад

Nice! Yeah honestly I agree with you - I value 1.5x on my freedom unlimited more than 2x on venture x on my miscellaneous spending for the exact same reason with point transfers to Hyatt. I'm usually able to easily get around 2 cents per point or more there by doing that! Thanks for watching

@lustr678 6 месяцев назад

In that case would you recommend freedom unlimited versus savior one from capital one? I am trying to decide on chase sapphire versus venture x, but also want another card besides one of those twos. What do you recommend? I like Hyatts as well.

@lustr678 6 месяцев назад

Premium Travelll!!!!!!