The Amex Gold card isn’t just my favorite Amex card right now, but it’s my favorite credit card out of every card on the market. It’s just so simple to use and earn a ton of rewards on. I put all of my food spend on it…dining, groceries, take out etc. Plus being able to get 3x on on flights booked directly with airlines is really solid. Also, I use each one of the credits every month, leaving my effective annual fee at just $10. If anyone is looking to get this card, there are some really great sign up bonuses out there right now, so I’d go for it if you can get use from the credits! Great video overall John. I just can’t help but talk about the Gold card, but all the cards you mentioned are really solid!
I'm actually canceling the gold, the $10 dining credit is too restricted. Grubhub charges about 2-3 dollars more. I'd rather they put that $10 to Uber to make it $20 Uber credits. I value 3x UR to Hyatt more than 4x MR so even just the freedom unlimited will get me the 3x points on dining. Q4 chase cobrand bonus is giving me 10x gas and 5x on groceries on my Hyatt card plus freedom's quarterly grocery category change. I don't see myself using the gold much nowadays for that $250 AF.
@@AudioxMontage That's awesome! Just remember that the BCE doesn't earn MR points, so if you want cards that do, you'd have to get something different. But it sounds like you got a really solid setup!
Hey John, great video. Just want to point out that a few times in this video you called the intro bonus a dollar amount instead of the membership points. Timestamp 11:38
This video is right on time. On Friday 9/9, I got the Amex Gold for personal and Chase ink cash. I didn’t want CSP just yet even though I have CFU already. I was 5/24 with 5th card being an AU. Went inside the branch to apply and was auto approved (I had the pre approvals for biz and personal in my account). Instead, I got a PenFed platinum with a high limit and a Navy Fed Go Rewards biz card. This morning I got the Amex Blue Biz Plus. I was mainly going for biz credit. Gonna garden now since I have some big business expenses coming up to work on these SUBS. I’m not sure I want the CSP. Waiting to see if CSR will be better next year. If not, I may go for the ink preferred when 4 cards mature to the 2 year mark and I’m eligible for Chase cards again.
@@AlejandroDu - If you have a side hustle like Uber, DoorDash, selling things on ebay or anything in general that make u money for a service beside a regular 9-5 job, then technically YOU ARE a “business” under the category “sole proprietor”. Thats how I was able to get AMEX’s BBC and BBP. To apply for business credit with Amex is super easy to get.
I got approved for the Blue Card Everyday card and I plan to sign up for the Blue Card Preferred in September once I complete the 2k in 6 months 🙌 I have the Gold Currently and I love this damn card. Amex is perhaps going to be my permanent credit card forever.
To use Lufthansa lounges do you have to have their airline ticket with your AMEX Business Card to be allowed in? Or it does it matter which airline you’re flying?
I am a retiree that charges about 25K per year. I already have the Hilton Surpass and Delta Platinum. I want to fly 1st class one time in my life. What card do you recommend I should apply for? I really enjoy your channel.
If you don’t care which airline you fly on, consider the Alaska Airlines card from Bank of America. Using Alaska miles, you can get Cathay Pacific or Japan Airlines first class all the way to anywhere in Asia (including the Middle East), for only 70,000 miles one way. If you qualify as a small business, the business version of the Alaska card comes with a 70,000 mile welcome offer, which with the spending you’ll have to do to get it, more than covers your first class flight
@@JoshDoesTravel you’ll have to jump through several Olympic Acrobatic Hoops and use other third party vendors websites to spend a whole week trying to figure out when those airlines (mentioned in your response) release couple of seats to those that want to redeem their points to get those first class tickets. Usually their are probably several thousands of people waiting licking their chops just to click a few key strokes to get there first and get their tickets. Good luck waiting for another 12 months before those airlines release another Whopping couple of more tickets.
Hey John. I love Amex cards. They’re my primary travel cards (gold and platinum) but not every country accepts American Express. Matter of fact, every time I travel, I have to use my debit card because I only have Amex cards atm. I want to get a secondary travel card and don’t want to have limits to what I spend my benefits on. I have a choice between the sapphire reserve and venture X. Taking away the annual fee, which card provides the most benefits/money?
My advice to you, get a Visa, Mastercard and a Discover as well. Don't soley depend on Amex. Inquiries aside and worrying about overspending, it doesn't hurt to have one of each major card issuer of the major 4. My main one is my Amex cards which I have 4 of them and rotate across all of my Amex cards and my cards as a whole to keep them active by putting in a small charge and then paying it off ASAP once it clears so the issuing bank sees there is activity especially on my oldest account and they don't close me out. On a recent cruise, I used my Amex Green card only on the ship for my bill for purchases on the ship and when I got on land, I paid attention to signage at a shop and some shops either didn't accept Amex at all, didn't have it at all listed so I assumed they didn't or I asked and they said no they don't accept Amex or Discover or had a big X over the Amex and Discover symbols to say they didn't accept it. So I carried one of each. I had my Amex Green card, my Chase Amazon Visa card, my Apple card which is a Mastercard and my Discover It Cash Back. Those 4 cards are all no foreign transaction fee. I notified all of them I was traveling even though 3 of them said I didn't have to. The only one that said I did was for the Discover It Cash Back. Its better to be safe than sorry and for them to not think my credit card was stolen.
@@Th33Vultur3 I would get more credit cards. But I want to allocate all my point redemption on the Amex side. If the place I go to doesn’t accept Amex, then I’ll have one card for literally everything else so I’ll get more points that way. I’m probably gonna get the sapphire reserve. Instead of getting $100 annually, I’ll save $300 a year on train tickets, flights, and airbnbs
@@JC-rp6sp That's the beauty of credit cards, there's plenty of options out there. There are people that hate annual fees and there are options for them. People like to use points for travel or get straight forward cash back. There are cards for lounge access, cards for no foreign transaction both with annual and no annual fees. There is something for everybody if used correctly. And yes, credit cards can be used incorrectly if people don't pay back what they spent on it. Therefore ruining their payment history and getting into debt.
hassreff i am from srilankan i haved working america 20 years befor that time i used american express gold card now i am living in srilanka this card expired older 20 years any henifit to tack this card at the moument
I just applied and got approved for the blue preferred. I don't travel but maybe 1 time a year but within driving range for vacation with my family. Last year this time I started with 530 Credit score and am now above 730. Should I apply for the blue cash everyday to boost my limit or wait 61 days and do a limit increase with the amex hacks for 2-3 limits
Does anyone use blue cash everyday for just Hulu? A representative told me it would quality but I hesitant about trusting them when some verbiage specifically says Disney bundle
Just got my very first debit card, a MasterCard, today. Been really fascinated about the world of credit and debit cards. Never think I’m gonna get an Amex, that’s for sure! 😅
Mine is the Amazon Business Prime. In addition to great rewards for Amazon purchases, I get Amex’s customer service and Amex offers. The Business Prime and its non-Prime sibling both have return protection as well. I bought something from a brick and mortar store and was worried I couldn’t return the item because of the store’s return policy. I was able to return it, but having the peace of mind knowing that Amex return could help me meant a lot. The Hilton Aspire is on my radar for cards I want to apply for.
@@ThaiPham-od3te Because I already had an Amex card, there was no hard pull. And their business cards don’t report to your personal credit report (unless the account is in bad standing). I’m not sure how things would work if your first Amex were to be a business card.
For my experience I can confirm that what they do is report every month your statement, but because this is a charge card it doesn’t show in your credit utilization or total credit limit available to you. What sometimes happens is that as you have a high balance then the previous month, they do show that statement as higher statements. If you use below that it could help you get some points as it shows you are using less. However, if you go higher then that, it could make you lose some points as well.
