Best Credit Cards 2024 for Free TRAVEL 🔥🔥 

It depends upon preference of the person. What you suggested is also fair. Some people can optimise more for free flights over hotel stays.

@@PerAnnummoney type of hotel chosen by person 10L and below spending is very critical. These guys are way ahead in their financial journey to easily say gather marriott accor points. But for common man thats useless. Rather book 3/4 star hotels

Agreed

Thank you so much 😀

If you listened to the entire podacst ee didn’t even talk about one bit about what their startup does. It’s entirely focused on credit cards.

@@PerAnnummoney true. but that does impact their credibility on CC. You must know that they had a startup in that very space (CC reward multiply).

​@@PerAnnummoney you're copying wintwealth

Thxs you save my 20 min

Sure. We will.

Thank you so much for kind words

Glad you liked it

Would it help to have a savings bank acct with axis or hdfc bank for better probability of getting their cc approval?

200% but not a necessary condition.

@@dr.architghangurde8182 always a better possibility of getting a pre approved cc if you have savings accounts with banks .... hdfc is the top here

Bro it's not that easy. you need to spend a lot of time checking where you get the best deal and plan your travel acc. to that. Also he probably spent a lot just to save 8L. Unless you are spending 20L on credit card bills, and plan to stay in costly hotels, this won't work.

He probably got it with joining bonus of 145000 MR points. Transferred the points to mariott. Booked a hotel where he got a value of 2 Rs/point.

@@aj5180 Yeah, most likely. Thanks for your input

Amex is worst

Amex is worst

Thank you for your kind words. Sir, this is not a credit card dedicated channel. You can visit channels like Card Academy for this.

@@PerAnnummoney I did but those just read the brochure. Those we are already aware. Some experience from actual users who can share tips on how to optimise would be great

Yes, 100%. If you can't get your hands on HDFC Infinia, DCB Metal , or Magnus Burgundy then Atlas is surely the next best option for travel rewards.

Olympous will make it to Top 3 for sure if Atlas gets devalued in the coming months.

Kehne kya chathe ho sir ji? Nahi samaj aaya?

Axis Atlas is apt for both domestic and international travels.

Thank you for your kind words. Do subscribe the channel.

HDFC EasyShop Platinum Debit Cards offers 1% cashback on paying credit card bills up to Rs. 750.

@@PerAnnummoney that does not work for paying hdfc card bill

Yes, not for hdfc cards. You might jave to look for other bank’s debit card in that sense.

Sir we have taken 1:2 value for points transfer for Atlas because you get 1:2 conversion for edge miles. So, hence spends would ideally be half of what you quoted. 15-18 lakhs.

@@PerAnnummoney 62k Edge Mile(Flight) + 13K (Accor) = 75k (example in video for 2L benefit) At 2 Edge Mile per 100rs (Base Rate) you can get 75k Edge Mile just by spending 15L ?

Sir 2 Edge miles when transferred to Axis' travel partners except Marriott you get the conversion value of 1:2. This means if your get 2 edge miles and you transfer it to Vistara you get 4 Club Vistara points. And also you get bonus milestone edge miles at 3 Lakhs, 7.5 Lakhs, & 15 Lakhs.

😀🙏

That's also a good card. It can probably be 4th in the list.

@@PerAnnummoney Thanks. Do you still think that Axis Atlas makes sense? It is highly restrictive in terms of spending avenues (does not support fuel, insurance, wallets, utilities, government related, jewellery, rent, and many others). Plus these limitations do not apply just on milestones, they apply on normal rewards as well. So where would a person actually use the Atlas card now? If we limit it to just travel, how many people would be spending 6 lakhs plus in a year just on travel (assuming spend based on cap of 30k per year @5% in travel category).

Taxation from what perspective? On points redemption or earning reward points?

Rent as a category isn't that rewarding as it used to be. Almost all banks have devalued their cards that used to offer reward points on rent. But here is one card that you can still explore: IDFC Vistara Credit Card - Offers you 1 CV point on every Rs. 200 and rent payments are counted towards the milestone benefits of premium economy flight vouchers.

@@PerAnnummoney 1% fee on rent amount transacted will be levied

@@PerAnnummoney Isn't it still a good deal ? Assuming you pay 40k per month as rent. Rounding it to 4.5L spends per year. Interest earned on IDFC Savings account for that 40k each month - 232/- (2784 pa). You also earn 0.5% miles. so, it would 2250 miles pa. Roughly 5k in benefit and this should compensate 1% loss in processing fee for 4.5L (4.5k). On top of this, you get 2 upgrade vouchers, and 4 free premium economy flights + with those rent payments every month..lounge stays active every month. If you pay these CC payments via HDFC Billpay - you get 4.8k back. That should compensate your joining fees + free credit limit and liquid cash and kick that rent payment rotation to one month late. I'm yet to move into a rented flat,🤞lets hope idfc and vistara offers stay intact post the merger.

Nope. Vishwas never worked at Wint Wealth. However, we understand the resemblance with the person you are referring to.

@@PerAnnummoney exactly he looks him and wint wealth person looks like jasprit bumrah pro max

India lounge access?

Yeah every card is giving access to longue no more exclusive

So, Diners used to have partnerships with fine hotels across the world some years ago wherein if you book hotel stays via a Diners you would get such valuable discounts. But as of today this benefit has been withdrawn by the Diners Club.

This should have been mentioned in thr video too. Not eveybody is going to come to the comments section to learn that this feature isn't available.

Infinia still gives 2+1 nights across ITC hotels

The worst card in the category

@@anirudhkumarshare any other card with lower exchange charges than Emeralde??

Please elaborate what's the false info here.