Hello from Kazakhstan! Ziet, you did a great job. I am writing just to say how much I appreciate the analysis you made and the time you saved for all of us watching you ) Wish you all the best in investing and broadcasting.
Hi Ziet, love your videos. I live in SG and looking for a way to reduce the withholding tax, 30% for devidend ETF. What's the identical Island ETF of SCHD?
Thank you so much for your explanations!! So does that mean if a country has a tax treaty with the US, it does not matter which ETF is bought? Because it's a 15% flat rate no matter what (if I understood correctly)
Thanks for the informative content, Ziet! What do you think about Malaysian investing in Singapore REITs or stocks to build a dividend portfolio? Would love to hear your opinion on this!
I have a question, like i saw their dividend ratios, divided growth and also annualised returns...i mean thats what you mostly look at for dividend investment right. What i noticed was even if SCHD or DGRO ETFs has WHT of 30% for non us resident, it still outperforms all the etf mentioned above right. So why not just buy the us based etfs?
Hi Ziet, great video! What about the capital gains taxes? Don't you have to pay capital gains in Ireland for those Ireland domiciled ETFs? Could you please comment on exemptions on capital gains for those ETFs... If you buy an accumulating ETF in Ireland (so you don't suffer withholding tax), would it be fair to say that will have to pay capital gains in Ireland when you sell your position? or such gains are exempt in Ireland but taxed in your home countyr? Thank you!
Hi Ziet! I just want to say thank you for providing such a quality content video! Ziet I got some question, I had watched some of your videos regarding S&P500, is it using Wise & CIMB SG to fund IBKR still the cheapest way? Besides that, do you invest in accumulating S&P500 such as CSPX or VUAA? or you are investing in dividend ETF?
Hello! Either way should be low-cost enough to fund IBKR - with the CIMB SG method cheaper by a little bit, but could be a hassle to setup for starters! I personally don't have any exposure to any ETFs at this moment yet as i'm taking higher risk for higher reward with individual stocks (can refer my portfolio on instagram)! Hope this helps ;)
Hi Johann! Taxes on U.S. domiciled ETFs with international exposure can be (very very) complex. You might face U.S. withholding tax on dividends, possibly reduced by tax treaties, and then there's also the potential to claim a foreign tax credit for taxes the ETF pays abroad. So to answer your question - i don't have the exact figure coz it might be blended and differ from 1 ETF to another :p Hope this clarifies!
Hi Ziet, very informative video, especially for Non US residents. A bit OT but here goes: Regardless of whether you invest in US or non-US domiciled ETFs Are these withholding taxes applied to dividends even if you reinvest them into the ETF?
Hey there! Glad you found the video informative. 😊 To answer your question, yes, withholding taxes on dividends typically apply even if you choose to reinvest them back into the ETF (as you are taxed at the fund level, even before you get the dividend) - The tax is deducted before the reinvestment!
May I ask about your opinion on SCHD? Saw that a lot of content creators around the topic of investing, are mostly recommending SCHD as the go-to and best dividend ETF.
Hi Dylan, i actually covered SCHD ETF here before: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-7cIhL9VQnDI.htmlsi=tqfyFBPLS-OIo1IW That said, while many content creators might recommend SCHD for its solid performance and reliable dividends, it's always important to consider your own investment goals and risk tolerance coz no single ETF is the "best" for everyone; it really depends on your personal situation! (withholding tax could play a big role to some people with larger capital too!) 😊
Hi Ziet, I have a question. I'm an Indonesian working in Malaysia. I checked Indonesia has US tax treaty. I registered InteractiveBrokers in Malaysia, if I made transaction in Malaysia to buy US ETFs, will my dividend withholding tax is 15% or 30%? Please suggest. Thanks.
Hi Zeit, do you have something similar for non dividend paying ETFs,; domicile in Ireland? Also, a comparison on returns of non dividend paying Ireland domiciled ETFs with US domiciled RTF would ge great considering the difference withholding taxes. Thank you
Hi, yes I do - perhaps you can check out this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-VIM1fczQdAE.htmlsi=cjk3_MOGVW2hA1q5 The comparison of returns, done in this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-zwpJIP1aNFI.htmlsi=iZhVYBmi8te71aJt Hope this helps!
Hi Ziet! If I can have afford higher risk, is CSPX much suitable? But does it not also track stable companies (which gives high dividend) like AAPL and MSFT like FUSD?
CSPX tracks the overall performance of the S&P 500, not specifically targeting high-dividend stocks, it's a solid ETF if you wish to hold top 500 companies in the US! In facts, AAPL and MSFT are two of the largest holdings of CSPX 😉 Can watch this video to know more about CSPX yo ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-zwpJIP1aNFI.html
Hello! Not that I've dived deep into them as they are more sector-based (global security/metaverse) - a little bit out of my league to give any substantial opinion :x
It's just another asset for portfolio diversification/capital preservation purpose! Not a fan of it, at least not at my age where I'm looking for growth instead. Physical vs digital: Physical usually takes up more fee %, digital one cheaper but have to check whether they track the price closely with little error/margin. Hope this helps!
@@ZietInvests i checked out that video but i was looking for something less $1000 to be invested for less than 1 month. can you suggest something else?
They have different investment strategies! VWRA is an all-world ETF, you're investing in global stock markets, which don't necessary offer high dividend yields. Meanwhile, VHYD focuses on high dividend yield stocks, so it boils down to what your investment strategies- capital gains or dividends!
I am a Malaysian , I am quite into dividend ETF like JPEQ but the 30% US non- citizen witholding tax stop me. Any advice? I want to have ETF for paying divdend without this taxes
Hey bro, if you're investing in a non-dividend ETF like QQQ, having it directly invested in the US is generally fine since the focus is on growth, not dividends. Hope this helps!
It's up to what you want to do with your dividends! If you choose not to set it, you'll receive dividends as cash, but do note that only US and Canada listed stocks are eligible for Dividend Reinvestment. If you want to look at the US listed dividend stocks, can check it out in this video :)) ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-RAqOztNikJU.html
Hi, Ziet. This question may be out of context here. Do u know any Irish counterparts for VTV etf? The closest I've found so far is R1VL in terms of the holding companies
Hello! Absolutely, R1VL is a decent Irish counterpart to the U.S.-focused VTV ETF, targeting similar value stocks within the European market. While it doesn't match VTV exactly due to its focus on European instead of U.S. companies, it follows a similar value-oriented approach - essentially it's comparing apple vs orange ya. Do make sure to double check its holdings, fees and historical performance yeah!
@@ZietInvests hi Ziet, thanks for your reply. I need your opinion on my ETF profile. Currently I'm having VOO, VTV, QQQM, FTEC, MCHI and IUHC. Since IBKR allows me to trade irish domiciled ETF in fractions. Is it wise for me to shift all of my US domiciled to Irish due to withholding tax concern and I prefer acc over dist. Below are my US domiciled, to be shifted to Irish. VOO ~ CSPX VTV ~ R1VL FTEC ~ IUIT MCHI ~ MCHT or ICHN QQQM remains. And possible to add CYBR into my profile Thanks, best regards
Hi sam, there's no straight forward answer to that coz we need to consider a few factors: how much to invest, overall market conditions, personal financial situation, investment goals etc. Personally, I prefer a regular investment approach, known as dollar-cost averaging, to spread out the risk over time! Check out more in this video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE--XU47KloU7s.htmlsi=UiLgzqzz17j_LXK5
Both! Ticker symbol tells you which ETF in specific (tally to their fund factsheet), and also the LSEETF symbol tells you its stock exchange (london stock exchange); no US domiciled ETF will be listed on LSE 😁
Yes! Can check out the Vanguard FTSE All-World High Dividend Yield UCITS ETF (VHYL). It's not exactly the same, but it has a similar idea, aiming for stocks around the world that give high dividends.
Yes! Not as a dividend ETF, but I've covered it under my All World Index ETFs video here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-DMwtEEx6EjQ.htmlsi=qIWNAGFAHR2bLu94
Two different asset type o: maybank is individual stock, MYR exposure, banking industry, tied to malaysia’s economy - hence not really comparable to these ETFs’ exposure/component
