I think its like this if u go to hospital and u file a claim for 6 lakh only 5 lakh will be covered and balance u pay. and for next time when related or unrelated sickness occurs again ull be restored to 5 lakh and u can rise and repeat but only upto 5 lakh not more.
What Are the Best Life Insurance Options for a 60-year-old Housewife in India? I want to buy for my mother, ols give me some best options, she is 59 now.
Hello sir, my mother health insurance is with Cigna ttk but i was not aware of co payment at 65. It has almost completed 4 years. Is company good? as every year there rate increases or should I change to better health insurance plan. But the paln has optional to remove co payment by paying premium please advice . Mother birth date 09 sep 1960 last premium paid on.July 2022. Thanks
Hi Sir, thank you for all the information. I had query if there is any way, one can get insurance without any waiting period? (also parents have pre-existing conditions)
Super top plan has many limitations and are not same like the base policy. Also niva bupa has market's lowest INCURED CLAIM RATIO at 49.9% which is very poor. Also niva bupa has been again and again been sold and bought by some or other party.
Sir meri ek 53 years old unmarried sister hain jo working bhi nahi hain main unke liye health insurance lena chahta huin 5-10 lakh Tak coverage ka please suggest best one
Super topup plan work only after pay you pay detectable amount (in this case 5 lakh). If bill amount is 10lakh then company will pay you only 5 lakh rest u have to pay by your self. But if bill amount is 15 lakh then company will pay you 10 lakhs only and rest 5 lakh( i.e detectable amount) you have to pay
Hello sir i m 34 year old, my wife is 32, daughter is 2.10 year, and mother is 64 year old, i m searching best plan for whole family, which one is good for me?
Don't take same plan for you and ur parents..bcz premium is calculated on maximum age person...so ull be paying extra premium for all of you unnecessarily. Currently nive bhupa(max) is best ...