If you are an upper middle class or rich in europe you will be poor in Singapore. My sister married a Junior doctor in the NHS. She divorced him without a single alimony or settlement (that's because they didn't have any kids together). She had enough with it, living like a extermly poor and budgeting everything. She finally gathered enough courage and told him in his face, I'll do better as a beggar in Singapore.
She said, "I don't own a car" not "we don't own a car." Since she is a linguist, not sure whether it is word play, obscuring the fact that her husband drives.
btw the word "own" is wrongly used in SG because SG is the only country with COE, if you don't have that piece of COE paper then you can't drive, so the correct word should be "lease".
@@uwet.8826 the husband doesn’t own (or lease) a car either. Trust me. If he did, I would know. He does have a Singaporean drivers license, though. A boy can dream 😂
i like Ana a lot. Her responses are honest yet never condescending. Id be sad if Singapore becomes so expensive that people like her are compelled to go elsewhere. Thanks, Max, for this video!
all the singaporeans you know owns a car? the waitresses, nurses, technicians, electricians, clerks, school teachers, army soldiers?????? you live in a condo, kids go to private schools ($30k a year) while 90 percent of singaporeans live in govt houses and public schools.... you are poor?
Actually true once you have a car most of us are repaying every month. It is extremely expensive anywhere from 1.4k and above before ERP/PARKING/SEASON PARKING/ ROAD TAX / INSURANCE / SERVICING thats very expensive
I think a lot of Singaporeans don't understand the difference between an expat package foreigner (these are always sent from some multinational as part of a rotation or to handle a branch) and a foreigner who's taken up work here due to the relatively high salaries (typically this is the sort who then talks about PR). In the general "west", This would be considered to be an immigrant. One reason, particularly why Singaporeans think expats are drawing ridiculous salaries is because this was true in the past. Every Caucasian (white) foreigner really was on an expat package. And they were always from Western Europe, the US or Australia. This isnt true today. While they're "white", Spanish and Portuguese economies have not been able to sustain high salaries. For them, their golden age has long passed in the 18th century. And you'd be aware of the salaries in Russia and Eastern Europe which are incomparable to those in Central and Western Europe. Its just that the locals aren't aware.
@@MaxChernov At one time, the packages matched or exceeded the packages the expats were getting back in their home countries (or were somewhat higher as they were posted here due to "hardship".) But these days a local package about matches what someone in Western Europe (excluding Switzerland Norway) would earn anyway and what hardship is there to speak about a posting to Singapore. For a majority of Caucasian (white) foreigners, it is a case of economic (oft temporary) migration Vs a company posting to a far flung undeveloped part of the world. Just that most Singaporeans are not aware of it
@@Yalbou well, being a local here, I find it odd to refer to someone by their skin tone. I am aware that the Spanish and Portuguese refer to themselves as "White" (Blanco/Branco) though. After all I studied Spanish till an intermediate level and can communicate in it. I prefer the term "Caucasian" though so yes, they would fall under that umbrella. But then again, so do some Latinos. Most Singaporeans won't know the difference.
Plenty of ang mo's on the MRT as I observe. Not so many in the hawker centres maybe, but I think they're more likely than the Singaporeans to be cooking and eating at home - living simply.
@@kingbolo4579 think they're more likely than the Singaporeans to be cooking and eating at home - living simply. Don't be a clown, they cannot adapt to the food simply
Europe is going through the same thing. Here in the Netherlands the middle class, which used to be quite comfy are now struggling to come by. Young people just starting with work can't find a home at all.
"In 2023 the average salary in Singapore is about SGD 8,450". Wow is this true? Congrats to each and every worker in SG. During my time working in a manufacturing company in Yishun my monthly salary is SGD 2500 as a Maintenance Associate.
Not really, some places are still more affordable than others and you can have better "things" for your bucks!. Singapore is definitely not one of them. :(
When my landlord asked me an 30% increase in the condo’s rent, I just said no and moved to an HDB. Best decision ever. More space, better location, better community life and way cheaper. Price is going up but there’s always a solution.
One day come to Indonesia and traveling in bandung city. Usually by car 4 hours arrive to bandung city. But with high speed railway 350 km/hours only 45 minuts from jakarta city. Amazing, the first in southeast. Open to public 18 august 2023.i will be there. Don.t miss it guys
U have hit upon the very issue that the normal man in the street is facing, we have seen our salaries stagnate whilst cost of living goes through the ceiling. Why are car prices through the roof? Cause the rich foreigners have no qualms paying for higher COE’s . The higher prices for COE’s are market driven & COE’s are a finite resource so higher bids get the COE’s pushing up the prices to such an extent that the man in the street can’t afford a car for his family. The old joys of driving up North with the family for a break has become an impossible dream for d man in d street! As for this lady, maybe look at down grading to a HDB unit instead.
Don't worry. Even the locals nowadays wanna be like you. Earn the monies in Singapore, retire elsewhere in our 60s. Next year GST is 9%, by 2040, it will be like 12% at least. We want our monies to last as much as possible as well.
There are different methods of "living comfortably" in countries, hence, it would always be best to mix and talk to locals who have lived in that particular country for more than 40 years, and who have been adapting to how the country has evolved over the years. And please do not risk leaving your phone on the table.😊 by the way great video!
I arrived in Singapore only month ago and surprised at risingg cost and miss Anna makes many valid points. However, I do think life is not easy for Singaporeans as well. This is story world over due wars and inflation. When I am looking at my pay and rent and what I will save here, I am worried. However, its equivalent back home would be same story unless I owned a home which would save rent. This is true for Singapore as well, people have their homes so they save a part of income which expats cant. Its true everywhere honestly.
Fair enough i guess. My earlier comments may have been harsh. But I feel like everyone living in sg currently is facing this. It's just life, tough times will always come. It's about how you want to overcome it.
Even singaporean always come to my place..spend their money just to see the view..Sometime they very nice ...Because your life is your choice..try your best..hope you all happy liked us..
staying in a private house and sending kids to fancy school. "I'm not wealthy" if that's not privilege or blessing, i don't know what kinda life these ppl live.
She must be rich enough. If not, how to be a full time freelancer in Singapore? She can choose not to rent the private house. But she chose to do so. Then, she is blaming everything is increasing in SG. Every countries in the worldwide facing the same situation. Overall, Singapore controls the inflation quite well.
1. If you are not wealthy, dont rent a condominium. That is for the "wealthy" even if you are renting. I doubt the average population in other countries have such amenities without paying a reasonable price. 2. People assume European foreigners are generally wealthier. If you work in the central district, the pay would definitely be much higher, without a doubt. 3. All the people you know owns a car? So who are those taking the MRT together with you? Or do you take taxi everyday? 4. You are rich because you send your kids to private schools, live in rented private housing. All these result in extra expenditures. While local Singaporeans have the support of their parents in purchasing their first house. And people of your age would be around 30~40 years old. Buying a house 10 years back would be way cheaper, and no money would be wasted on rental. 5. I have an ex-colleague from Southeast Asia, earning around $6K, sends two of her kids to private schools, which is already half of the couple's monthly salary.
Be a citizen here is pretty good. Compare to other countries. If you spend and save/invest ur money wisely here u can have good wealth. Me and some of my friend that do normal work still able accumulate decent money.
Anyone who is able to save/invest money wisely can have good wealth regardless of country they settle in. Anyway i hope youre not foreigners aka malaysian or indonesian who work in SG and return to your homecountry with enough money.
Anna can always consider renting HDB, why insist on private condos in prime location? Even for private condos, there are more affordable ones, albeit further from city center, and most likely China/Indian/Pinoy enclaves. Could it be that HDBs and heartland condos are beneath her?
I don’t own a car for practical reasons. Can i afford one? Japanese or Korean boleh lah. BMW forget it. But the parking situation in malls & even some office buildings is crazy. Can’t find a lot and when you do, the parking fees are 🙄
@@leguezennecx Its cheaper to grab or take taxi but when you’re in a rush & its raining & its peak period & no one wants to pick you up, you wish you have a car.
You need to live comfortably with US$2m x 2.5%FD convert back to SG$. So you need to save your own pension fund. If after retire, you no longer work. my advise go to Malaysia (Ipoh. Perak). Live good life very low cost of living. You can afford a 2nd hand car at RM$10K, just US$2,150.
I really like Ana. She makes some excellent observations about Singapore, but above all, she is also very understanding and accepting of different cultures. She is absolutely right that a good cure to extreme nationalism and jingoism is to experience other cultures and environments, and the good thing is that a good chunk of Singaporeans are fairly well travelled, so rowdy nationalism isn't as bad here as it is in say, America. On the subject of Singaporeans being "civilised" about replying promptly to emails, I don't necessarily think it's about respect, but rather that Singaporeans do not like to waste time. Singapore is one of, if not the most efficiently run country in the world. People are accustomed to things getting done quickly. And Singaporeans are also amongst the fastest walkers in the world. This is all manifested even in language and culture, where Singlish is spoken to get straight to the point. The biggest contradiction of course, is that many Singaporeans also don't mind long queues to get their craved food! But that's the kiasu culture for you. I hope Ana and her family continues to stay in Singapore because we could really use more people like her. And yes, everyone's feeling the pain of the rising cost of living. Here's hoping it gets better in the future!
All my teachers in my old secondary school have a car. Their wages are 2000 to 5000 sgd a month. Sure, car morgages are crazy but it's still doable. But owning cars in Singapore is just stupid anyway. You can just use MRT, and if you want to pamper yourself, just use Grab.
@@lucyfiniarel2347 cars should never be seen as assets. Rich people don't care about cars,watches being an asset. Its a luxury. Fruits of their labour.
What Ana said is true about language in Singapore being efficient. Whenever I write a paper, my management would want to cut as many words as possible, from 40 pages to 15 pages. Put in bullet points to go straight to the point. Use simple words and best to use flowchat to represent. It makes you put yourself in other people's shoes because they have to read it. Time is money.
The truth is that neither my local nor foreigner friends have much money left over after paying monthly expenses. Local pay CPF which goes towards paying off the loan for a BTO flat, often in areas some distance away from malls etc, so you need car. Foreigners don't pay CPF but instead high rent, flight tickets home and international school tuition, and you can't save much money renting an HDB. We are all working hard, let's have some empathy and be kind to each other.
Foreigners who are PR have to pay CPF. Also keep in mind CPF is forced savings, it is still your own money. So even if you pay CPF you don't lose the money. In other countries you pay the equivalent usually through social security but the money is not yours to claim back. If you pay 1000 per month in Singapore you get 1000 back. In the UK you pay 1000 and you get the same back as the guy who paid 100 or even the guy who paid nothing.
@@pollythedog4914 It's practically impossible for a European to get PR these days. Haven't heard of anyone obtaining it. You can get your CPF money back once you leave the country, but it's fairly useless before that. You can buy a resale HDB but only if both in the couple obtain PR. Otherwise only resale EC.
Whether you are rich, poor, local or foreigner…People from different income levels/social classes have different type of struggles. We can never understand each other unless we experience it. There are different social classes among Singaporeans too. There are foreign parents whose children are left in their home country because their salary is not enough to bring the family members, or they simply cannot afford to live together here. For them, living together with their kids is a luxury. I am a Singapore PR who came to Singapore nearly 30years ago. My family’s monthly income was less than S$2,500 for many years. Making ends need for four of us as a foreign family was never easy. My mum never had a chance to go back to her hometown until her parents passed away as we could not afford to pay the plane ticket. However, I must admit that I have benefited from being a foreigner (e.g. being able to speak a foreign language like a native speaker, etc.) and I am aware that many Singaporeans feel that it is unfair for a person like me to have a decent job because I skipped the competition which most Singaporean would need to go through. We all know that there are times we want to complain about our circumstances, and we all know that everyone has their own issues. It is always good to know different perspectives, but I wish some of your videos have shown a little more respect to those who are less privileged. You choose to be here and you have a choice to live elsewhere, or in a different way.
When u earn more. U can have a choice of spending less.. and keep to basic. However if u are poorer. U don't have a chose of spending less. That simple fact.
I think there are freaks here too lol and while it's safe, it's better not to take it for granted. Kidnapping is unlikely to happen but creepy people exist everywhere.
I would vouch as a Singaporean that we are swallow bunch of people and would take loans to buy $200k car and $2m condo. Having a miserable life paying the loans and work into the graves.
Many buy condo as an investment though. You do not lose your monthly payments for the condo unless you never sell it away. Like a place to put your money instead of the bank.
Look at all the musicians. Everything gets more expensive but do you think Spotify will pay me more per stream because of that ? Never. There are a lot of people that are fucked right now only because the mighty like to play games.
Singapore's leadership knew from day one that its survival depends on being globalized and open to the world. Although there are anti-foreigner sentiments in the grassroot, the truth is that every job in Singapore depends on investment or trade with the outside.
When we arrived in Singapore back in 2011, I was determined never to have a car, because it (already !) was horribly expensive. After 4-5 months of dealing with taxis, reasonably good, efficient and affordable as they were, and with a toddler and associated kit, we decided to buy a car. It was a 4-years old Ford Mondeo, that cost the same as a new Porsche Cayenne in the US, but it was a life-changer. Back in the day, one could finance the whole purchase, there was no minimum down-payment, and the company selling the car included 24/7 service, which was totally great. Upon leaving Singapore, I sold the car for a bit more money than I still needed to pay to the bank, which I found amazing. My experience of driving a car in Singapore for 5 years was truly excellent. Little traffic, hassle-free, no concern whatsoever. Obviously, having guaranteed parking at home and at my workplace helped a lot. It was fun to take the car to Malaysia on a few occasions, if only for the thrill of speeding up on the motorway, something quite unthinkable in Singapore. If I were to return to living and working in Singapore, I doubt that I would buy a car again. Honestly, status and showing off aside, MRT, Bus and Grab are all one needs for mobility. Car-owning has simply become unreasonable and I find it impossible to justify to pay that much for the privilege. Actually, as a resident in Bangkok, and although car-owning it a lot less expensive than in Singapore, I think the same here. The ability to drive away from Bangkok for a weekend or so might temper that statement, but in Singapore, that option is pretty much non-existent.
Singaporean strangers like to chat people up. They are harmless. The danger is they keep irritating you and tries to get to know you when you have absolutely no time for them. Duh ~.
Rich mentality... and Thailand.... you realize Thailand, Vietnam travel by motorcycle with themselves and kids. Thus you could own your own transportation.
@@sagepirotess6312 Apparently, not everybody in Thailand travels by motorbikes. My neighbourhood in Bangkok looks a lot like Singapore, with glitzy shopping malls and 5* hotels. And the car park of my condo is full of Porsches and Mercedes. There is even a Ferrari or two.
@@jpbweb2023 and that's fine. People living within their means... but this individual cant adjust her lifestyle or location and toys with the income she produces.
@@sagepirotess6312 Indeed. As I understand the situation, Ana still can afford the lifestyle she had chosen for her family, but she is voicing concern about how unsustainable that choice might become. At some point, she and others in a similar situation may have to downsize or localise, or leave. It is a sad state of affairs when one is effectively priced out of a lifestyle that once used to be affordable but stopped being so.
There are many Singaporeans here who cannot afford a car ..just take a look inside Mrt and buses..many people inside everyday...don't be delusional....
Speaking singlish so others don’t understand. There’s this story (not sure how true) that US airforce & SG airforce were having joint training & mock battles. Some how the Americans could hear what the Sporeans were saying so they switched to Singlish & won. 😂
Your rent will be more expensive when you choose to live near CBD. Can tell that Ana lived quite near to Frasers Suites. Sure expensive la. Many locals don't own cars too.
If you find me rude delete.. These people you interviewed and complained about Singapore getting and being expensive.. First and last.. Where are they staying?.. Like the American who lives in Chinatown and insists on living in Chinatown.. Whose fault?
Thank u for voicing our miseries. Our government seems to play-pretend that covid is over, things go back to normal, but the fact is costs and prices, even GST, are rising except our salaries.
Your gov have other interests in mind unfortunately like attracting foreigners with money (mostly china people, they are the biggest spenders in properties and prices went up many fold, inflation isn't the only culprit!). And locals are now struggling; it's sad but a reality, economical interests against well being of its citizen.
Even living in USA cost or rents have doubled in last 3-4 years but wages did not double. Singapore is one of the most expensive cities in the world. If she is a working nomad would be better live in Thailand.
Thanks Max for showing real life and problems in Singapore!! Some channels only tell the good side of things...ljke Nomad Capitalist block 🚫 your posts if you say anything bad about Singapore, or Serbia, or good about the US.
I'm loving Ana more and more after each interview. She has such a lovely personality and it really shows. Now firstly, I regret to say that some people (in Singapore) are just xenophobic and they are incorrigible. I would like to apologize on their behalf. Secondly, Singlish is exactly what she described it - a language that is meant to be efficient. For example, your group of friends and you are in a conundrum and you wanted to ask if anyone had any idea on how to get out of it: English: "Does anyone have any idea what we should do next? This will end very badly for us if we can't think of a way out of this situation."" Singlish: "How ah? Die lah like this." See the difference? Both conveys the gravity of the situation, but with different amount of words used. Lastly, I would think that when someone speaks to you in Singlish, they are treating you as ""one of us". Personally, I would speak in proper English (grammar/syntax) to a foreigner who speaks English to me. But if said foreigner becomes someone I interact with on a regular basis, I would inadvertently pepper my English with Singlish words. Although I'm not quite sure what is meant by "deep Singlish". Perhaps you could elaborate on that? I am a Singaporean Malay, and as with most people born and raised here, I was exposed to different cultures, languages and dialects growing up. As a result, I speak English and Malay fluently, understand and speak a little bit of Mandarin and am able to pepper my sentences with Hokkien words as I'd like. I love that Singapore is a melting pot of cultures and languages and would never want that to change. I cannot imagine myself living in a country where the population is homogeneous.
After watching several interviews, I would say Bruce Willis is my favourite male interviewee and Ana is my favourite female interviewee. She is here for 6 years and already understands and appreciate Singapore more than many Singaporeans. The housing market is totally ridiculous, hopefully the cooling measures can do something and ultimately, Fed's decision on their interest rate plan will be the main factor affecting everyone globally.
Different priorities in weightage. Majority Singaporeans will never spend the kind of money regular expats pay for housing as a proportion of their pay. Even more so for rentals. Same for meals and drinks.
@@MaxChernov well, not necessarily but HDB is an option for them. You will hardly find a local household earning less than 12 to 15k at a bare minimum living in a condo. But you find many expats paying 5k or more for housing on a 15k salary. Different priorities.
@@zenweaver those are the Yaya ones... Most probably the younger lots. Although to be fair, many need cars to drive around their elderly parents or relatives.
@@wengkiong okay. If you say so. Yes, many. Well, yeah, I’m a viewer suggesting. I was just shocked to see the same person being interviewed. Okay. That’s your opinion.
Really interesting interview! I think the rising cost of living is indeed a big concern even to locals. I just wonder whether inflation is hitting the rest of the world equally hard?
On the point of how we express "Deep Regret" or "Had we know that.....", she got it all correct ! Singaporeans do have a singlish for that. Its called " WALAO EH" 😂
"I don't know who can afford those prices", those people that are richer than you. As you are using your perspective to judge a price at a high or low based on your own income and you came out with a conclusion that it's not affordable. Plenty of people that complaining expensive but still everywhere a condo sale goes off there will be long queues that are actual buyers.
This interview touches on very interesting topics... Life in Singapore is getting exorbitantly expensive for foreigners mostly due to rental price increases and school fees going through the roof... many foreigners choose to leave which will change this trend dramatically but this trend will only be noticed once it's too late to reverse... It's already noticeable in the rental market... the crazy asks of LL for 80% increases are gone and they will gladly settle on +25% now... within 6 months with less foreigners around, who knows where the market will settle. Do not consider the past 12 months to be a reflection of what the future holds... Complacency amongst landlords and estate agents is rife but this will very quickly change if there are too few foreigners to fill the ever growing demand of properties bought only to rent out to expats... And that rate of change is already happening...
I believe if foreigners apply to become a Permanent Resident and join the local community, they will experience a whole different dimension. Then they can buy HDB flats, enrol their children into the local schools and join activities organized by People's Association. There is a vast difference in costs.
I think you do not know how many foreigners came into Singapore this year. Just on nurses alone, the government is going to employ at least 4,000 before end of 2023 with majority from overseas. There are foreigners who left, but our total population compared to 2022 at least ballooned by 600-700k.
@@angmatthew it would be great if you could share your source for this statistic you use ... you are suggesting the population of Singapore grew by more than 12-14% in one year. That would be an unprecedented growth... care to substantiate it ? You won't be able to, mind you, because it's a complete lie.
Don't buy a car in Singapore, don't use public transport!😂 I was there in Singapore in 2000. Everytime our family of four people travel we used to take taxis. It is faster, cheaper . I was in Clementi, was working in Jurong. First one has to ride a bus to mrt(metro), mrt to Jurong and last leg company vechile.It took 90 to 100 minutes factoring connections. One day, I hailed a taxi from residence to work spot. It took me just 12 min. and 10 sing $, whereas bus/mrt/bus would cost around 8 Sing $. Afterwards it is always taxi!😂
Heard of Hindglish ... Konglish ... Spanglish ... Amglish (American English)? Why are foreigners in Singapore so CONDESCENDING towards Singaporeans. Its as though Singlish only happens in Singapore! Stand up for Singapore and tell off these ef foreigners, don't let them walk all over you! Majulah Singapura!
There are 2 groups of foreigners in Singapore. One are those described in this video; the other landed here having already purchased landed property and several condos, and feel a Bentley is not status enough and have to paint them pink or blue! Welcome to the Monaco of SEA...
Let's be honest, most foreigners working here are on "expat package". Expat rates are pretty high, atleast 3 times the rate a Singaporean employed in a similar position draws. Some expat packages even includes accomodation. Expat salary, is probably more than sufficient for an average middle-income working class family, covering daily expenses, utilities, and kids' expenses. I once read a report about an expat complaining that his SGD20,000 salary isn't enough. The article then deep dives in him and his family's lifestyle. They stay in a condo (condo rentals are atleast $4,000 or more), kids attends international school, they buy grocery from Marketplace-grade grocery stores, and buys very specific stuff flown in from the region they originated from. I don't find Ana's experience convincing. For all we know, she and her family might be earning the same and having the same lifestyle as the expat I mentioned above. This video did not really set the context of Ana's story for her to justify her claims. There are definitely cheaper alternatives to basic things like food, groceries, daily necessities, transport. If you have to live off the way you lived back at your home country, you're gonna be so financially exhausted here. I have American and British ex-colleagues who chose to rent a HDB, eat the food we eat, take the transport we take and they are living well.
I think the biggest saving you can have is by choosing to live in HDB, seriously complaining about high cost while living in condominium is very "convincing".
This so called "sky high" rental is only during high interest rate. It will eventually go down and then go up again. It's a normal cycle. It's quite inaccurate to assume most Singaporeans own a car. Just because all the people you know own a car doesn’t mean most Singaporeans do. IIt's a relatively bias view as those people likely are taking up a car loan or you know only the rich. If you dive deeper into how Singporeans are, many don't even own a car or rather are still paying off their hdb mortgage.
Welcome to Singapore. I hope the rent inflation you're experiencing subsides along with interest rates. These cycles happen and things always get better over time ❤
Yes yes, that's why "umbrage" became a trending word when SPH CEO used it 🤣 I like my country's humour when it comes to things like these, when someone goes out of their zone and uses a word we don't often/hardly use. Though it meant no harm, also I believe many of us learnt a new word back then 🤣
I have 5 cars (and a RSS-S Spyder Motorbike). I promised myself that I would leave Singapore if I can not afford a car. So we sold our Singapore Landcruiser.... and bought a Malaysian V8 Landcruiser, liked it so much I kept on buying more cars. It is 37 minutes drive door to door to Holland Village. It is good to be retired! the average age of my cars is 28 years.
Why don't you live in Medini second crossing ? My condo is on sale. I was thinking to work in Singapore and live in Johor. My husband will only pay 18% tax and I pay 10%. In the UK, he pays 40% to 45% tax and I pay 32% tax as low earning. Singapore has to buy a few inhabitat islands to expand their land.
Your first pay check at 25, sinkies starts slavery at their teenage. Why don't you live in a HDB, eat cai png 3 meals everyday, may be you can own a car. If you still cannot afford a car, it means you are not a professional. Our minister Koh Poh Choong and his wife are professional, they both own a car.
Some of the car owners need car for their job , the car increased their income. Its a necessity. Others want a car simply because of social status or convenience . You could have downgrade to a hdb room and own a car but i doubt so.
We all know cost of living in Singapore is high and rising. If she and her husband haven’t received salary hike or can’t afford a car then pull up ur socks and work hard .. If she can afford to pay rent at somewhere around orchard which I can see from the video then pls don’t tell me you are prudent about your spending .. these expats need to look at themselves in the mirror before complaining about Singapore. You better stay in Europe instead of cribbing about our country
it rising no joke,my job salary below 2k mark monthly,just got received Gst few hundred dollar from the Gov ,but now buy a decent lunch or dinner at Mix indian rice stall of one chicken and one meat is $10 ,its really no joke ridiculous insane here
Why you think youre the only one struggle ? you have enjoyed these years by doing freelance works at the convenience of staying at home. ! While people like me have to go out work and build my career amd now i emjoy with higher salary. No pain no gain. Stop complaining. Youre so comfortable in your confort zone
One of the things I dislike about such channel is that it is just way too clean, many of the foreigners who were sent here have no money but was given some unemployment benefits, come over to asia and act like they are kings when they are just like everyone else. If they really could be well to do, well how many are actually divorced and just plain scumbag we can easily find them in the like of Al Capone dating filipina and Indonesian OFW
Having lived in Hong Kong and visited Singapore, I find this a bit disingenuous, to be frank. I lived in Hong Kong for 15 years and never needed to own a car, and saved a ton of money by not getting one. Singapore’s excellent public transportation is at least as good as Hong Kong’s; now that I own a car in my home country, I see how wasteful it is and how everyone gets to witness the worst aspects of a person when they get behind a wheel.
