The homeowners were baffled to find out the reasons AAA dropped their coverage -- from clutter in the yard to draining a swimming pool to save water. abc7ne.ws/3KuKNEc #insurance #consumer #homeowner #news #abc7news
Apparently the risk of someone falling into an empty pool and suffering injury is higher than the risk of someone falling into a pool full of water and drowning.
@@pinkpurpleplue Right, it had nothing to do with any sort of risk for them in the context of danger, just an excuse to stop coverage. Oh well, they fired a customer, time to give someone else your money.
The risk of falling in to the pool is the same whether it is full or empty. If full 99% chance you are fine and embarrassed. If empty there's and you fall in the 8 foot side there's a 95% chance you are injured.
A few years ago I got a notice of cancellation due to a single damaged shingle. I called out a roofing company to repair. They found hail damage, and replaced the roof before the policy end date. My old insurance had to pay $14k and lost my business. It was a win-win.
I know this is an older story, but just a few weeks ago I saw a report where two separate insurance companies had complete dropped all of their home owner insurance policies in southern California. Simply too many claims and they were losing money. So they just got out of the market entirely. When I left Florida I got a notice from my insurance company that they were only going to offer home or renters insurance in Florida to active duty military personel stationed in Florida. Everyone else had six months to find another insurance company to deal with. That was back in 2007.
My homeowners insurance tried to drop me because i had the hurricane shutter closed on my bedroom window. I have it closed because it blocks out the sun and i have to sleep during the day since i work nights. They tried to say i had it closed because i was trying to hide a broken window. I was literally forced to take it down and send them a picture of my bedroom window to prove to them it wasn't broken so they wouldn't just drop me. Id also love to know how they got access to my backyard to even see my window since it faces the rear of the house. How are these companies allowed to just invade your privacy and trespass on your land without even giving any notice? And then just threatening you with cancelation without any hard proof of anything. It's insane.
They are allowed to do it because they own the government like the drug companies, weapons manufacturers, chemicals manufacturers, and entertainment media. The US gov has not existed for 100 years
@@sbedom0so what’s gonna change even if one does read the contracts. If they disagree, that would just mean they can’t sign the contracts to get the insurance…it doesn’t change the dynamics of the insurance company and the insurers.
yeah, Geico did this sh*t to us: just one day found some guy wandering around my house...asked him what's he doing there? he responds with 'insurance survey'. a little while later we get a letter from Geico with a list of "issues" that need to be addressed (including a new roof)..... We're with State Farm now.
btw, these insurance surveyors are crazy, just trespassing on properties with out an appointment....I live in the south and there are a lot of (redneck-ish) people with guns.... also, the airspace above your property belongs to you as well.....drones beware!
My homeowners insurance told me I needed a new roof or I would be terminated. I had 30 days. I found a roofer, it took almost all my savings, but got it done. They canceled me anyway. The roofer later asked me why I wanted a new roof as there was nothing wrong with the old shingles!
@@user-yn4xc8kt3iwell we should just have the federal government take over the insurance industry since we can't trust them. We can just all pay into a single pool for our homes and we won't have to deal with all of these Middle Men.
Insurance is meant to share the risk. Insurance companies are picking the cherries and saying, "to hell with the rest". Therefore, they are not insurance companies. So why are they allowed to exist?
Share the risk in a local area, not nationwide. I live in Minnesota and do not want to pay for your insurance in a high risk area. We don't have the risks you do but we also don't have the awesome weather and beautiful area that you enjoy.
He looks better than his roof tho. Flat roof is a bad idea because of maintenance. They probably canceled him because of his age + high risk of injury with the roof access.
One relason for empty pools is it that an heavy rain can pop the pool out of the ground. I observed this in Broward Co. Back in late 70s. They were just built and not yet finished when we got a very heavy rain storm, the rising water table poped the pools out of the ground.
For real. People wanna cry about insurance but when something happens they want the fullest coverages and payout even if they pay the least. Also expect to be paid like sultans on their claim - people are ridiculous. 😂
This is going to get worse. As long as your insurance company is allowed to bribe your congressman who is responsible for what the law does and does not allow your insurance company to get away with.
This is a widespread issue not only affecting insurance companies but everything in America from tax breaks for uber rich companies to abortion, and even our education is being censored now. It's a slow rot eating away at our country from the inside out, and has been for the last century at least.
Just look at FL and what Desantis has done to it from a Insurance and Property tax. If you dont live in the state and just watch the news im sure you'll fight me if you live in the state and own a home you will know what im talking about.
Just to piggyback here, same thing with TurboTax and all these other tax preparers. The IRS has all the information they need to just send us a refund or a bill. All these companies lobby so that we need to “file” our taxes through them so they can make money.
They didn’t have to bribe anyone. This is not new legislation. Please point me to any civil or criminal codes regarding anything they have done here, drones/pools/clutter that hasn’t existed as-is for decades.
Privacy issues via aerial photography is covered under state and local laws, and although CA forbids photos of individuals engaging in private activity, photos of land and property are allowed as long as they are not taken from legally defined prohibited air space.
Failing to keep a pool full tends to cause a lot of very expensive problems. Around here, they'll start to float without the extra weight of the water inside.
This is stupid and ridiculous! So if it were full and one of those elderly ppl fell in and drowned…the insurance company wouldn’t b liable and have to pay out, so they don’t gaf about that? Or what!? How about just saying from the beginning that they are not insuring homes w pools at all then, if that’s the case. U know how many ppl die annually from accidental pool drownings!? It’s a lot!
It's a liability that is no longer being maintained for its purpose, this isn't anything new or shocking. Talking tens of thousands in repairs if they made a claim for damage they caused using it as a garden.
As a pool owner myself, draining a swimming pool is absolutely a reason for losing insurance on at least that part of your home. Pools are constructed to expect the pressure from thousands of gallons of water on them, if you drain a pool for an extended amount of time, the ground beneath it can and will shift and result in extensive damage to your pool that could cost tens of thousands of dollars to repair and is unfair to expect an insurance company to cover. if you did it to yourself. I’m no fan of insurance companies but this is clearly the fault of the homeowners themselves for not understanding what they’re doing to their own pool. They are intentionally doing something that will destroy part of their home that is covered under insurance, and that is grounds for not renewing their policy. You’re never supposed to do this, these are people who never learned how to take care of delicate expensive property who then raise a karen type stink when nobody wants to deal with their self-induced problem. What a beautiful pool, what a total shame. It’s twice as big as mine and has a cool shape too.
As a retired safety inspector, a drained pool is extremely DANGEROUS as a trip fall hazard that could be LETHAL. I would NOT recommend an insurance company provide LIABILITY insurance unless they had the pool covered completely with plywood, and barriers preventing public entry into the area.
The government gives too much power to insurance companies. We need more strict legislation to keep these insurance companies in check and to protect their customers.
The government doesn't give anything, politicians are bought by industry and therefore favor industry. Usually "consumer protection" is really "corporate protection".
Aren't insurance policies supposed to cover risks? Y'know... For insurance? If and when something that isn't covered causes damages, they can decide then what should or shouldn't be covered. Straight up refusing to cover at all over... Reasons?
they are defrauding people, literally. they are taking their money for years then finding ways to shirk their responsibility. there needs to be a class action lawsuits to bring these monsters to heel.
said " they are defrauding people, literally. they are taking their money for years then finding ways to shirk their responsibility. " Care to explain how insurance works from a financial perspective? RE Where does this money come from and where does it go to. Responsibility of what exactly? The people in the vid are not having a claim rejected, just no longer having the policy renewed. " there needs to be a class action lawsuits to bring these monsters to heel. "
They defraud people by teaming up with banks to make people that have mortgage HAVE INSURANCE. Most people pay a 30 year mortgage and sometimes longer with refinancing…. Insurance comps helped pass laws to mandate insurance! After a homeowner has paid on the loan for 20+ years the insurance companies start looking for ways to cancel policies. They want high dollar premiums over YEARS and then as time goes on and things go wrong they want zero responsibility to pay for damages.
AAA is absolutely the worst. I'd been with them for 25+ years as a auto club member, I never used them until just a few years ago. I had to have a car towed 3 years ago, the driver who showed up was so high I wouldn't let him tow my car. I've had 3 incidents in the last year with road hazards giving me flat tires on 3 different vehicles. In every case my jack wouldn't life the car, the lug wrench wouldn't loosen the nuts, in one case the jack retainer was installed so tightly from the factory I couldn't get the jack out. In each case I called AAA, and in every case I waited hours and nobody ever showed up. I had to call a local wrecker to bring a jack, impact wrench, etc just to help me change the tire. I called AAA to cancel, it was totally painless like they were either having a lot of cancellations or they wanted to get rid of me because I was actually trying to use what I was paying $100 a year for. Like I'd ever trust them for insurance.
Yes over the years they've gotten worse with their customer service... I've been with them 20 plus years and I'm thinking of leaving... they use to be the insurance provider to have but as of late...🤷♂️
If it helps, I dropped my AAA last year and picked up the roadside with my insurance carrier. It cost $1 a month as opposed to AAA's rates that keep increasing.
Seriously, Congress needs to do an oversight investigation on these insurance companies all over the country, not just CA. They are the biggest corporate crooks out there.
Not that I’m ok with what ls going on but an empty pool can pop up out of the ground. An insurance company isn’t gonna want to pay for a new pool because you’re not keeping water in it.
it's not frivolous, it's a violation of the contract by the homeowner. There are sets of conditions that must be met to have homeowners insurance and a pool, including what you are required to do should you decide to drain the pool.
@@gizmoenterprises3467Bootlicker... I have a pool and I have homeowners insurance. I just got out my paperwork and nowhere in it does it say I have to keep water in the pool or they will drop me. And I bet you $1000 that ladies policy doesn't say crap about having to keep water in her pool as well... You probably are a slime sucking agent or you work for one...
I was going to agree with you… until I googled it 😅 a LOT of home insurance _REQUIRES_ your pool to be filled _AND_ maintained! What the holy hell!? Though I guess it makes sense.. what if someone accidentally falls in and there’s no water… but still 😅
Here in Toronto they have a bylaw restricting operation of commercial enterprises such as car repair shop in residential neighborhoods. They also have a bylaw that prohibits parking of commercial vehicles in residential driveways.
What is disgusting is that there was no investigation as tonwhy there was no water, just a flat out cancelation. There was no grace period given for the homeowners to remedy anything. Absolutely shocked at the abuse of privacy here and that this is the 2nd story I've heard about this in the last week. Disgusting.
How do you know? How do you know that they hadn’t taken a picture 2 months before, and then a follow up 2 months later to find it in the same state? How do you know they sent a cancellation letter at the FIRST sign of the empty pool? Only ignorant people assume to know all the details.
Maybe the AAA, knows they shouldn't be spying & recording "private property" or that it's illegal to send drones to spy or misuse of drones. I believe there are rules and laws for usage.
Like what if I was in my backyard naked sun bathing with my wife or getting a lil doggy style in the back yard one time and y'all flying drones over this technology future is making life suck
@@XploreAz I get that part but just as a neighbor doing it would be considered some form of privacy infringement and in many surveillance laws the “sky” or airspace isn’t referred to or referenced at all. Do you know what loophole they are using?
There's AT LEAST a few lawsuits here. CLASS ACTION TIME! Interesting how all these customers they cherry-picked are elderly. Thats definitely illegal. And survailing their homes like that, thats definitely got to be illegal.
Ever consider that what's portrayed are older as they perhaps the younger home purchasers are at work and are not available and may not be the ones being dropped? Operating a drone in non-regulated air space is not illegal and is the same as taking photo or video from a public space. Set aside your feelings and pay attention at the end as it was all resolved.
@@Mauser1965 it was not all resolved, and why do you think these interviews were random calls? You think the reporters just called up some numbers one day and interviewed whoever was home? Have you ever had a job? They set up a time and date ahead of time. No one works 24/7. Calls can happen during weekends and nights. Do you have friends? Do you randomly go over, or do you make sure they're home first? Please, use a little common sense, huh?
@@JamesWilliams-gp6ek yes, and she's full of sh*t. I own a pool in the Central Valley where's it's 100+ degrees every day in the summer and I do not have to put water in it every couple of days. Even when the pool does need to be filled due to evaporation, it doesn't require that much water. They emptied the pool because they don't use it and don't want to maintain it. It has nothing to do with "conserving" water. She's full of sh*t. She will ruin that pool by leaving it empty in the summer.
@@62Cristoforodraining the pool will damage the pool resulting in thousands of dollars in repair costs. Draining a pool does not conserve water. She just doesn't want to maintain the pool.
I actually have an answer as to why the pool was a reason: pools are designed to hold thousands of pounds of water and when you remove the water you risk the lining cracking and causing it to be unusable. That may have been why they justified it. Not saying it's right, just providing insight.
When you drain the water you can damage the pool. The waters weight holds the pool into the ground, with out the water the soil can push the pool up over time.
I can’t even get my agent to return my calls for basic information. Now I know why. They take and take but eschew the risk. Why isn’t the state insurance commissioner investigating?
File a claim through your state commissioner’s office directly. I did that and USAA (after MONTHS of ignoring phone calls, emails, multiple complaints from my construction crew and ANYONE who had to try to get a hold of them…) magically could answer the phone and do their job in a timely manner! I think it’s up to individuals to report their specific cases, otherwise insurances keep doing it.
"Because the pool was empty".....an empty pool can pop out of the ground because Hydrostatic pressure is the force exerted by water against the walls and floor of the pool. It's also the main reason why pools pop out of the ground. If the water level in the ground surrounding the pool rises too high, it can create a pressure imbalance that causes the pool to pop out of the ground. Never leave a pool or spa empty. They would be better off filling the pool with dirt and landscaping over it.
Does AAA really cover claims against pools other than injury? Maybe I'm wrong, but I have a hard time believing that my home owners would cover any failure of my pool or components related to it.
@@sliderx1897 It's gotta be extremely rare though. I've worked on hundreds of empty pools never seen a single one have an issue with coming out of the ground.
AAA is one company and for Homeowner's they are actually one of the worst. For auto, a little better. There are plenty of other insurance companies. These folks are older and may not have made changes in many years. They may actually get a better rate with another company.....
Pools have always been an insurance nightmare. One drowning or accident can cost millions.When you get collision coverage on your car, often insurance adjusters want photos. The pool depicted does look unmaintained. And, there is no fence. A giant 8 ft deep hole in the backyard is a risk factor for an accident.
Insurance company are the biggest scam. When they take your money, it’s always fast. But when you file a claim, they drag their feet and don’t want to help you 😂
So freakin' true, and they treat you like some ruthlessly greed-driven psychopath who is trying to commit fraud. My god they will do ANYTHING...accuse you of anything...lie about anything...whatever it takes NOT to pay you.
Insurance is expensive--------------mostly due to fake and fraudulent claims. Many turn in claims for only a few hundred dollars. Fraudulent insurance claims raise insurance costs for everyone. There is more risk of damage and injury now because of increase in crime caused by "DEFUND POLICE", increased carjackings, robberies, mass shoplifting, home break ins, and squatters.
Good ole Michael Finney helped me out with a crooked store owner in SF back in the nineties. His work and broadcasting my troubles solved my problem. Great guy, thanks
All these insurance companies needs to be prosecuted and laws should made so that most of the clients are protected. The greed and corruption of insurance companies are bottomless pits.
@@user-justbeingme you arent making money if your dropping your income left and right for stupid reasons. eventually people will wise up and cancel the insurance and they go bankrupt.
You don’t seem to understand how insurance works. People who have extra risks which are likely to cause extra claims either pay more (that’s fair) or get cancelled altogether. That makes complete sense. That guy had a back yard full of flammable tires! Any insurance company would cancel if they saw that.
Wow. I think I am glad I had to sell my home about 5 years ago. This sounds like a nightmare. We had a pool, and used to joke about people spying us on us when we used “au naturel”. Sounds like our jokes have become entirely too real. I feel for these folks.
@@InsaneFirebat What state forces a person that owns a home outright to have home owners insurance? For a car, liability insurance is required OR proof that the owner / driver has enough liquid assets to cover any liability. If a bank loan is involved, home / car insurance beyond basic liability to protect the banks assert. If you can't agree with this either pay cash or find a lender that does not require insurance.
@@bobroberts2371 There is a long list of professional services that require insurance to operate legally. Insurance is highly integrated with government at all levels.
It’s really useless when people say that they are complaining to their local agent. Their local agent is a lot like a bank teller. They can’t do anything all they can do is accept your payments and do basic things. They can’t make decisions like that.
There is another reason why an empty in-ground pool could prove problematic. Pool water serves to support the walls of a pool against the pressure of the surrounding soil. Remove the water, and there is a risk of the pool collapsing inward in response to soil pressure. I learned that about 18 mos. ago when I, too, was considering emptying the pool to save money. The internet, which never lies, told of the danger of an empty pool.
Citizens Hanover just did something like this to my elderly mother. Hanover sent a notice of non-renewal because they flew a drone over my mother's house. She lives in the woods in Northern Michigan and had pine needles accumulated on the roof. Hanover said there were holes in the roof and it needed to be replaced. The most idiotic thing was that Hanover PAID to have the entire roof replaced just five years ago with a 50 year metal roof after a tornado. Sent an inspector out, verified it was just pine needles and cleared the non-renewal. These insurance companies don't have two brain cells touching. Borderline criminal. And to add insult to injury, if you try to go with another insurance company, your rates skyrocket simply because your previous company "dropped you".
I giant concrete hole in the ground is absolutely a hazard. It's like having a wraparound deck with no railing. Why is this so difficult to understand?
As an insurance agent it has been tough the past 6 months. Not being able to get coverage for younger drivers, certain cars and they are getting even more strict .
I still can't believe that y'all are allowed to charge men more for automobile insurance, when the only ones ever to run into me were women. They were black too, but you can't charge them more, now can you?
@rustyshackelford3371 from the information gathered younger male tend to be involved in more accidents. Now not sure why you made it about race since drivers that drive unsafe is from all races too.
Yes in 2023 it is about race as now democrat city councils have made it so if you have out of date registration you cant be pulled over, cant be pulled over for broken taillights, etc are you new or just dense???
I’m pretty sure without the right pressure and moisture the pool will begin to crack. When my mom had hers replastered (whatever it’s called) recently & had a timeframe it had to be done in or else it would lead to problems from not being filled. If you want to save money by not using the pool you would have to fill it in and have it covered up according to code. I’m sure the empty pool is also considered a safety hazard.
An empty in-ground pool is more likely to crack. When someone fills it later it will be more likely to leak and then the same people would be upset when the insurance company doesn't want to pay. An empty in-ground pool is just an insurance claim waiting to happen.
What an invasion of privacy! I could understand the clutter due to the fire risk but not water in the pool. This insurance company needs to be sued to the max!!!!
It really isn't that. Pools are not meant to be empty for any length of time. Damage can quickly form and when filled again, can cause the water to leak into the soil. Over time this can cause the soil itself to become unstable and can threaten the foundation of the home. A simple web search for "how long can one leave a pool empty for" would have helped these folks out. They may be able to get the policy reinstated if the fill it in (remove the pool).
I think that the insurance company might care more about liability rather than damage to the pool. But I do understand your point from a homeowner's point of view. Thanks.
@@SpockoMan right. But AAA should also explain the reasoning to their rejected clients, and give them time to rectify the issues before dropping them outright.
yeah. definitely put up one of those wedding canopy things over the pool so they can't see it, but also sue them for violating 4th amendment. That's most critical to maintain America. Not fighting for our constitution will make us communist real fast.
Regarding the pool, if they dropped the pool coverage they couldve kept their policy and pay slightly less, but an empty pool is essentially a pitfall human trap she would have to fill it in with dirt.
Las compañias de seguro estan abusando y su poder, no tenian derecho de invadir la privacidad de esta familia y menos tomar fotos de su propiedad sin su consentimiento
mpty pools can compromise structural integrity, damage walls, floor or liner, and even impact surrounding decking. Additionally, pools left exposed to long periods under hot sun are likely to dry out, leading to cracks and flaking. If a pool is empty for too long additional damages can include: Cracks.
Having a pool full of water increases insurance risk due to drownings. An empty pool eliminates that risk. Insurance companies operate like a check valve - premium checks flow in, claim checks don't flow out (if they can avoid it).
You wouldn't say that if you lost your home and now have to pay out of pocket for replacement. Florida would never be the city it is without insurance with all those hurricanes.
@@SuiteVII Sure there are some insurance companies that don't honor claims, but many claims are honored. To say that all insurance is illegitimate is wrong.
@@Mlogan11 But to say insurance companies avoid paying out is accurate. Especially in situations where many of their clients are making claims simultaneously
These insurance companies are out control. You have homeowners trying to be responsible and do the right thing and these insurances full on discriminate
An empty pool is not being responsible. That pool will float if the ground gets saturated when it rains heavily. This will result in the pool popping out or severe cracking. The insurance company knows it will be responsible when that happens, so they chose to drop this house from coverage before that happens.
Don't like it, get the other whiners together and start your own insurance company. OH, not your cup of tea, you rather just bitch, whine, moan and complain.
I work as an assistant in an insurance agency and the notice of non renewals we receive for those kind of things is just absurd. If your roof is more than 9 years old and you have no proof of any renovations for the last 9 years, they would reject you automatcially. That's why a nonrenewal is really a pain in the a$$
I knew Florida was having trouble with insurance companies dropping customers due to hurricanes, but I had no idea California had the same issues due to wildfires. All the news and social media makes it sound like Florida is falling apart because of that and here's another state that it's also happening in.
It's pretty bad out here. We had a wildfire in 2020. 900 houses were lost just in our fire. Our county is one of the worst when it comes to rebuilding- less than 30 homes have been approved or are in the final approval stages nearly 3 years after the fire. About 100 homeowners are in the preliminary permit stage. Many more are still battling the county to get permits to rebuild their homes. About 1/3 of all these fire victims have simply given up- took what their insurance gave them and started over somewhere new. Many of us who escaped the fire are on pins and needles waiting for our insurance companies to drop us. There are options but they are very expensive. Some policies (via the state of California) have quadrupled or more in price. One homeowner in our community went from paying $1700 a year for homeowners insurance to over 7k per year because his policy he had for over 20 years and only one minor claim, was canceled.
It was no different during the Loma Prieta earthquake. People outside of the state thought much of San Francisco was on fire and entire neighborhoods were totally flattened. Different news agencies were showing different angles of one building on fire.
In California it varies a lot based on how exposed your house is to wildfires. If you're in town it's usually not a problem, but some places in the hills are uninsurable. The problem Florida has is the whole state is at severe and increasing risk for hurricanes.
Draining water from an in-ground pool is just stupid. You literally tun your pool into a giant concrete bucket that can float on the ground water. The insurance company canceled them because this would be a massive preventable payout to repair if this were to happen.
luckily around here, due to the fact that my town in considered "extremely low risk" for any sort of serious weather damage, insurance companies are not in the habit of nitpicking minor technicalities and only look for major issues or strait up non-payment as reasons to drop a policy
I can see why the empty pool can be a higher liability. You have a giant hole in your backyard where you can potentially fall especially if the people living there are seniors. Also, pools are designed to hold water, the weight of the water keeps the pool together. Empty pools are more likely to crack which can cause major damage that will make the pool unusable.
Farmer's did it to me. I had an 8 foot ladder on the drive behind my house. On the ground. They took a satellite picture. Called it debris. Good solid house. Not in a zone of any kind. Always paid. My Dad bought this policy in 1969. After he passed, I kept paying. Inherited the house. 54 years we paid on this, over this time, averaging $200 a month....over $129,000 we paid them. It's like gambling with these companies. Now, it's fear and emotional distress. We really are on our own out here.
The CEOs are psychopaths entirely driven by ruthless greed. People think psychopaths are serial killers because that is what Hollywood has told them. There is NO MONEY in serial murder, and psychopaths are all about money, money, money...and to a lesser degree trying to alleviate their extreme and pervasive boredom. Just do a Google search for the top jobs of psychopaths. Sit down before you click on the link.
Tell Sen. Liz Warren about it. Maybe she will make it an issue. She's good like that. "Elizabeth Warren, a fearless consumer advocate who has made her life's work the fight for middle class families,"
You can also complain to the CA State Insurance Commissioner. It's worth doing just to let the state know how much it's going on and that you're not going to take it lying down.
They only want customers that promise never to file a claim. You can be sure claims are down because people are too scared to file any so the insurance industry wins bigtime.
We need a public option. It’s crazy they can tell you when and how to spend on your house, and then surveil your yard with drones photos and videos of your personal space.
2:41 when your pool is empty, it’s possible that the concrete will start cracking due to the weight of the ground pressure against side concrete walls then you wind up, getting water leakage into the ground, and that even causes more damage that’s why you should keep water in your Inground pools
Insurance company's should be required to meet in person at the property with the homeowners paying mortgage 60 days before any increase or cancelation. And supply all supporting data collected by insurance companies, so people can go to arbitration of BOUTH party's AGREEMENT ON (NO AGREEMENT REACHED) GO TO COURT WERE HOMEOWNERS PROPERTY IS LOCATED, NOT INSURANCE HEADQUARTERS LOCATION.
If that's the case, these insurance companies should be REQUIRED to reimburse any unused funds these people paid as premiums and didn't have a claim on if they refuse to continue coverage.
Privatized insurance companies is the stupidest thing America has done whether it’s homeowners insurance, car insurance, health insurance come on people. We need government insurance companies only!!