Caleb Hammer Exposed | Financial Audit

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Опубликовано:

17 сен 2023

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Комментарии : 9 тыс.

@CalebHammer 10 месяцев назад

Absolutely surreal being on the other side of the table for once! I've been wanting to do this for ya'll for a while now, and I'm so glad we did. Though of course I've been doing well for years, and it's been many many years since I was in a terrible financial situation (I talk about that on Graham and Jack's podcast later this week), it was still great to get a completely open and honest take on my situation. Graham might not be as naturally intense as I am, but I only dish what I can take. That's why we refused to cut anything and allowed the most embarrassing 10-15 minutes of Hinge to stay in lol. In my normal show, my goal is to give people the conversation I wish someone had with me a decade ago. It was great to get Graham's take on my current situation! I am going to give the exact same documents over to the Money Guys who are going to do an audit on me in a couple weeks- let's see how the audit compares! Thank you all so much for your support to have gotten this channel to this place. It's beyond a dream, and it's completely thanks to you and to every guest who has been on the show so far.

@glaceon666 10 месяцев назад

WE LOVE YOU WOOOOOO

@TonyRealTalk07 10 месяцев назад

Can’t wait for this!!!

@j3rkcat 10 месяцев назад

This is Epic! I love watching this guys reactions to your vids. Watched a bunch yesterday and then this. Happy Monday!

@jack073 10 месяцев назад

Just wanted to say I’m so pleased to see you doing well financially. You deserve it. Well done 👏🏻

@veggiedumplinn 10 месяцев назад

OMG can't wait for you and Money Guy!

@laiibrahim7502 День назад

At this moment, things appear to be odd. Inflation is reducing the value of the US dollar, but it is strengthening in comparison to other currencies and commodities like real estate and gold. People are switching to the dollar because they believe it is safer. I worry that the rising cost of living may cause the value of my retirement savings to decline. We could put our cash anywhere else.

@Jakekhalid32 День назад

Having a mentor is my personal recommendation. It seems like a good bet if you have limited market knowledge, but I'm not sure where you'll find an experienced one.

@ChelseaHandler-ip4ku День назад

I believe the safest approach is to diversify investments especially under professional; guide. You can mitigate the effects of a market meltdown by diversifying their investments across different asset classes such as stocks, ETF's etc It is important to seek the advice of an expert.Dustin Dwain King is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@Jakekhalid32 День назад

You are right! I've diversified my portfolio across various markets with the aid of a financial adviser, I have been able to generate a little bit above $450k in net profit across high dividend yield stocks, ETF and bonds.

@AarushSyed День назад

Thank you for the tip. It was easy to find your coach. I did my due diligence before scheduling a phone call with him, and he seems highly proficient based on his résumé...

@Windarti30 День назад

That’s true, I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like Dustin Dwain King I've worked with him for 9yrs & highly recommend him also

@randallsavage2658 10 месяцев назад

I’m rooting for this Caleb guy, I hope he can come back on the show in 6 months and show Graham his progress 😂😂

@CashClarity 10 месяцев назад

🤣

@peak9985 10 месяцев назад

😭😭😭

@SorryGuys-eighty-8 10 месяцев назад

🤣🤣🤣 Good one, dude !

@n.c.467 10 месяцев назад

🤣🤣🤣

@davidslater8569 10 месяцев назад

Caleb a little salty still “Accidentally applies to a RU-vidr” and there’s graham who doesn’t realize Caleb applied to join his crew

@minimalchill 6 месяцев назад

Getting grilled over the burger joint really had Caleb feeling the pressure his guests feel. Look at all that push back! Haha

@gthetree1 5 месяцев назад

I know, right! You could tell that he really wants to do it regardless of it being a poor investment at this time, but I was really impressed with Graham's sincere advice and you could tell it was a good reality check to Caleb.

@KristinaKage 3 месяца назад

I wouldn't say he was totally "GRILLED" lol

@Walkerrides 2 месяца назад

Buddha burgerrr!!! They missed a bleep

@StreetPreacherr 2 месяца назад

What about No Risk, No Reward? Dude just assumes the place is going to struggle and fail! What if it's a success, and expands into the next Shake Shack?

@elementalgolem5498 2 месяца назад

@@StreetPreacherr its about managed risk, graham has always preached managed risk, hence the "you dont have the finance to do it NOW/YET" and a "Maybe in a few years" as he has a point, it could bankrupt him even though he already should be set for life if he keeps making safe investments, keeps the channel growing or atleast where it is and keeps his creativity up for a few more years. its like graham said, its risking his entire current sucess, for potential sucess. or failure, but statistically not super likely sucess. say its not the same as every startup at the about 1-5/100 say its closer to 20/100 because of the other one being sucessfull. thats still overall a high risk, medium reward situation. as if the brand becomes the next McDonalds. that reward still goes mostly to the owner. caleb would ofcourse make good money on his sucessfull shop. but the overall reward still goes to the brand owner behind it all. especailly with buddha burger now, 8 months later still only having the one shop, 1.5k followers. about 15-25 likes on average. they have 5 reviews, although posetive they're all old ish. their website is currently down. their google reviews are good though, a 4.7, it just doesnt seem to be the next big thing, and i do think caleb was thinking about it a bit too emotionally and not fully thinking it through

@yungmoth666 6 месяцев назад

We want the 6 month Hinge updates. We’re rooting for you Caleb

@j.asmrgaming1228 10 месяцев назад

this was a stroke of genius, get financially audited yourself, have a crossover with another big financial youtuber, get to share more about yourself to your audience in a organic way.

@lollerich 10 месяцев назад

The fucking thumbnail oh my god 😂

@josephharty5048 10 месяцев назад

Legends

@A1exVe1ez 10 месяцев назад

Couldn’t agree more. Down to the thumbnail, excited to see this guy blow up

@alexmcdaniel116 10 месяцев назад

@@A1exVe1ezthis dude done blown up Already. I don't remember how long ago, maybe 5-6 months ago I followed him and I swear it was like 100k now he's 700k

@Wraith983 10 месяцев назад

The food tubers been doing this. It's effective. Guga and Uncle Roger etc

@GrahamStephan 10 месяцев назад

This was so much fun! Hope everyone enjoys it!

@305CeoMindset 10 месяцев назад

FTX promo accountability? Crickets Crickets soft weak beta male FRAUD!

@CalebHammer 10 месяцев назад

And now I’ve 100% decided not to franchise

@n.c.467 10 месяцев назад

You're good at interviewing people, Graham!!!

@eliezerroldan 10 месяцев назад

The content from both of you is truly great and to see you both in the same episode is truly great. Thank you for all the Credit Card and Real Estate videos @GrahamStephan and @CalebHammer for the financial wake-up call you are giving many including myself. Keep it up and hope nothing but great things for both.

@n.c.467 10 месяцев назад

The most important things I learned from this episode are that no matter how much money you make, you must always monitor and control your purchasing impulses. Move into the Big Money mindset and away from poverty mentality, as well as create a Solid Plan B in case the new money dries up!! THANK YOU ❤️ both!!

@lalitsharma1453 6 месяцев назад

Caleb’s money maker is his personality. Graham is absolutely right to go all in on that talent

@kimhyunwoo8983 8 часов назад

Yeah it also makes sense that since his money maker is his creative outlets that he should put his focus in on that department

@ItsVeX 7 месяцев назад

I'm not into finance and just came across this channel because of the boogie video (that title was really catchy) but what you are doing is really important and makes me think of myself and my spendings. Also what a surprise with that great dating advice from graham. I'll keep watching for sure!

@CalebHammer 7 месяцев назад

Thank you!

@whereiswendy. 5 месяцев назад

Really enjoyed the finance/dating advice crossover

@Raikou87 10 месяцев назад

Musician in student debt, quit his 100K job to become a RU-vidr, fell into lifestyle creep, buying up properties, financing furniture, and spends $ on endless burgers, sandwiches and orange chicken. Hope this guy gets his 💩 together. In all seriousness, Caleb has helped me put my finances in perspective and on a journey to becoming debt free. While some of the guests may not fully take in all the advice, it helps countless others in similar situations. Also, the Morgan Freeman impression was funny af! 😂

@2passportsandpostcards 10 месяцев назад

Hahahaha he just sounded British but NOTHING like Morgan Freeman! 😂

@ProPandaPlays 10 месяцев назад

Scammer

@ProPandaPlays 10 месяцев назад

Can’t believe Caleb haste this scammer

@Raikou87 10 месяцев назад

@@2passportsandpostcards did you try closing your eyes? Totally Morgan Freeman! 'Ello 😂

@2passportsandpostcards 10 месяцев назад

Maybe I’ll give it another try! 🤓

@Josh-ge1cr 10 месяцев назад

Major respect for caleb paying his people 6 figures. I guarantee you there are larger channels out there and they're skimping and penny pinching on their own editors, etc.

@CalebHammer 10 месяцев назад

Always take care of those who take care of you ❤

@BM_100 3 месяца назад

@@CalebHammer There are billionaires out there who became billionaires because they paid their employees far above average.

@Andyatl2002 Месяц назад

@@BM_100, billionaires cant and won’t pay their employees equally that’s why they are billionaires. Any big tech company billionaire is mining and using cheap labor as an example

@aldente_rice Месяц назад

Like Google outsourcing THOUSANDS of positions to India (no hate to India, just hating on Google and other tech companies) @@Andyatl2002

@youtubeepicuser4209 8 дней назад

@@Andyatl2002instead of talking points you should put some thought into what you think.

@jimtryon258 6 месяцев назад

Graham gives some incredible advice! I think it's really cool to see Caleb on the other side of the table. There was so much financial advice packed into this. It's also great to see Caleb being open to all of the suggestions that he is given and I love that you can hear both sides.

@PianoMan2222 4 месяца назад

I like how they censored the name of the burger place at first and then just forgot to sensor it at like 31:40. Buddha Burger

@mymedusabarber 11 дней назад

Free marketing 😅

@christophertransfield4253 10 месяцев назад

It's interesting to hear Caleb use those same excuses that he constantly dismisses as stupid reasoning for decisions. Everyone's human.

@Smoke.Official 10 месяцев назад

Sounds hypocritical

@JackMarchetti29 10 месяцев назад

One thing I've learned is that there truly is no "normal month". Literally every month since I've watched this show, something comes up.

@izzywoods794 10 месяцев назад

Well yes, bit everyone's human. As the op commenter said. Caleb's whole thing is telling people what he wishes someone told him. Also, it seems from this video, he's dealing with wealth for the first time. This is everyone's first time at life, bro. Let's be understanding@@Smoke.Official

@jasonnguyen9806 10 месяцев назад

@@Smoke.OfficialClearly you have a mind of a child 😂

@Smoke.Official 10 месяцев назад

@@jasonnguyen9806 all im saying is this man nearly has a stroke every episode criticizing others when he himself makes the same excuses. Just like what the original comment said. Clearly u are a dic rider that resorts to insults when yr feelings are hurt

@Gasaholics 9 месяцев назад

This episode was honestly like a breath of fresh air. Watching the auditor get audited really puts life into perspective.

@csmith411 7 месяцев назад

Meek Mill been told us it’s levels to this shit

@somedudeinatunnel3102 6 месяцев назад

@@csmith411English, please

@almgaming186 5 месяцев назад

Yeah the point of an audit is just to point out everything the audited person does wrong, regardless of what the auditor does themselves.

@allieflounder5764 4 месяца назад

The total hypocrisy of live as I say. Caleb lost me here

@brandynharrington 4 месяца назад

@@allieflounder5764Caleb’s situation compared to many others coming onto his show are very different, even though they might practice the same things. For example, both of them might spend on “BS” spending like fast food, etc. The key difference here isn’t about the differences of income they make, but Caleb understands how to budget (50/30/20) and he isn’t battling himself out of ridiculous debt with ridiculous interest rates. Most on his show will spend on “BS” spending, but they can’t afford their basic living, behind on car payments, piles on credit card debt and losing money daily on interest alone, but they’d rather spend that on $5-20 a day on gas station food instead of going grocery shopping so they can get out of a hole. That’s the key difference here, if you can’t see it… then good luck to you.

@lidewijcroes1795 5 месяцев назад

I love this channel, I’ve been watching quite a bit over the last week. It’s really great to see someone taking control of their financial life which as we all know bleeds into other aspects of life, and helping others to do the same 😊 there’s something very meaningful about refusing to stick your head in the sand any longer and starting where you are, and for people to hold each other accountable.

@carieyoung1111 5 месяцев назад

He had 700k plus subs at this video and just looked he’s at 982k 🤯🤯 ride that wave dude! Congrats on the success…

@cayteer 17 дней назад

1.28 million now!

@polly-esthercotton1975 6 дней назад

1.31m since your comment 11 days ago

@x2dab184 10 месяцев назад

Caleb REALLY needed this audit. He sees opportunities, but doesn't look too deep into negatives, what can go wrong, or what would be more efficient.

@jordanmungo917 10 месяцев назад

I agree. Very cool of Caleb to do this type of video where he opens himself to financial criticism though. Not many finance youtubers would do this A lot of his financial situations sort of surprised me. Graham said this multiple times, and he's right that Caleb might be getting ahead of himself It just seems like he's adding on too much risk too quickly Edit: Jesus haha Graham absolutely destroyed the Hinge messages. Brutal

@2passportsandpostcards 10 месяцев назад

Yes! Graham nailed it, and his conservative approach on the franchising really makes sooo much sense. It’s gotta be a “money to burn” almost investment.

@shawnboosveld7042 10 месяцев назад

From my point of view as someone making way less: when you have less, it's driven into you to take every opportunity because you have little to lose. Now that Caleb is more successful, seems like he needs to temper that opportunistic mindset.

@josephlabs 10 месяцев назад

@@shawnboosveld7042I 100% agree

@DMGoggins 10 месяцев назад

Never assume you can find people to take care of your investment,franchises,etc.

@CloakenDagger666 10 месяцев назад

This was a huge risk to take and Caleb's got balls for doing it. Almost 3/4 of a million people look to this man for advice and to put himself on blast to show that he can make shitty decisions on occasion as well can really go either way, and im glad he did it, show's character. Nicely done.

@Twoltr 10 месяцев назад

I thought the same thing.

@rachaelgoldstein6134 10 месяцев назад

Me too 😊😊😊😊

@Archonus 10 месяцев назад

Being irresponsible with money is the easiest thing in the world and even the most financially literate people in the world struggle with it.

@gliver2549 9 месяцев назад

Man showing off your dating profile and these finances is for public to see takes balls.

@CM-cw8fe Месяц назад

9 months later and now he has 500k more viewers, Caleb to 10M!

@wiredwombat_ 6 месяцев назад

Caleb- this shows what a sweet guy you are! Just be yourself and don't settle for anything less than you deserve. Really liked this video and seeing a different side of you & your strategies.

@TheSchyllerwade 6 месяцев назад

Damn major props for letting someone go through your dating profile/conversations and critique all that stuff I am also clueless in this realm and I’m not sure that I would’ve let someone do that, let alone on a popular RU-vid channel 👏 Good on you for that

@Bumblebee0132 10 месяцев назад

Can we all just give Caleb a round of applause for being vulnerable and transparent in front of thousands of people! We all have things we can work on and be better at. Great cross over video ! 🙌🏽😊

@y0utuberculosis 10 месяцев назад

I was cringing along with him!

@hockeyhalod 10 месяцев назад

Especially his friend's mom 🤣🤣

@Bumblebee0132 10 месяцев назад

@@y0utuberculosis same! 😅

@oliviabroad9481 4 месяца назад

Made me respect him 10x more and I already respect him a lot 😂

@nicksimadis2086 10 месяцев назад

The Hinge part was BRUTAL! Loved this entire audit. Thank you, Caleb! This was definitely a tough thing for you to do, but a sincerely brave thing. Us subscribers definitely appreciate it!

@TDPEquinox 10 месяцев назад

I felt so bad watching it because it's not really that bad but to have it front of his entire audience and be roasted by someone he respects, I felt the second hand cringe so hard.

@GomChingu 10 месяцев назад

Maybe collab with @courtneyryan with the dating advice. All the best ❤

@therockbottom5256 10 месяцев назад

Graham really let him have it on the messages 😅

@NewscasterNews4 10 месяцев назад

⁠⁠@@TDPEquinoxnah it was THAT bad 😂 love Caleb but seeing him still try to ask out that girl after she politely rejected him was brutal. Hopefully he takes Graham’s advice to heart

@swordfishfogel4988 10 месяцев назад

Omg it was so hard to watch 😂 I was laughing and crying 😅😅 kudos to Caleb

@copycatlyn 5 месяцев назад

the listing price bit is HILARIOUS. graham saw right through your bait lmo

@starflashee 4 месяца назад

This guy putting his hinge profile on the show plus messages... seriously biggest risk taker I have ever seen in my life.

@aprilwoodworth5034 10 месяцев назад

As a single girl I truly can’t believe how spot on everything graham said about your hinge profile was. Please take his advice Caleb!!!

@debbymendoza6875 10 месяцев назад

Yes truly good advice!!!

@CalebHammer 10 месяцев назад

I’m learning 🥲🤣

@debbymendoza6875 10 месяцев назад

@@CalebHammer it's okay we are always learning! Wishing you the best of luck 🤞🏽❤️

@Ayaymeer 10 месяцев назад

@@CalebHammeryeaaa I second the initial comment and Graham as well😂. You are not a bad looking dude, you’re funny all these good things! You’re just choosing the worst text and profile options when going about hinge. But Shoutout to you for even putting this out there! I could never be able to do that so you’re stronger than me💯

@ock538 10 месяцев назад

Take kratom

@jonathannerz1696 10 месяцев назад

You can tell Graham really knows his stuff, because after the initial giddiness and pleasantries, he gets right into it without any hesitation, pulling no punches while providing honest yet fair advice.

@Animated341 10 месяцев назад

Idk didn't he sort of sell out? Like, he was one of us and now he's a landlord billionaire. But when he said he was keeping his jeep it kinda made me think there was still some hope cognitive dissonance. This guy knows exactly how much his money could help those around him. He knows what ways people can benefit from even a tiny chunk of that cash. Graham's talk about itching to get a Ferrari, as nice of a guy as he is, kinda demonstrated that after a while you really feel like you do deserve all this stuff. And it's not going to make you any happier. I think buying the house was the right move. Caleb if somehow you ever read this - Stay as grounded as you can dude. Stay close to the people you work with and work for. You're an awesome creator and you have the potential to help a lot of people with these new resources.

@Miller.montana 10 месяцев назад

He’s got 4 mortgages… he’s not a landlord billionaire his properties aren’t even paid off… he’s making a couple hundred bucks profit and he could’ve just either bought 1) and paid it all off or 2) used all of the money he spent on real estate and just invested in a decent mutual fund and would’ve profited way more

@thecrowing1989 10 месяцев назад

@@Animated341 He did not sell out. He is not a billionaire, and even if he was, that in no way detracts from his message to those who need to get in control of their finances. I'm not sure what offended you, but becoming well off is sort of the outcome of everything he teaches. He doesn't need to be financially poor to help those who are. In fact, that would make zero sense. He is doing well and it makes me want to actually follow his advice. You say "he was one of us and now he's a landlord billionaire". That is completely stupid. What does one of us mean? He once had less money, and now he has more? And if you critize, at least be accurate, or it shows you are just being emotional. I'd suggest recollecting your thoughts in a coherent manner, then repost an actual issue.

@donaldlyons17 10 месяцев назад

@@Mariah-jo1nr Graham only gives to those who have to wealth to pay. He can't lose as long as he can find cash from the pockets of others anyway!!

@donaldlyons17 10 месяцев назад

@@thecrowing1989 Well but the issue with people like Graham is that they were able to buy in because they were not poor.... He had very good paying job(s) likely AND he only gives housing access to those with cash. Can't blame him but when was the last time you heard of a lifelong cash poor landlord?

@laviniamaior3638 6 месяцев назад

the dating advice was spot on! TAKE THE ADVICE CALEB! great video!

@danielmckim8521 6 месяцев назад

I'm so glad he's able to talk about his anxiety and panic. It's amazing that he's able to host this show. Also I kind of understand his focus on building a nest egg if he gets anxiety over hosting a show.

@CRLenard 10 месяцев назад

Mad respect to Caleb for putting himself out there like this.

@nicholastorres2442 10 месяцев назад

Exactly my thoughts.

@Kanzer7TS 10 месяцев назад

HAHA. I couldn't help but laugh when even Caleb himself was like "THIS WAS A ONE TIME THING!" I love it. Thanks for doing this.

@SpoonHurler 10 месяцев назад

It was also a unique month 😂

@Sabrinasvids 2 месяца назад

Nah bro he needs to evict those people asap. You can’t not pay rent that’s messed up. They’re taking advantage of your kindness.

@TheArmchairPriest 5 месяцев назад

I am addicted to this channel man lmaoo God Bless ya Gabe, keep up the great work! I love how one to one comfortable you get with people, all BS out of the way. Everything straight up. What the world needs

@itsmeclarkclan 10 месяцев назад

I love that Caleb is teachable and is willing to look at other's opinions. He practices what he preaches.

@karinachacin9857 10 месяцев назад

@orangejjay 10 месяцев назад

No he doesn't. The video literally started out with how he took out an impulsive loan on a 900k home. And let's not get in to how the dude peddled shady sponsors that are antithetical to his channel and what he says. Love Caleb but let's be honest here: He needs to be on the show (and should also be certified to be giving what is absolutely 100% financial advice).

@chrisstroud1915 10 месяцев назад

@@orangejjay You're not wrong, just because someone says "not financial advice" isn't a magic bullet against it actually being financial advice.

@aprilflowers9661 25 дней назад

@@orangejjay

@nickiclarke4304 5 месяцев назад

I’ve just discovered your channel Caleb and have watched a few videos over the last couple of days. I loved this one, and really loved your willingness to listen and hear advice. I found the dating part very interesting too, and hope “the right person” comes into your life. Greetings from Brisbane, Australia

@twizted3k 4 месяца назад

I love that he did this episode, so genuine! Also, that loud ringing when there's no sound isn't normal?!!

@Bigdog5400 10 месяцев назад

The crossover we’ve been waiting for since the beginning

@theoneandonlybosable 10 месяцев назад

I could have gone w/o FTX boy tbvh

@aquaviii 10 месяцев назад

Caleb ready 😅

@Bryan-yq2qs 10 месяцев назад

For real!

@JORLANDO93 10 месяцев назад

Ewww graham blows

@Kevintendo 10 месяцев назад

It’s all come full circle baybeeee!

@crapsack47 10 месяцев назад

Damn, Graham was spot on with the Hinge advice. It’s so fun to see Caleb be so competent when it comes to finances and totally lost with respect to dating.

@GothicBookLover 10 месяцев назад

His Hinge profile was interesting, and his main picture not being just him ??? Rule #1 in dating apps is that your main picture should be of yourself only.

@bryan_witha_whyy 10 месяцев назад

Just goes to show just because someone is successful in an area of life does not mean you should take their advice in all areas or model yourself after one person.

@ethansaunders 10 месяцев назад

⁠@@bryan_witha_whyygood point

@Saixjacket 9 месяцев назад

@@bryan_witha_whyyyou cannot follow someone’s path and expect their results!!!

@diviningrod2671 2 дня назад

To be fair I'd rather be in a fire fight than dating in this current dating climate

@Purpleflurpp_1 7 месяцев назад

In reference to keeping the content new and interesting, this little twist of sitting on the other side is exactly it! Personally I would not be interested in watching shopping trips. But rather bringing back people for a re assessment after a year or so.. bringing back people after they are successfully debt free… bringing on more couples and couple looking into merging finances for the first time.. bring on people that actually have a score of 5+ to see a new perspective of growing success. I believe that type of content would keep me engaged for a long time!

@minimalchill 7 месяцев назад

Appreciate all you do Caleb. Watched a handful of episodes and immediately made a strong budget plan for my wife & I. We’re fortunate enough to be in a position to be putting away a substantial amount of money into our very first emergency fund, and also aggressively pay off our credit debt. Within a year’s time, we should not only be credit card debt free, have roughly 25k in an emergency fund, and also be fully caught up & ahead on our property taxes. Wish us luck! Thanks for all you do.

@jacobcotriss6264 10 месяцев назад

Love how Caleb is just as savage with his own thumbnail as he is with other people 😂😂

@Judep4237 10 месяцев назад

That title 💀

@zachz699 10 месяцев назад

Goteem self

@Dis_is_fine 10 месяцев назад

This definitely made me even a bigger fan of him!

@joycef8443 10 месяцев назад

Hope the food stains come out of his shirt.

@Drewbert__ 10 месяцев назад

It's extremely humble of you to have the financial man himself do an audit on you. This is going to be a good watch.

@Stemanar 10 месяцев назад

Would be way more humble if he were actually struggling like the people he brings on. I get this is for fun, but really it's just a rich guy flaunting his money to an even more rich guy.

@advantiksgaming229 10 месяцев назад

@@Stemanarif that’s how you take it, reevaluate

@nerdstreet3 10 месяцев назад

@@Stemanaryeah it's kinda insane hearing Caleb talk 6, figures a month on a 700k channel like wtf dudes balling out now..not a single person can relate to that.

@Tatorrella 10 месяцев назад

@@nerdstreet3 this is attainable and then relatable if you put your mind to it and grind it out; this is motivating to me though lol

@Stemanar 10 месяцев назад

@@jacksonbilly9979 You are sadly mistaken. I'm a subscriber to his channel and appreciate it. I like hearing him try and help people out. But it's not "humble" to say you have 5 properties and $500k worth of investments in the stock market when he's 28-30 years old. Again, I'm happy he put in the work and has found a form of entertainment that has made his successful. I'm curious how successful his channel would be if he brought on people with his kind of money. The reason why this content is entertaining to watch is because the normal American can relate to what these people are actually going through

@DanteVoorhees 7 месяцев назад

Really glad youre doing this Caleb. Sometimes we need things to be put into perspective even in the situations we are professionals in

@blakelewison9872 4 месяца назад

@CalebHammer The show is absolutely great. I've really enjoyed listening to you and Graham for the last year.

@michaelruffalo5875 10 месяцев назад

It really shows Caleb's integrity and character to not only host Financial Audit but also be audited himself.

@krispr1me 10 месяцев назад

Hearing Caleb rationalize his own mistakes (which we all do, and clearly plenty of his guests are no exception) is both hilarious and insightful.

@rayman2902 3 месяца назад

Caleb is scared of situations he’s not in controlling yet really wants a Tesla because of the full self driving 😭

@user-ul1xq2db4f 3 месяца назад

Make it make sense

@kimhyunwoo8983 8 часов назад

As someone who also has a slight compulsive control issue, I think the reason Tesla doesn’t bother us is because at any moment we can take control of the car again. Something like a plane is a very different level.

@MatthewDavidT 5 месяцев назад

This is one of my favorite episodes to date!

@rachelallen5779 10 месяцев назад

So many RU-vidrs flex their wealth (or really: flex their conspicuous consumption) without ever disclosing actual income/financials. This is refreshing transparency! And wow, Caleb, the Hinge audit is a step further. Really putting yourself out there with this one. Lastly, thank you for appropriately compensating the team behind the scenes that is helping you make this channel. We shouldn't have to thank people for doing the right thing by their employees, but so many business owners don't.

@2passportsandpostcards 10 месяцев назад

Yes!! There is so much I wanted to comment on the video, and proper compensation for Caleb’s behind the scenes crew was one of the things I left out! Admirable.

@choreomaniac 10 месяцев назад

Graham is killing it with the questions. Really insightful, challenging, and it is clear that real estate is his expertise.

@andrewsummitt3051 10 месяцев назад

@agracefulu 4 месяца назад

I just adore Graham after many years of watching his vids he has always been transparent and pretty spot on. Graham do more of these!! Caleb I just found your channel and I think this was a great idea to have Graham audit you. Good for you being transparent. Did they say how much he made from RU-vid?

@1100crazypink 4 месяца назад

Really good interview. Kudos to you Caleb for being humble enough to sit in the hot seat and take advice from someone you acknowledge as a financial leader above yourself.

@aliciaz4682 8 месяцев назад

Graham knocked that out of the park!! The questioning his motives, giving extremely sincere advice about getting distracted from Caleb’s true giftings/talent, AND the relationship advice was SOLID. Graham cares about you Caleb, that is a solid friend in your corner

@veetour 4 месяца назад

Graham sounds like what a good friend should be like. Be honest, direct, empathetic, but also not hold back any punches. When you try to help someone, it’s important to point out mistakes in order for them to improve.

@mikemcmahon3118 3 месяца назад

caleb needs to just tell the ladies that he gets Squeaky when you sees you fast food spending

@plaisirdelanglais 10 месяцев назад

Actually I have to say that was nice that Graham was really in a position of a big brother. Caleb is doing financially well, but so new and Graham's own story was so refreshing to explain to Caleb.

@aiswebmaster 10 месяцев назад

Yeah I was getting some authentic big brother vibes from this video. I hope they do more content in the future together.

@jjosten529 5 месяцев назад

It's awesome to see you taking off Caleb! Congrats buddy!

@ARSARTEMIZ 4 месяца назад

initially I thought this is going to be a normal financial audit with some advice on how one improve their situation. never would I expect to hear a great dating advice from Graham on a financial audit show bravo to both of you, really enjoyed the content, it's not easy to open up in a public space 👏

@NickiNicki140 10 месяцев назад

Your personality shines here. Continuing this as a series with you as the guest (nutritional audit, dating audit, etc) would be fun!

@zuzanaaa 10 месяцев назад

totally! that’s a really good idea

@chitownkidd33 10 месяцев назад

Women don’t like nice guys though

@CallMeLTR 10 месяцев назад

@@chitownkidd33they like guys with money and a big following tho 😂🤷🏻‍♂️

@Zimzum93 10 месяцев назад

@@chitownkidd33I sure as fuck don’t like men who describe themselves as nice guys because none of them are genuinely nice.

@YaBoiMoustafa 10 месяцев назад

Bro just called him fat

@javaskull88 10 месяцев назад

As a CPA, I really love watching two smart money guys opine and debate the wisdom of various purchases and financial goals. You two are a good pair, and I hope you’ll collaborate again in the future.

@jet4415 10 месяцев назад

Throw in a bit of therapy.

@dirtydan6098 10 месяцев назад

I failed FAR the other day. I’m down bad

@kayduff5676 10 месяцев назад

Shout out to the CPAs on here!

@keithwisdom1663 8 месяцев назад

@@dirtydan6098gd going

@glasspanda 5 месяцев назад

This is so great! Love the motivation and guts this video took. Thanks Caleb! 😊

@Kaylaspersonalchannel 5 месяцев назад

Definitely respect when a “counselor” willingly seeks counseling. And then auditing the dating profile!? You BRAVE SOUL! 😂 You took one for the team though, don’t feel bad about those dm’ing skills. In my experience, many men communicate online that way so you’ll have an advantage if you take his advice!

@pipsohio 10 месяцев назад

Its actually awesome seeing Caleb doing the justification process just by changing chairs 😂 this was a great show

@christopherronaldhouse6313 9 месяцев назад

As soon as he started saying his income "fluctuates" I was like dude, just say the average like you tell everyone else 😆

@rayna5764 10 месяцев назад

Damn the hinge part was pretty hard but insightful. That could be a whole series itself, online dating audit/ how to improve communication and your chances. Props to you Caleb!

@eightsisee 10 месяцев назад

That part was rough for sure hahah

@lacrymosa777 10 месяцев назад

Graham was 100% spot on and I know that hurt😅

@thegreatpiginthesky3904 10 месяцев назад

@@lacrymosa777that photo with the banana is crazy. The fact that caleb thought that was a good idea is even crazier

@Player-gn3dc 10 месяцев назад

@@thegreatpiginthesky3904Bro fr, I almost fell out of my chair when I saw the banana pic. I get that he was trying to be funny, but that is such specific humor I'm sure alot of women end up messaging back dudes with normal pics. 2 dudes on a giant banana as your main pic should be reserved for Grinder lmfao 🤣🤣🤣

@thegreatpiginthesky3904 10 месяцев назад

@@Player-gn3dc not to mention you don't know which one is caleb and you can barely see his face. It's like something out of the office

@PokeSleepDeals 7 месяцев назад

Let’s go Viral Caleb ! I want an audit I haven’t seen you do an audit straight OUTTA COMPTON.

@Annabrih 5 месяцев назад

It was really cool to see that even when you think someone has it all together, that in their own way, are struggling somehow (financially, with relationships, mental health) and I think it is super humbling to see.

@Annabrih 5 месяцев назад

I have a lot of respect for you !

@GerardoMares 10 месяцев назад

You can tell Graham is well seasoned in this game! The advice he gives is top tier. 👏

@SAS3223 10 месяцев назад

Lmfaoo yea sure till he tells you to use FTX 💀 Graham unlike Caleb has no integrity at all!

@mp5564 10 месяцев назад

Honestly I think his expertise in real estate was phenomenal for Caleb's situation. I think he was the best person to be the auditor. I'm surprised he wasn't more harsh to be honest.

@jack073 10 месяцев назад

@@mp5564His advice on the franchising and RU-vid was also spot on

@o.m.2203 10 месяцев назад

YOU’RE THE PICKER! You’re intelligent, honest, have great values and genuinely care about people. You’re definitely a keeper, it’s just going to take a bit of time for someone to get to know you. Give yourself some credit. You’re the prize! Thanks for being so candid and for helping so many people!

@2passportsandpostcards 10 месяцев назад

That’s exactly what I was thinking too!

@Player-gn3dc 10 месяцев назад

Lol the gold diggers watching are gonna be downloading Hinge by the end of it, fr fr

@mitzygarcia6694 10 месяцев назад

I was thinking that too ! He’s definitely a keeper ! He seems like a very caring person . He’s the same age as my little sister ! I would love for them to meet . (She’s a lawyer so definitely not a gold digger )

@wwhhiittnneeyy 10 месяцев назад

He seems really sweet! I'm a bit old for him but ten years ago I would have totally gone out with him

@cherrybum0228 6 месяцев назад

@CalebHammer thanks for being honest about your income and dating. As a fellow SW Michigander, I also received a lot of advice to hide or avoid any conversations about income. Since moving away and sorta back again, having frank conversations about money is so important to me, especially considering the gender pay gap. Also, keep hanging out and meeting people - you are welcome to a house party in Detroit!

@SomebodysNephew 5 месяцев назад

This one is one of my favorites. Not many a man who can sit down and go on this journey with Caleb.

@bruin0454 10 месяцев назад

Probably my favourite episode of this show. Never been a *huge* fan of Graham but he shines in this episode, and really comes across as more than a finance RU-vidr (around the 40-45 minute mark is really good stuff). Also huge prop's to Caleb for talking about his challenges with anxiety, eating habits, and dating. Say what you want, but those aren't easy things to share with millions of people. Great episode overall. Congrats on your success, Caleb!

@svaclapp 10 месяцев назад

As a single woman, I 100% agree with everything he said about Caleb's dating profile. Get a photographer friend or just a friend who is killing it at the Instagram game and ask them to take a good photo of you. Lighting and angles can change everything if you know how to work them. Then make that photo your FIRST one on the profile. Also consider what you are looking for when you are dating. Are you looking for a wife, a lifelong partner? Then maybe show off the husband material that you are, not the silly pics playing around with friends like kids.

@genxx2724 10 месяцев назад

Yeah. Men who are looking for a wife should show that they know basic plumbing and home repairs, and can change a tire.

@svaclapp 10 месяцев назад

@@genxx2724 everybody regardless of gender should know those things. I was referring to being more serious about your relationship goals and showing that with serious grown up pics of oneself.

@refusingrumination 10 месяцев назад

I don't agree with this. This really depends on the person. You learn the things that someone can offer you by talking and getting to know that person. I, personally, like seeing the silly pictures as it shows more personality and not just the professional side of a person, as that can come off as intimating to some people. But that's just my opinion.

@Yourpolice69 10 месяцев назад

The most impactful change would probably be working out. Girls will virtue signal and say personality matters more than looks but that's BS. Personality is only relevant if you have the good looks to get their attention in the first place.

@l-train7876 10 месяцев назад

Completely agree.

@babytriin 6 месяцев назад

definitely one of my fav episodes! love Caleb and Graham !

@casadekreeftpetservices8222 4 месяца назад

A healthier financial population benefits EVERYONE!!! So you’re doing great work for a community as a whole

@minorcadence1 10 месяцев назад

This was so great. I was smiling the whole time. Graham was the perfect choice to Audit Caleb. You can tell how much love and respect Caleb has for Graham, and Graham is deadly with his very calm friendly nature delivering a brutal grilling. 'I like the house, but I don't like the price' is peak 'I'm not angry, I'm just disappointed ' energy. Looking forward to the follow up next year!

@chibbledorf 10 месяцев назад

Caleb, as a 54 year old guy who is nowhere near where you are in life, and I salute you for what you've achieved - you REALLY need to listen to this guy interviewing you, because he's got something you haven't - he's taken the emotional content out of the money and is totally pragmatic. He really has his head screwed on and is giving you some rock solid advice.

@ChrisCom. 5 месяцев назад

Thank you for the videos @CalebHammer I've learned a lot of valuable information. Much appreciated🤜🤛

@paigeymichal-ss2sc 6 месяцев назад

Oh my heart! I just watched a Caleb video where he talks about his new lady! And they met at the fish shop!! It was predicted! So happy for him!

@user-ul1xq2db4f 3 месяца назад

AWWWW

@mr_num_numz 10 месяцев назад

Dude I feel unworthy hearing how much Caleb’s house is worth and hearing him say “I can pay it off if I wanted”. Congrats man. Hard work pays off!

@apacifico 10 месяцев назад

the courage it probably took to put this all out in public is crazy, massive respect to Caleb

@brie811 5 месяцев назад

As somebody who is currently being evicted. I really appreciate that you care about your tenant. He's speaking on professional tenants(never heard of this) some of us are genuinly strugging and need empathy. I appreciate your heart, the love and empathy you have for every person. I am going through this due to mental issues I have been struggling with and am currently working on. My car will be my new home. I started bingeing your content to learn and understand budgeting. I see a better future for me. Again, I appreciate you. Thank you even when there are nasty people gaming the system. Edit: I struggle with agoraphobia.... I understand you being fearful of things you cant control.

@grassman5819 2 месяца назад

He's a kind soul ❤️

@elizabethvargas2436 6 месяцев назад

This was amazing. 2 of the best financial men on RU-vid working together. I really appreciated the auditor getting audited, but also loved seeing Graham giving Caleb dating advice! Any chance for Graham to do a dating profile audit?

@Tanya_Offscript 10 месяцев назад

Why is Caleb like a nerdy little brother? So full of good financial advice but so socially awkward lol Love the Hinge conversation! Thanks for being so open!

@chofyam3466 10 месяцев назад

😂

@n.t.495 10 месяцев назад

The Hinge element could be a whole new type of video content.

@user-lt1jd1ye3v 10 месяцев назад

he is not socially awkward he is just genuine and nice

@organizedanarchy2745 10 месяцев назад

I'm legit loving the fact that you're running through some of the same thought processes as the people you provide help to. This is almost a comedic sketch. Thanks for showing yourself!

@Margatatials 10 месяцев назад

"this is not a typical month" "I am doing better recently"

@rjames7738 4 месяца назад

As someone who’s struggled with panic disorder in their mid-late twenties, everything Caleb was saying about his anxiety I FELT. Doing much better now than I was a couple years ago (it’s uncomfortable, but I can fly in airplanes again) hoping Caleb works through those challenges and gets there as well!

@lukeoxley7548 6 месяцев назад

I think that this is a great flip! It's awesome to see Caleb getting audited by another RU-vid auditor

@PaytonLockamy 10 месяцев назад

This was actually amazing. Seeing the dichotomy between someone who's had massive income for years and someone who attained it recently was fascinating. Caleb definitely still has the growth mindset you would expect from someone on the rise. And seeing Graham come in and try to explain hey, this RU-vid thing is really your cash cow, you dont need to be in "make a move" mode anymore. Its interesting how the same mindset that got you to a million dollars can also bankrupt you if you dont continue to evolve.

@jamesearljones5691 10 месяцев назад

What a roller coaster of an audit. The Ashley furniture loan, arbitrage on the student loans and franchise dream were so interesting to watch. Mad respect to Caleb for having the guts to put this out. Graham was an excellent choice to do the audit. Great job guys!

@JustLIkerapunzel 9 месяцев назад

It was super interesting and funny to watch! It's like he knows obviously quite a thing aboit finances but he is now being given a reality check about how to handle money as a newly rhich person which is just a whole new ballgame and on that level he looked kinda surprisingly naive but very receptive to critique so great audit!

@santiagogallegos7707 4 месяца назад

This goes to show you, a good communicator(caleb) with somewhat knowledge in something(finance), that when faced with a true expert it’s revealed he is like his audience. Good episode.

@jasonmontgomery6691 7 месяцев назад

Thanks for posting this video.

@trinitylegill8544 10 месяцев назад

This was my favorite episode ever. It made me feel hugely better that even Caleb justified certain spending, and the transparency with income is absolutely refreshing. Graham had such good points and this was such respectful conversation

@rSlash 10 месяцев назад

Once you find success in a business, it's very easy to believe that you can find success in a bunch of other businesses as well. Success in one industry doesn't necessarily translate into success in other industries.

@BordrKing 9 месяцев назад

omg rSlash! always fun when I see youtubers I love commenting on other creators I just started watching lol

@Matzes 9 месяцев назад

kind disagree

@kassandralillian6064 9 месяцев назад

So you're the reason Caleb came into my algorithm 😂

@draa0gon 9 месяцев назад

@@MatzesWould you mind elaborating? I'm curious to read a counterargument.

@christopherronaldhouse6313 9 месяцев назад

I completely agree with you honestly. A lot of successful people will tell you they were in the right place at the right time and got lucky. Obviously not 100% luck, but a lot of the time, it helps.

@haley_me 7 месяцев назад

This was the greatest one! lol. My two favorite financial ppl coming together lol.

@unique23itiswhatitis 4 месяца назад

OMG I love it. 🥰 I can’t believe you did this with Stephen Graham. I love ❤️ you guys.

@Artj1 10 месяцев назад

Wow, big props to you for being such a good sport Caleb. I laughed and smiled throughout, I love the sincerity, transparency and honesty throughout the video. It's not easy having Graham in front of you, criticizing every aspect of your life and person for 90 minutes. But it's all so well-intentioned that it still feels very friendly, not hostile at all. Very cool to watch.

@TJeremiah 10 месяцев назад

So much respect for this episode. This builds your brand. He talked about how copycats will come up. New fresh ideas are great, but fundamentally people are here for you(mostly). Well done.

@luisanthony2300 4 месяца назад

learn about financials and learn about dating its a win win 10/10 look forward for more content like this

@tahinaschwegler8112 Месяц назад

caleb, the fact that ur even worried about abusing your “position of authority” kinda makes me think you’re not one of the bad ones who’s actually doing that

@SocksPropaganda 10 месяцев назад

I would love to see much more of financially successful people being audited. I can learn much more about what TO DO instead of just what not to do.

@cheeseandsprinkles77 10 месяцев назад

Yeah I’m at the point where I have no debt besides some student loans and an emergency fund. I know Caleb doesn’t do investment advice but I’m kind of at a “what now?” point in my life

@abbyoneill4473 10 месяцев назад

@@cheeseandsprinkles77pay off those student loans is my vote! 😅 don’t give sallie mae more than needed - at any rate. Then save up for maybe a home/investment property if interested. If you ever plan on having kids I highly suggest saving now to be able to take time off work if you want. Or if you plan on getting married save up for a future wedding now. It sounds silly but you’ll never regret planning ahead. Or travel!

@julianvanhoof2372 10 месяцев назад

Excellent comment, I'm not interested in 0 or 1 Hammer Scores. Want to see more of Caleb and different situations

@Nohandleentered 10 месяцев назад

100% agree with this. Honestly I think most of the people that watch are financially literate and aren’t near the kinds of situations the guests are in. I’d really love to see him take someone though what they do after debt. I’m at 0 debt, building a cash-house, but after that no clue what to do with the cash. My only thought was keep building & selling but I feel like that’s too much risk and not sustainable in the long term.

@kaitlyneg 10 месяцев назад

I totally agree!

@jessicaeuleigh4154 10 месяцев назад

I friggin love the direction this video took with dating advice. 🤣 Caleb, thanks for being open with all of us and letting Graham roast you for our entertainment! More collabs please! Get on the damn plane. ❤

@alextemus 7 месяцев назад

Love the show! As a new fan, I'm hoping you invest in the show like Graham recommends. As an idea, I'd love to see you expand the show from primarily people in bad situations to also include people in a median situation (60-120k income), also people in their 30s or 40s. I feel like this is a more sensible and more in depth version of the Ramsey network and it's a much needed niche. Keep it up!