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Citibank for Your Emergency Funds? Citibank Savings Guard Account REVIEW | Philippines 

Oshean Lee Garonita
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In today's video I will be sharing to you a bold move of moving my Emergency Funds to a Citibank Savings Guard Account! I will be sharing to you my first impressions and review and as to why I transferred my money there.
💳 Apply for a Citibank Credit Card at no cost to you and take advantage of their NAFFL Credit Cards! bit.ly/citibankxoshean
Follow me also on Twitch and hear me scream on my favorite games: bit.ly/twitch-oshean
For business 💼 and colabs 🤝, you can contact me:
📧: osheangaronita@gmail.com
📷 IG: @oshkoshlee
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Some links that you can use:
💳 Apply for a Citibank Credit Card at no cost to you and take advantage of their NAFFL Credit Cards! bit.ly/citibankxoshean
💜 Get Php 60 pesos when you open a TONIK bank account, uploaded an ID successfully, top up an amount, and use my code! Disclaimer that I will be getting 60 pesos too: TJFYQO1
💳 Apply for a Security Bank Credit Card at no cost to you! bit.ly/osheanxsbc
₿ Use my referral link crypto.com/app/ff2sdcawm5 to sign up for Crypto.com and we both get $25 USD 🙂
₿ Use my link to get commissions every time you are going to trade. Disclaimer that I will be getting commissions too: accounts.binance.me/en/regist...
💰 Get Php 100 when you sign up for Shopback! Disclaimer that I will also get the same amount too: app.shopback.com/HGzHM1kOReb
💵 Use my link to buy from Kwik.Insure and get FREE Php 100 worth of GIFT CERTIFICATES from Sodexo+: kwik.insure/at/olgaronita
or use my code upon checkout: olgaronita
📝Use my link to sign up for airtable! Imagine Google Sheets -- but on steroids: airtable.com/invite/r/0j83oewP
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🎞️ B-rolls from Videezy.com, videvo, pixabay, and pexels
🖼️ Some thumbnail assets from FlatIcon, Freepik, and Unsplash
🎵 Music from:
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♪ Jay (Prod. by Lukrembo)
Link : • lukrembo - jay (royalt...
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Joakim Karud - / joakimkarud
DJ Quads - spoti.fi/3tU1iz7
Jingle Punks - ru-vid.com/show-UCht8...
Blue Wednesday (courtesy of ChillHop):
spoti.fi/31bpnEW
chillhop.com/?p=5812
The Jazz Hop Cafe:
open.spotify.com/user/thejazz...
/ thejazzhopcafe
Thematic: hellothematic.com/
Music by MYSM - Soft Cream - thmatc.co/?l=6CE873EA
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⚙️ Equipment:
🎥 Camera: Canon EOS M50 Mark II
🎙️ Microphone: Canon EOS M50 Mark II
🎬 Video Editor: Wondershare Filmora
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❗ DISCLAIMER: I am NOT a licensed financial advisor, so take everything that I say with a grain of salt, and always do your research. I am not and will never be responsible for any consequences of your financial decisions.
❗ In compliance with RU-vid's copyright and fair use policy, just a DISCLAIMER also that there are some parts of the video that are not mine, and they are used in accordance with the platform's Fair Use policy.
❗ FTC Legal Disclaimer: Some links found in the description box of my videos may be affiliate links, meaning I will make a commission on sales you make through my link. This is at no extra cost to you to use my links/codes; it's just one more way to support me and my channel! :)
Stay educated!
- Oshean
#citibank #citibankcreditcard #creditcard

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23 июл 2024

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Комментарии : 86   
@truytayaba2415
@truytayaba2415 Год назад
Yehey! A new financial related content.
@rvndota
@rvndota Год назад
Hi bro. New subscriber here. Love your content especially your niche in credit cards and other financials and data science. Currentlly I'm working my way on the data science roadmap! Looking forward for more videos! 😀
@queenhyge9977
@queenhyge9977 Год назад
Very informative. Thank you!
@marubinooo
@marubinooo Год назад
Thank you po sa link na niprovide nyu po, meron na rin ako Citi Savings Guard, kakapanuod ko pa lang nito last week Tuesday and the next day nun is nag apply naman ako ng Citi Rewards card via Moneymax, the same week lang sila naapproved and today naoopen ko na silang dalawa sa Citi mobile app. Waiting na lang madeliver yung card. Again thanks po!
@flyingyesmad
@flyingyesmad Год назад
Based on your content, you’re incorrect, walang maintaining balance required ang Savings Guard. If you like to earn the benefits, then you need to maintain either 20k or 100k. Otherwise, your account will still be active even if it is below 20k.
@019joseph
@019joseph Год назад
Exactly.
@osheanlee
@osheanlee Год назад
thanks for the feedback.
@neilagbada6744
@neilagbada6744 Год назад
How to accept Citibank Debit Mastercard at any UnionBank ATMs after Citigroup sold Philippine retail banking operations to UnionBank?
@osheanlee
@osheanlee Год назад
Citibank Debit card is accepted in ANY atms - mapa-unionbank or not.
@lovelynsantos16
@lovelynsantos16 Год назад
hi ask ko lang po I watch your video po pahelp naman sa bpi through pesonet ung citibank N. A po ba ung bank na pipiliin dun po. nag try kasi ako mag deposit kaso di po pumasok ung dineposit ko. anong bank po ba pipiliin pag pesonet po ang gagamitin.. salamat and well appreciated
@kjmtraveler2493
@kjmtraveler2493 9 месяцев назад
Hi, ilang weeks or months need maintain yung P20K? I want to get the savings card.
@velmarjuancho2691
@velmarjuancho2691 9 месяцев назад
ask lang po. Paano po mag transfer from other banks to citi savings guard. Yun po ba
@bezalelilagan2851
@bezalelilagan2851 Год назад
@Oshean Lee Garonita Hi bro, out of topic question baka lang alam mo din. I use to pay my insurance thru my Citi Simplicity, pag ba niLock ko yung card, hindi na ako masisingil ng Citi for the Insurance?
@osheanlee
@osheanlee Год назад
I think oo, hindi na ata pwede. I haven't tried it.
@moneyhighs4418
@moneyhighs4418 Год назад
Qualified pa din po ba sa NAFFL for Citi Rewards promo pag may Citibank Savings Guard?
@osheanlee
@osheanlee Год назад
Yeah oo ata basta as long as first time citi credit card
@jasoncape
@jasoncape Год назад
Citibank doesn’t appear in most of the banks I use. I wonder what the problem is? Even gcash is not working.
@osheanlee
@osheanlee Год назад
I guess dahil transferring na sila to UB?
@kirkdamaso6209
@kirkdamaso6209 Год назад
How to apply for a Citi Savings Guard? I was looking for the link in the description but didn't find any.
@osheanlee
@osheanlee Год назад
www.citibank.com.ph/acquisition/liability/PHGCB/index.html#accope?ccode=PH&segcode=Citiblue&pcode=PGSA&locale=en_PH&ecid=PSGODPHSGAENNBBGCSOAR1%20&media=mediaid
@itsallaboutmekiwi4358
@itsallaboutmekiwi4358 4 месяца назад
How to transfer citi guard savings to bpi or bdo po
@s4m1e
@s4m1e Год назад
Appreciate this video. Curious, what bank can transfer to Citibank Savings? It's so limited. Even Unionbank doesn't have Citi in the options.
@osheanlee
@osheanlee Год назад
pwede from UB kaso via PesoNet lang :(
@bezalelilagan2851
@bezalelilagan2851 Год назад
@@osheanlee Hi bro, out of topic question, baka lang alam mo din. I use to pay my insurance thru my Citi Simplicity, pag ba niLock ko yung card, hindi na ako masisingil ng Citi for the Insurance?
@annalyngutierrez1330
@annalyngutierrez1330 11 месяцев назад
​@@bezalelilagan2851hi po nabasa qlang.. saken po kasi hindi ako nasisingil ng insurance kapag wala akong transact
@shaina6200
@shaina6200 Год назад
hi,can i used this to pay my credit card bill? No maintaining right?
@osheanlee
@osheanlee Год назад
haven't tried po
@ivanovich1012
@ivanovich1012 Год назад
hi, I want a debit card from citibank. I already have savings guard account. Do I need to apply for it or they automatically send the card?
@osheanlee
@osheanlee Год назад
They will auto send the card as long as you maintain Php 20k for a certain number of days. 3 days iirc.
@ivanovich1012
@ivanovich1012 Год назад
@@osheanlee thank you so much, I opened the account online last march 20, hoping they will send it. I feel you regarding opening cc from them automatically declined even i applied through the app haha, got to go to a booth to look for an agent, big chance to get an approval . :)
@osheanlee
@osheanlee Год назад
@@ivanovich1012 I tried going na rin thru an agent. I still got declined. I tried to apply one last time few days ago and I got declined again. That's my last straw and I guess it's really goodbye Citibank Credit Card for me. I'll have my savings account closed na rin once I get my Php 1k welcome gift
@johnderekabad2521
@johnderekabad2521 Год назад
nakareceive po ba kayo ng confirmation na isesend na card?
@Kalinastudioph
@Kalinastudioph 7 месяцев назад
Hi po. Question, I am trying to apply for this savings account. However, during UMID id verification lagi retry ang prompt ng pagcapture ng id kahit hindi naman blurred ang kinalabasan ng photo. Do you have tips regarding this po?
@osheanlee
@osheanlee 7 месяцев назад
Make sure na okay ang lighting ng ID
@ezekielroswell3904
@ezekielroswell3904 Год назад
Hope my question will be answered by you po. Kapag ba nakuha ko na yung debit card from Citibank, pwede ko bang i-withdraw yung na i-deposit kong 20K? Note: Binasa ko rin po sa website nila na ma co-close ang account if zero balance siya sa 90 Banking Days.
@osheanlee
@osheanlee Год назад
Pwede mo i-withdraw and yes ang alam ko basta 90 days na zero balance.
@user-wx5lz3uc7f
@user-wx5lz3uc7f Год назад
Hi, how to fund citi saving? Nagtry ako sa PNB and BPI walang pumasok sa account.
@osheanlee
@osheanlee Год назад
InstaPay or PESONet po yung gamit ko
@matthewfavorito
@matthewfavorito Год назад
Bibigyan ka ba nila ng card kahit below 20k laman ng account mo or makakakuha ka lang ng card if 20k up ?? Thanks! 😊
@osheanlee
@osheanlee Год назад
should be 20k and up
@arjiebernabe-sb6op
@arjiebernabe-sb6op Год назад
Okay po ba kumuha Ng Citi bank credit card thru money max?thanks
@osheanlee
@osheanlee Год назад
Yes
@danmattrd4401
@danmattrd4401 Год назад
Pano lagyan nang laman i try kc mag send using maya gcash wala naman citibank
@osheanlee
@osheanlee Год назад
pesonet/instapay
@danmattrd4401
@danmattrd4401 Год назад
@@osheanlee ano gamit ninyo para lagyan siya ng laman?
@JM-fd5dh
@JM-fd5dh Год назад
@@osheanlee May bayad pag transfer?
@jespedraza7332
@jespedraza7332 Год назад
Hi pano lagyan ng pera tong savings account? pwede ba to via gcash or paymaya? if yes how
@osheanlee
@osheanlee Год назад
instapay/PESOnet
@jespedraza7332
@jespedraza7332 Год назад
@@osheanlee anong bank po piliin? Sa instapay kasi walang citibank same with gcash and paymaya
@osheanlee
@osheanlee Год назад
@@jespedraza7332 PESONet lang po ata for some other banks. Pag nagttransfer kasi ako to Citibank, via PESONet from UnionBank or Maya Savings
@jespedraza7332
@jespedraza7332 Год назад
@@osheanlee i see so di siya pwede sa instapay so di siya realtime nag test transfer ako e pero anyways thanks !
@markdoquila
@markdoquila Год назад
How do you make deposits to your Citibank account?
@osheanlee
@osheanlee Год назад
Instapay/Pesonet :)
@queenhyge9977
@queenhyge9977 Год назад
May charge po ba?
@graspingsand
@graspingsand Год назад
@@queenhyge9977 Pesonet is always free. Instapay depends on your bank
@monica.ic4444
@monica.ic4444 Год назад
@@osheanlee Hi. Walang Citibank na nkalagay under sa banks pati sa Unionbank. Paano magdeposit?
@osheanlee
@osheanlee Год назад
@@monica.ic4444 via Pesonet lang ata from UB to Citibank?
@jooeerr
@jooeerr Год назад
How to get a debit card po? Once may 20k na laman papadalhan na ng debit card?
@osheanlee
@osheanlee Год назад
Yes :D basta 3 banking days na may 20k laman ng account mo :)
@jooeerr
@jooeerr Год назад
@@osheanlee I see, thank you sir 😊
@danmattrd4401
@danmattrd4401 Год назад
​@@osheanlee pano poh lagyan ng lama pauro poh
@jeffbalanza8969
@jeffbalanza8969 Год назад
How many days your debit card was delivered?
@osheanlee
@osheanlee Год назад
1 week
@JM-fd5dh
@JM-fd5dh Год назад
@@osheanlee Hi , Is it free?
@osheanlee
@osheanlee Год назад
@@JM-fd5dh yup it's free. you just need to deposit a minimum of 20k
@space_guy_04
@space_guy_04 9 месяцев назад
Ako naman baliktad bibigyan nila ako cc na super laki ng limit pero ngayun gusto ko ng savings account nila
@arveentures_ph
@arveentures_ph Год назад
Hello po! Hopefully mareplyan po comment ko. I tried applying for citi savings guard but I'm having problems with regards to taking picture of my valid ID. It keeps on popping up error that the picture taken was blurry pero okay naman siya. I dont know if its just me or there's a trick to it. Kindly share tips or experience po ninyo. Salamat!
@arveentures_ph
@arveentures_ph Год назад
For the nth time. Document is still not clear😭
@iamcamiaa
@iamcamiaa Год назад
Same rin sa akin. Hindi talaga nag wo-work. Na exceed ko na raw yung max attempt kahapon at today. Kaloka
@arveentures_ph
@arveentures_ph Год назад
I found a trick, are you currently using an android phone? I found out that Citibank's android app has bugs. I tried registering with my iphone and it works. Im done with my application. Citibank just asked me to wait for 5-7 banking days for my application to be approved. I hope you find this helpful, Goodluck!
@osheanlee
@osheanlee Год назад
@@arveentures_ph Hi, sorry late reply. Glad to know it works na. :)
@arveentures_ph
@arveentures_ph Год назад
@@osheanlee How long does it take for citibank to approve my application po?
@user-hs7lk3ho5e
@user-hs7lk3ho5e Год назад
Hi, tanong ko lang po paano po mag apply ng Savings guard po. Natatakot po kasi ako sa website hahaha. Thank you po
@LuisJoshua
@LuisJoshua Год назад
Per citi website, it's exclusive for citi credit card holder. Idk pano nag apply yung vloger. Sana ma share nya. Per citi officer, the offer and application form is sent thru sms lang.
@osheanlee
@osheanlee Год назад
www.citibank.com.ph/acquisition/liability/PHGCB/index.html#accope?ccode=PH&segcode=Citiblue&pcode=PGSA&locale=en_PH&ecid=PSGODPHSGAENNBBGCSOAR1%20&media=mediaid
@jbrooks
@jbrooks Год назад
May card din ba sa 100k tier?
@osheanlee
@osheanlee Год назад
wala :) same lang din yung card :)
@samuelzev4076
@samuelzev4076 Год назад
Would you say that cotibank is a good bank? Are they reliable and is their customer service helpful?
@osheanlee
@osheanlee Год назад
They are, however they’re bought by unionbank already here in PH.
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