Closing Day for Homebuyers Explained

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In today's home buying tips episode you'll learn abut closing day for homebuyers and what you should know!
#ClosingDayForHomebuyers
🎬 About:
What can go wrong at closing? Especially on closing day on your new dream home home? Turns out, quite a bit. From possible issues with the final walkthrough to mortgage interest rate changes (if you didn't rate lock) to buyers simply getting ahead of themselves by going out and charging up credit cards for new furniture, appliances, etc...
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❓ QUESTION - What would you like to watch next?
📒 Show Notes 📒
Throughout the closing on a house process, you trusted real estate advisor will guide you with a closing on a house checklist and help keep you on tract. Your local loan officer will share with you the common reasons why buyers fail to close on a home. All of which can be avoided with the simple steps in this video.
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Andrew Finney Trusted Real Estate Advisor/ USMC Veteran S.0173260
www.andrewfinneyteam.com
King Realty Group 6955 N. Durango Drive
Suite 1004
Las Vegas, NV 89149
Disclaimers/ Credits:
At the time of production, Andrew Finney, S.0173260, is a real estate salesperson with BHHS, NV Properties in Las Vegas, NV. Andrew's videos are his own and do not necessarily represent the views and/ or opinions of BHHS, NV Properties. The purpose of Andrew's videos is to educate you and help you make sense of the real estate process. I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, professional trades, or any other services, you are advised to reach out to the appropriate professional for further counsel about your own unique situation. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or any other and may be outdated or inaccurate; it is your responsibility to verify all information for yourself. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that is free from error. Linked items may create a financial benefit for Andrew Finney Team. Any use of other media is by fair-use or license only.
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Опубликовано:

19 фев 2018

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Комментарии : 190

@AndrewFinney Год назад

Question: What would you like to watch next? 🆓 FREEBIE 🆓 📘 Download the FREE Home Buying Process 101 Infographic ➡ www.hometribeteam.com/homebuyingprocessinfographic 🔍 Get Connected with a TOP Real Estate Agent Near You 🔍 ➡ homeandmoney.com/andrew/ ---- Or, if you're planning on buying or selling your home in the Las Vegas, NV region, let's connect: calendly.com/andrewfinneyteam Realtor Near Me Finder 💰 Reach your financial goals with ScoreMaster, the average credit score increases by +61 points in 20 days* ➡ www.scoremaster.com/andrewfinney

@harryl7946 2 года назад

Think of it like this: your team is up with 1 minute left in the game. 1) do they go into the locker room to celebrate Or 2) keep playing the game until the final whistle blows Which one do you think?🤔 Same with the closing - stay the course!! Keys in hand - spike the hell out of it then!!! 🥰🥰🥰

@denisecampbell8648 4 месяца назад

Thanks Andrew… very helpful information! Had first showing yesterday-they contacted my realtor 1 hour after leaving to say they are definitely interested!! They had 0 negative feedback and in fact said “ this is perfect for us” as they entered each new area. They contacted my realtor again today to say “meeting with bank on Monday to discuss financing”. My home is very unusual and worth more than the comps suggest. Have dropped $300,000 in price in 30 days time. My home has a couple of issues that could make inspection & closing… shall we say… interesting 😊 Really needed to hear this🙏🏻

@abdallababikir4473 5 лет назад

I wanna see that refrigerator

@alfonsotapia5251 5 лет назад

Closing time in like 1 hour and currently watching last minute videos like this 😅

@kassieBOPP 4 года назад

Alfonso Tapia same here 😅

@erikacruz499 4 года назад

😂

@bryananderson3772 3 года назад

I'm closing in 1 week

@erickestrada6782 3 года назад

@@bryananderson3772 I'm also closing for my condo next week 🤞

@bryananderson3772 3 года назад

@@erickestrada6782 let's hope it goes smoothly for both of us. I've doing this for 4 months!

@ambershoes 4 года назад

Thank you so much. I wasn't aware that the mortgage interest rates could change. I will definitely be speaking to my lender about that. Appreciate all the information..

@isurf239 5 лет назад

First and foremost thank you for your service. As a fellow veteran I greatly appreciate you brother. Secondly, thanks for making this extremely informative video. Some things I knew and some I didn't. Thankful for that. Thumbs up and a salute to you!

@RobertJohnson-sc1sb 5 лет назад

The most helpful that I am not finished with homework, I will be researching the permits, etc more. Thanks for the tip!

@sheletherneblett1589 4 года назад

This was awesome the thing that interested me the most was about the building permits. We will be checking that out. Thank you

@drewmoore1234 4 года назад

You talk fast and I appreciate that it's right to the point. I had no idea about the appraisal. Very informative!

@AndrewFinney 4 года назад

Hi Drew, Thank you for watching! I'm glad my quick rate of speech isn't bothersome for you. All the same, I'm working on improving my rate of speech. In my videos since 2019 I've worked hard to improve the overall quality and presentation of the videos. I'm super happy this video helped you. What would you like to watch next?

@irinadelong4284 6 лет назад

Andrew, thank you for the video. The more I watch the more I know about home buying process. The more I know the more complex it seems. I am getting ready to buy a house (I hope in a couple months), all information you provide is interesting and at the same time is important to know. I am a little scared that I may forget something when it is time. Learning a lot from you. Thanks, great video.

@AndrewFinney 6 лет назад

Hi Irina Delong! Thank you for watching and your very welcome! =) Sure! The makes a lot of sense. Just know that you aren't alone. By watching these videos you are already far more prepared that the average home buyer and know considerably more than you might think right now. Keep watching, learning, and taking notes. Anytime you have any questions simply let me know. I'm happy to make more videos to answer your and our community's questions. 😀 In the meantime, would it be helpful to you if I help you find a top agent in your area? If so, please email me directly at: Andrew@AndrewFinneyTeam.com Looking forward to hearing from you soon. Enjoy a great day! Thanks, -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/

@jeremymorales5745 4 года назад

Found this helpful, due to the fact that your knowledge on buying large items until you completely close on home. Thank you!

@adisuabdissa3558 2 года назад

This video is what I needed. Closing in 2 days. Thank you Andrew!

@BlackRosary81 6 лет назад

Thank you Andrew! I’m in the process of closing on my first home and I’m nervous. Just don’t want to screw anything up before I get to closing day! This video has helped a lot.

@AndrewFinney 6 лет назад

Hi BlackRosary81, Thank you for watching and for sharing with us. It's great to hear from you! By the simple fact you watched this video, it's highly unlikely you'll "screw anything up." It says a lot about you and shows just how much your truly care about buying your new home and understanding the process. You're doing great! What would you like to see next? Thanks again for watching! Enjoy an amazing day! Thanks, Andrew Finney www.andrewfinneyteam.com/

@BlackRosary81 6 лет назад

Andrew Finney Team Hey can you explain/break down closing costs? Whats paid up front and what gets paid at closing. This hasn’t been very clear for me as a first time home buyer. Thanks so much for the work you do!

@dorawilliams747 5 лет назад

BlackRosary81 how did everything work for you I’m nervous as well. Did you have to pay for anything else before moving in . Need to know how much money is needed besides down payment

@eddyeroyal6024 3 года назад

Congratulations

@fongyang6811 6 лет назад

Thank you Andrew for this and many of the other video. The whole, keep your income to dept ratio consistant was definitley very helpful here. I had a dozen things lined up to purchase before closing but unpon learning of the soft credit pull I will definitely hold off on those large ticket items until those keys are in my hands.

@AndrewFinney 6 лет назад

Hi Fong Yang! Thank you for watching and commenting. Your quite welcome. =) Super stoked this video hit the mark for you! Yay!!! That's a very smart move my friend! What would you like to see next? FYI... I go live every Wednesday at 10am PST to answer questions. =) Thanks again for watching! Enjoy an amazing day! Thanks, -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/

@derrickcole9544 6 лет назад

Hi Andrew, Thank you SO much for the video. I'm closing on my home on Friday. My "trusted real estate" agent informed my contractor to prepare the bid to exclude the permits because we were dealing with financial constraints. Thankfully, I went around surfing the internet for some things I was personally going to work on in the house and discovered that permits had to been pulled for certain types of work (I.E. Electrical and plumbing. Thankfully I discovered this and won't have to run around like a crazy person because if I would have endedup being responsible for those permits including any and all work that would have to be performed in order to bring those items up to code. This is ALOT of great information that your sharing; I hope folks are taking notes.

@AndrewFinney 6 лет назад

Hi Derrick Cole! Thank you for watching and for sharing with us! Very glad you found this video so you know what you were getting into with your new house. Yay!! FYI... I go live every Wednesday at 10am PST to answer questions. =) What would you like to see next? Thanks again for watching and for commenting! Enjoy an amazing day! -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/

@eddyeroyal6024 3 года назад

Andrew, thanks for your service. As a disabled Vet, in the Dallas, Tx or DFW area. The price shock, of over bids, the docs needed to provide than when I purchased my 1st home 22 years ago.

@eduardorivera1757 3 года назад

You sound so friendly and your vibes are amazing, you're funny without even trying and most importantly you're out here helping a lot of us out here! I wana say thanks and wish you luck, its amazing to see how much you're channel it growing! Much love, subscriber from Arizona 🔥

@AndrewFinney 3 года назад

Thank you so much Eduardo!! I just had another amazing opportunity to chat with one our local RU-vid tribe family. We'll be working together soon. Super excited! Thank you for you positive mojo my friend. It really means a lot to me! What would you like to watch next?

@judithschenk5148 5 лет назад

I was told that a buyer should lock in the interest rate, to avoid making large credit purchases and pay offs. Thank you for sharing your real estate knowledge Andrew, it's a big help!

@sunbodygoddess50 5 лет назад

Judith Schenk Yes this is correct I just signed my Closing Disclosures documents and Interest lock rate was one of them!

@tdecarlo7395 5 лет назад

The best video that explains it!

@treynolds94 4 года назад

2 more weeks today and we will be completing our closing. Were super excited to be in our first home.

@HennaFlowers 3 года назад

Good tip on the appraisal bit... Closing on a house in two weeks and I did offer over asking price to win a bid so very much looking forward to the appraisal. I guess I need to slow my roll on calling the house "mine".

@musafar101 3 года назад

Closing on my first house in less then two weeks very nervous 😟 yet existed wish me luck people !!! Thank 🙏 you Andrew very helpful video God bless you sir appreciate your work !!!

@mustaphaafryad552 3 года назад

Thanks Andrew for all your advices. This is very helpful.

@AndrewFinney 3 года назад

My pleasure Mustapha! What would you like to watch next? 3 Easy ways to help our tribe grow: 1. Subscribe and tap the bell icon for all notifications - then enjoy watching the videos 2. Like and comment on videos 3. Share your favorite videos on your social media

@skyblue2337 2 года назад

Thank you! very informative video. I never knew to ask about building permit on extensions. Now i know, will be checking on it. Thank you again!

@recabitejehonadab2654 4 года назад

I’m closing on my first house tomorrow! I’m fortunate/lucky to pay cash and not have to worry about lenders and brokers sticking their nose into my business etc. I had the inspector, did my appraisal research and got my trusted realtor opinion and had my attorney delve into the property history deeds to make sure no liens are not on the property. I also know a great trustworthy handyman that does great work. And have an emergency fund! Still anything can pop up but hopefully I’ve covered most of my bases. I was most surprised that my house was only included in a few in the neighborhood that had a Covenant that dated back to 1961 created by the developer at that time. My lawyer advised me to read it and I did several times. None of the covenant restrictions really effect me such as no breeding farm animals, no building the house higher than 2 1/2 stories, having people actually living in the yard in tents or shacks or signs that have an offensive nature. The covenant( antiquated as it is) can be altered every 10 years but I don’t think it’s even enforced even though it could be in very rare instances, the developer is probably dead by now.

@smcarney 4 года назад

10 days till closing and so anxious! Waiting for the appraisal report and final underwriting. You've calmed me a bit. Thanks.

@pililacantos5272 4 года назад

Let me know how it went! Fingers crossed! We are closing in August. Freaking nervous as hell.

@Wonderpattypatty 2 года назад

Wonderful information! Thank you so much!!

@frankyg6906 6 лет назад

Thanks for the info. As you know we are barely making an offer, and this really helped me learn what to expect

@vgumatay12 5 лет назад

Thank you Andrew for all your priceless insight and advice. Hoping to soon close on a out of state forever home!

@AndrewFinney 5 лет назад

Hi Vincent Gumatay, Thank you for watching and for sharing with us! Check the show more description of this week's live stream timeline for the minute marker giving you a shout out: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-z_uFEv2o7b8.html Congrats on getting ready to close on your new out of state forever home! Super excited of you! Yay! What would you like to see next? Enjoy an amazing day! Thanks again for watching and commenting! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/

@jamesmuth2734 Год назад

I don't typically comment on social media but THIS IS ALL GREAT ADVICE AND/OR GREAT REMINDERS.

@Designbluejv 5 лет назад

Yaaass Andrew! Thanks for this video

@nipul12 5 лет назад

All info is good for first time buyers.

@pililacantos5272 4 года назад

Former HM2 buying my first house. Thank you so much devil dog for all your help! Oooorah!

@sharoncrawford7996 5 лет назад

Very informative...thank you.

@kh-uw6um 5 лет назад

Looking for a home... so appreciate your videos, I am subscribing

@jenniferbmendezful 4 года назад

Most important that a soft pull several days before closing. Thank you.

@AndrewFinney 4 года назад

I'm super happy you picked up on that Jennifer! What would you like to watch next? Sending you positive mojo for an incredible day my friend!

@emagjine 5 лет назад

Thank you for all of your informative videos. Hi Andrew! I’m going though the process as a first time buyer. So far so good. What is your perspective on buying a house with previous foundation work and new recommendations from a structural engineer? Seller has agreed to pay for repairs but I’m a little bit nervous!! I’ve done research and watched tons of videos! I subscribed to you after I would select a video and it was you on it! Great info you’re putting out, keep it up! Thanks.

@AndrewFinney 5 лет назад

Hi emagjine, Thank you for watching and for sharing with us! Please forward to minute marker- 61:15 in this week's livestream: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-_ahFDFELy-g.html What would you like to see next? Enjoy an amazing day! Thanks again for watching and commenting! =) Chat soon, Andrew Finney www.andrewfinneyteam.com/

@robinfennell-lomax5628 2 года назад

I was surprised that the interest rate can go up after I got pre approved or before closing. Now I know I can ask for a freeze on the interest rate. Thanks for the information.

@jamiebeth4553 6 лет назад

Thanks so much for your videos. They are very helpful for me as a first time home buyer

@AndrewFinney 6 лет назад

Hi Jamie Beth, Thank you for watching and for sharing with us. It's great to hear from you! I'm super stoked you enjoyed this video and are enjoying my channel! What would you like to see next? Thanks again for watching! Enjoy an amazing day! Thanks, Andrew Finney www.andrewfinneyteam.com/

@jamiebeth4553 6 лет назад

Andrew Finney Team I would love to hear your take on walking away from a sales contract after a home inspection....from a realtor's point of view. I recently did this because the home needed many costly repairs which I didn't feel comfortable doing, and I feel as if my realtor is a bit upset with me.

@ms.originalnaturehairandma8123 4 года назад

Never knew I could sign a contract for the appraisal difference. My agent never informed me. But my closing is tom. And I did pay the difference of 7,000.00 wish I saw this video earlier

@ispiritproofofspirit936 4 года назад

👍 up.... Very helpful, thank you!

@bayodaman 11 месяцев назад

Super excited to close on first house. Closing is 1 week away already received closing documents, It actually came out 4k cheaper than expected for my cash to close. I have so much planned out the day after I move.

@AndrewFinney 11 месяцев назад

Yay, yay! Congrats 🎊🍾🎉

@ScorpioVI 4 года назад

You're the best Andrew!

@gilruiz8864 3 года назад

I can’t believe I forgot to Thank you for serving our country!

@T3COLY 2 года назад

New subscriber and love your videos. I have learned a lot 🙏

@AndrewFinney 2 года назад

Thank you Tec, welcome aboard! I'm glad to hear my channel is helping you. =) Sending you positive vibes everything is going your way! On a side note, if you're curious about what's happening in the current real estate market, here's a link to my newest video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-reaGPfUQJ5I.html

@gabrielapastores 2 года назад

Hi Andrew we’re CTC and wired closing costs ok. Waiting for the signing day we hope it will run smoothly until then . Do you think we still have to worry about getting the townhouse ? Same credit no major issues and have some $ left for emergency . Thanks a lot for your video it’s very informational and direct to the point where we need it most !

@ltgemini1599 4 года назад

Should a buyer plan to extend the home warranty beyond a year? I have an older air conditining unit that couldn't be tested due to winter and I'm nervous. Buy the supplemental home warranty coverage?

@juliekmunden 2 года назад

Thanks, great tips. I learned a lot. Our appraisal is this Tue!!

@yayarivera1 4 года назад

Your videos are GREAT!!!!!! I’m in the process of buying a house in IL. I saw the federal government lowered the interest rates last month. If I already got pre-approved, at time of closing, will my final interest rate be lower or is the rate I got on pre-approved documents final?

@shaileshpatel9365 3 года назад

Thank you for your advice, am closing today!

@henokgizaw2896 3 года назад

Thank you, Andrew, When you get a chance can you please talk about a final walkthrough for brand condo- list of items to look for- by the way I learned so much- Thank you.

@sylviafragoso4839 6 лет назад

Hello andrew, First i like to thank you for your military service. i also want to thank you for your video. Is refreshing and one thing that caught my attention was the permits and the recording of the deed. it is important to double check on that in case the attorney forget to do it. Thank you. Sylvia Fragoso.

@AndrewFinney 6 лет назад

Hi Sylvia Fragoso, Thank you for watching and for sharing your favorite parts of this video with us. It's great to hear from you! Your absolutely right! It's always best to double check everything! What would you like to see next? Thanks again for watching! Enjoy an amazing day! Thanks, -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/

@ChiRickyboy 5 лет назад

My refrigerator has a couch and bed with central air.

@odetegoncalves9060 5 лет назад

This video was very informative. I learned some interesting facts such as the mortgage rate lock-in - very helpful since I plan on making a purchase soon. Along with second credit check - this just happened to us.

@AndrewFinney 5 лет назад

Hi Odete Goncalves, Thank you for watching and for sharing with us! You're a rockstar! Gave you a shout out or few in today's live session. Yay! Here's the link: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Mo-Jh6qdbwI.html Hopefully we'll catch up in the next live session. I go live every Wednesday at 11am PST. Thanks again for watching! Enjoy an amazing day! Thanks, Andrew Finney www.andrewfinneyteam.com/

@DFavorite1 4 года назад

Thanks for this video. I never knew the rate might still change.

@AndrewFinney 4 года назад

Glad to help Favour Grace! It really depends on when you rate lock. Some people wait until the end of their closing to lock their rate thinking it will be the same as when the loan officer provided them an initial estimate of their monthly mortgage. Best practice here is to get in touch with your loan officer and ask them about locking your rate along with any suggestions they have for timing the market to get the best rate. Hope this helps! What would you like to watch next?

@illmatic33 4 года назад

So have a situation here. Lender mislead me in signing loan disclosure with discount points included ( he did not go over this as an optional item). I'm very close to closing and when asked about it, he tried to give the run-around about how I signed the document). I refuse to pay 5k in points. What are my options?

@gilruiz8864 3 года назад

Hi Andrew , excellent video(s) but his one in particular because you mention the soft pull right before closing. I am wondering if an new inquiry not a new trade line on the report will hurt my approval and ability to close? By the way , I just subscribed to your channel. Thanks!

@ltgemini1599 4 года назад

Ive asked for paper copies for repairs made to reduce issues w the home warranty. Thoughts on coverage w home owners insurance, home warranty and the supplemental through utilities company? I had waterline damage due to tree roots and it was covered 100% through the utility insurance.

@nmhtv3427 4 года назад

Process of selling thank you

@michelelara5982 5 лет назад

Great pro tips. Its much appreciated! our closing date is 2wks away...

@clevontimms24 5 лет назад

Important- permit check, keep spending normal, no drastic changes/additions. Shocking- locked interest rate can change that close to final closing

@homescoolmom246 3 года назад

Closing in 3 weeks ..so ready for the process to be over!!!

@danahughes2239 5 лет назад

I'm currently in escrow, closing date is set for 6/28/2019, I would be highly disappointed if the interest rate goes up before I can close.😒

@kennyb1470 6 лет назад

I'm sure you've heard this before but has anyone ever told you that you look like the Famous Actor, Matthew Damon? I digress. Thank you for the great video! It was very informative.

@RRW-pd6jv 3 года назад

Yes the mortgage interest rate changing right before closing. Shocked

@rebeccacramer542 3 года назад

Somehow, our appraiser said the house was worth more than listing price. Listening to this, I guess that's really rare and I'm greatful we found that deal.

@crazylicious85 2 года назад

I really hope the appraisal for the house we are trying to buy ends up at or above listing price! I’m a little nervous about it appraising for less 😬

@Mommyofcurlies 3 года назад

I had the best experience with new American funding and my loan officer Terri karch. The closing day, however, the seller still had not moved and needed until 3 pm and I took possession of house at 9 am closing. He left house a mess and I had to clean up. Just know that some people don't bother to clean up the house after they moved out.

@tay4lyfe95 4 года назад

I didn't know that if the house appraises lower than the contract offer, that you can't get approved for the amount of the original offer.

@rodneyjackson2438 11 месяцев назад

Great information! Very informative and accurate. What surprised me the most was the fact that the offer made could change based upon the appraisal. This could result in great disappointment for both the seller and buyer!😮😮

@AndrewFinney 10 месяцев назад

Thank you for watching Rodney! Sending you positive vibes everything goes your way. Peace be with you.

@sylviafragoso4839 6 лет назад

To Irina, Don't get overwhelmed and find a house you love and go thru the process. everything might go smooth for you. Just make sure you add those contingency to the contract in case you have to pull out of the purchase. Happy hunting!!

@AndrewFinney 6 лет назад

Thank you for chiming in Sylvia Fragoso! Great advice! Thanks again for watching! Enjoy an amazing day! Thanks, -Your Real Estate Geek, Andrew Finney www.andrewfinneyteam.com/

@nicoleta5712 4 года назад

Great video Andrew! I did not know there could be changes in the mortgage rate right before closing even if we rate locked.

@AndrewFinney 4 года назад

Hey Nicoleta! Always great to hear from you my friend! Quick heads up... If you've rate locked, your rate should not change. Perhaps I wasn't as clear as I should've been in the video when I mentioned that rate could change. Key Point: 1. IF a buyer DID NOT rate lock before the last week of closing, then the rate COULD BE different than the rate the lender used for the loan pre-approval process to provide an estimated monthly mortgage payment amount. The reason I mentioned that in this video is I've found, in real estate practice and from questions from our growing tribe on RU-vid, that buyers sometimes think the rate a loan officer uses to provide an estimate for monthly mortgage for loan pre-approval purposes or specific questions about a property is the actual rate they are getting. Rates are constantly changing and not definitive until the rate is locked. It was my goal to ensure buyers have transparency in the process and ideally alleviate any confusion and to ensure a buyer knows to have the conversation with their loan officer to time their rate lock to get the best rate possible. Ultimately it is best practice for a buyer to be in strong communication with both their lender and their real estate agent to ensure any questions are answered promptly. My deepest apologies for any confusion. I'm super happy you chimed in on this video and asked Nicoleta! Thank you. I'll add to my list of videos an updated closing process video. =) Wishing you an amazing day!

@nicoleta5712 4 года назад

Andrew Finney Team thank you and no problem Andrew. You are still our favorite realtor and we love your videos :)

@Classy_Lady23 4 года назад

The rate can change before closing that was helpful

@ltgemini1599 4 года назад

Scheduled to have title transfer in 1.5 week. Walk through in 1 week. I'm irritable. I'm doing it by myself and there are a lot of moving parts! Trying to schedule appts for estimates, prioritize repairs and changes like painting and still do my job and maintain my current house is wearing on me.

@RealDawanna 4 года назад

Closing on a SFH what DATES are better to close?

@shajeahar7374 5 лет назад

I’m buying my first home and there is an issue with the building permits. The seller has agreed to fetch these permits however, I’m afraid it won’t be in time for closing and I’ll have to walk away from the home.

@trgrier1 3 года назад

The building permits was useful information

@elfua9158 3 года назад

We want this exact info for a new build please

@KINTOSOL007 Месяц назад

If you do an inspection an you pay do you need to pay second inspection or is included from the first payment

@jrsgwon 4 года назад

My credit score has gone up 58 points from the pre-approval to now. We haven't received the cd yet can our interest rate drop?

@Chocolate.barbie444 5 лет назад

Omg nice!

@mandocool 2 года назад

My city has a database of lot information and my property had one less bedroom listed that when we bought it

@AndrewFinney 2 года назад

Oh Wow Mando! I've noticed that occur in the Las Vegas real estate market too! Sometimes the data a builder provides the recorder's office is wrong. In such a case, a realtor can often send notify their local realtor association to correct the discrepancy. Sometimes an appraisal might be needed first. Sending you positive vibes everything is going your way! On a side note, if you're curious about what's happening in the current real estate market, here's a link to my newest video: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-reaGPfUQJ5I.html

@TeacherBeesABCs-123s 3 года назад

I didn’t know they do a soft credit pull at the end!!

@kama5305 5 лет назад

it will be really shocking to get a surprise on the interest rate cause it will impact the monthly payment after you have made your budget based on the estimated payment and I think most of the times it will be higher rather than lower

@yeaitsmae6277 5 лет назад

Sometimes it can be lower, ours came in lower. Which is great!!

@Designbluejv 5 лет назад

My realtor and I haven’t been on good terms. Since my last lender fired him. Now I ask for a final walk through and he said he’s busy that he could do the walk through the next day after my appointment with escrow to sign the docs. I don’t feel comfortable with that because the seller promised to repair the AC unit and the water heater. What should I do? JVM Design

@sarrsb 5 лет назад

what happen next ?

@kimt3463 6 лет назад

Hello can you tell me as the buyer should I have an attorney present at our closing? Thanks!

@AndrewFinney 6 лет назад

Hi Kim T, Hi Keith Jones, Thank you for watching and for sharing with us. It's great to hear from you! Whether you reside within a state that requires attorney oversight or not, you should do what you are comfortable with and what give you peace of mind. Having an attorney with you is always an option. What would you like to see next? Thanks again for watching! Enjoy an amazing day! Thanks, Andrew Finney www.andrewfinneyteam.com/

@michelelara5982 5 лет назад

question: Earnest money deposit, we wrote a check for $2k. Will we get that money back, or will that go towards the closing costs? We plan to use that cash for that fancy stainless steel fridge! crossing fingers...

@devdawg22 5 лет назад

It usually goes toward down payment or closing cost

@grandmashands5219 Год назад

The fact that we closed and received 24 dollars instead of the 1200.00 we were told. We did VA put 500 down paid appraisal, home inspection and did not get it back at closing.Seller paid all closing cost. Felt like we've been had. Not happy at all. Lender have sorry story about taxes which made no sense to us.

@mariocastro9048 2 года назад

Question??? Is a bad thing if I used my credit card even to get gas went I am on the process of getting the house. Thank you for your time

@AndrewFinney 2 года назад

Good question Mario. If you are using your credit card as you normally would and the usage fits your normal credit balance from the time the loan officer issued you a pre-approval letter, you should be ok. That said, it's always best practice to simply call your loan officer to verify any financial considerations you might have. I hope this helps. Sending you positive vibes everything goes your way!

@addischelseacherkose5426 3 года назад

I'm on the way get new house thank you Andrew . I'm scared

@ink3d_ff 4 года назад

Your videos kick ass bro, appreciate the explanations

@AndrewFinney 4 года назад

Thank you J Scott! You rock too my friend! What would you like to watch next?

@HAHAHA-oo5co 5 лет назад

Once you sign and give the downpayment and closing cost that means everything is done ryt??just wait to record to the county and you’ll get your key??

@nio73949 4 года назад

No, after the down payment there’s the house inspection & then there’s the house appraisal. After those are done it’s the closing which where you receive the keys

@ctrlsoul 4 года назад

Thank you so much for your tips! My closing day is two days away and I am very anxious. Your video calmed me a lot. I have just finished the "final walk" today and I have just realized that the home doesn't have a security system (it didn't show up in the inspection report). The previous owner lived there for 30+ years and never had one. Sure, it was a nice neighborhood but still shocks me. Maybe a security system is not even necessary?

@recabitejehonadab2654 4 года назад

ctrlsoul you can buy a decent security system that’s real easy to install like Ring or Arlo at a reasonable price these days.

@bettysmith4527 3 года назад

The thieves will be in and out before the police even get there....

@liesalllies 2 года назад

A good dog and a shotgun is the only security system I need. Security systems are scams for paranoid people imo.

@amberhollowell2957 3 года назад

Our closing date just got pushed back but only a day.

@stzcolsef Год назад

Why was that and how did everyone manage to salvage the deal? Just worried this may happen to me, seems the seller attorney is taking their sweet time

@txterbug 2 года назад

Why does buying a house have to be so crazy? My wife and I are expecting to close on Oct 1st. Doing appraisal and negotiations right now. It’s a zoo!!

@fayfaytu 2 года назад

Hi Andrew, my title company said that they are going to distribute the money to the seller first and then record our deed? Is it normal? Also, I asked them for a copy of closing documents and they said they normally don’t do that. Should I get a copy of my closing documents? Thanks!

@AndrewFinney 2 года назад

Hi Fayfay! Thank you for watching and for your excellent question! To be honest, I have not heard of the seller receiving their funds prior to recording the property. In Las Vegas, NV the file is recorded first then disbursements are made. Additionally, the escrow/ title offer will generally ensure you have the opportunity to review what's called an "estimated settlement statement" prior to signing your final closing documents. Best practice here is to get with your Realtor and have them reach out to the escrow officer to smooth out your closing. Sending you positive vibes everything goes your way!

@fayfaytu 2 года назад

@@AndrewFinney Thanks, Andrew! We closed today and hope I watched your video earlier.

@marcieb9072 4 года назад

Interesting

@prta 3 года назад

hi, Andrew! do you think buying a car in cash is a problem before the closing date?

@AndrewFinney 3 года назад

Hey Paulo, Thank you for watching and commenting! Great question... In short, is shouldn't impact you as long as the money your using to pay cash for your car DOES NOT come from your down payment and buyer closing costs money needed to close on your new home. If the cash purchase of your new car reduces your total funds available to a point you are unable to pay your down payment and buyer closing costs, you could very realistically lose the house and your earnest money deposit at the same time. Please be careful Paulo and review your financial situation/ plans with your loan officer to ensure you don't do anything that could jeopardize yourself. Get the house first, then the car. After all, you'll need a garage for that car, right? What would you like to watch next?

@prta 3 года назад

@@AndrewFinney thanks for answering. Today is my closing day! Can you guess if I'm nervous? Thanks for all the great content!

@killermobiledetailing2795 4 года назад

Locking your rate 👍🏻

@AndrewFinney 4 года назад

Thank you for watching! Great observation! I'm super happy this video helped you! Yay! What would you like to see next?

@killermobiledetailing2795 4 года назад

Andrew Finney Team I just bought a brand new house as first time home buyer but would like a video step by step the whole process from making a deal to what to add to not add at house and loan process and how long it takes to getting the house key lol might be a long video had research different videos for all this Mabye a video like this might go viral for you I’ll check it out if u do 👍🏻

@lovelyek8187 4 года назад

Exactly what I'm going thru is this lower appraisal now everybody acting dumb!!! It's annoying and this whole process is totally turning me off!! From 279,000 to 270,000 smh ok so I'm hearing the seller gonna do the 6k and I'll do the 3k so what's the problem???