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CREDIT CARD FEES That You Should Avoid! (Meron palang ganung credit card fees???) | Philippines 2022 

Oshean Lee Garonita
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In this video, I'll be sharing to you some of the credit card fees that you should avoid. There are some fees that I never thought existed until I've read them on my terms and conditions and in BSP's website. I will also be sharing not just these fees but also HOW TO AVOID THEM! Hope this could help you to use your credit cards wisely
Timestamp:
00:00 Intro
01:08 First CC Fee
02:32 Second CC Fee
03:45 Third CC Fee
04:59 Fourth CC Fee
05:46 Fifth CC Fee
07:03 Sixth CC Fee
07:43 Seventh CC Fee
08:20 Eighth CC Fee
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🖼️ Some thumbnail assets from FlatIcon and Freepik
🎵 Music from:
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Blue Wednesday (courtesy of ChillHop):
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⚙️ Equipment:
🎥 Camera: Canon EOS M50 Mark II
🎙️ Microphone: BM 800
🎬 Video Editor: Wondershare Filmora X
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❗ DISCLAIMER: I am NOT a licensed financial advisor, so take everything that I say with a grain of salt, and always do your research. I am not and will never be responsible for any consequences of your financial decisions.
❗ FTC Legal Disclaimer: Some links found in the description box of my videos may be affiliate links, meaning I will make commission on sales you make through my link. This is at no extra cost to you to use my links/codes; it's just one more way to support me and my channel! :)
Stay educated!
- Oshean
#CreditCard101 #WaiveAnnualFees #PHCreditCards Credit Card Philippines, Credit Card Fees, Overlimit Fees, Multiple Payment Fees, Waive Annual Fees

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23 июл 2024

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Комментарии : 22   
@cristelmariebuenafe
@cristelmariebuenafe 2 года назад
Subscribed!
@osheanlee
@osheanlee 2 года назад
Thank you, Cristel! :)
@IanPaulSaligumba
@IanPaulSaligumba 11 месяцев назад
I really hate Multiple Payment Fees 😡😡😡 That's why pina cut ko ang RCBC AirAsia Credit Card ko
@johnericco7224
@johnericco7224 2 года назад
Ano pong gamit nyo na camera? Ang ganda po ng quality. Hehe.
@osheanlee
@osheanlee 2 года назад
Hi! I'm using Canon EOS M50 Mark II. Salamat! :D
@javierronilo
@javierronilo 2 года назад
Hello Sir, Ask ko lang po if need ko po muna hintahin Magenerate ung SOA ko bago ako makapag request ng Balance Conversion to installment? --- Papa-installment ko po sana ung Outstanding Balance ko From January 24 to February 22.... (16k Outstanding Balance as of now) February 23 is my Statement Day.. Im new po kasi sa Credit Card..
@osheanlee
@osheanlee 2 года назад
Hi! Tingin ko no need, unless they tell you to. Hope you pay that asap! If you need more tips on how to better manage your credit card, check out my other videos. Thanks!
@melchordilag9687
@melchordilag9687 2 года назад
Gd pm. Pwede ma adjust ang monthly installment loan kasi mabigat na.thanks
@osheanlee
@osheanlee 2 года назад
Hi! Yes pwede po. Negotiate with your bank po.
@amirasantiago1334
@amirasantiago1334 2 года назад
i have a question: if u have a loan sa ireland bank na hindi mo natapos bayaran, nakareport ba ang name mo sa immigration?
@osheanlee
@osheanlee 2 года назад
Hi, best to ask a government agency or a lawyer in Ireland for that since they might have their own law/regulation. But you can assume the worst case scenario.
@zarahsprit5285
@zarahsprit5285 2 года назад
Hi po....ang hirap po mag apply sa citi bank....kailangan po ba may bank account sa bawant bank ng credit card?
@osheanlee
@osheanlee 2 года назад
ay nako kahit ako hirap din mag-apply sa citibank. at this point I gave up na. Bahala na sila hahahaha. ah well no naman, pero high chances of getting approved if you're able to establish a relationship with the bank, i.e. having a time deposit account or a savings account :)
@jbrooks
@jbrooks 2 года назад
3st!
@AdrianReyes-xb6xq
@AdrianReyes-xb6xq Год назад
Hi sir! Do you use your credit card when buying Crypto/forex? How’s the fee?
@osheanlee
@osheanlee Год назад
ah depende sa card. usually they only accept visa. I buy via crypto.com :)
@AdrianReyes-xb6xq
@AdrianReyes-xb6xq Год назад
Thanks sir followed you on IG. May queries lang po
@DD_mapleluna
@DD_mapleluna 2 года назад
Hi, I saw sa SecBank, there's an over the counter processing fee. Alam niyo po ba kung para saan yun? Thank you po. Hope you can also review the Next mastercard
@osheanlee
@osheanlee 2 года назад
Hi! oh hmm alin kaya siya dito? www.securitybank.com/personal/accounts/fees-charges/ Sige I'll not on reviewing the Next Mastercard! :)
@princessgutierrez4529
@princessgutierrez4529 2 года назад
Hello, just wanted to clarify. Sa website po all SB cards have multiple payment fees except for corprate card. Nacharge na po ba kayo before or have you tried paying more than twice in a billing cycle?
@osheanlee
@osheanlee 2 года назад
Hi Princess! Nope, never charged and I also called them to clarify this. As of now, they are not charging multiple payment fees. :)
@princessgutierrez4529
@princessgutierrez4529 2 года назад
@@osheanlee thanks sir! Very helpful!
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