Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2024?
I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.
This is why I entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
NICOLE ANASTASIA PLUMLEE' is her name. She is regarded as a genius in her area and works for Empower Financial Services,... She’s quite known in her field, look-her up.
Yes. So no debt consolidation loans if your debt is more than half of your total expected income . That would be cutting it too close realistically and would need relief option vs this.
No,It means debt to income ratio.Suppose If your monthly income is 100% and your emi of total debt shouldn't go beyond 50% to manage your personal finances very well.
Personal experience: Upstart. It is what I use. To consolidate, I took a 5500 loan for 5300 debt. Some of that loan was taken out as the fee. But I knew I could have paid it all within a few checks. The difference after the fee was 500. I paid that the next coming check towards the debt. Compared to the previous my 35 and 30 percent interest, I got a 25 instead on this 1 loan. I was to pay 97 a month for over 60 months but I beefed the payments up to 700 a month. Paid the total in full after a few paychecks and didn't have to pay all the projected interest (no penalty for early pay). Credit score is higher and seeing 1 payment versus 5 was amazing. Debt free in the cards department. Leaves my school loan and I won't have to worry about much else if I keep it up
