Thanks for watching! As I mentioned, here are the 3 Top Debt Settlement Programs: tryascend.com/debt-relief/company/3-top-debt-relief-companies If you have any questions, feel free to give us a call at 833-272-3631!
Darn, sorry that happened! The calculator creates estimates based on the information you gave us. Were you able to qualify for a Chapter 7 by passing the means test? The calculator may have estimated that you are over the median income for your household size in your state but was close enough to maybe qualify for a chapter 7 based on the second half of the means test. Sorry if you weren't able to qualify. Wish you the best! Let me know if you have any questions!
@@AscendFinance No worries. I figured this happened because I did not add the money I make in commission. This sucks because that money is not guaranteed or always the same but yes it would push me to a 13. But I heard from another attorney that my lawyer can file and it can get dismissed. It’s not guaranteed. Meanwhile, with the way things are looking, it seems that I will never pay all those credit cards with the super high interest rates, my rent and my other expenses. It’s such a cloud over my head.
@@AscendFinance No worries! I did not do either. I plan to use my commission money to pay off my debt or bring it down as much as possible. Thank you for the follow up.
I have alot of credit card debt one is got a law firm trying to collect but I wasn't aware my debt was sold I haven't worked in over 2 years for health reasons I have a disability hearing in about 5 weeks if I get approved I will get a lump sum up front should contact the junk debt buyer or the law firm
Hi! We do not work with that firm, we are very picky on what firms we refer people to. However, we don't like to talk poorly of other companies. If you want to compare options, give us a call at 833-272-3631.
I have 793 credit score but my debt to income ratio is high I took out a loan to consolidate credit card debt and i currently owe $12,470 out of a 15,000 loan I started 8 months ago Do you think a debt settlement would help me or just stick to my loan?
To late to settle. That’s for unsecure loans. By consolidating your loan instead of settling, now your single loan became a secure loan. (Likely with collateral now). No settlement for that.
If you have a settlement agreement with your creditor and are paying accordingly to it - I don't believe you would be sued. We see companies sue when people are behind on their payment and don't have a settlement or payment plan set up!
