Don’t buy a car, build a house, buy land or invest in anything if these things are not clear to you 

Good morning team LNN What is your take home from today's conversation with Waithaka Gatumia? Kindly visit their website Centonomy.com for any further inquiries To Support our work; Mpesa +254 726 916 908 To contact our incredible partners; Kings Developers: +254 700 090 060 or sales@kingsdevelopers.com and their website at www.kingsdevelopers.com Maridady Motors: +254 709 888 178 or +254 709 888 176 and their website at www.maridadymotors.com You can always share your story via info@Lnn.digital Thank you for watching❤❤

Growth only happens in discomfort 🙌 When you are uncomfortable it causes you to solve problems.

This man is hoozing wisdom. I can listen to him over and over all day. I have built houses, I have bought lands but I am yet to buy a car. I'm in my early 40s now, and I'm doing all these coz I don't want my kids to go through what I went and build a wealth for them.

I love when i'm relaxed and watching smart Africans. A smart African made me stumble on this channel and a smart African who made me subscribe to this channel. This made me feel proud to be of African origin. Asante sana Lynn kazi nzuri.

Apart from Mpesa transactions, watch how much you spend when you use a debit or credit card as opposed to cash? When I pay using cash, I only spend what I have on hand. When I use a credit card, I end up buying much more than I had budgeted for.

"You can't shrink into greatness.. Solve the problem for the lifestyle that you want..."

This is an interview I will listen to once every month as a way of reminding me of my goals

Am sorry to say this but I wonder: why these wonderful brains can't be in our government to rescue our Nation? Lynn our nation is blessed with wise people like you and your guest! May God use you always to open people's minds. Say hi to that wise man 🥰🎉🎉🎉

Wow I am so gratefull kuwa hapa Lynn aksante kwa mgeni huyu My experience a bit kwa watoto wangu huwa nikiwapa hela kuna challenge nawapa kila wakienda shule @ mmoja nikimpa Tsh 500 kila mtu asave anachoweza then at the end of the week kila mtu atasema amesave kiasi gani natop some money kwahiyo the more you save the more I add hivyo wanashindana kusave. Sasa hivi nawaza kuwafunza kuinvest kulingana na wanachotaka kufanya God Help me

This is one of the best shows out here. No big talk, Just real talk. People pay a lot to get this type of wisdom. Thankyou LYNN and WAITHAKA

He's telling the truth when he advices people to invest in personal finance classes and buy books on personal finance. When I got my first professional job in America, I read several books on personal finance, watched hours of advice on personal finance and its really paid off. The lessons I learnt have put me ahead of people making double what I make. It was all worth it.

I’d be retiring or working less in 5 years, and considering this financial recession, I’m curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $250K per year but nothing to show for it yet.

"solve the problem of the lifestyle that you want" exactly, Sir.

Some of these lessons should be taught in high school. Equip the kids before they face the world. Love the show. Lynn you are AWESOME!!

wow, I'm watching from UK and I'm learning a lot from this gentleman. Lyn thank you sincerely for this show. I' originally from Ghana.

It’s also okay to live in posh expensive house. Not everything has to be penny pinched lol. Live this little short life to the fullest while also paving the way for the next generation.

I am a beneficiary of centonomy and one thing you did Waithak is to change my mindset. I am forever grateful for this enlightment

Also, along with setting goals, controlling money, saving money, becoming uncomfortable One should remove/separate from the friends, family or groups you are around IF those people keep you down or keep you from your Goal.

Beautiful Lynne I can attest that Kenyan education system is high because we abroad are two years higher than the other countries. We can handle two jobs with academics and we thrive abroad. I am effective in five languages. The area that should be emphasized in Kenya is simplifying Science. We have the educational manpower. We are on the map. We just need to catch up. Love from Philadephia Pennsylvania.

From my heart, Kenyans are very smart than we Tanzanians. You people are really blessed 💪👏👏👏👏

@1:11:54 CASH FLOW in retirement. May I manage my today!

I love the way Mr. Waithaka has clarified about saving and investment, budgeting and how personal financial books can change ones life.. It was such a great show ❤

Wow ❤ a wonderful conversation I see Rich dad poor dad and quadrant cashflow (Robert Kiyosaki) in this guy, this is all I read in the two books and totally we need this education from childhood. Congratulations to all of us watching this interview because life will no longer be the same❤

I see a Finance minister in this guest Lynn...such are the leaders we need.

"You cannot shrink into greatness"....

Another day to learn,team LNN thanks kwa kutuletea masomo bila malipo 😄😄. Earphone kwa sikio simu mfukoni kazi nachapa nikiskiza.

Financial literacy is something that a multitude of individuals in many nations and cultures are lacking. Except for a few nations, Most only know how to Spend money instead of make money and keeping it in the family. Many businesses have failed or been sold off immediately after the parents pass away and those parents worked hard to create that legacy. Many individuals also have a business that makes money But they spend the profits like water on a daily basis to show off to other people, hence the business collapses. As well, JEALOUSY of others success' WILL Always keep the jealous one down and poor. If even anything comes to the jealous person's hands it will disappear as quickly.

This is the best conversation i have listened to this year my people listen keenly n take notes make sure whatever you invest in it brings back something(money)

One of my best when it comes to money matters Waithaka Gatumia and the whole team Centonomy 101 salute

Our parents really drilled saving for the future in us. We really took it to heart. We save more than spend

Good show, it reminds me of work like a slave and after some time live like a King

Waitheka never fails Thanks Lynn for choosing perfectly

Wow Lynn I can listen to Mr Gatumia everyday,he is thee Best teacher that I wish to be in his class how he explains flawlessly is amazing even the examples make perfect sense to me. I honestly enjoyed this episode ❤❤🔥👌👏🙏🏿🇿🇦

listening to this guy and Dave Ramsey during covid helped me get out of debt 😁

It's true you don't need a great education to become successful. My brother is almost a billionaire and he only has a high school education. My siblings and I have masters and PhD but it will take us years to catch up with him

We need many people like him in Africa and listening to him as motivation and education.

Smart, intelligent intelligent mr waithaka gatumia 👌

He is a very Money Concious Man and he will live comfortably if he continues like that

Very informative! Big Take Away “Pay Myself First.” Thanks Lynn for bringing us the guest

When it comes to owning a home, it depends on which country you live in. In America, rent is so high that you will be better off living in a house you own than renting. I sold my house after divorce and my rent is almost double what I was paying for mortgage. Now I have less money left over to save for retirement. Here if you own your house when you retire, you'll only need to worry about taxes. You get social security and most of us also have 401k so you'll be set

If I knew this before, I will become a celebrity with lot of assets. However, I learned a lot to change my strategy and start from scratch. Thank you so much for sharing your knowledge Brother.

One of the best guests to ever be hosted by LNN🙌🏻Such an incredible conversation Wow

Lucky is me too who is watching and listening to this program alhamudulilah 🙏 much love from Uganda

Inheritance can be in other forms different from physical assets

This conversation is a lifeline. Knowledge is power!

Mr. Gatumia that conversation is an eye opening conversation. Thank you Lynn for this because I usually say why get married, why have children that you do not know even how you are going to raise them, how you will cater for their studies you literary do not even have plan for your own life. Where we are at we cannot afford to live life ati ya kubahatisa.

The wall of Benin in Nigeria. Glad that he highlighted what Africa achieved way before colonization. The Pyramids among others. We also invented so many things which have been hidden from our history / media. Thank you for the vital conversation.

I am a beneficiary of centonomy and the lessons i learnt have transformed my life.

I'll add 2 interesting things.1) Mobile money surged in Africa because our banking systems were so discriminative and non existent in some demographics , so the switch was very easy. 2) Have met 2 key payments processing business leaders owners in Australia- white . Both with vast African experiences/ backgrounds. Africa is a hotbed of leading thoughts and innovation. Anyone moving abroad, please move with an open mind, you can use your experiences out there to do things very differently. Not always the other way round

This is the best conversation l have watch and listen keenly l take notes to make sure whatever l invest in it brings back profits.

Your guest talked about Africa innovations like the pyramids. I would like to add the aberisk of Ethiopia which for the longest time had been taken to somewhere in Europe.

No money education in US schools so each family has to teach their children about financies

Very educative. My take home, it's to have a clear outcome

Wow love the conversation... Love the wisdom My take home simple but not easy... What do I want.. outcome

May the Lord increase you big time. I need to know my end goals.

What a Masterclass 🎉🎉🎉 Thank you Lynn for these basic lessons that one needed to learn in their youth. But like they say it's never too late to learn.

My take home from Waithaka Gatumia -If i know what i want i will make plans to get to it.

Wow great conversation Now I know I must set my outcome goals before investing

I should leave an inheritance to my children's children's

God,show me ways of getting money so that i can visit maridady and king's developers one day

The guest is powerful in his expertise. His mind is open...

Thank you so much for this. I love this so much. This made me change my perspective on how to attain my dreams. Finances is one area I am rebuilding

Let's be weary with the comment that Africa's population is growing. We should ask ourselves how can we keep the population growth on a positive? Is it possible with the growing number of africans who are choosing not to have children? The number of children per household is down from 5 to 2? Are we going to be like the rest of the world sooner than we think?

It's how he looks at you with a smile on his face and admiration that I loved in this interview. He acknowledges your good work by all means. Thank you to both of you for this information, much wiser money matters. ❤❤❤❤

Hello Lynn , I love what you are doing talking loud about our country. ❤❤❤

💡Key points organizing myself for what I want :💡difference between Goals &Dreams : 💡shift mindset 💡Solve the problem for the Lifestyle you want 🚀

Thanks Lynn I am an X and this a lesson I HV never had/heard,...the guest is a super teacher ...

This is a topic long overdue very inspiring and worth watching.

It’s Simple but not easy…. I’ve done the classes ,still working on all that I learnt!!!

You can compound bonds though. Keep buying more contracts with the interest earned... and together as a portfolio, the compounding effect takes place. Your strength relies on the fact that you have no limit to how many bond contracts you can own... buy 20 in a month and your case will be different.

I'm literally drinking this conversation because it's nothing but the truth! Am in France and my goal is to come back to motherland and start a business ❤

Love what you are doing lynn

That's very true, I live in 🇺🇸 and mpesa is unheard off,informative.

Very informative finance conversation @lynn bring back this gentleman for more personal finance conversations.

They should struggle the way we struggled!!! Very common and very wrong! What does the Bible say? A good man leaves inheritance to his children and to his children's children!" As long as it's wealth you worked for (blessed wealth) and not stole....the Bible calls you blessed!

Enjoyed the very educative show from Kigali. Self discipline and financial literacy is key to financial freedom!

I am learning alot lynn thanks for bringing the guest

Wow. This is a masterclass. Very insightful. Thank you team Lynn and Mr Waithaka.

This was very knowledgeable and eye opener to our financial goals and investing, bring more educative people in your show Lynn,thanks for bringing coach Susan now Waithaka, you have helped alot of us to move out of our comfort zone and have a different mind set.

Watching from Tbilisi, first thing in the morning. Thank you for bringing this man on the show, Lynn

Very educative info. Thank you Lynn and Gatumia

Thanks to today’s Guest. Knowledge is power.

I have learnt so much,its one interview I will always watch.

I would like to take a class for sure,very knowledgeable

Lynn a request if you can do shorts on these videos. Because for some almost 2 hours of these is too long to listen but can use the main points. If you do I have not seen them yet.

Mind blowing talk. Capital return or income.. What do you want

Thank you LNN for these message it got me the right time

You have changed my life l just love the conversation

Thank you Lynn for bringing the Gentleman to speak

Thank you so much. It's true, our loving parents really failed us when it comes to finances. I used to get Ksh 10/day for lunch and I would save my money to use for whatever little items I wanted for myself. I am teaching my children about saving/putting aside money, it might go in one ear and out the other but at some point they will remember.

No regrets for watching this,am educative

Really enjoyed this.Thank you for educating us.

Financial planning focus on the outcome.Get knowledge about personal finance.Displine and consistency for you to achieve goals.

Thank you Lynn and the guest you have no idea what you done to me with this conversation

Alot to learn alot alot....Lynn bring him back again

This are the type of brains we need in cabinet like ministry of trade

Good presentation - Robert Kiyosaki would pay him well for marketing his books: Rich Dad Poor Dad, The Cashflow Quadrant, and Retire Young Retire Rich. Then you read ''The Richest Man in Babylon' - a book written in the early 1900s by George Clarson. If you read these books, you will get the same info he is sharing here.

This are people we need in our country to enlightened Kenyans on investment and financial discipline.....

Buying shares in different companies,real estate,government bonds . A house you own and live in is not an asset. An asset is something you own and it generates cash either monthly

Thank you Lynn. Watching from SouthAfrica. Keep up the good work. Mind blowing indeed. Thank you so much. God bless you