Don't Buy A Manufactured Home Until You Watch This!! 

*Do you believe that manufactured housing has now become unaffordable?* $6000 Shed Turned Into An Affordable Tiny Home,ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-PClJMWmL7qQ.html

About 7 years ago my daughter bought a manufactured home on 1.25 acres (land included) on the edge of town. She was renting previous to this and being overcharged for water. She loves her house and finished raising her daughter here. She has remarried and everyone is happy. She paid $74,000 for her home and land.. It is a 3 bedroom, 2 bathroom home with s huge kitchen. I was so happy she got out of that rental situation.

BASIC singlewides are still SIXTY GRAND! My county here in Kentucky will no longer zone or approve them being put in too! Meanwhile we live next to dilapidated houses which are honestly a safety and fire hazard. Anyone can junk up a property too, not just people in singlewides 🤦🏻‍♀️

You're right, don't rent. Do what you can to pay yourself for your own place. That's how I started as a single mom and it was all I could afford. I moved out and upward eventually. PS I bought it for 181K and sold for 324K in CA.

Yep we bought a 1983 manufactured home that was sitting on 2 acres 45 minutes outside of Vegas for 79k in 1995. We just sold that same property for almost a half $1 million

I understand why there are restrictions in neighborhoods for manufactured homes. The architectural differences can make a difference. We need better housing options. This is insane.

I agree a mobile home is a better investment compared to renting. But I would also rather buy a new mobile home compared to a used mobile home if I was in that situation. Buying a used mobile home I would not pay more than a new one, so I get the whole used car comparison. The first 8 years of my life was in a mobile home. The first 5 were in a trailer park, the next three on a piece of land in the country. Finally my parents were able to purchase a home, where they still reside! You do what you have to do and that is much better than renting.

Love your insight, advice and honesty!

Thank for all the info, Genius Lady! 🤓📚 I'm learning all that I can from Y'all on the pathway to homeownership! 😌🙏🏾

"Tell 'em Large Marge sent ya!" lol Thanks for the shoutout, Kristina. I appreiciate you

We are buying a 2400 sqft manufactured home on 1.5 acres in our area for just under $300k. We've lost out on 3 contract offers for other homes but got this one after months of looking. Why wouldn't we go for a stick built home right now? Well, it's out of our budget for what we want. The same stick built home size on the same sized land is currently going (and selling) for the $450-500k range.

Hi Kristina and everybody else Put 2,937 miles on my very mobile mobile home. On 5 different mobile home parks. 😄 On all these moves I jacked the home up and installed the concrete blocks for it to sit on in all the parks. Very easy to do. I packed every thing in cardboard boxes and nothing broke on any of the moves. I purchased a two bedroom 10' x 47' Mobile Home in 1965 when I was stationed at Fort Polk Louisiana, I was like the 3rd or fourth home in a new park that was still in the process of being built. Right after I moved into my park the State allowed 12' wide home to be pulled on the roads instead of on a flatbed truck. All the other homes in the park after mine where 12' wide homes. I still liked my 10' and it was less expensive. A coworker and his wife live in an 8' wide by 30' ??? some feet long, in a park across the street from me, which was fine as they didn't have any children. After being discharged from the Army. The Army they moved the home to New Orleans, after 3 or 4 months I reenlisted in they Army, The Army moved it to a mobile home park I found in East St Louis, Illinois by making phone calls. The park and City where terrible, I called and had it move at my expense to St Louis Missouri to a park near the airport. When I received orders to Viet Nam the Army moved it to a park in Vallejo California, it was a nice park but after two or three Months my Wife sold the home to the owner of the park so she could move to Japan with our two young kids to stay with her parents while I was in Viet Nam. That was really nice as I was able to take two R&Rs to Japan and visit them. On my first R&R which was a short time after she started living with her parents, we rented an apartment right next door to her parents as her parents house was very small. Norm

Know someone in Santa Cruz who sold her mobile home in a park and bought a condo in Reno, cash. The mobile home had an ocean view. Location is everything.

Great info. Thanks!!

I paid about 30,000 for a new 3/2modular home.I purchased beautiful land with a creek and private fir 12,000. Wit a 12x 16 deck and a 12x24 covered hat porch was 6 yrs.ago my home and land just appraised for 115,000.I love my place.

You are a GENIUS! Plus, you are very GENEROUS with your knowledge. THANK YOU!

Hello Ms. Smallhorn, I want to start by saying "Than You" for all of the current and I can't beneficial information you have shared with us. I came across one of your videos about 9 months ago, and I have been following as often as I could. I was in transition when I started listening to you, and still am. I had to move out of my brother's house when he sold it, unknown to me, so I wasn't prepared, and didn't have a place to go. I have been in physical distress and had to file for disability. I had emergency surgery, and stayed in a hotel for 2 &1/2 months, then went to stay with a relative in Florida, so I wouldn't be on the street. Can't work during process of disability, exhausted all savings. My mother passed away in November 2021, so I have been in her home town, staying in her house, administering Probate process. I have been looking for the past year for affordable housing, and I refuse to pay a mortgage payment amount to rent an apartment, making the landlord rich. So I have been following the tiny home movement, modular, boxed manufactured, and container homes being built. I had visited various 55+ modular home communities, but didn't like the thought of paying a $600 to $750 lot fee per month. My thoughts were to buy land and have a modular home built on it. It I am seeing exactly what you have been telling us. Priced are going up ridiculously. How are people supposed to live when they can't afford anything. I have been without a home of my own for over a year now. Still waiting on claim to be concluded. Probate hopefully will be completed by August, then I can return to my home state, where the heat is better for my health. But, I just don't know how or where I will be able to afford a place to live... I just continue to get information and knowledge from you, hoping to be able to put it to use one day. I just turned 60, so I just want to get settled, and get my belongings out of storage. Thank you for exposing and giving us the information that tends to be overlooked or kept hidden until too late. We appreciate you Ms. Smallhorn. Have a wonderful weekend.😊

In SW Florida, mobile homes definitely have gone past affordable. The only "deals" are ones on rented land, and the rents are always over $500 mo. It's out of control.

Wow. Community Co-OP. Cool angle. Thanks for the info!

Well done! Thank you and I sure hope so if it becomes affordable and with land that would be ideal. Sadly not much hope of that in NW where I am :( All the BEST to you and Happy New Year ! Cheers :)

Kristina, you are doing an amazing job 👏 🙌 ❤

Tons of useful information👍 Dave Ramsey doesn't know everything 🏘

I purchased my MH in a owner-owned community 2 years ago, in part because of vloggers like yourself motivated to alternative housing. It’s in a great location! I do want to buy another home outside of the park just for sense of security (and rent the other) but That may mean moving on the outskirts 🏜 hard to do with kids in school I like Dave in regards to getting out of debt but not much else. Why should I get in a bidding war on a 350k fixer upper when I can get the same sqft upgraded energy efficient MH for 60-170k

Thanks so much!

We had a big fire go through 2 towns back in 2020. It took out a lot of the manufactured home parks. One of the places turned down the government money for the clean up. They then demanded that the former residents give them money to clean the place.

Selling my double wide in a beautiful area 3 bed 2 bath built in 00 luxury laminate floors for 85k and comes with a 2 car garage

Hi Kristina and everybody else I Put 2,937 miles on my very mobile mobile home. Setup on 5 different mobile home parks. On all these moves I jacked the home up and installed the concrete blocks for it to sit on in all the parks. Very easy to do. I packed every thing in cardboard boxes and nothing broke on any of the moves. I purchased a two bedroom 10' x 47' Mobile Home in 1965 when I was stationed at Fort Polk Louisiana, I was like the 3rd or fourth home in a new park that was still in the process of being built. Right after I moved into my park the State allowed 12' wide home to be pulled on the roads instead of on a flatbed truck. All the other homes in the park after mine where 12' wide homes. I still liked my 10' and it was less expensive. A coworker and his wife live in an 8' wide by 30' ??? some feet long, in a park across the street from me, which was fine as they didn't have any children. After being discharged from the Army. The Army they moved the home to New Orleans, after 3 or 4 months I reenlisted in they Army, The Army moved it to a mobile home park I found in East St Louis, Illinois by making phone calls. The park and City where terrible, I called and had it move at my expense to St Louis Missouri to a park near the airport. When I received orders to Viet Nam the Army moved it to a park in Vallejo California, it was a nice park but after two or three Months my Wife sold the home to the owner of the park so she could move to Japan with our two young kids to stay with her parents while I was in Viet Nam. That was really nice as I was able to take two R&Rs to Japan and visit them. On my first R&R which was a short time after she started living with her parents, we rented an apartment right next door to her parents as her parents house was very small. Norm

Why do you have to pay sales tax on a manufactured homes, if it is used as your principle residence? This is especially true if they own the land beneath it! Sales tax could amount to many thousands of dollars & will have to be paid every time the home is sold! Why?

Yes, definitely plan to purchase manufactured home 22, 23. Already have the property.

Glad I found your video. I’m a single mom with 2 kids and I don’t want to rent anymore. I would like to buy a home and the manufactured homes look really nice. I need to find an agent who is familiar with manufactured homes but how do I go about that?

Ideally, I would buy a small $50,000 plot of land in a residential neighborhood and put a nice manufactured home on it. But zoning and the high cost of land make something like that virtually impossible. It's crazy how wrong everything currently is when it comes to housing. People like me are locked into renting because bad policies and an out of control market make homeownership an unattainable goal without going into massive debt on a way-too-expensive mortgage (and possibly being underwater in the future when the housing market finally corrects).

Bought a modular home (basically a mobile home without the frame) on a mediocre foundation. This made it non HUD in South Carolina. 2009 was purchase year on 3.5 acres. Current appraisal on same home now in 2022 is 220k. Amazing equity very quick!

Here in Utah almost all mobile home parks that do get cleared out for something new sure don't turn into single family, it gets turned into luxury apartment buildings. Still unaffordable by all means. Only the nicest most expensive mobile home parks get left alone and stay as a mobile home park. Still those are unaffordable as well for what you get.

Thank you for the intel on MH for VA loans. I’ve been misinformed. The Spring Valley content took me back to my childhood in Spring Valley. I can see that happening there. Especially letting it rundown. It’s a very different city today then four plus decades ago

🎉🎉🎉🎉🎉 You're Awesome valuable information

You’re not bashing him, you simple told the truth and that is way more than most tell us.

Thanks Kristina. I am a Dave Ramsey fan but I agree with you; I think he is out of date on this point 😊. Anywho, my husband and I are retiring and purchased a property with an older MH on it. We are debating if building or buying a new MH would be best for us. Fortunately, we have followed DR money principles and we are able to pay cash. Any advise or thoughts are appreciated. Thanks for all you do!

I bought a 2 bedroom manufactured home built by Skyline back in August of last year. They charged me a $5,000 inflation fee, and I just got the notice that my home will be delivered in 10 weeks and they raised my price by $10,000. I would still recommend a manufactured home to people in the right situations but you have to go into the purchase knowing the builders are going to make the rules as they go along. Thanks for another great video.

Manufactured home quality is way better then yearly years. Dave Ramsey advice is not for all. One can give 💯% great advice & I never take only 1 persons views. 😉 Love ur video Kristina, keep up the great work & thx u! 👍🏾👏🏾 🤗💓

I sure hope to be buying a manufactured home within 2-years.

I am thinking about it 2022 or 2023. I am 62 times around the sun. Will be retiring soon. Tiny houses are too tiny. Lol although the communities in some these are fantastic. Want to find a Co Op. ThankQ for the info! Some of the tiny communities have gardens work shops and organic orchards even!

Gave up on this Option when they became comparable in cost to site built. Yes site built. As an owner builder you can save a lot of 💰

We bought a double wide 1997 year but renovated. It's beautiful and sits on 5 acres of farmland that is all ours. It is 2 hours South of Atlanta so it is possible to afford the house and the land but you gotta get further away from the cities. We watch the sunrise from our back porch and sunset from our front porch. We bought it and it appraised at $132,000 for the renovated manufactured house plus land. We feel we got a deal!

Yes you’re so right this economy is going to burst the sellers of the MH industry

We just started to look into building a new house this summer 2022. We where going to have a mobular built but now there the same price if not mote versis a stick build.

Yeah, some homes went up $50k to 70k crazy, specially in California.

Dave Ramsey doesn't know what he's talking about! I bought a 14x70 in the 1980's for $18,000. I sold it 3 years later, for $23,000. That was 40 years ago folks. The mobile home market has changed dramatically over the years and people are starting to realize mobile homes are well worth the money. Dave Ramsey needs to stick with investing "money."

The problem I have with mobile homes is the quality of the interior. And to think the price has literally DOUBLED IN TWO YEARS… I have a hard time buying one though that has been my plan to stay near debt free.

I love Dave ,But I agree with you.on this particular subject.We have home on 7 acres and minimum value of 180k

I know that here in CA the Veterans Administration (VA) will not let you purchase a Manufactured or CO-OP home using a VA Loan.

most people buy mobile homes for something to live in they do not care about investing

I am definitely buying a manufactured home this year 2022

I been looking into buying my first mobile home but there seems to be a very costly mistake that can be made? I rent and it's cheap now vs property and tax sounds like renting maybe the way to go now? I could be wrong but 650 a month I pay now sounds cheaper than going the other way as of now but hoping things calm down than I will buy, hence the reason I found your channel..

Most agricultural zoned land have very little restrictions if any

Here in Southern California the manufactured home dealers have increased 60k to 100k to the home prices. Insane. The process of the land manufactured home combo with a conventional loan is very confusing. PLEASE HELP!🙏 The dealers are aggressive and they want to take over the entire process using their own contractors to grade, build foundation, permits and utilities and today I got a quote for 95k for these services in a land that already has water, sewer and electricity in street right in front of the land and easy access to the flat pad. Looks like the dealers want to oblige you to do everything through them with super inflated prices!! They're making up for the pandemic slowdown$$$. Do you have any tips and advice when doing a land/manufactured home combo? THANK YOU in advance!!🤩

I like you, Kristina. Thank you for your videos.

I will be buying

Are there special things to look for when finding an spraiser for a manufactured home. Getting ready to need one and really need to know what to look for

Why do you have to pay sales tax on a manufactured homes, if it is used as your principle residence? This is especially true if they own the land beneath it!

We have land (still owing $) and tried to buy a brand new MH doing a refi property/home together but the appraisal for MH the didn’t appraise so couldn’t get the loan 😫

I just purchase a 2 bdr 2 bath manufactured home, the same size as my apartment. I bought 2 acres and I can't wait for the home to be done. The same size home and lot in the area is going for $300,000. I have $195,000 invested so far. I want to add a carport and a catio. The other homes in the area are mostly manufactured homes, and their property values are comparable to stick built homes.

Manufactured homes with land have gone up in value in the Lowcountry of SC there up to $275k And to buy new just the home is up to $250k Plus there are more fees for financing and yearly taxes and insurance

Hi i have know idea how you popped up in my feed. But, i am very happy that you did. I have a question. My son was given some land by his father and my son and his wife at the time decided to buy a manufactured home. When they did this the finance company said the land had to be rolled into that even though it was already paid for. Is there away to get this refinanced without the property being calculated into this. Its just my opinion. But, it just doesn't seem right that the property should have even been in this deal. This is in Texas and i know new laws are coming into play. Him and his wife divorced and he is now having to buy her out from property. I would really like to see when redoing the his new financing under his name alone him getting just the home done not including the land that had previously already a free and clear title. Is this doable?

It's pretty clear from comments made here, that some LOVE the idea of manufactured homes, and some HATE the idea. I'd lay odds that those HATERS have never spend 30 minutes researching this industry, nor taken the time to visit a Dealer to see what these homes are actually like. It's very easy to be negative in today's environment, I get that. You can see it almost anywhere online. I for one, appreciate how you are trying to EDUCATE folks about this industry and really appreciate what your GUEST had to say. It's wise to get info from someone that has been in the business for several years...I think he said 30 years? Yes, he is a Dealer, and he makes $$ in this industry, but who would you rather hear from on this topic, a manufactured home dealer or a shoe salesman? Do you go to a car salesman for financial advice or to a financial advisor? Comon people, Kristina is trying to do this community an EDUCATIONAL service here. Thank you!!

I am trying to get my daughters out of paying rent, so we brought them down to where we bought a manufactured home about 3.5 years ago for cash. The double wide home we bought sells off the lot for double what we paid for it. That was with having one wall moved, another wall added, adding another outside door, taking off the V in front on the roof (That saved about $2K, but the rest was added cost), modifying the frig area to take a bigger frig, making most inside doors 36 inch, longer toilets (guys take note), large garden tub, more cabinets and put the hitch on the other end of the home, and our home was half the cost of the same model they sell today, and you can't get any of the modifications we got, except increasing the door size or maybe moving a door. The reason they don't do the modifications is they are back logged due to COVID-19. They have a lot more buyers than they have homes, and they are playing catch up. Now my taxes on the home itself go down each year (I hope the state doesn't catch on), because our state doesn't see the home itself as real property. The land under it goes up, so the taxes stay about the same from year to year. The housing market here is such that it is still a lot less to buy a manufactured home and put it on a property than buying a new stick built home.

Flipping drives up property values which eventually drives average people out of being able to afford a home. The whole idea of profiting off a house intended for living (survival) is actually quite gross, if you think about it. I've seen this happen to 3 cities, mine and the 2 cities next door. Also, that co-op thing is imperative! I've seen to many people get tossed out of their homes by developers who bought that them out.

I agree....friends don't let friends rent!!! Well said!!! Buy a lot, put a manufactured home on it. If it's done right, it's affordable and will appreciate in value over time. Dave Ramsey says lots of things that don't make sense and he obviously hasn't done is research...he was you to "invest" in one of his investments so HE CAN MAKE MONEY!

I live on unrestricted property/land with RV but can I finance a container or tiny home? We even thought of storage shed to home!

I love your RU-vid video

Mixed feelings....I did see some really cute ones in Fort Myers(Jamica Bay) late 2020 and almost got one $50K! the rent was about $900 though. We bought in law one around $6000, 20 yrs ago close by. On the other hand, my brother in law owns over 25 of these parks, he doesn't want me pay over $50K on a preowned one.

Why don't you pay taxes as a mobile home in a mobile home park? Isn't it part of the monthly fee for services?

I am ahead by twenty five thousand just after one year. I own a acre surplus, three offers in one year, unadvertised.

I live in a coop park. My home has been paid for, for years. Of course, there is lot rent. My home is OLD and in poor condition. Bad floors, bad windows, mouse and squirrel damage. I want out. But I want my own land this time. Doesn't need to be much land, especially if connected to town water and sewer. Connection to park water and sewer is the best reason for the lot rent.

Is a Geodesic dome considered a manufactured home?

I would like to.

Yep

This is what I needed, going to a 55+ co-op mobile home park tomorrow for an open house for unit 15+ year old on slab. I drove through today, well maintained. Need input, 1 empty lot back on market, was 15,000 6 months ago Dec 2021, now back on market June 2022 37,500. How to negotiate empty land? Please, I am serious. Same co-op community. Private owner, not community.

Great video as always. Yes, unfortunately manufactured homes in tiny homes are no longer an affordable housing option. As someone that is going into retirement, this is something I've looked into extensively. Also I sent you an email of a guest that I think would be great for your channel. Have a great day.

Dave Ramsey is great for the college student looking to get out of some credit card debt or looking to save some money to put down an a first home, but for people that have property, rentals, separate investments ect, he is very basic. I own multiple properties In NJ and NY which is not cheap, have many different investments and I am considering a manufactured home on one of my properties in NY State. There are many factors to consider before you decide if a manufactured is the right choice. I am looking to put a home on a piece of hunting property. The area is secluded with an average school rating. (Not concerned, my kids do not live there) a distance from shopping and convenience. I don't think the regular home costs are worth it as far as my returns several years down the road when my wife is looking to sell the property base on the location. Therefore, I think the less expensive manufactured home is the better choice. Everyone's situation is different, you do what is best for you! I will say if your looking at a manufactured home, make sure the floor joists are 16" OC as opposed to 24". This makes a big difference in stability.

Definitely going to buy a mobile home if we can find land. Texas

Anyone have any tips for starting this process in Virginia?

My wife and I want to move down to Florida next fall and buy a manufactured home. This issue I have, is the lot rent. The park is beautiful but the rent is $800 a month and goes up every year. Over 10 years, that's $96,00 in rent! I need to find a nice park where I can buy the land. Does anyone know of any parks where you can buy the land, on the west coast of Florida? Preferably near St. Petersburg. Thank you.

If you have section 8 how do I go about buying land and a mobile home

We just bought a manufactured home on one acre in SC for 69,900. I am amazed at people talking about prices over 100k that is insane to me.

One thing you neglect to mention ie when one buys land and think of putting a moble home on the dont relise then you need egoistic and watet. And a septic system which can be another $20k more thats not estimated in

Dave is a dinasor mh way better than renting, new ones are nice as well. Renting is a scam. Also used cars are up 30 % so.. these are different times...

The lot I bought came with all the utilities n address the previous owners used to have a manufacturer home there. I want to put a manufacturer home n sale it make some $ that's my goal.

Even with owning my land they were still trying to charge me 1200 a month for a single wide and they couldn’t give the final price on the home until it was set on my land. I was like no thanks. Of course they wanted me to choose their lending.

There are manufactured homes in mobile parks in CA where many are over 25+ years old and they are bigger and nicer inside than most rental homes/apts. Yes many with 2+ bedrooms do go for 300k but for CA it looks like a more viable option than buying a home.

I think most cities are banning mobile home parks now. If you drive through Texas most of them were already taken down. As another person mentioned you need to own the land for it to be profitable. My city near Dallas completely tore all of them down.

He isn't wrong. We sold our house for $100,000 profit in three years.

Theoretically. the building does not go up in value. It is the land that actually go up in value.

So what the difference of renting a lot is that what they call lot fees?

I just bought a lot that hade a mobile manufacturer home. The. Previous owner took the mobile home with him. Can I just put a mobile manufacturer home without telling the county the city. Or do I still need permission to put the mobile manufacturer home

I want out of renting and have for a very long time

We bought a mobile home in Carpinteria, CA in March 2020 for 490k. In escrow right now with a cash offer for 610k. Lol

There was a manufactured home we were looking at in AZ that was on 2 1/2 acres for $470,000! I would think we are in a housing bubble and all home prices will go down soon. What do you think?

Do you know anything about Clayton homes?

I would not buy anything right now we are headed for some bad times real estate is going to crash

How can I find Michael Whily channel?