2023 was a hell of a year, I have made $271,000 before taxes as the sole breadwinner and head of household. This is a great starting point and I’m very aware how blessed we are to be in this position, but I’m always looking ahead on how to improve. Very little credit card debt (less than $2K with more than $25K available). I have two auto loans totaling $100K for two electric vehicles at 5% interest. I will appreciate suggestions from anyone who has been in same shoes on how to go about them.
You may want to start somewhere different, like the snowball method, where you focus on one loan, usually the smallest one, and direct all of your resources to pay off that loan while maintaining payments on the others.
1:39 You may want to work with a money coach or investment advisor, although an investment adviser will concentrate on long term a money coach will help you with paying off all of your debts, maximize your cash flow and help you create systems and processes to direct your money proactively.
Great Review by the way! There was a Mic issue at one point, sadly but not a deal breaker. You're very honest with your opinions which makes your reviews extremely important to me! Even though you're not considering yourself a "Professional Car Reviewer", you're actually far better than a majority of them because you speak the truth and not care about getting a big check from the car company praising something that you know isn't good. I wish your channel and your family a lot of success! Thanks for the great review!!
Marina, thank you for this review! By the way, I don’t know if you got a new crew or if it’s just lighting, but this video has many great angles, it’s beautifully color corrected, and it looks different from the editing point of view. Nice work!
So the glass is tougher than regular glass, and remember when they did that demonstration with the steel ball being thrown at the window, the window shattered, but the ball did not go through the window, something that always gets lost in the conversation.
So I love your terminology of the CyberTruck, from it’s a car to it’s a truck etc. I also want to mention to you that if you got one of the original Tesla, model S cars, the company was just about 9 years old, and so all 1st generation vehicles will have issues, and those issues will be worked out overtime. So if you bought a model S today it’s a far cry from the model S that originally came off the production lines back in 2012, and the bill quality issues you spoke about are pretty much in the rearview mirror. The other thing to keep in mind is that those cars will be collectors items, obviously if you’re not a collector, then that means absolutely nothing to you, but to someone who is a collector you might want to think about going on one of the car sites, and seeing what a collector would give you for that car, before you decide to trade it or sell it to a car buying service, like Carvana, or Carmax, etc. So the CyberTruck is a full-size pick up truck, and its value is in its versatility and utility functions, as opposed to a regular car/vehicle like your model S which is in a different class of vehicles. It should be noted, that full self driving/FSD is not currently available on the CyberTruck, but Tesla has indicated that they intend to install FSD with a simple over the air update as the CyberTruck does have all the hardware and capability to accommodate FSD and it was just recently announced that FSD version 12 will be rolling out to customers maybe as soon as next month which is very exciting news. So one of the features that you did not touch on, was the steer by wire feature, as the CyberTruck is the only commercial production vehicle in existence that uses such a system, and I find that to be exciting news too. So thank you for the video, I think overall, you did a great review of the CyberTruck and I look forward to seeing you in your next video. Cheers 🥂
@@theodorehaskins3756 The glass is nothing special its regular glass as many cars use. The front screen has some additional features that it does not splinter.
Thanks for your review and continuous inspiration. I believe, by the numbers, the Rivian is better: it has a better range (in particular when towing), a larger battery, a spare tire and it's a more mature platform. Still is that car enticing.
I dread when one catches on fire and the people can't get out due to electronic locks and outsiders can't break the windows. But I am sure getting shot at is more common than needing to get out of a vehicle after an accident...
THE GLASS IS *NOT* BULLET RESISTANT ONLY THE STEEL BODY PANELS ARE (up to a certain caliber ofc), I believe it is stronger than most automotive glass but idk
i would recommend that you get either the refreshed Model 3 (highland) or wait for the refreshed model y (juniper), instead of getting a used tesla. that is because the updates on those two vehicles would be worth it IMHO.
Great video. Sooo sorry to hear all the complaints you have about your MX. We luv our 2023 MX and (knock on wood) haven't had any issues with the vehicle itself ... the company ... now that's another conversation. Great Video!
First time viewer, excellent review and getting a women's opinion and best features always brings a lot more information to the public! The storage, build quality and room will help when comparison is done to Domestics with or without ICE propulsion!
Good report, thanks. However, significant audio recording or post production failure. Much of the left and right channel audio is completely out-of-phase (the worst I've ever experienced) so it is not mono compatible. Please consult a sound production person to learn what was done wrong. Test: Play on a 2-channel stereo system and switch to mono (mix the left and right channels together). The sound is almost completely muted.
If We plug in when we get home daily, we don’t worry about charge. We wake up with a full tank daily. Mostly never drive enough in a day to drain the battery. A couple times a year for a very long road trip, we charge every 300 miles or so. Go grab a coffee and use the bathroom, ready to go in 15-20 min. As far as steering, it really is different than any car out there. It’s hard to explain. You have a massive supposedly heavy vehicle that feels as light as if you were in a sports coupe.
Residual value of a car is meaningless to me because I don't trade in cars until they are mostly depreciated. Buy the car for a price you are okay with and own it until it is depreciated to a baseline.
Cool, but I couldn't really justify why someone would need this for everyday use like going to work/school or just to the grocery store? "Hey kids! Wanna get inside my Tesla truck? I got candy . . ." Yeah, lol. So many things can go wrong with someone buying this just for the novelty of it.
Yea cuz every truck I see they are towing 11000 lbs everywhere right? They don't pick up the kids or go shopping at all. Lmao think before u comment nerd
Why wouldn't you use this everyday? It's a car-truck hybrid with a ton of trunk space, very smooth riding, and with FSD basically drives itself. It looks polarizing, but over time, the novelty will fade like all cars.
No way this thing is gonna get a permit in the EU. Too heavy for a car (you would need a cat C license) Basically no crumble zone (crash safety) The sharp edges are illegal here, mainly for pedestrian safety. The list can go on
@@thetux0815 *crumple zone. Cybertruck does have crumple zones. The front underbody casting brakes break into small pieces during impact thus absorbing & dispensing energy. We will know how good this design is once it gets tested by NHTS.
@@isamstay we used to drive on the left of the road, no we're driving on what's left of the road.😁 A decent truck would be handy to get through the potholes . I know what I'm talking, I used to live in Ireland.
Tesla interior is missing two (one set of) dual-zone multifunction dials. They could handle like four or five functions and pressing could switch functions. Much needed physical controls while retaining interior minimalism is possible if done right. Tesla's cost saving at all costs lessens their product design experience somewhat. Improvement needed. Those and four Qi2 chargers (two front, two rear) are the changes I'd make.
You said several times you had one of the first Model X but then you describe it being a 2023. Did you mean you have one of the first refreshed Model X?
The owner of the car is exactly who they were building it for...make of that what you will...im sure he gets a lot of attention. Also dont put your burse in the foot well, saying this will encourage some idiot to actually do this, then something will either block ther break or jam the accelerator.
It only gets 200ish miles per full charge due to being over-rated for real-world efficiency. Try watching other owners' youtube videos and tiktok clips. If you tow something in the ballpark of 2,000 lbs, and go 60 mph on freeway, good luck seeing more than 110 miles per fully charged battery. And don't forget Tesla does not recommend charging to 100% nor does Tesla recommend letting battery go under 10% of charge. Meaning, you only can use up to 90% of the battery capacity. Not looking good. But, if you just drive it around town and show off to people, you will be fine.
They drove it in 45degrees at 70mph until dead and it got 254miles. You won't use full battery for daily, so 200 if you were driving 70mph constantly on highway. In reality, people drive mix highway, city so range will be around 275 for most people as people drive Teslas aggressively. They gave you 800V battery that charges very quick from low charge, 2-50% 19min, 10-70% 30 min, so you have flexibility. Most will use it locally, but for those who need to tow long distance, they have created an extender. That will give you about 140,150 miles before recharging which isn't bad for current batteries.
It's not over rated for efficiency. The EPA tests are 60mph on highway with 55/45 split I think highway, city. If you drove the EPA test, w the efficiency of Tesla motors, you will get rated range. In reality, unlike other manufacturers, Tesla doesn't compromise on acceleration. So no one drives it like EPA especially Tesla. Other makes tone down performance to extend range and driving matches closer to EPA.
I charge mine to 100% every night for 5 years and have had only 7% degradation. The lowest I let my car drop to was 0% and that’s when the emergency power kicked in giving me 15 extra miles.
I feel the pain on losing money due to a decision you made. Specially on vehicles! If you would like to invest your money in Atlanta, and let your in Real estate investments pay for your vehicles? We are here to help! Great Video. Looking forward to buy a Tesla Cybertruck or a Rivian in the future!
Great suggestion to tell people to not buy a new car. Use that $100k for down payment on your home or invest in education/business. There are thousands of used $25k vehicles out there that are reliable and cost next to nothing in annual taxes.
Wow, I remember the last time I watched your channel, you only had a few thousand subs, and now you have 1.2 million! That is incredible! Congratulations~ I remember you because you are pretty like Anne Hathaway and inspired me to become an entrepreneur in tech~
