Tommy, before I found your channel I had no real goals and aspirations, just was an extremely hard worker that knew if I didn’t actually develop a plan, develop my financial literacy, and invest and live frugally that I was just gonna work till death but I have been loving my journey since I’ve been studying for 2 years and I wanna say thanks for introducing me into a whole different mindset that has benefited me in so many ways because you opened up a whole new world to just a kid who didn’t come from much, both immigrant parents just a first generation college student trying to make it just like how you were 🙏🏼, keep doing your thing sir you are helping those that actually want it 💯
You gonna make it bro we all are just keep learning everyday and watch who you hang with cause hanging out with friends who don’t have the same mindset could be your biggest downfall
My advice whenever you get paid put from checking to saving immedaitely.Cook in your home no eating out ,select your friends and reduce party.If you can have a skill or side job .
Another money-saver is learn how to do some basic car maintenance. Changing the starter, alternator, radiator, cabin blower motor, belts, hoses and brakes can all be done in your garage if you have come basic tools and knowledge.
you don't have to spend allot on food and still eat well. I buy 1 onion,1 pepper,1 carrot,2 potatoes etc also most store have a section where they have packaged vegetables which may not have many more days left if they don't get used. I buy meats and break it into what we will eat in one meal and freeze the rest in meal size pacaged.So I can make multiple meals.
Yes about the salons and nail care. I used to go to the salon every 6 to 8 weeks to get my roots done. Now I switched to getting balayage or ombré done once or sometimes twice a year. Looks better anyway and more natural. And now I only do pedicures 2 to 3 times a year. Once in the spring summer and fall. I used to spend close to $1500 to 1700 a year on my hair and nails but now it’s around $150 to $300. I also don’t do waxing. I bought an epilator and use that instead. Took about 3 sessions to get used to it though however it’s massive savings in the long run. Like in the thousands depending on how often you did it before.
There are so many little things that are easily big things like groceries and gas and car maintenance and such. Most people do not know how easily save on groceries, cars, gas, insurance by doing a little research....and doing it all while not having to clip coupons. I appreciate videos like this making this information known!
Wow! Just came across your channel. Great advice. Your mom must be proud of you. FYI "Crockpot" is a brand name. The pot is called a slow cooker. Yes, I am a senior.🙂
Tommy, a couple of days ago one of your videos came up recommended. I’ve watched a few and have enjoyed the info. Thanks for sharing! I look forward to more good info!
I came to America 3years 7month ago, my first day at the barbershop they charged 30$ for haircut, so I told my wife to buy a clipper for me at Walmart for 40$, ever since I have been barbing my hair myself, and I have saved over 3000$ so far.
I'm 22 and qualify for ssi because of bipolar but choose not to take it because I would like to be self reliant and not locked into the lower class, like my grandfather was. he worked as an assistant to a financial advisor, but never invested his own money until i talked him into it in 2020. he outsmarted me doubled his money in GM on a day trade. but he has been locked into a savings balance isnt allowed to work and cant grow his savings past a certain threshold. so this is why I invest.
I buy nothing but used blouses, dresses, and shoes. I don’t have a problem doing this and I don’t get why people are so against it. Probably because it doesn’t feed the retail machine.
Im a disabled vet from long time ago. I drove semi truck for many years. As I got older my disabilities came back to haunt me. I tried, but eventually got fired (I cant physically unload a trailer or walk long distance). I filled for unemployment 6 months ago and still haven’t gotten anything. yes, nevada is very back logged. I did build a savings while working. Im just learning stock market. not investing, just learning. Im 58 and im worried I will end up on the street’s. How I pray I can make investing work. pretty sure my life depends on it.
Let me still add one weird but good way you can save money, TOILET TISSUE, I stopped using toilet tissue after poop, what I use now is water and soap to wash my buttocks and trust me I have safe a lot of money and I feel more clean than tissue paper.
Peace to you and your family Bro! I love the content EXCEPT FOR THE FIRST PART! I'm going to make sure my clients get almost all of this information when they come get a haircut 🤣🤣🤣🤣! And I want to save my first 10K
Thanks for all your tips. I truly appreciate everything! I always tell young ppl to go to community college first to save a boatload of money. My goal is to save 50% of money I earn so I can enjoy a healthier life. I used to work 16 hour days for an 8 hour wage as a salaried healthcare employee. I could've had two jobs. My health suffered!
Lol I had Verizon switched to mint a few years ago and love it. A pair of clippers for like 20 bucks and you can cut your hair whenever you want and not have to use gas to get hair cuts. Lol I do alot of this already
I will forever be indebted to you you've changed my whole life continue to preach about your name for the world to hear you've saved me from a huge financial debt with just little investment, thanks so much Mrs. Fiona Cosmann
I invest with Mrs Fiona too, she charges a 20% commission on profit made after every trading session which is fair compared to the effort she put in to make huge profits
With the consistent weekly profits I'm getting investing with Mrs Fiona Cosmann, there's no doubt she is the most reliable in the market. such a genius
Bro I like your demeanor, you carry yourself well and your perry good at handing out advice on finances, I know you an accountant, but I think 🤔 a financial advisor could fit you good in the future!
Definitely taking your Mint Mobile suggestion. You’re videos give me hope in one of the hardest years of my life. I’m one year away from being a nurse, so if I can survive this, I can survive anything
Credit cards are cool as long as u use less than 10% of ur limit and u pay it off by the due date.... Think of it as u borrowing from ur future self. But as long as u have those funds no matter what.
Hey bro Great content! If I may add when you speak about specific numbers regarding money you owed etc, you say the numbers so fast it's really hard to understand what you're saying. Slow down just a touch 😄
I go to the dollar tree to buy the fake nails. They work just fine and I don't have to waste so much going to a nail salon. Same goes for the hair salon. As long as the hair dye in the stores covers the gray, I will not be wasting my money on a hair salon.
Thank you for all the tips. I have been watching your videos for a while on they have help me so much to see how I can get my time back on save money. I really appreciate you. Q. Have you ever did any vidoes on creating a vision board 🤔
I really don’t have a “why” and I really don’t want to save…I only do it because I have to for like emergencies. But I’d really like to know how to maintain the money I have and make it grow
First pay off debt, then save for 3-6 months emergencies, then invest 10-20 into retirement and with the rest of the cash put it towards saving for a house or paying down the mortgage
Thank you so much for your knowledge I got myself into some debt i have a credit card and loan I want so desperately to get rid of it I was debt free about 2 years ago I want to save and invest i honestly don’t know where to start when investing!
You have to decide what is important to you. If that is important then add up how much you spend on nails every year. Is it worth it or could you do your own nails and save/Invest the " nail" money. Same with hair. Your choice
