Family Health Optima Insurance Plan | Star Health Insurance | @VLOGAJI  

For new Star Health policy, please contact: +91 9072810098
Family Health Optima Insurance Plan | Star Health Insurance | @VLOGAJI #healthinsurance
Family Health Optima a Health Insurance Policy from Star Health & Allied Insurance Co Ltd.
#familyhealthoptima #familyhealthpolicy #familyplanning
Top negatives of FHOP:
(I planned for 4 nos. but it's now ended up in 8)
1. Room Rent capping
2. Only 3 times Restoration - not for same diseases in the policy year.
3. Entry age restriction - only upto 65.
4. Medical screening for above 50.
5. 60+ old new joiners should bear 20% co-payment in all claims.
6. A very nominal amount of NO CLAIM BONUS every year and previous year NCB will reduce due to percent year claim. 🤣
7. Only Fertility treatment covered, delivery NOT covered.
8. Very high premium compared to similar policies in the market recently revised.
Top Positives of FHOP:
1. Dependent child can join at 16 day of birth.
2. 25% extra coverage for accident cases
3. 5% discount on fresh policy based on lifestyle questionnaire.
4. EMI facility for 2 years bundle policies.
for more details please find the policy brochure:
Family Health Optima: web.starhealth...
‪@vlogaji‬ ‪@StarhealthInsurance‬
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