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Frugal Habits & Intentional Living To Save Money.How To Live A More Frugal Life Without Being Cheap!

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Sharing how to live a frugal lifestyle without being cheap, ways I save money when I buy things and some frugal habits I live by that could help you too! OPEN FOR INFO...
A small section of this video is kindly sponsored by Minty which is a fantastic money saving tool; Save money when you shop - Install Minty for FREE and get the BEST discount! www.loveminty....
Living frugally doesn't mean being cheap, it's not wanting to waste money, it's being intentional with your spending and when you do buy things, making sure you do it in the most economical way!
I'd love to know your frugal living habits and tips, let us know in the comments!
There's a huge link between frugal living and wealth, the ways in which millionaires spend their money and live intentionally can be great lessons for us to build our own wealth, save money and live frugally!
♡ S O C I A L M E D I A ♡
Come and find me on Instagram if you want to see things like my budget outfit ideas, ways to make your money go further and more of what I get up to. larajoannajarvis
My Budget Best Life FB Group - tiny.cc/6h7qmz
My website has a huge amount of resources which you can find here - www.LaraJoannaJarvis.com
You may like my budgeting tips and money saving ideas videos -
• Budgeting and No Buy Year
And our house buying series here -
• First Time Buyers, Hou...
Thanks for supporting me and being a part of this amazing community, it would mean the world to me if you would like to subscribe to see more from me, I appreciate every single one of you!
Lots of love, Lara x
♡ C O M M O N Q U E S T I O N S ♡
What I film on -
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Filming equipment I use can be found here -
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My Amazon store with everything I recommend for home, baby, cleaning, road trips & more-
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The links above could be affiliate links, which means if I have inspired you to make a purchase and you choose to buy something through one of these links, I may receive a small commission on the sale, as a way of thanks. It makes no difference to you as a buyer or the cost you pay, but I may receive a small compensation from the brand via rewardStyle or Amazon etc.
The information discussed on this channel is for educational & entertainment purposes only. It should not be considered advice. Please do your own research and I encourage you to seek professional tax, legal, and financial advice, before making your own actions and decisions.
All notes believed to be accurate at the time of posting but not guaranteed.

Опубликовано:

22 авг 2024

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Комментарии : 91

@connieclark1288 3 года назад

I love using this tip... Cook what you have and don't buy until you've shopped your freezer and pantry. You'd be surprised how log you can go doing this without spending a penny. It is also helps no food to get out of date. No waste.

@sunuman4454 2 года назад

I do this. X

@sandramurphy5165 2 года назад

I do a freezer audit every month if I can, listing what is I each drawer and then try and use up what I may have forgotten about.

@helenthrelfo5524 3 года назад

My frugal tip that someone shared with me, was to pay something extra on our mortgage before I went to bed each night. Even if it was only $1 ( and often it was), then that was a dollar that I never had to pay interest on again.

@LaraJoannaJarvis 3 года назад

That's amazing, thank you so much for sharing! xx

@jerrychetty2524 9 месяцев назад

But I wonder really about the bank charges that incur on your daily payment plan, maybe you can do that once a week or two?

@hollyklein1737 3 года назад

This was helpful. I often compare myself to colleagues that earn the same but drive a new BMW and have a 4 bed new build and I just wonder what I'm doing wrong. Never really thought that they just have a lot more debt and in reality their 5% deposit was the same as our 20% deposit etc. I also notice these people are the ones constantly doing overtime. For me it's more important to work less than to have a nice car.

@madeleinepousar 3 года назад

I love that you brought that topic up! Because who decides what’s the wrong or the right way to spend money really? Also, why are these things that you mentioned the ”right” things to have? That’s just keeping up with the jones’s. We often get wrapped up in the lifestyle we are ”suppose” to have and collect debt because of it. If that’s the lifestyle and choices that they see fit that’s them and someone else may want to live in a smaller apartment saving up for a trip around the world. There’s no right and wrong there and that’s the most important thing to remember 😊👍

@gardengirl4409 2 года назад

Best mentality. Work less live more.

@kaycee625 3 года назад

Frugal is such a great word! I’m married to someone who has no concept of saving or of looking for the best value for money when buying something. He wants it, he gets it. If he doesn’t have the money he goes on a charm offensive to convince me to get it. He also has no problem with getting rid of perfectly good (often brand new) purchases when he changes his mind about them. He would NEVER return something to the store. I am the opposite. I research items, I compare prices, I look for best prices. My car was 17 years old when I finally got rid of it. He was mortified at driving my old car lol! Now I have bought my father’s car, which works perfectly well, but my poor husband feels it’s just not good enough. He wants us to buy a new and shiny car on monthly payments (“it’s only £350 a month” he’ll say). But I bought my dad’s car outright for cash! No payments! What a gift! This is a constant issue for us. A coffee and a Kitkat every day adds up to £1,092 per year!! When that represents a month’s take home pay, it’s too much in my opinion. Well, you know they say opposites attract! 😂

@lynseyhenderson2402 3 года назад

My frugal tip is to buy reusable products rather than single use. I use reusable kitchen roll, makeup wipes, sandwich bags and face masks and it has definitely saved me money over time whilst also being better for the planet!

@princesskaitlinhazelwood4703 3 года назад

I think save on the big things. Homes, cars, vacations etc. we buy new cars but drive them till they die. My husband is driving a 99. Automate savings and investing. I don’t know if this translates well to the UK but save and invest 10-15 gross salary in a tax advantaged retirement account. Save 3-5 % for kids college from the time they are born. Buy low cost index funds and practice dollar cost averaging. Avoid single stocks. Pay credit cards off every month. Avoid debt like plague. Use sinking funds for emergencies and short term goals. Spend less than you earn. And don’t worry about what anyone else thinks. You do you.

@LaraJoannaJarvis 3 года назад

Thank you SO much for your brilliant tips! x

@katehipkins2838 3 года назад

My frugal tip is that I give myself and my husband an allowance of £50 each per month. It forces us to stop and think about purchases before we make them and being more thoughtful about what we truly want. Instead of spending it on takeaway coffees which really add up I choose to spend my allowance on things that give me joy. For me, it’s fashion and every month I can afford to buy a new piece.

@julieanne7223 3 года назад

that is an awesome idea

@LaraJoannaJarvis 3 года назад

That's a brilliant idea, and means you truly think about your purchase! Lovely to hear your tip, thank you x

@JagVentures Год назад

I totally agree with the distinction you made between being frugal and cheap. Absolutely, the wealthy don't flaunt their wealth. Literally, you inspire me so much Lara. Thank you for your quality advice!

@LaraJoannaJarvis Год назад

Ah thank you so much!! I appreciate that

@minakshimondal1551 3 года назад

My frugal tip is I do not buy anything I like straight away. Give myself some time. After two weeks I will rethink. Still I will buy or not.

@LaraJoannaJarvis 3 года назад

Sounds perfect! I often use the 30 day rule and if I still want it then I allow myself - but I very rarely do! x

@sandramurphy5165 2 года назад

I do this too! I usually manage to tell myself I dont need it after a few days.

@liselottemol5730 3 года назад

Since being more frugal I am bying less, how ever what I buy is often more expencive. Becouse I choose to buy better quallity stuff. This also saves in the long run.

@RachelStrivelli 3 года назад

Great point- I've been living frugally and intentional for years. Living intentionally is one of the best choices you can make for a good life.

@SJJ266 3 года назад

Make do, mend and minimise 😘 contribute to others and charity where you can 💕

@Grrrrrrr123 3 года назад

I am doing a no spend year, so far so good €1500 in the pot!!!

@LaraJoannaJarvis 3 года назад

Oh fantastic!! Well done x

@carrieebdon4849 3 года назад

Love your videos Lara having been inspired by you I have set up my first saving pot for Xmas in a new digital saver account and this means I will have £600 for Xmas by 3rd of December and I saved £80 on my food shop this month by being more mindful and organised xx

@LaraJoannaJarvis 3 года назад

This is amazing! Well done, bet that feels good x

@donnaclark5047 3 года назад

If you get a Tesco club card, anything you buy outside of Tesco you get 1 point for every £8 you spend, in Tesco you get 1 point for every £1 Inc fuel, then if you pay with a Tesco credit card you get 1 point for every £4, when you use your points for Tesco partners it's trebled such as hotel.com IE £10 turns to £30, so we do this with every single thing for the whole year and you'd be shocked at what you can save, we had 7 nights in a spa hotel in Wales xx

@kirstya5305 3 года назад

I highly recommend reading ‘The top 10 distinctions between millionaires and the middle class’ by Keith Cameron Smith if you haven’t done so. Very interesting book, doesn’t take long to read as it’s not ‘fluffed out’ too much. It completely shifted my mindset on how I look at my money

@deliciouslyme6206 3 года назад

New subscriber! Been binge watching your videos today after thinking I’d only discovered you today but then saw I had watched a couple videos last year! Anyways love your channel and look forward to your next videos!

@judymcpheron5955 2 года назад

Never shop hungry. Do an inventory. Shop by lists only. Always compare prices on medium and large purchases. Think over the purchase for 3-4 weeks. Is every purchase you make a real need or just a want? Save, pay bills, plan ahead then treat yourself.

@Sparks95 2 года назад

I'm a new subscriber and I'm loving your stuff Lara! keep up the honest work :)

@josephlong1336 3 года назад

Buy cheap buy twice is the greatest advice I got! Buy products that last, maybe more expensive but greater life time over cheap bad quality products!

@Katie-yr7ui Год назад

Fun fact, CEOs actually do this to avoid decision fatigue and spend more energy making company decisions, rather than wardrobe ones. Though it does have the added benefit of being affordable too!

@AFrugalLifeTheChannel 3 года назад

The budget tip is soo true! I'm always talking about frugal vs. cheap. 100% different!!

@SavingwithChristina 3 года назад

Love frugal living!!

@EmilyDowgialo 3 года назад

Loved this! Being frugal really doesn’t mean cheap!

@LaraJoannaJarvis 3 года назад

AMEN! Thanks for your comment, glad you agree x

@Keden-zm2of 3 года назад

I bought your red jumper (which I love) by being frugal in the clearance part of the Next website!! 🤩🤩 I now really try to buy things that I know I love and will wear multiple times, but I’m also happy to invest money in more expensive things if I feel they will bring me happiness! E.g. nice interiors. Thanks for the tips and tricks.

@LaraJoannaJarvis 3 года назад

Oh wow was it on the site still and in the sale? That’s amazing! Glad you found it. I have owned it for a couple of years now and I get so much wear out of it, I hope you love it too! Xx

@ZumieZumes 3 года назад

I wash and groom my standard poodle myself. I took lessons from my former groomer. 🐩 if I pay a groomer , it’s a minimum of $100 every 6 weeks.

@LaraJoannaJarvis 3 года назад

That’s brilliant! Well done for learning. What a great way of saving money! Xx

@Grrrrrrr123 3 года назад

Wow that expensive!!! Well done for teaching yourself!!

@ZumieZumes 3 года назад

@@Grrrrrrr123 oh yes, Standard poodle is the most expensive of all dogs to groom.

@jessie9653 3 года назад

@@ZumieZumes I had a toy poodle and did the same thing. He was Soo good for me and from start to finish with his bath took me almost 3 hours. Those tiny little feet took me forever 😆

@julieanne7223 3 года назад

I grocery shop online and look at the specials first. I also check what I have in the pantry before shopping.

@LaraJoannaJarvis 3 года назад

Great tip! Meal planning backwards is the way forward so you don't waste what you have in stock! xx

@margaretbinks2595 2 года назад

Some times you need to check the specials they are not always the bargain they seem.

@davidnicholls7984 3 года назад

I agree with and do everything you say i look at grams and kilos and work out what a kilo price is to see wether im getting a bargain or getting ripped off ...my budget is a 12 month budget...it depends on seasons and seasonal discounts...i loved your video i do most of things you do i know the value of a dollar and cents ...im also very generous and reward my friends when they do something for me ...i look to get value out of my spend ....im definiitely frugal not cheap ..i calcualte wheights and measures per litre or kilo to see if im getting a bargain ...

@stefan3876 3 года назад

Thank you for this video. Very insightful. I am your new subscriber. Loving every content you post. Helps me think practically. Thank you. 🤗

@LaraJoannaJarvis 3 года назад

You are so welcome, thank you for subscribing! I hope you enjoy my videos xx

@alexandrareynolds6493 3 года назад

i so agree, buy cheap buy twice..my clothes last years and years i have a Laura Ashley jumper it well over 15 years old and cost me loads but it still looks new. and i still love it, Cant say the same for quick fashion. Steve Dobbs said a £5 watch or a £5000 watch still tell the time, as i do like to change my watches £5 one that lasts a year suits me. Since last march i havent even worn a watch lol.

@moniashek2137 3 года назад

I love the video, but cheap pasta doesn’t taste the same as expensive one 😉

@Asma-og4tx 2 года назад

I save 1ps, 2ps, 5ps and 10ps in a coin collection and take it to Asda or Tesco every 6-12 months its usually £10-15 but handy as I put in coins I won't use otherwise😁

@amandacartrettewithautism6885 3 года назад

Today Is The Last Day Of January 2021 And Tomorrow Is The First Day Of February 2021, Lara.

@clairecarter9783 3 года назад

As always, love your video. It's lovely to sit down with a cuppa once the boys are asleep and have some me time 😊

@anastasiaraisborough228 3 года назад

Yes! This is me too, I so look forward to Laura's videos. ❤️💃

@LaraJoannaJarvis 3 года назад

Ah, thank you so much, Claire & Anastasia, that is such a lovely compliment! Thanks for taking the time to write it xx

@anastasiaraisborough228 3 года назад

@@LaraJoannaJarvisps. sorry for the auto correct 😂🤦🏼‍♀️ xx

@LaraJoannaJarvis 3 года назад

haha no worries! x

@bernadettephillips3139 2 года назад

Hi there, this is the first video of yours that i have watched and i really enjoyed it. I am just beginning my intentional living journey so this was very helpful.

@LaraJoannaJarvis 2 года назад

Thanks so much! Welcome 🤗

@jackywatts7158 3 года назад

Loving your lifestyle and videos Lara, I’m relatively new to your channel but have binge watched a lot of your videos already, thank you you make so much sense x

@LaraJoannaJarvis 3 года назад

Yay! Thank you! That's so kind of you. Thanks for being here x

@staceycoutts7676 Год назад

I'm planning on starting a no but year for 2023. I love a certain coffee shop and am thinking of getting a monthly £20 voucher and once it's gone, it's gone. Also to remember to take my reusable cup for extra points to get free coffees faster. Is this a good idea?

@karenwaite3596 3 года назад

Check the world food section. I got some branded veered Himalayan basmati rice- 66p for 1kg. The Tesco own brand was £1.60 for 1kg. I ended up buying 6 bags (6kg) for £3.96 and am planning on adapting meal plans for February to use it. January grocery and toiletries budget was £ 137.20 for the 4 of us and I’m hoping it will be similar next month too.

@camilliabrooke1582 3 года назад

These are great tips :) It's very inspiring. I particularly liked what you said about organisation.

@LaraJoannaJarvis 3 года назад

I'm so glad! Thank you so much xx

@sandramurphy5165 2 года назад

Where's your jumper from - love it. Interesting facts about millionaires.

@shelleysimpson3154 3 года назад

Loved this video thanks Lara :)

@michellebird3120 3 года назад

Really helpful Lara thankyou 💚

@LaraJoannaJarvis 3 года назад

Glad you enjoyed it, thank you for watching xx

@anniecharlotte4469 3 года назад

I track my spending.

@chloewilletts1534 3 года назад

Great video keep it up

@LaraJoannaJarvis 3 года назад

Thanks, will do! xx

@mohamedtraveler1583 3 года назад

Greetings from Morocco❤️❤️

@moniashek2137 3 года назад

I love the video, but cheap pasta doesn’t taste the same as the expensive one 😉 😅

@margaretbinks2595 2 года назад

A lot of own brand products come from the same factory so you could just be paying for the packaging

@sophiessecretsolution6280 3 года назад

womderful

@jackiehenderson1661 3 года назад

I can't find minty app x

@LaraJoannaJarvis 3 года назад

Hi Jackie, try this link x www.loveminty.co.uk/influencer/LaraJoannaJarvis 😀

@bridgetmcgrath3964 3 года назад

❤️

@LaurenSmith-nc5hw 3 года назад

Should you not be declaring your ad before we click on the video?

@LaraJoannaJarvis 3 года назад

I do, right at the beginning it states it includes paid promotion which is compliant with asa guidelines. I hope you enjoyed it and got some value from it, thanks for watching.

@LaurenSmith-nc5hw 3 года назад

@@LaraJoannaJarvis the ASA site states Viewers need to know they are selecting an ad to view/read before they engage with it, i.e. before they play, open or click on anything (Wahoo Fitness (UK) Ltd, 7 March 2018). Finding out something is an ad after having selected it, at the end of a video or half way through a piece of content will not be considered sufficient to comply with the Code. I didn’t and have not watched any of your videos fully where it feels I have to be counted as clicking on the video in order to see it’s an AD. Any clarity on this would be helpful.

@LaraJoannaJarvis 3 года назад

That’s relevant when the whole video is sponsored, AD in the title would be required. As this is an integrated sponsorship, meaning only a part of the video is sponsored; in this case 90 seconds of a 16 minute video, the guidelines are different. I declare on screen at the start of the video in the bottom left to notify the viewer straightaway, verbally before the Ad actually starts & again on the screen when it begins. All of which are ASA compliant for an intergrated RU-vid advert. I choose very carefully which brands to work with and always make sure they are something that would benefit my audience, as you can see there has not been any kind of sponsorship here for about 20 videos so all of those are are “free” as it were, but for me to be able to make so much content every week I do need to partner with brands sometimes to make this possible so your support is welcomed but not expected, especially when I genuinely know the partnership will benefit my audience in some way. To say that you wouldn’t watch a video when there is an ad included feels alien to me as I would rather support creators so they can keep on making more content with value and information but I appreciate hearing your stance on it. Hope that answers your questions but feel free to ask if you need more answered.

@LaurenSmith-nc5hw 3 года назад

@@LaraJoannaJarvis thank you for clarifying. Maybe I was not clear. I do support ad videos. I just turn off the second I think it’s not been made clear enough that what I’m watching is an ad. It would be impossible for someone to do as much content as yourself and work another job alongside so it’s not the ad that puts me off it was that I was under the belief it was not clear enough that it was an ad until I clicked the video.

@sunuman4454 2 года назад

@@LaraJoannaJarvis you answered that so positively and professionally. X

@mohamedtraveler1583 3 года назад

Greetings from Morocco❤️❤️

@mohamedtraveler1583 3 года назад

Greetings from Morocco❤️❤️