Full WISE Money Tutorial 2024 - Why I Highly Recommend WISE Overseas! 

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Great video have been using Wise the past year moving as much as $9,500 from US bank account to BDO bank account as my wife and I are building a house in Davao City. No problems or delays so far. From what I understand deposits are FDIC guaranteed like US banks to $250,000! They pay 4.85% interest on funds parked there competitive with CD’s. The Bank Behind them is CHASE. But as can happen alls well now is not a guarantee of the future results. Thanks as always great information!

This was one of the BEST advice you gave me last year during our consultation! I ended up using it often while I was in Cebu. Since coming back, I got the app set up for wireless pay with my phone, and I now rarely carry cash. I keep a small balance in the account and fill it up as needed. If and when I run out of USD, it automatically transfers what Pesos I still have over to USD and replaces the Pesos as soon as I add to my USD balance. It's a GREAT card to have not just for travel but for everyday life here in the U.S.

Hi Gio I actually got the physical card , cant wait to come out , thank you for the tutorial

Hey Gio some of your best work 🏖️🍻 can't remember another RU-vidr covering Wise step by step

Just love wise for sending money especially to GC starting about a month ago instead of instantly the money won't get there for one day something about Pinot Bank but besides that it is still great

Informative video Gio. I’ve been using Wise in Thailand for the past year, and I'm very happy with it. They also pay a great interest rate on any USD balance.

How much do you actually trust it? Would you trust it to maintain a $5K balance? Have you vetted it for something that large

I just got back from Cambodia and Wise did not work there. It has been awesome in the Philippines 🇵🇭

Thanks Gio for such a helpful/educational 'how to' video on Wise. We need those kind of explanations for many apps/cards used by travelers. I 'saved' this to go through it a few times in the future as well.

Thank you for making this video! It was very helpful

How timely, was just about to open the account, I'll be sure to use the link, thanks.

Great video. Cleared up a lot of questions for me. Thanks.

Using Wise for about three years, in many places, not just the Philippines. I use the physical card for ATM's in many countries converting to their currency, and often the digital card for single online transactions. I will move money into my BDO account in the Philippines with Wise, and use the BDO card for ATM's.

Great info 😊 thanks

I used to use Remitly. Then I did the math and over all Wise is less costly. Remitly has a lower fee, but they are usually 2-3 pesos less on the exchange rate.

Thank you, Excellent Information!

Nice Job explaining how wise works. been using Remitly which is very similiar to wise. would be interesting to compare exch rates between the 2. suspect thats where the expense is for using these services.

Thanks for the video! Had some questions: Should we setup before or after arriving in The Philippines? When it asks for country of residence do we choose our passport country or PH? And finally, when we add our bank accounts is there a redirect to sign in with our bank credentials and do we need to notify our banks beforehand? Thanks in advance.

I’ve had wise since I left America in 2021. No problems. Not once. Thailand or the Philippines. No problems. Stay frosty… stay free. It’s the only way to be.

Thank you for this!

Excellent information.

Here in Cambodia at a restaurant, they can bring a portable credit card machine to your table where you can tap your card on the end of the machine and your bill is paid for. No one has to take the card out of sight so you can pay for your meal. They don’t have that in the Philippines??

This was an excellent video...thank you! Gotta get me a cell phone. AJ

Hey Gio love the content. I’ve been watching you for a while and I have a question for you. I currently have a Wise card that I have had for years for my travels when I would go to the Philippines or Thailand I also have a Charles Schwab international bank account and I have, am I being too cautious for when I retire over there because that essentially will give me four different ways to access my cash here in the states you’re the one that always preaches have a back up to the back up

Gio, compared to what I use that is very expensive. I use World Remit.

You forgot to mention you can only link US, CA and UK bank accounts.

It’d be nice if uI could pay for meals at restaurants so you don’t have to let them take your credit card out of sight.

This was a good detailed video regarding Wise. One Question: if your home bank locked you out of direct access to logging into your checking account, would you still be able to log into your Wise account and transfer money to Gcash that came from that checking account?

i have wise and a physical card. i like that i can freeeze the card so if i lose it or a scammer gets info it is locked ..unlock ,use atm, then lock it again

I’ve had had problems with Wise when transferring money from my the US to my Thai bank account. It took several days, and no reason or explanation why. I also find it not very intuitive to use. I use it as a last resort over my other US accounts.

Very informative Gio. I was wondering if you do your transfers on a laptop, or if you put the app on your phone? Me personally, I'd not ever put any banking apps on a phone incase phone is stolen.

Very interesting and helpful, thanks. But many young girls will not have bank accounts of their own, is that what GCash is for? Does that facilitate transfers just my phone? How does that work? Many "developing countries" are actually way ahead of the West on bank-less cash transfers, out of necessity. Here everyone has bank accounts and credit cards, so we are slow to adopt other financial technologies.

Does Wise require two factor authentication and if so do they give you a choice of text or email? Excellent coverage, by he way.

Wise is great ... but not usable in Ghana where I am expating from the USA ..

They charged me $9 for the card. Should be here in a couple days.

Hi Gio - my wife and I are moving to Iloilo next month. Would you suggest getting wise set up while in the USA - and G cash once we arrive? What is the best timing to set this up?

Can You open a wise acct when You are currently in the Philippines or should You be in the USA when You open acct?

We used it to buy a car here

Great info!

Is there a dollar amount cap for transferring funds?

Do they provide debit card and credit card to non us residents?

Love Wise!!!

I tried that one, it declined my debit card. I have plenty of money on it but declined it.

Thanks so much!

Gio well signing up for Wise as you mentioned,Plaid Is requesting my bank Account information and password? Is this normal

Great information

hi Gio I have a a question about the gcash account as an expat / foreigner how do you qualify 4G cash account what do you need thank you

Remitly worked for me used western union 3 times then locked out would t send lol 🤣 back up to backup all I can say 2 is 1 - one is none live by it lol 🤣

What are the top 3 apps to send money to Philippines do you recommend??

Can you get $ in foreign countries instead of local currency ?.Thanks

Thx Gio. Very informative.

Good info 👍👍

Can you use the wise card to withdraw cash at the ATM in the Philippines and in Thailand?

do yo know what the wise routing number is i looked on line, found one but was not valid

Wise has to many fees there are better ways to Handel your money ...

How much is wise paying you. I can do most of this with my navy fed accounts and cards. I have no foreign transaction fees in the Philippines. Wise charges over $4 to wire money from your bank account in America , my navy fed is zero. After you withdraw over $100 in one month they start charging 2% every withdraw after that and to transfer to g cash they charge 2%. There's hidden fees everywhere. Also I'm sure you probably have Navy Fed, they reimburse all my atm fees from the banks in the Philippines.

PayMaya! She has her own app?!

wise don't have cash pick up.

What ts rhe maximum rou can send in a month?

Great video very helpful. Thank you.

chegando com o joinha

Is wise in apple app store

Great Help.