HDFC ERGO Optima Secure Health Insurance | Tamil 

HDFC ERGO Optima Secure Health Insurance | Tamil
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The new HDFC ERGO Optima Secure provides 4X coverage, at no
additional cost, thereby redefining the value you get from health
insurance. It doesn’t just secure your present, but safeguards your
future as well.
Optima Secure is a testament to the years of trust
1.5+ crore customers have bestowed upon us
1.Secure Benefit
Secure Benefit is a first-of-its-kind benefit of Optima Secure that doubles the insurance cover you buy, instantly and automatically. This means that you get a 2X coverage from day 1, without having the need to activate or claim it, at no additional cost.
2.Plus Benefit
Plus Benefit is another first-of-its-kind benefit of Optima Secure. With this benefit, the base cover you choose for yourself automatically increases by 50% after 1 year, and 100% after 2 years, irrespective of any claims made. With this benefit, you do not have to worry about earning a full no
claim bonus or a reduced bonus in case of a claim.
3.Restore Benefit
With the Restore Benefit of Optima Secure, if any claim, partial or total, is made any time during the year, then 100% of the base cover gets restored in the policy cover automatically, at no additional cost!
4.Protect Benefit
In case of an unfortunate hospitalization, Protect Benefit of Optima Secure guarantees payment of consumables, which include listed non-medical expenses like gloves, masks, nebulizer kits and so on. It’s built-in, and automatically available at no extra charge.
Other Features in HDFC ERGO Optima Security Health Insurance Policy
1.Pre and Post Coverage:
Instead of 30 and 90 days availed normally, Optima Secure covers
medical expenses for 60 days pre and 180 days post hospitalization.
These cover tests, medicine purchases and other medical expenses
that Mr. Sharma has incurred during these aforementioned days.
2.Preventive Health Check-up
You will be provided preventive health check-up benefits post
completion of every policy year, irrespective of claim status.
3.Hospitalization Expenses Coverage
Covers medical expenses incurred at the time of hospitalization
that include room rent, ICU expenses, nursing expenses, surgeon’s
fee, road ambulance charges and so on.
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