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HDFC Infinia Credit Card Benefits HDFC Credit Card Upgrade Tips HDFC Infinia Unboxing Infinia Review

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HDFC Infinia Credit Card Benefits | HDFC Credit Card Upgrade Tips | HDFC Infinia Unboxing | HDFC Infinia Credit Cards Review
Watch this video to know various methods to upgrade HDFC Credit Cards. Know everything about credit card upgrade process and get answers to all you questions regarding HDFC credit card upgrade process.
Additionally, watch HDFC Infinia Credit Card unboxing and detailed review. Know the benefits of HDFC Infinia Credit card in detail.
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17 авг 2022

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Комментарии : 192

@SpendWiselyOfficial Год назад

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@kartikprabhu1333 18 дней назад

Very informative video, just one point I would like to correct - please use priority pass in international longues outside India only. Usage of priority pass in international longue in India will attract around $27 + GST!

@lildude861 Год назад

What is difference between infinia metal mastercard variant and infinia visa infinite variant ? If there advantage having specific variant ?

@dr.abhishekgupta4347 2 года назад

Nice video. I have exactly the same experience of upgrading from diners black to infinia.

@SpendWiselyOfficial 2 года назад

Great 👍

@rajeevmahawar7097 2 года назад

14:20 Sir i also have HDFC infinia metal but there is one correction in your video. I am getting reward points on loading my paytm wallet every statement please recheck with your card. As i am doing my daily expense also from it and getting rewarded for that and most importantly fees will be waived also. If you fibd thi helpful please reply me on this comment. 🙏... Also i have other banks premium cards also like axis reserve,magnus,citi prestige sbi air india signature, etc. And also my spending is high since my credit card journey this card is best.. 👍

@dr.abhishekgupta4347 2 года назад

No. You have missed the bottom of the statement where whatever points were given for loading Paytm wallet will be deducted at the end. This means HDFC will first give you reward points on Paytm wallet loading but at the end they will deduct those RPs which they call as adjustment. Just check your statement bottom.

@rajeevmahawar7097 2 года назад

@@dr.abhishekgupta4347 I double checked my statement there is no adjusting in points and i am getting all the points from wallet reloading

@animeshgupta1444 8 месяцев назад

Because now you are paying charges for loading who is loading for free won’t get

@NareshGharat 2 года назад

Infinia card no more seems to be usable. They have reduced reward point gain significantly. 10x reward points on amazon is totaly closed now. Cap on reward points as well. Gift vouchers on moderate spending not there now. infinia card is no more beneficial like an 2 year back. I am thinking of discontinuing it.

@SpendWiselyOfficial 2 года назад

Agree. Current benefits on Infinia are less than what Diners Black used to offer till December 2021.

@thedayamasstory4060 2 года назад

Same here

@amitt319 2 года назад

Bakwas rewarding system hai. It's a classic example of how card can provoke you to spend more than required.

@NareshGharat 2 года назад

@@amitt319 nope. . No one buys anything to gain reward points. But yes while buying anything we need to make sure how much maximum reward points we get. Then only credit card is rewards are useful.

@rajkumarsahu6562 Год назад

Regalia is better option no annual fee..

@hirensonagara2621 5 месяцев назад

Sir Infinia Card me smartbuy is 20000 rs he Amazon ke vocher purchase kar sakte he,so kya addon card holder ko alag se ye benifit milta he ya total 20000 tak ka hi vocher milta he

@jogipatra 2 года назад

I have a diners black which is LTF, an upgrade to Infinia will not be LTF as per RM ( current Credit Limit 9.5 )

@SpendWiselyOfficial 2 года назад

Don’t upgrade unless you spend regularly on hotel and flight booking.

@mohdaltamash2578 2 года назад

How to upgrade regalia with credit limit 5.37 Lac to DBC I spend around 16 Lac annually.

@adldeeps24 27 дней назад

Conversation ke time milestone benefit rahega ya loose hoga

@rounak308 2 года назад

I am currently holding a millennia credit card with a limit 1L.I recently got a new job where gross salary is 1.9lakh per month without tax deduction. As per my income I am eligible for dinners black. After checking with my rm,I came to know for ininia salary requirement is 3l per month. Should I request the team or continue with millennia?

@SpendWiselyOfficial 2 года назад

Diners Black is much better than Millennia. In my view, you should upgrade. Not sure if it would be chargeable card or LIFETIME FREE for you.

@rounak308 2 года назад

@@SpendWiselyOfficial I didn't heard anyone who got DNB card ltf?

@jogipatra Год назад

@@rounak308 i have DCB LTF.. Just FYI.. Since Jan 2021..

@rounak308 Год назад

@@jogipatra what about other perks?like Amazon prime?did you get it?if yes ,is it for 1year (Amazon prime?

@jogipatra Год назад

@@rounak308 yes got the perks.. incl prime for 1 yr. There were some conditions. Spending 80K in 90 days i think

@chiragajmera1035 Год назад

What is the limit required for Infinia card upgrade?? I have diners black card and my limit is 5.07l would I be eligible for upgrade to Infinia?? My spending are around 1l per month

@SpendWiselyOfficial Год назад

15 lacs limit on existing card

@adldeeps24 3 месяца назад

Using Regalia Gold from last 5 months with 8.2 limit . But hdfc not giving upgrade to infinia

@getkishi 5 месяцев назад

Do we get reward points on paying rent and buying amazon gift vouchers with this card?

@shivcharanchoudhary9188 Год назад

Sir abhi smart buy par yatra ke flight voucher 15 percentage off par mil rhe he le lu kya.vedo bnaye ya reply de total fayda 30percent ka ho rha he btaye sir

@SK-iq4sg Год назад

Sir, Which card have best rewards system other than infinia ? who can replace infinia ? and which card you are using for best rewards ? Pl guide

@SpendWiselyOfficial Год назад

I am currently using Infinia as its free for me for a year. But going to replace it with Axis Magnus. It has better reward rates and lifestyle benefits.

@sachin1254 Год назад

Axis magnus

@syedbaba4578 2 года назад

Congratulations sir 👑👑👑👑👑💐💐💐💐💐

@SpendWiselyOfficial 2 года назад

Thank you bro 😊

@deepaksingla145 Год назад

I have recently closed my HDFC Millennia credit card. I am being offered Diners Privilege Card and Regalia card LTF. Should I take this offer to get Infinia card finally and which card to get Regalia or Diners Privilege?

@sarbjitsingh8902 Год назад

Sir please tell which card is better indusind legend card v/s HDFC regalia first

@SpendWiselyOfficial Год назад

IndusInd legend in my view.

@harshitkhandelwal9643 Год назад

Presently I have HDFC business regalia card of 8lakh limit .. should I upgdrage my card to infinia/ is it possible

@SpendWiselyOfficial Год назад

You should. But they won’t upgrade. For Infinia, they consider only if current limit is 15 Lacs+. But you can try, no harm

@sunjairr 2 года назад

Congrats Sirji aap ko dinner card limit kitna tha and aap ko jo infinia mila kya us mai limit increase mila. Muje regalia card hai 8.29 upgrade nahi de rahe hai

@SpendWiselyOfficial 2 года назад

Thanks 🙏. Diners me 15 lakh tha. Maine jab card upgrade form bheja Chennai, tab limit upgrade pe tick nahi kiya tha, to Infinia me bhi 15 lacs ka limit mila. But mera 1.5 lacs se zyada use nahi hota kabhi bhi.

@Vyom_ 2 года назад

Congrats, I can see heppiness, What is the limit you've got.

@SpendWiselyOfficial 2 года назад

Thanks 😊. In my DCB, it was 15 lacs. Got same in Infinia

@Vyom_ 2 года назад

@@SpendWiselyOfficial oh.. sahi h this huge

@manan5847 2 года назад

In T1 terminal delhi. They said iI will be charged 21$ if I use priority pass to access the lounge (new rules) and only axis banks top credit card's (forgot the name) priority pass would give me free access. I had to use Infinia card to get in free of charge.

@SpendWiselyOfficial 2 года назад

Ohk, thats an update. Thanks for sharing this.

@babyminakashi8273 2 года назад

Priority pass is supposed to be used at overseas location in india in order to access lounge use your credit card for 1 rupee

@ChAnkur Год назад

@@manan5847 priority pass has never been free domestically. in domestic lounges i've always used credit card to swipe, except for T2 in Delhi.

@keshavsingh9280 Год назад

Bullshit; actually they didn't know about infinia priority pass. I have accessed lounge many times from priority pass and I didn't get charged. Rest assured, you will not get charged through priority pass also

@faaranmohd 10 месяцев назад

Infinia priority pass is free both for domestic and international lounges

@bhaskarsarmah9305 2 года назад

I have Diners Black with 7.2L limit. I asked for upgradation, but they denied. Do u know anyone who got Infinia LTF?

@SpendWiselyOfficial 2 года назад

Infinia LTF is very difficult. But people with very high salary (HNI) get it as LTF.

@jrao12345 Год назад

@@SpendWiselyOfficial I have Infinia LTF but upgrading to Infinia metal addition membership fee is applicable after an year. This is very strange that HDFC is ruling out LTF on metal edition.

@rajmourya2207 Год назад

The upgrade process looks more messy than rewards😂

@QualityEducation4u 2 года назад

Sir Do you have account in axis bank? How did you get axis ace and axis flipkart credit card?

@SpendWiselyOfficial 2 года назад

I don’t have account in Axis. I have Axis Flipkart credit card, not Ace card

@sarveshjagga2386 2 года назад

Just got Approved. Tomorrow i am receiving this card. I am sad to see rewards points decreased so much. Will hdfc be bringng new category of card for super premium ?

@SpendWiselyOfficial Год назад

Congratulations. No confirmation yet about any new card, but there are speculations.

@sarveshjagga2386 Год назад

@@SpendWiselyOfficial Thanks mate, i hope we can upgrade further '

@namanjain7531 11 месяцев назад

I applied for infinia but they are giving me DCB fyf. Do you think it’s worth upgrading to DCB or should I wait for infinia?

@SpendWiselyOfficial 11 месяцев назад

DCB is a good card if your spend is more than 5 lacs a year

@namanjain7531 11 месяцев назад

@@SpendWiselyOfficial one more thing is rent payment considered for monthly spend criteria and for annual spend criteria for fee waiver?

@tarkeshwergaur5915 2 года назад

I am using HDFC DINERS CLUB Privilage card which is lifetime free. Should I apply for upgrade in Diners black or infinia card? Also will the new card also lifetime free??

@SpendWiselyOfficial Год назад

New card will not be lifetime free. But you can try for upgrade.

@143anilk Год назад

I have imperia account and i have family banking , I have moneyback card with limit 1.5 lac, and now they have given upgrade offer of Millenia that to chargeable, they said it will not become lifetime free and I have to spend 1 lac in a yr to waive off renewal fee, what should I do for limit enhancement and upgrade to premium card like regalia or dinners black. Rm is not supportive.

@nishitraj. Год назад

If you do enough business with HDFC, they will automatically upgrade

@anshulgupta1159 Год назад

I am upgrading diners black to infinia and they are telling me that the reward points will reduce to 65% of its value. Can you please share the original source of the screenshot at 7:08?

@SpendWiselyOfficial Год назад

This is the screenshot taken from card upgrade form at HDFC Bank’s website. I had sent this form to Chennai for card upgrade. My 100% Diners Black points got transferred to Infinia. Here is the link to the form www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Customer-Version-Nov2021-Diner.pdf

@deepakgulati1776 2 года назад

Pls advise How 1 reward Point is equivalent to 1 rupee, whenever I redeem my reward Point for infinia card, I get Amazon voucher of 50 percent value of my reward points which gives conversion of 50 paisa per reward point

@SpendWiselyOfficial 2 года назад

As I mentioned, 1 point will be equal to 1 Rs. if you use these reward points on hotel and flight booking. On gift cards or reward catalogue, you just get 50% value. If you want real cash against statement, then 1 point = 30 paisa. But if you go on holidays even once in a year then you actually make full use of these points at 1 rupee value.

@deepakgulati1776 2 года назад

@@SpendWiselyOfficial thanks

@Arvindyadav-ww2wq 2 года назад

Sir m mobikwik se bill payment kr ra hu but weha point waale rupees ka option nhi aara jse mera bill 1000.43 rupees h to in 43 passe ko kse pay kru ..... Ya fir 1001 rupees pay kr du

@SpendWiselyOfficial 2 года назад

Pay 1001

@samiullashaik3547 2 года назад

I am HDFC preferred customer and have Regalia CC with 7.5L limit. I have spend almost 15L in this year, do I get upgrade Infinia CC ?

@SpendWiselyOfficial Год назад

For Infinia, you need to have 15 lacs limit on existing HDFC Credit card. So, try to increase credit limit of your Regalia card.

@samiullashaik3547 Год назад

@@SpendWiselyOfficial Thank you 🙂

@vishal.shetty Год назад

@@SpendWiselyOfficial I have seen people getting infinia upgrade at 8 LPA also.

@sachin1254 Год назад

@@SpendWiselyOfficial Its not 15 lakh, If u have 8lakh limit on existing card one can easily upgrade to infinia

@amitkrdey306 2 года назад

Nice Info Sir... Add on Card mein kya Launge Access milta hain??? (Axis Flipkart Card)

@SpendWiselyOfficial 2 года назад

Axis Flipkart ke sath aab Add-on card nahi de rahe Axis Bank

@amitkrdey306 2 года назад

Mera phele se hain Add On Card ab isme Airport Launge Access milega Kya???

@vedthinks8801 2 года назад

Sir golf game ka benifit kaise lenge bta dijiye

@SpendWiselyOfficial 2 года назад

Video lamba ho raha tha. Golf games ki booking ke liye HDFC Concierge ko call karna hoga

@vinodnavlani1868 2 года назад

How to get Millenia card? I have regalia, money back, business moneyback, regalia first. I want to switch the category from above cards to millenia As I have also millenai, which is very good, every month I earn 1000/- from that card

@SpendWiselyOfficial 2 года назад

Call HDFC Customer care. Only they can do. Generally, they don’t switch from Regalia to Millennia.

@vinodnavlani1868 2 года назад

@@SpendWiselyOfficial I requested already to relationship manager 1 month ago, but nothing anything happen

@dhawalshah1570 2 года назад

Great... congratulations 💐....what will happen to the points which i will get after 3 months....

@SpendWiselyOfficial 2 года назад

Thanks 😊. Points will be added as Infinia points.

@pankajrathi 2 года назад

I currently have a regalia card. I requested for the upgrade to infinia. Mailed them to chennai around a week back. How do they contact me back? And what is the turn around time?

@SpendWiselyOfficial 2 года назад

They won’t contact you. They may simply reject the application if you would not be eligible for upgrade or you will see the new card within 2-3 days in HDFC App. Best way is that you first check with Customer Care for eligibility, then send the form. Now also, check with customer care for status.

@rubalmantro 2 года назад

Hu i want to ask i want to get icici amazon cc i already have icici platinum card woth 2.5 lakh limit should i go for that one i mostly do shopping from amazon

@SpendWiselyOfficial 2 года назад

Yes, its one of the best credit cards in the market today.

@rubalmantro 2 года назад

@@SpendWiselyOfficial Sorry i am taking your time i have hdfc moneyback plus card with limit of 50k should i close it and again apply for new cc which will be the best card for offline and online usage

@miller_john 2 года назад

I got pre-approved. Hoping to use it for most of my spends.

@SpendWiselyOfficial 2 года назад

Congratulations 👏. It is the best credit card specially if you have good spend

@i103772 2 года назад

Can a Regalia Mastercard variant be upgraded to the Infinia card? Or does it require the Regalia card to be the Visa variant?

@SpendWiselyOfficial Год назад

Yes, it can. I upgraded from Diners Club Black card to Infinia

@i103772 Год назад

@@SpendWiselyOfficial Thank you for the response

@chiragajmera1035 Год назад

What is the limit required for Infinia card upgrade??

@jignajigneshparikh591 2 года назад

Will I get 5% cashback on millenia if i pay half amount of my insurance premium with Amazon pay Balance. BTW your videos are informative.

@SpendWiselyOfficial Год назад

Thanks. Yes, you will get 5% cashback on insurance on Amazon but max Rs.1000 in a month.

@bipinkumargupta8501 2 года назад

HDFC add on credit card no or primary card no same hi rahta hai???

@SpendWiselyOfficial 2 года назад

@mayurvithalani9060 2 года назад

I have Regalia credit card. Currently my limit has been enhanced to 10 lacs and I also have Imperia relation with HDFC. Should I apply for Infinia? Is there a real chance to get upgrade??

@ajoykrbiswas 2 года назад

I think you should try for it, you have good chance

@PNM2007 2 года назад

You can avail Infinia easily with renewal fees. Nhi mila to bataye...

@vedthinks8801 2 года назад

If your net salary is above 2.5 lac p.m then you can avail

@mayurvithalani9060 Год назад

@@ajoykrbiswas Finally received 😃

@mayurvithalani9060 Год назад

@@PNM2007 Received

@nishantgarg2815 2 года назад

Why do we need priority pass if credit card have access to international lounge ?

@SpendWiselyOfficial 2 года назад

Visa and Master Card network credit cards can’t be used to access lounges outside India. You will have to use Priority Pass. But the priority pass is linked to the credit card. Once the credit card is closed, Priority Pass will also be deactivated.

@nishantgarg2815 2 года назад

@@SpendWiselyOfficial I have diners club black credit card. Are they also not accepted in international lounge ? If not, should I apply for it as I was not given priority pass when I'd received the credit card ?

@vineethkm6145 2 года назад

am using LTF millennia and my Target is infinia.. i have a very long journey to go😁

@SpendWiselyOfficial 2 года назад

All the best 😊

@imposter1215 2 года назад

I have money back. Think about me how long it’s gonna be. :(

@vineethkm6145 Год назад

@@imposter1215 all the best bro

@imposter1215 Год назад

@@vineethkm6145 all the best to you too. We will reach infinia soon. 💪🏻

@sharique786rahman 2 года назад

i have hdfc regalia credit card will add on members in my card get free lounges facility as primary card or lounges facilities is limited to primary card holder only

@SpendWiselyOfficial 2 года назад

With Regalia, domestic Lounges in India are limited to Primary card holders. However, international lounges using Priority Pass can be accessed by both primary and Add-on card holder

@nitinr2599 Год назад

@@SpendWiselyOfficial its free for both primary and add on card user

@user-jw1hp3pr4f Год назад

Statement Credit of reward points?

@999786bunty 2 года назад

Sir mere pass money back plus card h isme maximum kitna reward point miltha ispe video bnaye aur

@SpendWiselyOfficial Год назад

Moneyback pe video banaunga jald hi

@drsubhronath 2 года назад

Congratulations.

@SpendWiselyOfficial 2 года назад

Thanks 😊

@verma.007 2 года назад

Can you tell me how to change POS PIN of add-on card. I already got a pre set pin from HDFC for the add-on, but I want to change it. Any idea how I can do that?

@SpendWiselyOfficial 2 года назад

Net Banking me he option. I have used it. Go to “Card” section

@verma.007 2 года назад

@@SpendWiselyOfficial in netbanking you can change pin of primary and request for physical delivery of pin for add on which will be set by HDFC. You can't set your own pin for add-on in netbanking

@ANKITKUMAR-qk7sz Год назад

Aapne apna card upgrade kyo kiya? Koi resion taki Mai bhi kar saku.. please suggest

@SpendWiselyOfficial Год назад

Card upgrade karne ka ek hi reason tha 2500 points per day on SmartBuy ki limit Diners Black pe. Flight aur hotel booking me easily zyada points mil jate he agar ye limit na ho to. Otherwise, abhi bhi DCB pe monthly milestone, Annual milestone benefits he jo Infinia me nahi he.

@ANKITKUMAR-qk7sz Год назад

@@SpendWiselyOfficial mai isi ko lekar confused hu.. please suggest

@ANKITKUMAR-qk7sz Год назад

@@SpendWiselyOfficial infinia me apple or Tanishq me point ka kya jugad hai.. value back kitna hai.. please update my knowledge.. taki mai bhi change kar sake LFT dinner black ko

@siddharthjhunjhunwala9726 2 года назад

I wonder why haven't you utilized your points and let it go over a lakh. One does not earn any interest on it and 1 point is 1 RE, so as good as you are looking interest by not utilizing points on flights, hotels, etc

@SpendWiselyOfficial 2 года назад

For last 3.5 years, I am getting 1.5 lacs points every year on an average. I use these many points every year. So, average balance will always be like this. Can’t travel unnecessarily, just to redeem points 😊.

@siddharthjhunjhunwala9726 2 года назад

@@SpendWiselyOfficial 1.5 every year is impressive

@ek_virus 2 года назад

Yo seems so much excited for Infinia 😀😀

@SpendWiselyOfficial 2 года назад

Haha 😀. Majburi me upgrade karna pada. December 2021 tak, mere Diners Black ke benefits aaj ke Infinia se better the. DCB ke degrade ke bad koi option nahi tha.

@ek_virus 2 года назад

@@SpendWiselyOfficial Ha so to he...I've seen all of your videos.

@entertainmentadda1602 2 года назад

Aap hdfc bank ka credit card ka bill kisse pay karte ho? 🤔🤔

@SpendWiselyOfficial 2 года назад

Cred app se

@Deepakkumar-kx9ym 2 года назад

Infinia me max cap 15000 reward point per month kar diya gya h na

@SpendWiselyOfficial 2 года назад

Ha, daily limit bhi he 7500 reward points ka SmartBuy se. But default 3.33% points pe koi limit nahi he

@Deepakkumar-kx9ym 2 года назад

@@SpendWiselyOfficial cash conversion me 1.1%, voucher me 1.67%, hotel aur flight booking me 3.33% milega.....Daily 10x wala reward 7500 point milega jab aap daily 22500 rs spend krenge

@shivcharanchoudhary9188 Год назад

Sir mere pas regalia card he upgrade me indigo kachang card mil rha he muje kya karna chahiye.

@sachin1254 Год назад

Its downgrade

@user-wd7kj5hg7t 10 месяцев назад

Sir Upgrade ki Request Dali tab apke Diners Black card ki Limit kitni thi..

@SpendWiselyOfficial 10 месяцев назад

15 lacs

@999786bunty 2 года назад

Millaniya vs miney back plus pe video banaye

@SpendWiselyOfficial Год назад

Millennia is much better than Money Back

@pikudmr 2 года назад

Sir I hv regalia card 3L limit I m using frm last 1yr can I upgrade to dinner black.

@SpendWiselyOfficial 2 года назад

For Diners Black, you would need 5 lacs limit on Regalia

@bhaveshpatel5049 2 года назад

Congratulations 👏👏

@SpendWiselyOfficial 2 года назад

Thank you 😊

@bhaveshpatel5049 2 года назад

@@SpendWiselyOfficial Dinners ki limit kya thi aur iski kitni aayi please reply

@rajatvarshney8419 2 года назад

164000 reward points kha se le liye sir aapne me to is DCB se bada pareshan hu kahi support hi nhi karta ye Plz bataye

@SpendWiselyOfficial 2 года назад

Main already 2.5 lacs points redeem bhi kar chuka hu. Got all this from SmartBuy. July 2020 se pahle tak, DCB SmartBuy se Amazon, Flipkart, Flights, Hotel, Bus tickets, Gift cards sabhi pe 33% rewards points deta tha aur monthly limit bhi 15000 thi. Koi daily limit nahi thi. Mere pas ye card 2019 se he. Uske bad bhi saal me 50k tak mil jate he. Mera spend 5-6 lacs he annually.

@princegaba5792 2 года назад

Sir I am using regalia card with limit of 1250000 from 6 years.can i upgrade in infinia card ?

@SpendWiselyOfficial 2 года назад

Yeah, you have good chances to get Infinia.

@cred_entho 2 года назад

Till now u were always justifying diners black credit card over infinia for self satisfaction but everyone wants to apply and get infinia ultimately, and now after obtaining infinia , diners black has lost all its value 😂

@Quickkies 2 года назад

Accelerated rewards devalued on diners black. He clearly said it.

@SpendWiselyOfficial 2 года назад

I had made video on Diners Black better than Infinia before February 2022. Since then, many benefits have been discontinued or downgraded on Diners. If you compare Diners Black with Infinia at December 2021 benefits level, I would still prefer Diners.

@Sumitkumar-oc8pm Год назад

Sir mere pass indian oil credit card hai hdfc ka with 1.57 lakh limit Any chances ki mujhe millenia ya regalia main upgrade mil jae

@SpendWiselyOfficial Год назад

Millennia mil sakta he. Aaj kal bahut easily mil raha he Millennia. Regalia is anyway useless.

@Sumitkumar-oc8pm Год назад

@@SpendWiselyOfficial kese milega Upgrade offer ki wait krni pdegi ya kisi aur tarike se mil skta hai

@manishjaiswal9857 Год назад

Hi bro, can i get infinia card for LTF offer ??

@SpendWiselyOfficial Год назад

Its offered LTF to people with more than 2 crore annual salary and have salary account with HDFC

@manishjaiswal9857 Год назад

I have salary account but not 2cr CTC 😅😅, thank you sir for information.

@animeshgupta1444 8 месяцев назад

Book 20 lakh fd they will give you

@animeshgupta1444 8 месяцев назад

Basically depends location to location they have to create hype, in my view dcb is more rewarding due to milestones

@bhargavmehta5847 2 года назад

What was your DCB card limit?

@SpendWiselyOfficial 2 года назад

It was 15 lacs

@sashi_88 Год назад

Infinia to regalia possible bro (Downgrade please confirm)

@SpendWiselyOfficial Год назад

Technically no, but tell them that you would close the card if not downgraded.

@ikapilgupta 2 года назад

Standard Chartered Ultimate credit card is mucch mucch better than this.

@miller_john 2 года назад

How?

@SpendWiselyOfficial 2 года назад

No, thts not even close to Infinia. Except 3.33% reward rate in Standard Chartered Ultimate, nothing is comparable to Infinia. Infinia gives 33% on hotels, 16.67% on flight , RedBus, Gift cards like Myntra Flipkart etc, 10% on Flipkart IRCTC train tickets and much more. Ultimate gives just 16 domestic lounge access in a year and 12 international lounges (on spending 20k in a month) in a year. Infinia gives unlimited number of lounges both domestic and international without any spend condition. Ultimate gives just 1 golf game in a month, Infinia gives unlimited golf games. There are many other such differences.

@prayagmonsara757 2 года назад

You will reedem points while booking flight and hotel(ofcourse 70%) and then you are still considering 33 or 16% reward rate how can you count both at the same time when you are getting that high reward rate on just 30% of your bill amount.

@ikapilgupta 2 года назад

@@SpendWiselyOfficial Infinia is just a travel card. If you travel 3-4 times a month. But overall if you spend 1 lakh a month then SC ultimate is the winner here. And also you can convert your 100% points into croma voucher in ultimate card where in infinia you have very limited options.

@harmeetchandi6783 2 года назад

Credit card ki limit kiti thi

@SpendWiselyOfficial 2 года назад

15 Lacs

@harmeetchandi6783 2 года назад

@@SpendWiselyOfficial jhi krn ha upgrade ka ?

@PNM2007 2 года назад

Oye hoyeee... Kya baat hai... Party ???

@SpendWiselyOfficial 2 года назад

😀 Thank you 🙏

@mohsinhussain6146 2 года назад

Sir aap kaunsi City me rehte ho?

@SpendWiselyOfficial 2 года назад

Mumbai

@VishalYadav-fy6so 2 года назад

Agr meri spending itni zada nahi h toh bhi milega

@SpendWiselyOfficial 2 года назад

Spending is not the main criteria. Agar apke existing HDFC Credit Card me 15 lacs ya zyada ki limit he, CIBIL achchha he, income high he aur HDFC Bank ke saath old relationships he to milega