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I Finally RECEIVED HDFC Biz Black Credit Card (My Honest Review)

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In this video, I unbox and provide a brutally honest review of the HDFC Biz Black Credit Card. Join me as I share my initial impressions, explore the card's features and benefits, and compare it to other credit cards in the market. I delve into the rewards, perks, and any potential drawbacks, giving you a comprehensive look at what the HDFC Biz Black Credit Card has to offer. Whether you're considering applying for this card or just curious about its performance, this review will give you the insights you need. Don't miss my personal opinion and recommendation at the end!
USE THESE LINKS TO GET EXTRA BENEFITS:
AMERICAN EXPRESS:
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HDFC CREDIT CARD:
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AXIS CREDIT CARD
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IDFC FIRST CREDIT CARD
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IDFC POWER CREDIT CARD:
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--------------------------------------------
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Macbook Pro M1 - amzn.to/3VnMrfC
Logitech MX Master 3S - amzn.to/4bWbk9c
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If you found this video helpful, please give it a thumbs up and subscribe to my channel for more tips on maximizing your credit card rewards! Leave your questions in the comments below, and I'll cover them in future videos.
Thank you for watching!
#creditcardrewards #hdfcbizblack

Опубликовано:

14 авг 2024

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Комментарии : 98

@dreameroldsoul Месяц назад

Hdfc credit card section is the worst. I think they are taking over from Axis

@dugarniraj Месяц назад

Hahah

@rajkumar-yb6zd 27 дней назад

hey... ..have a few doubts..can we pay property tax, be, gst on this card? for example, if I pay 10000 GST in this card 1. do they charge any convenience fee? if I pay electricity in a normal card, and they charge 1.5% 2. if so how much % do they charge? 3. if there is a charge we can pay the same with a normal credit card right what's the use of the card then?

@dugarniraj 26 дней назад

Yes for property tax and gst I have not yet paid gst yet so no idea about extras yet I wouldn’t bother about extras. Returns are much higher

@siddanth338 Месяц назад

Hi can you make videos on high limit corporate credit cards such a HDFC regalia corporate, Amex platinum corporate for maximum points generation and utilisation

@aakashvm92 Месяц назад

Correction: Infinia limit is 15k per month i guess

@briyanoza9908 18 дней назад

Please make video on experience of this card

@punjabijattful Месяц назад

Brother, I'm currently using Infinia, kindly tell me how do i apply for this card as there is no Apply now button for this.

@dugarniraj Месяц назад

Write to hdfc

@punjabijattful Месяц назад

@@dugarniraj email please. Thanks!

@MaxxWealth24 Месяц назад

Help me too as I own an infinia and the bank denied me to own a second card

@nitinchavan5743 Месяц назад

@@MaxxWealth24 me too

@ankitmailid Месяц назад

Hope we don't have to pay any extra charges while paying gst,TDS, advance tax if paid through this credit card

@dugarniraj Месяц назад

Now

@rishavgupta6868 Месяц назад

@@dugarniraj? Are there any extra charges for paying Tax Tds or Gst when paying by this credit card

@arjunwadhwa3126 Месяц назад

GST payment is to be done via GST portal itself for 5X

@prateekagrawal1989 Месяц назад

Eligibility : Annual ITR above ₹ 21 Lakhs

@58vishaljain 6 дней назад

Will these tax and gst payemmts will impact on our PAN or company pan. As i have read so many articles where people say that high spends above the ITR has made them receive IT notices. Pls share details if u can on this.

@dugarniraj 5 дней назад

as long as its your tax I dont think there will be issue

@rajeevmahawar7097 Месяц назад

I also got approved for this card.. looking forward for the skip the line at the airport... If you have any information about this feature please let me know

@dugarniraj Месяц назад

Certainly

@nitinchavan5743 Месяц назад

@@dugarniraj bank said we can’t offer 2 card to one person I have dcb and tata

@rajeevmahawar7097 Месяц назад

@@dugarniraj just got to know that international skip the line costs 250usd and 6000rs for domestic that is very strange for a person who is used to magnus benefits....

@kannansingaravelu 21 день назад

Are there any ICICI cards in similar category as HDFC biz black

@dugarniraj 21 день назад

@kunalpawar3175 15 дней назад

Can you make a video on the redemption options we get for biz black ? Like if we can use the smartbuy portal like infinia and DCB and the miles transfer partner this card has. It'd be very useful information because that information isn't available anywhere..Thanks

@dugarniraj 15 дней назад

yes this will be in pipeline

@kunalpawar3175 14 дней назад

@@dugarniraj thank you!! I'll be waiting for it!

@user-qg2wl2jl3b 20 дней назад

Can you please tell the miles transfer partners of biz black card

@aryan66593 Месяц назад

I already own a infinia card, can I get this card alongside infinia from the same number?

@dugarniraj Месяц назад

Yes ask for a shared limit card

@deathonite-j1u 20 дней назад

Hey Niraj great content. I wanted to clear a doubt. Suppose tax payments of 1L is done in one month on this card. For the Rs. 45000 we get 7500 Rp(Monthly 5x points cap). for the rest 55000 will we get the normal Rp rate of 5 point per 150.

@dugarniraj 20 дней назад

yes correct

@PrateekChadha247 Месяц назад

Infinia benefits like buying amazon voucher is not on biz black right ?

@rishabsekhani4024 25 дней назад

Swiftie is not active yet, can’t make vendor payments, also, the gst portal doesn’t show the option for credit card.. makes no sense I guess

@ashishshah9829 5 дней назад

GST Payment by credit card is not live in all states. In few states, it is available. In Gujarat, it is available.

@sastrych7866 Месяц назад

what about journey for biz first to biz black ... please let us know

@dugarniraj Месяц назад

There is no journey Sir. Never used first

@agnizing Месяц назад

M business owner and my major spend is on electricity bill which is around 2lac pm...which card is most suitable for the same...

@dugarniraj Месяц назад

Same card

@agnizing Месяц назад

@@dugarniraj how much points, i will get by paying 2lac electricity bill

@VIshnuTejesh Месяц назад

Could you please send me the referral link for American express platinum travel card. The one you sent yesterday got expired.

@dugarniraj Месяц назад

americanexpress.com/en-in/referral/platinum-travel?ref=nEHAJ5tuo&XL=MIMNS

@gibranmakandar5772 Месяц назад

@@dugarniraj It says "We’re having trouble finding the page you’re looking for."

@vipulagarwal54321 21 день назад

This is metal card?

@dugarniraj 21 день назад

Yes

@Saloni1802 Месяц назад

which is better to apply if from? as a business owner or personal spends - which i anyways show as a business expense

@dugarniraj Месяц назад

business owner

@Saloni1802 Месяц назад

@@dugarniraj okay thanks

@Mohammedbilal9035 10 дней назад

Make best bussiness credit card top 3 in India

@dharmatejaalla4915 Месяц назад

Can we apply two credit cards in the span of two months ?

@dugarniraj Месяц назад

Why not

@dharmatejaalla4915 Месяц назад

Last month I got a new credit card and yesterday I have applied for a new one and it’s rejected

@mayank1424 Месяц назад

I am a partner in 3 firms can pay all 3 firm gst from this card & earn gst points. Or I have to pay for only one firm gst from this??

@dugarniraj Месяц назад

all can pay

@rudresh Месяц назад

Does it makes sense to get this for an individual , not business owner and already infinia user?

@dugarniraj Месяц назад

don't think so

@jashsudip Месяц назад

Without having business can we get this card ?

@dugarniraj Месяц назад

A lot of people got it

@vishalagrawal8717 Месяц назад

While paying for Income Tax and GST is there any credit card payment charges? Supposed if I pay Tax ₹100 then do I need to pay only 100 or 100+any credit card payment charges?

@dugarniraj Месяц назад

no charges

@ashishshah9829 5 дней назад

Payment Gateway Charges will be there on both IT and GST portals. They are approx. 0.7 % plus GST. So, on Rs 100 tax payment, your credit card will be charged for approx Rs 100.80.