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Top 3 Ways I Use HDFC Infinia to Get Maximum REWARDS In 2024 

CA Niraj Dugar
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Apply for the card - lucrative.gotrackier.com/clic...
Discover the top 3 ways to maximize rewards with the HDFC Infinia credit card in 2024! Learn how to optimize your spending for maximum points on Amazon Pay vouchers, domestic flights, and international travel. Get insider tips on leveraging this premium card for ultimate benefits.
Timestamps:
00:00 - Introduction to HDFC Infinia
00:28 - Getting the HDFC Infinia Card
01:15 - Fee and Reward Rate Overview
02:28 - Basic Features and Rewards
02:55 - Using HDFC Infinia for Amazon Pay Vouchers
03:44 - Booking Domestic Flights with HDFC Infinia
05:01 - International Travel Benefits and Rewards
06:08 - Redeeming Points for Flights
06:34 - Summary and Final Thoughts
GET SOME BIG BENEFITS FROM THESE LINKS 👇
✨Amex platinum travel -
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Earn extra 2000 points plus the first year free on this card
✨Amex MRCC -
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Earn extra 2000 points plus the first year free on this card
👉🏻 Open your Zerodha account & start investing today:
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---
👉🏻CONNECT WITH ME ON TWITTER:
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👉🏻VISIT MY WEBSITE:
[www.nirajdugar.com/](www.nirajdugar.com/)
👉🏻 Checkout my Newsletter to learn more:
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👉🏻LEARN FROM THESE VIDEOS:
Most important personal finance matters-
( • Most Important Persona... )
How I deal with my money-
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Secret of achieving lasting wealth-
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#infinia #creditcards #hdfcinfinia

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13 июл 2024

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Комментарии : 137   
@dugarniraj
@dugarniraj Месяц назад
Pls do subscribe. Apply for HDFC now - lucrative.gotrackier.com/click?campaign_id=303&pub_id=506&url_id=1
@nitinchavan5743
@nitinchavan5743 Месяц назад
Make video on HDFC biz black
@vaibhavsinghal5416
@vaibhavsinghal5416 День назад
Hi sir , the global program that you mentioned is currently being denied by customer care , is it discontinued ?
@gajendrakochar513
@gajendrakochar513 Месяц назад
Hello please Say about HDFC biz black and i am using regalia &how to upgrade it to infinia
@itsds.
@itsds. Месяц назад
will exclusion list such as wallet transaction, government transaction , Fuel Spends part of milestone threshold calculation of 4Lakh quarterly in DCB Metal ?
@AnkitBagaria
@AnkitBagaria День назад
Which one is your primary card and for which purpose you use which card? Can you keep a session, may be paid one as well.
@yogeshnagargoje1344
@yogeshnagargoje1344 Месяц назад
I have moneyback plus 6 months over no offer for upgrade, any tips? I dont file itr since im a student
@kunalkundan482
@kunalkundan482 Месяц назад
@dugarniraj on 4:37, you say If i book flight tickets using reward points, i get 16.5% back on that as well. how can the spend using reward point can incurr rewards back??? Have you really done it?
@dugarniraj
@dugarniraj Месяц назад
you pay 30% in cash right? spends on smart buy give you 5x back. so 5x on that 30%
@harryp3804
@harryp3804 Месяц назад
What happened to using infinia points for accor live ?? Is that not worth it ? And what about buying gold from tanish if you dont fly much ?!? Also net reward on utility is 8% buy doing amazon vouchers ?
@Bhatiji
@Bhatiji Месяц назад
Hi, I had DCB LTF, but was not using it much since I have SBI Cashback, AMEX MRCC. Now I was able to take an upgrade to Infinia Metal chargeable. Was it a worth move? I am able to meet the 10 Spends, but nothing more than 10. So was it a wise move?
@dugarniraj
@dugarniraj Месяц назад
worth will depend on how you're able to use the card :)
@Bhatiji
@Bhatiji Месяц назад
@@dugarniraj mostly spending on those categories where I would get a meagre 1%, and then the multiplier, so a wise move I believe! Thank you :)
@swapnanilsharma
@swapnanilsharma Месяц назад
Currently, they are providing infinia metal card only. Is there any way to get the normal infinia card?
@dugarniraj
@dugarniraj Месяц назад
New only metal
@saiprashant7500
@saiprashant7500 Месяц назад
Amex MRCC or Amex Gold charge card? For basic spend of 6k per month on insurance for the reward points. I am confused as Gold charge card has a high renewal fees compared to MRCC with no renewal benefit. Please recommend.
@siddharthchaturvedi607
@siddharthchaturvedi607 Месяц назад
Definitely Gold if you can spend 1000x6=6000rs monthly on reward mutiplayer. Else MRCC
@dugarniraj
@dugarniraj Месяц назад
MRCC IMO
@vinaywork4496
@vinaywork4496 Месяц назад
@dugarniraj I see the offer is changed now for platinum travel card. instead of 40k points they are giving only flipkart vouchers? can u please make an updated video and evaluate if still worth it? Can we still transfer these points to Marriot?
@dugarniraj
@dugarniraj Месяц назад
Where do you see it saaar
@soumyaasati6028
@soumyaasati6028 17 дней назад
Hey if we do upi transaction does it count on card spending?
@dugarniraj
@dugarniraj 17 дней назад
if your card is linked to UPI, yes
@AashifKhan8
@AashifKhan8 Месяц назад
Do we get 12500 reward points if we meet the fee waiver spend limit? Is it worth stretching spends to meet the spend limit?
@dugarniraj
@dugarniraj Месяц назад
You don’t
@rishabhbagrecha
@rishabhbagrecha Месяц назад
Does Infinia makes sense if your yearly spends are under 10L, which I try to split between Atlas and AMEX Platinum Travel?
@dugarniraj
@dugarniraj Месяц назад
Doesn’t make sense
@harryp3804
@harryp3804 Месяц назад
@@dugarniraj why tho , you can spam them on flight or tanisq vouchers with 1:1 redeeming ? I searched far and wide and haven't come come accor a better card. My statement excludes Amex with their obscene fees and Almost nil acceptability. I don't enjoy splurging on expensive hotels much.
@saitejabadri001
@saitejabadri001 Месяц назад
How to turn on global value program is it applicable on sevis i20 payments on infinia card ?
@dugarniraj
@dugarniraj Месяц назад
How will GVP be applicable on local payment?
@saitejabadri001
@saitejabadri001 Месяц назад
OK BTW how to turn on gvp ?
@aditirajput2488
@aditirajput2488 Месяц назад
How about buying Zomato, blink it etc these kind of vouchers on gyfter if we are using these apps regularly?
@dugarniraj
@dugarniraj Месяц назад
can do that
@mkdudeja26
@mkdudeja26 Месяц назад
Hi Niraj, I bought the amazon pay gift card from the infinia card and added to amazon pay balance. But its the shopping balance only and can be used for shopping not for paying utilities bills. I have checked terms & condition, its all about shopping balanace. How do you do it? Am i missing something here? Looking forward to your response!
@dugarniraj
@dugarniraj Месяц назад
There are two different types of vouchers Amazon pay Amazon shipping voucher You bought the latter
@mkdudeja26
@mkdudeja26 Месяц назад
@@dugarniraj i couldn't find the amazon pay voucher... its just say amazon pay gift card
@dugarniraj
@dugarniraj Месяц назад
yes that..
@mkdudeja26
@mkdudeja26 Месяц назад
@@dugarniraj but that gets added as a shopping voucher not as a amazon pay wallet balance.
@mkdudeja26
@mkdudeja26 Месяц назад
it would be great if you can come up a small video on that... and may differentiate the two as well as most of the people doesn't understand the shopping balance vs wallet balance.
@skumar042
@skumar042 Месяц назад
Dear Niraj, I've liked & subscribed your channel. Also, applied for HDFC card using your link. I was only eligible for HDFC Moneyback, Swiggy & IndianOil cards but, not Infenia. So, I've continued & applied for Moneyback as of now. Its been approved, I shall then use it & build the credit history then, try to upgrade for Infinia. Appreciate all your time & efforts. TA, Santosh from Bangalore - We shall be in-touch as I'm also Credit Card enthusiast !!!
@dugarniraj
@dugarniraj Месяц назад
good to know Santosh - let me know how your journey goes
@aditirajput2488
@aditirajput2488 Месяц назад
You get reward points for insurance payments seperately? You’re saying we don’t get it?
@dugarniraj
@dugarniraj Месяц назад
you get - 5k per day but 3.3% only
@Srimayischannel
@Srimayischannel Месяц назад
I recently got HDFC Infinia Mastercard version. Is there any difference in features compared to Visa variant card?
@dugarniraj
@dugarniraj Месяц назад
Nope. I think you can ask for visa too
@SEDHURAJANALLAYAN
@SEDHURAJANALLAYAN Месяц назад
Visa Infinite Has BOOKMYSHOW movie and f&b ticket benefit
@soumyapaulchowdhury7750
@soumyapaulchowdhury7750 Месяц назад
No difference. Infinia is a credit card offering from HDFC Bank. Visa/Mastercard is just a network partner. Hence no difference
@akashkumardash6918
@akashkumardash6918 Месяц назад
How did you get? I mean did they upgrade from any existing credit card?
@harryp3804
@harryp3804 Месяц назад
Visa infinite has book my show ticket benefit , I don't think Mastercard has
@drsoundarortho
@drsoundarortho 17 дней назад
not able to pay monthly recurring bill payments through amazon vouchers. kindly rectify the video.
@dugarniraj
@dugarniraj 17 дней назад
So my video is incorrect because you are not able to pay? 😃
@drsoundarortho
@drsoundarortho 17 дней назад
Yes it is a shopping voucher . I was not able to use the voucher for bill payments. Are u able to ?
@dugarniraj
@dugarniraj 17 дней назад
shopping voucher does not work. its for "shopping". You need to use amazon pay voucher
@drsoundarortho
@drsoundarortho 16 дней назад
Amazon pay voucher not available. How to get Amazon pay voucher with infinia card
@sandeeproy1167
@sandeeproy1167 17 дней назад
I earned about 4.5lakh worth points last year and redeemed it for Tanishq gold vouchers worth the same amount😎
@dugarniraj
@dugarniraj 16 дней назад
Incredible
@nitinsingh1569
@nitinsingh1569 16 дней назад
Bro how much do you spend to earn 4.5 lakh worth points ?
@sandeeproy1167
@sandeeproy1167 15 дней назад
@@nitinsingh1569 sshhh
@gk00301094
@gk00301094 11 дней назад
Bro you should have done that spend via axis magnus. That would have tripled your returns. Even in hdfc transfer to accor to almost double your return
@gk00301094
@gk00301094 11 дней назад
You spend around 1.25cr That would have fetched you around 10 to 29 lakh in form of hotel and flights depending upon your usage
@RohitSingh-jq6nq
@RohitSingh-jq6nq Месяц назад
Please share video of journey to get infinia
@dugarniraj
@dugarniraj Месяц назад
Journey From HDFC Regalia First To HDFC Infinia for 33% Rewards | CA Niraj Dugar ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-5g4tD4p7g-Q.html
@abhilash1715
@abhilash1715 Месяц назад
Global value program is no longer active on infinia metal.
@faaranmohd
@faaranmohd Месяц назад
It is. I'm using it
@abhishekagarwal3852
@abhishekagarwal3852 Месяц назад
The Amazon pay voucher is only applicable for shopping and not bill payments. Not sure if you really use it.
@dugarniraj
@dugarniraj Месяц назад
Bro that’s Amazon shopping voucher. There are different types. Pick the right one
@abhishekagarwal3852
@abhishekagarwal3852 Месяц назад
@@dugarniraj Sure bro. Need to have a second look. Thanks.
@richakanchan7544
@richakanchan7544 19 дней назад
Hi if I refill my Amazon pay balance will I still get the points. As I can't see any option where a gift voucher can be used for other payment. They have put a checklist where in it shows can't be used on Amazon pay
@sumeetsood232
@sumeetsood232 5 дней назад
Which is your primary credit card?
@dugarniraj
@dugarniraj 5 дней назад
No such thing as primary card. It’s a portfolio
@sumeetsood232
@sumeetsood232 5 дней назад
But I dnt want to maintain a portfolio, just 1-2 cards that maximize my cashback. Yearly spend - around 15 lakhs As of now using Axis vistara Card
@captainramchandani6397
@captainramchandani6397 Месяц назад
WHY NOT USE DCB NIYO CARD WHERE THERE IS NO FOREX MARKUP FEE AND GST
@dugarniraj
@dugarniraj Месяц назад
why are you shouting? :) Why should I not take the extra 2.3% points ?
@nikhiltoshniwal441
@nikhiltoshniwal441 12 дней назад
Not able to make utility bill by Amazon voucher
@dugarniraj
@dugarniraj 12 дней назад
buy amazon pay voucher bro
@arifvohra8902
@arifvohra8902 10 дней назад
Where to buy Amazon pay voucher? As smart buy gives only shopping vouchers
@nikhiltoshniwal441
@nikhiltoshniwal441 8 дней назад
@@dugarniraj from where to buy buy Amazon pay voucher bro...its not available I think
@cb7762
@cb7762 Месяц назад
I've got Infinia LTF
@dugarniraj
@dugarniraj Месяц назад
superb congratulations
@saravanansavb
@saravanansavb Месяц назад
Hi, could you please let me know how u got it?
@cb7762
@cb7762 Месяц назад
@@saravanansavb sure
@saravanansavb
@saravanansavb Месяц назад
@@cb7762 u can comment here itself if that is ok for u
@mohithkalyan
@mohithkalyan 27 дней назад
use more visual text, cards, images than monologue.
@dugarniraj
@dugarniraj 27 дней назад
Totally agree Mohit but RU-vid doesn’t make any money for me so no budget to spend on editing 😊
@siddharthchaturvedi607
@siddharthchaturvedi607 Месяц назад
Bro nice information, but please speak little slowly. U r going too fast 😂
@dugarniraj
@dugarniraj Месяц назад
Wow you can’t understand this? I generally make the video 1.2x Practice listening at 2x. It’s a waste of time otherwise
@siddharthchaturvedi607
@siddharthchaturvedi607 Месяц назад
@@dugarniraj i understood and what u said is true about 2x listening. But when it comes to important subject. I like to go slow to understand best. Nice content u r making Thanks and keep doing
@kunalkundan482
@kunalkundan482 Месяц назад
@@dugarniraj kahan jana h bhai, itna time bacha k, thoda relax hi krlo... jyada fast fast karna everything creates a negative impact on body and mind. #justchill
@dugarniraj
@dugarniraj Месяц назад
well there are lots of better things do in life - I do long distance running, run a business, run this channel, write on nirajdugar.com, learning to play the piano, manage real estate for my family. so I cant chill :)
@kunalkundan482
@kunalkundan482 Месяц назад
@@dugarniraj haha, to sabkuch fast fast hi karenge kya Niraj ji aap. Sorry but I didn't mean that you don't have other priorities or interest etc, I just meant whatever you do, doing with easy mind is good for body and soul. anyhow you are your own boss and way matured than me, so NVM.
@dakshyadav3952
@dakshyadav3952 Месяц назад
This 20000rs amazon pay voucher Is reduced to 10000rs now
@dugarniraj
@dugarniraj Месяц назад
just bought 20k voucher
@user-gx4xr6cg2b
@user-gx4xr6cg2b Месяц назад
everything is fine, but pls try to speak little slow
@ankitgarg19
@ankitgarg19 Месяц назад
Global value program is stopped now
@dugarniraj
@dugarniraj Месяц назад
have you called and checked?
@ankitgarg19
@ankitgarg19 Месяц назад
@@dugarniraj yes, checked with customer care
@rudresh
@rudresh Месяц назад
I enabled it one month earlier
@VinayJilla
@VinayJilla Месяц назад
Yes, the Global value program got discontinued from 31st March 2024 onwards
@harryp3804
@harryp3804 Месяц назад
Such an outdated vijio really , hdfc suckling hard by spamming these card for insurance policies nowadays and devaluing the heck out of it.
@itsmeaneesh
@itsmeaneesh Месяц назад
I was talking to my RM last week and he was saying you can get infinia if you have high salary of 2.5 - 3 lakh per month
@dugarniraj
@dugarniraj Месяц назад
3.5 lakhs in hand from what I know
@harryp3804
@harryp3804 Месяц назад
I bought 1.3 L policy from them and got the card.
@harryp3804
@harryp3804 Месяц назад
Getting the card is not that difficult, getting it for life time free is the key if anyone can help me.
@dugarniraj
@dugarniraj Месяц назад
@@harryp3804 bad idea
@harryp3804
@harryp3804 Месяц назад
@@dugarniraj I bought the policy for my parent , I needed to buy something anyways so it's not a complete loss to be honest. And if iam getting the card then why not. But iam super pissed because of the all the devaluation they have done on the card specially on Accor. I guess the best option I see now is spam tanisq vouchers and get on the gold buying spree.
@surajhk31
@surajhk31 Месяц назад
RM is the most useless thing that banks offer..Most RMs are useless. I dont even get a callback from my RM. If anyone knows whom should i complain/escalate this, pls let me know. I am also an imperia customer
@batmanz.
@batmanz. Месяц назад
Principal nodal officer
@vinayc
@vinayc Месяц назад
Hi @dugarniraj I applied for Amex Platinum travel card using your referral link. Hope you got your referral bonus points. Thanks for educating us on credit cards, comparisons and best practices. Please keep making more videos on credit cards regularly (even better if Amex 😜)
@dugarniraj
@dugarniraj Месяц назад
Hahah sure. Let me know what topics on Amex
@vinayc
@vinayc Месяц назад
@@dugarniraj I heard some of my friends that Amex is not accepted everywhere, is that true ? What’s your experience in bangalore been ?
@vinayc
@vinayc Месяц назад
@@dugarnirajwould you recommend hdfc Infinia or Amex platinum travel is better ?
@dugarniraj
@dugarniraj Месяц назад
See if you can get infinia. It’s good to have 100%. Plat travel if your expenses are high you can add
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