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Home Loan Kaise Le (Explained By Bank Manager) | Banking and Finance Show 10 

Focus Path
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🙏welcome to banking and finance show episode 10
This video is on home loan, in this video, we cover the home loan process, eligibility, rate of interest, and some other useful information regarding home loan.
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📱 Instagram: / focuspathofficial
😄 Facebook: / focuspathofficial
🌐 Website: www.focuspatho...
sorry for the quality of this video, please concentrate on the info, because the information is important.

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25 авг 2024

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Комментарии : 98   
@billusingh6234
@billusingh6234 3 месяца назад
Bhut badhiya acchi tarah samjhaya aapne 👍 thanks 🙏
@RavinderKumar-os4fk
@RavinderKumar-os4fk 7 месяцев назад
इससे आसान कोई नहीं समझा सकता 👌🏻गजब
@FocusPathOfficial
@FocusPathOfficial 7 месяцев назад
Thanks for commenting.☺️
@Radha-devi561
@Radha-devi561 7 месяцев назад
​@@FocusPathOfficialsir kaise pta chlega ki surksha bima h lon me
@Radha-devi561
@Radha-devi561 7 месяцев назад
​@@FocusPathOfficialhdfc se le rkha h loan
@Thissidebharat
@Thissidebharat 7 месяцев назад
@@Radha-devi561apna loan approval letter dekhie Usmai mention hoga
@Ankit-lw5oo
@Ankit-lw5oo 7 месяцев назад
Best video on home loan sir...nice podcast
@mohitgajbhiye2912
@mohitgajbhiye2912 4 месяца назад
Being a home loan officer 😊icici bank i earn 1 lakh in month incentive 😊
@Guru_892
@Guru_892 Месяц назад
Sach batao bhai
@mohitgajbhiye2912
@mohitgajbhiye2912 Месяц назад
@@Guru_892 Sach Hai bro file kro our incentive kamawo
@mohitgajbhiye2912
@mohitgajbhiye2912 Месяц назад
@@Guru_892 yah mera market bana hai isliye
@abhishekSingh-xc1zo
@abhishekSingh-xc1zo 7 месяцев назад
जयदातर youtober गलत जानकारी देते है, Bank home loan पे पहले ब्याज ज्यादा लेते है principal कम लेते है। Starting मे intrest ज्यादा होने का simple reason है balance tenure ka jayada hona, जैसे जैसे tenure कम होता है।intrest part कम होता है principal ज्यादा। Simple intrest ke formula से कोई भी calculate कर सकता है।
@veerenrawat2439
@veerenrawat2439 23 дня назад
Very clear.nice podcast.
@badmashyt001
@badmashyt001 7 месяцев назад
bhai ek qustion hai jo hum home loan lenge usko agar hum 5 year me hi clear kr de fir jo insurance bhi band hi jayega na😊
@Thissidebharat
@Thissidebharat 7 месяцев назад
Yes
@thetransferaccount4586
@thetransferaccount4586 2 месяца назад
nice information.. but should have asked more about loan defaulting
@akshaykumbharkar5228
@akshaykumbharkar5228 3 месяца назад
great sir
@subhabratabelel7236
@subhabratabelel7236 5 месяцев назад
Channel k nam me focus h lekin video k main banda jo ki Manager is out of focus.
@manmohannegi3062
@manmohannegi3062 7 месяцев назад
MSME LOAN k lye bhi video bnao sir
@user-bb9yr8ux7o
@user-bb9yr8ux7o 22 дня назад
good information
@RobinsonMasih
@RobinsonMasih 6 месяцев назад
Ek Mera koi query hai koi Property jis ki demand 50lkh bolte hain, Abhi Jiski owner ka ghar hain vo Complete paisa white nahi leta. 30% Black Money demand karte hain, Bank bhi 80 Percent loan dega is Situation ko kiase tackle kare. kyukyi White he money hain
@user-rd5qm6zn3r
@user-rd5qm6zn3r 3 месяца назад
Nice
@rameshkumar-cn8zd
@rameshkumar-cn8zd 6 месяцев назад
Sir ji me purchase+ construction loan home loan lu or kisi karan se us plot ko 3 sal bad bechna chahu to kya hoga
@upendyadav4074
@upendyadav4074 7 месяцев назад
Thank you sir
@shubhamsaxena04
@shubhamsaxena04 Месяц назад
Hi, what if i opt for pre emi and then pay principle amount separately to bank based on my finances and it could be more than what it would have been deducted in tranche emi, is this a viable option?
@ashish-india635
@ashish-india635 6 месяцев назад
बहुत सुन्दर जानकारी
@hospitalityvibe1854
@hospitalityvibe1854 6 месяцев назад
Useful content 👌
@user-bp8ie1ji1n
@user-bp8ie1ji1n 3 месяца назад
Good information ⭐⭐⭐⭐⭐
@100MANISH100ABLE
@100MANISH100ABLE 4 месяца назад
Fixed rate means it will fixed for 3 year . Then it will be revised.
@YT-gu7sr
@YT-gu7sr 21 день назад
Best video on home loan
@seninternational696
@seninternational696 7 месяцев назад
Clear one thing,what is the term & formula reducing loan
@AmandeepSingh-ji1lt
@AmandeepSingh-ji1lt Месяц назад
My Father has land on his name. Now i want to construct home from my money by taking loan. Will i get rebate ?
@abhinavthakur560
@abhinavthakur560 6 месяцев назад
One more qutesion property parents ke naam pr hai aur loan mai apni ITR ke base me lena chahata hu to us case kaise hoga ?
@depresseddown
@depresseddown 5 месяцев назад
Ho sakta hai bhai
@sunayanasaini5790
@sunayanasaini5790 7 месяцев назад
Well explained
@rattanstudio4376
@rattanstudio4376 7 месяцев назад
Over flow transfer kya hota hai loan statement mei , aur kya ye amount customer ko Leni hai bank se kya?
@Rohitkumar-mr7ii
@Rohitkumar-mr7ii 6 месяцев назад
Please help me with one question. I'm kinda stuck. Getting no answers. It's about PMAY. I bought this house back in March-April 2022, at that time I didn't receive this subsidy as the loan provider informed me that it is discontinued. Now I've seen some notification that PMAY is extended. I contacted my loan provider and still they're saying that it is discontinued. Is it really discontinued? My loan provider is Tata capital Housing Finance Ltd. Another question, I live in Delhi NCR, and when I was scouting for a house, I actually figured that majority of the locations where I can actually afford a house doesn't really have an MCD approved Map. (kacchi colonies) and the locations where there is a legit map for the house are freaking expensive. So, even after having a great Credit score of more than 800, I couldn't get any loan from the banks ( HDFC, SBI). So, apparently I had to eye towards NBFCs which are apparently more expensive than the banks. Is my understanding true? Lower interest rates are just for people who can afford a house in a good location and can buy expensive houses. Pretty strange to me.
@premanandbijapur3031
@premanandbijapur3031 3 месяца назад
is not discontnued,
@shivanikapoorkuk2183
@shivanikapoorkuk2183 7 месяцев назад
Excellent ❤❤
@nasirahmad9160
@nasirahmad9160 7 месяцев назад
Sir ek video Mortgage loan par banaye.
@sunilluthra7747
@sunilluthra7747 7 месяцев назад
Good job
@gitanjalifurniture5686
@gitanjalifurniture5686 7 месяцев назад
Sir bissness loan kesay milaga My age is 19 year
@RavindraJadhav1983
@RavindraJadhav1983 3 месяца назад
Property boom because of Demart and mall or business park.if they failed Property prices dropped
@del9484
@del9484 7 месяцев назад
Loan amount chukane ke bad insurance wala refund hota hai kya amount
@mralpha99
@mralpha99 7 месяцев назад
Yes when you surrender or complete home loan before time you can claim your term loan amount.
@AmandeepSingh-ji1lt
@AmandeepSingh-ji1lt Месяц назад
I want to buy land on loan to save on tax. Can u advise best possible solution ?
@jaidevnegi3628
@jaidevnegi3628 7 месяцев назад
Nice video
@GyanDhamofficial
@GyanDhamofficial 7 месяцев назад
Nice explanation❤❤
@celticspyd5887
@celticspyd5887 День назад
Timestamp dalo bhaii
@AnkitPal-ll6ji
@AnkitPal-ll6ji 7 месяцев назад
Ye manager apke pas to baithe nhi hai, video call pr hai kya ye video?? Because green screen pr hai bank manager
@FocusPathOfficial
@FocusPathOfficial 7 месяцев назад
ye video green screen pr record hua hai, hum do sath mein hi green screen pr the
@Music-viral-hindi
@Music-viral-hindi 3 месяца назад
Fake bank manager,khud ka concept clear nahi hai
@rameshkumar-cn8zd
@rameshkumar-cn8zd 6 месяцев назад
Sir ji muje city me plot kharidna home loan mil jayega kya
@greatclasher
@greatclasher 7 месяцев назад
Insurance forced hi hota h bina Insurance k loan milna chahiye
@balarajks9046
@balarajks9046 2 месяца назад
❤👌👌
@user-rh9ir7ee3w
@user-rh9ir7ee3w 7 месяцев назад
Sir Delhi k JJ colony me home lone provide kyo nahi Kiya jata jbki PL aaram se mil jata h
@Thissidebharat
@Thissidebharat 7 месяцев назад
It may be that colony have some issue with registration. Property documents is ought to be clear
@brijkishor1639
@brijkishor1639 6 месяцев назад
Sir mai 32lakha ka home loan loya hu...loan lene k time humare father ko Co brower banaya hu...avi mai papa ko Co brower s hatake wife ko Co brower banana chahata hu ..our father ko hatana chahata hu....propartey jo bank ko morgej diya hu wo mere name s Rajistrey hai .....our mere hi income p bank loan diya hai.....papa ka civil score v kharab hai ...ple bathay ki wife Co brower m bank karege ya nahi
@dibakarpadhy1978
@dibakarpadhy1978 3 месяца назад
once you add u couldn't remove as ur father's name
@Harpreetsingh-ne2uz
@Harpreetsingh-ne2uz 2 месяца назад
What is Repayment penalty
@railsafar8305
@railsafar8305 6 месяцев назад
बैंकर स्वयं खुद डीलर को प्रॉपर्टी को वेरिफाइड करेगा।
@dimpleluthra7918
@dimpleluthra7918 7 месяцев назад
Excellent
@pratipalsinh
@pratipalsinh 6 месяцев назад
Banker is out of focus in whole podcast... Need to hire a good camera man Plant in background was in focus instead of banker
@subhashkumar-lh6xb
@subhashkumar-lh6xb 4 месяца назад
जबरदस्त वीडियो
@Avtar0008
@Avtar0008 7 месяцев назад
Bhai new joining job hai 1 month hua loan lena hai but sir ne 6month salary slip plus income statement 12 month ke liye bola hai
@Thissidebharat
@Thissidebharat 7 месяцев назад
Yes its mandatory
@adityadehradun7985
@adityadehradun7985 7 месяцев назад
Bhai itni kya Aag lagi hai ?😂 Thoda wait kar lo - Saving karo - Apni salary kay 30% sey jyada ki EMI wala property nahin lena. Fas jaoge aur Property Bank lay jayega.
@JASPALSINGH-wk3ru
@JASPALSINGH-wk3ru 7 месяцев назад
Sir home loan k sath kon insurance lena chahiye. Insurance k upper v video banao sir
@Thissidebharat
@Thissidebharat 7 месяцев назад
Loan suraksha Bima is good with any kind of loan
@parveensahrawat9662
@parveensahrawat9662 Месяц назад
never take home loan -
@ameykaval5576
@ameykaval5576 Месяц назад
Yes , but ........
@sumitmongia2850
@sumitmongia2850 6 месяцев назад
Bank asking SmC certificate for second last owner whereas they have done RD already and sold to the current party now i am buying from them. Now 2nd last party will not apply or provide smc certificate. What to do ?😊
@techvishz2577
@techvishz2577 Месяц назад
Kaise le ❌ Home loan naa le😂.
@user-cu5xe3xu3b
@user-cu5xe3xu3b 3 месяца назад
Sar muje hom loon Lena hi 5 lakha
@santoshaaryan9722
@santoshaaryan9722 7 месяцев назад
Construction loan ke bare me kyu nhi bataya
@FocusPathOfficial
@FocusPathOfficial 7 месяцев назад
any doubt related to construction loan, please tell. and thanks for commenting, we will try to make a dedicated video on construction loan.
@grai1972
@grai1972 7 месяцев назад
Yes my house is under construction..I want to take loan against property...pl advise
@zakeernz
@zakeernz 2 месяца назад
Bakwas only
@kunalshah6682
@kunalshah6682 7 месяцев назад
Bhaiya Home loan interest rebate comes under 80EE not under 80C. Konsi babk ne aapko manager banaya hai. First improve your knowledge before educating others
@Thissidebharat
@Thissidebharat 7 месяцев назад
Tax deductions allowed on home loan principal + stamp duty registration charge Relevant Section/s in the income tax law Section 80C Upper limit on tax rebate Rs 1.50 lakhs per annum Upper limit on tax rebate for senior citizens Only interest part of your Loan is lies under 80EE.
@kunalshah6682
@kunalshah6682 7 месяцев назад
@@Thissidebharat yes that's true... But as we know that in initial installments major portion is of interest and not of principal so that should be explained properly. Infact in this video there is no mention of 80EE
@FocusPathOfficial
@FocusPathOfficial 7 месяцев назад
hey thanks for commenting, and i really appreciate your comment. yes its true, their is no mention of 80EE somehow we miss this part, but no worries I will pinned your comment so that our users can see this info also..
@hackit4105
@hackit4105 7 месяцев назад
Time wasted video
@Civilsuresh7
@Civilsuresh7 6 месяцев назад
Too long, Bakwaas podcast
@FocusPathOfficial
@FocusPathOfficial 6 месяцев назад
sorry to hear that, will try to improve next time, and i really appreciate your comment.
@neerajpawar6201
@neerajpawar6201 7 месяцев назад
Fully worst video
@FocusPathOfficial
@FocusPathOfficial 7 месяцев назад
Thanks for commenting, but please tell us the reason. So that we can apply some more efforts. Information to bilkul sahi hai, kyoki Bank valo ke sath hi podcast Kiya hai..
@sukhwinderkumar3989
@sukhwinderkumar3989 7 месяцев назад
salaried ka btaya ni eligibility to salry pr bnti Jo salaried person hai
@abhishekhaolader648
@abhishekhaolader648 7 месяцев назад
Concept is not clear of Banker😮
@paragayurved
@paragayurved 5 месяцев назад
Cash sallary pe bhi hl milta hai affordable home loan
@metheshree2593
@metheshree2593 Месяц назад
@@paragayurved
@drtapusingdhu9490
@drtapusingdhu9490 Месяц назад
English of your clear is also not😂
@Mr.Funny8484
@Mr.Funny8484 Месяц назад
Ye log aise hi chutiye ko late hai. Aur sponsorship pe paise kamate hai.
@loving4movies361
@loving4movies361 5 месяцев назад
Sir ka social media link de do
@zahirabbasagharia9492
@zahirabbasagharia9492 3 месяца назад
Want to create podcast I m a corporate trainer if anyone wants suggestions and counseling let me know on email on
@gitanjalifurniture5686
@gitanjalifurniture5686 7 месяцев назад
Sir bissness loan kesay milaga My age is 19 year
@gitanjalifurniture5686
@gitanjalifurniture5686 7 месяцев назад
Sir bissness loan kesay milaga My age is 19 year
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