Honest American Express Platinum Credit Card Review

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In this video, we will be discussing a credit card that offers better returns than the NIFTY 50. The NIFTY 50 is one of the most popular equity indices in India, but did you know that there is a credit card that can give you better returns than investing in the NIFTY 50?
This credit card comes with a range of benefits such as cashback, reward points, and discounts on various categories such as dining, travel, and shopping. By utilizing these benefits, you can earn more rewards and cashback than you would by investing in the NIFTY 50.
Furthermore, this credit card offers a higher rate of return on your spendings compared to other credit cards in the market. This means that by using this credit card, you can earn more rewards and cashback with the same amount of spending.
So, if you are someone who wants to maximize your rewards and cashback, and are looking for a credit card that offers better returns than the NIFTY 50, then you don't want to miss this video!

Опубликовано:

9 сен 2024

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Комментарии : 104

@prabhathpotnuru9091 Год назад

There's a difference between return on investment and return on spends, hope people understand that

@John-cb3ht Год назад

Correct. RIP Logic

@CardAcademy Год назад

Yes, the difference is well understood. The point was to make the general audience understand that you can also get a return on your spends and not just on your investments. Aim is not challenge the NIFTY returns per se. We all know that NIFTY index since its inception has managed to give a double digit return.

@rishikhandelwal2025 10 месяцев назад

@@CardAcademyThis video is childish. You must understand that and act maturely.

@Kids11111 8 месяцев назад

@@CardAcademyWith NIFTY returns, you also get to keep the principal. With a CC, the principal is spent away. It is a meaningless comparison.

@suradeep846 Год назад

Joining fee:- ₹50k + taxes. Costs more than I have spent my entire lifetime 😢😢

@aayushdhania6185 Год назад

Abe vo platinum charge hai. This is platinum travel. 3500 plus taxes

@yogeshmhasagar6709 5 месяцев назад

Joining is 3500 and yearly charges are 5000 which will be waived of by spending 1.9 Lakh a year..

@sukhvindersingh9038 Год назад

Excellent work done by you. 😊

@yashaswipandey7923 4 дня назад

Nifty 50 got down due to Russia Ukraine war Nifty 50 doesn't has a joining and annual fees to invest Nifty 50 doesn't encourage consumerist attitude .. guys use credit cards like you use money.. avoid over spending

@deependranetwork Год назад

Most profitable Credit Card in India is Kissan Credit Card , that charges 0_4 % per annum interest 😁😀😂

@Mr__XxX Год назад

Bilkul sahi bola Bhai 😂

@chandru2kc 28 дней назад

🔥🔥🔥

@SmitKhambaye Месяц назад

This is technically not a return... It can be labelled as savings rather than earnings...

@aaRvee1230 Год назад

Miss oversmart how can u forgot about the 3500+get joining fees n 5000+gst renewal fees n most important all merchant doesn't accept American express cards

@kanishkgiri6429 5 месяцев назад

Ok still 36k in first year and 34k in subsequent years. Also many online merchants atleast do accept Amex

@explore360media2 Год назад

Is it ?? You said 60 se 70 paise per point.. or fir wo 30 plus 10, 40k ho Gaya ?? Waah 👏🏼👏🏼

@sarvajitsankar3276 7 месяцев назад

Ha toh sahi toh hai

@hairstuff371 10 месяцев назад

Force to spend on taj is not that much return cashback is real return where you have freedom to spend wherever you wish got it

@amitabhmaheshwari Год назад

Even if you just do wallet upload and that too with 2-3 per cent charges, the card will still be worthwhile

@akashkumardash6918 Год назад

Which Amex card is the best one?

@IamSpidey007 14 дней назад

Wallet is not supported anymore

@shivamshukla6375 7 месяцев назад

And you didn't talk about 60000 rs annual fee + taxes to maintain the card.. After all these bogus reels are your bread and butter😂

@RohitSharma-nu7cp 6 месяцев назад

Are you dumb? This is amex platinum “TRAVEL” not reserve.

@stupidrock1 4 месяца назад

Hey, This is platinum travel card and the card which has 60k joining fees is Amex Platinum charge card. Both are different cards. Just FYI.

@zayeemrahman8896 17 дней назад

Because calling someone bogus please check how stupid you yourself sound in a public forum when you yourself are spreading wrong info

@kiranm0307 5 месяцев назад

You dont know the difference between Platinum and Platinum travel card

@abe4985 5 месяцев назад

Credit card spends are not investments, anything you earn is a reward or cashback not a return

@HatedStar-gb4xs 8 дней назад

Asr to sbi cashback 20 25 % return de dta h

@ravindrareddy.s6836 6 месяцев назад

But Amex card you cannot use in many places.. Lot of hospital don't accept Amex.

@kapendrambbs1 5 месяцев назад

60000points is wrong on 4L spend It's 48k points And returns u need to deduct the annual /renewal fee

@deepakpatil7063 25 дней назад

But you will only get returns in this case forget about principle

@sachinhj9910 Год назад

nifty pe invest karne par real paisa milta hai. Credit card mein spend karne se kuch aur service milta hai. like flight/hotel --> More spends for the trip ultimately zyaada paise kharch honge

@CardAcademy Год назад

The idea should be only to spend what you usually do and not overspend.

@arpitkumar4525 Год назад

Taj ka hotel book krne par Amex zyada rewards point deta hai kya? Ya HDFC Neu card se Taj ki booking par extra 5% milte hain?

@deependranetwork Год назад

लोग क्या इतने फ्री और फालतू हैं, की पॉइंट्स ही गिनते रहें 😀😂 और जो ताज होटल में रुकने जायेगा, वो क्या 5-10 हजार के पॉइंट्स का ही ध्यान रखता रहेगा, या कामधंधा के बारे में भी सोचेगा 😌 cred jesi app bhi useless hen ।

@chetankagyan Год назад

Only thing which is restricted me to buy a Amex is my PIN code is not serviceable for them. They want the address on the ID to be in there serviceable area. 😢 they don’t care about rented address

@raajnn Год назад

same happened with me, they are the only card issuer which doesn't give cards on rented property address

@armageddon9241 Год назад

Nothing like that. Just mention the rented address itself as your permanent/correspondence address. your card will be approved. No card company including amex rejects application just because they stay in a rented place.

@raajnn Год назад

@@armageddon9241 well they told that my ID proof address needs to be same as rented place address

@chetankagyan Год назад

@@raajnn same happened with me.

@ksheth94 Год назад

@@raajnn You can change your address on your ID to the rented house address. Get the NOC by your landlord.

@skimran625 11 месяцев назад

Last 20 years 17.5% return Nifty 50

@sumitchaudhary343 Год назад

Amazon voucher khareedne pe kitna return milega

@shashwatawasthi9503 Год назад

Ma'am bajaj RBL credit card pe ek video please.

@Goodwinisback 2 месяца назад

This is kind of a perception a return What you're considering as return Firstly, most likely, it is going to make you spend more than your need, just to get reward points or achieve this return Secondly, can you really consider Taj Voucher as a return, always? Moreover, now with the availability of cobranded cards like HDFC Tata Neu Infinity Card Flipkart Axis Bank card, Amazon ICICI Bank card, it is really very difficult to use one card everywhere. So aspiration to achieve such returns might become a sales target for you 😂

@venkateswarlugaddam6718 Год назад

Super,How can I get it and what about fees

@CardAcademy Год назад

The fee for the card for the first year is Rs. 3,500 & the renewal fee from next year is Rs. 5,000. You can apply directly by visiting the American Express website.

@venkateswarlugaddam6718 Год назад

@@CardAcademy Thank you very much

@maadhavsaxena Год назад

If we use the points to redeem Taj vouchers, is there any max limit of value or voucher that we can redeem? As in if we get vouchers valued 40k, can we use all of them in a single stay?

@krishnakichu69025 Год назад

Can we redeem our points to cash. Can we redeem points to Flipkart or Amazon voucher in American express platinum travel card

@mikekushida 8 месяцев назад

informative innit

@user-bb7pj2vs6s 4 месяца назад

Also spit out yearly charges

@DrSantoshRaut Год назад

Isase acha to Axis Magnus Credit card hai, every month 1 lac spend par basically 6000 points milate hau, aur 25000 bonus points milate hai, to 4 lac pe 1,24,000 points milenge...

@CardAcademy Год назад

Magnus is a superb card but 1 lakh every month very few people can spend.

@DrSantoshRaut Год назад

@@CardAcademy true

@amitabhmaheshwari Год назад

You don’t need to spend 1 lac on Magnus to get a great return. You can get great returns on normal spends also, if you use their gift edge and grab deal and transfer the points to their partners.

@jigjagraj 6 месяцев назад

@@amitabhmaheshwaricould you please tell which debit or credit card is best for cashback around 10% if possible suggest based on category

@amanthakur2980 Год назад

Mam ma Jada traveling ma raha tha hu muja konsa credit card Lana chaiya jisma lounge access hotel and etc offer bhi ho

@omairurrahman617 8 месяцев назад

What's the minimum credit card limit this card will offer?

@yogeshmhasagar6709 5 месяцев назад

It depends, They generally offers more than 2L-3L, as it is given to higher salary people only.

@shaansharma2484 Год назад

Ek taraf paiso ko invest karke savings ban rahi dusri taraf sirf expence badha ke Taj Marriott me stay

@frustateddacterr Год назад

aap kya bhot jayda peete ho kya 400000 to gye hi gye sath m 40000 v gye returns mtlb paisa aaye hmare pas multiply hoke na ki paisa hmare pas se jaye

@MASS007 Год назад

"Tumhe"? You should use humlbe word !!

@anurag9583 Год назад

Are didi paise kharch b to krne padenge

@dbss206 Год назад

400000 kaun spend karega salana aur wo bhi credit card pr???

@Venom70787 5 месяцев назад

Donation bhi direct jatti hae Israel ko.😂

@aandhitufan4492 Год назад

Amex ICICI Axis ye sab ke cards sirf 10lac per month income walon ko milta hai sath me 900+ cibil hona chahiye tabhi milega

@tejassharma5026 Год назад

900 is the maximum cibil score...uske upper nahi jaata

@aandhitufan4492 Год назад

@@tejassharma5026 lekin bank walon ko inke upper ka hi chahiye bro

@sheikhavesh5258 Год назад

Cash mai redeem karna hoto kitna milta hai

@WildLover73 Год назад

कैश नही मिलेगा, इसका ही तो रोना है

@gopalbala3591 Год назад

magnus is the best

@akshayvaghela1498 5 месяцев назад

Me to isko dekhne k liye aata hu

@amanvahora3672 Месяц назад

Yeh toh sala gujarat gaya delhi gaya kashmir gaya andra gaya aur west bangal gaya aur kehtha hai pura india ghum liya

@mdsahim5203 Год назад

🎉

@mdumairmdumair5183 Месяц назад

Amex is worst

@mrsiddique6924 Год назад

Love u mam

@Science_And_Technology_ Год назад

Invest share market ..

@tagarwal9864 8 месяцев назад

Tum he samaj parehi ho

@swp9999 2 месяца назад

My gf

@kuntalraj26 Год назад

🥰🥰💫

@harshdeep8055 Месяц назад

Dumb logic of nifty like her personality and dressing sense

@ek_virus Год назад

Bade bade sapne he ye sab....real me iski waja se death trap me fas jate h log. CC are best but dont represent it like this is everything and all you want.

@AbcDef-cm1zq Год назад

Tum tumhe kya hota h aap bolo aap

@shivampratap3313 5 месяцев назад

Will you marry me?

@arunsharma368 Год назад

Kya bache log video bnane lage hai . Jake padhai karke aao phir cards me video bnana . Nifty fifty ka comparison bta rahe hai 😂😂

@search_me_tilak 9 месяцев назад

Scam bandh karde channel wrong info

@Manishpatel-uu1qr 2 месяца назад

Hi cutie 😘

@realindian1272 Год назад

Dhhat pagal

@sandeepbjm Год назад

Hahahahah

@shaansharma2484 Год назад

Worst thinking...

@ziksbytes3459 Год назад

Didi business nahi samjhte aap😅

@jaspreetmail 10 месяцев назад

She didn't even tell the cost of a reward point 😂. Its 25 paise 😂. So you earn 25 paise by spending 50 rs😂. Report this video. She is misinforming. Credit cards are liabilities not an investment

@CardAcademy 10 месяцев назад

A) The cost you are telling is only for statement credit. It’s higher for brand vouchers. And even higher for travel categories. On Marriott it’s Rs. 1. B) We never said credit cards is an investment tool. We just used the Nifty fact just to narrate how even credit cards can be useful. And how can people have a different perspective around them.

@jaspreetmail 10 месяцев назад

@@CardAcademyI never said that that you said credit cards are investment. I understand your urge to defend yourself. I just made a simple statement saying a fact that CCs are liabilities not investment that any sane person would agree. Moreover you showed AMEX cards in such a way which shows that you could earn something by owning it and using it. You never mentioned the cost of rewards points even though you knew it, considering from the comment you yourself mentioned marriot one has 1 rs MR cost. FYI AMEX has different rewards points program and different membership fees. Iam an AMEX employee. It's important to for the end user to know the cost of MR points to make a better informed decision.

@jigjagraj 6 месяцев назад

@@jaspreetmailcould you please tell me best card credit or debit which will give 5-10% cashback on any transaction always we are searching for this but no result

@9851949130 14 дней назад

Please help me out.. i am confused... which card is suitable for me in AMEX...my all spending will be in purchasing of Amazon gift card Rs 26,000 per month and i will redeem in only Amazon gift card not hote, flight may be in 18 or 24 carat