House vs Apartment which one to buy ? | Buying a Dream House ? ఏది Better

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Buying a Dream Own house ? Confused to buy an Apartment or House ? Watch the ultimate guide to making one of life's most significant decisions - buying a house or an apartment in India. Our informative video will walk you through the pros and cons of both options, helping you make an informed choice that suits your lifestyle and preferences. We delve into factors like location, budget, amenities, and future investment potential. Learn about the unique challenges and benefits of each option, whether it's the independence of owning a house or the convenience of living in an apartment complex. Whether you're a first-time homebuyer or a seasoned investor, this video will provide valuable insights to make your decision-making process easier and more informed." DO watch this House vs Flat Video till the end and share it with your friends and Family.
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Thanks for watching..
Team Money Purse
What is in for you?
00:00 Introduction
02:06 Critical things to check before buying House
03:01 Affordability
03:41 Appreciation
03:59 Depreciation
04:10 Resale Value
04:47 Commutation
06:28 Modification
07:05 Privacy
07:25 Security
07:57 Amenities
08:19 Maintenance
11:13 House/Flat Purchase Eligibility Calculator Part-1
14:03 House/Flat Purchase Eligibility Calculator Part-2

Опубликовано:

6 июл 2024

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Комментарии : 442

@MoneyPurse 8 месяцев назад

Buy Max life Term Insurance with Highest claim settlement Ratio(99%)👉: tinyurl.com/2htnxmtf Compare the best-term insurance👉: tinyurl.com/2mfw6373

@RamanandaReddy54 8 месяцев назад

Money purse logo baguntadi anna instead of ur laptop back side apple logo 🤔

@divyasree1354 8 месяцев назад

Ok sir. Thank you soo much..

@user-iz8fi5nc2l 8 месяцев назад

Sir aa Excel sheet provide cheyara

@MoneyPurse 8 месяцев назад

We have already shared in our telegram channel

@divyasravanthi9294 8 месяцев назад

Sir naku gold loan 7lakhs undi shares oka 3lakhs undi can I sell the shares and pay to Gold loan?? 8.5% g loan

@borntosuccess9798 8 месяцев назад

నేను Hyderabad లో 2016 లో 65 Lk లో individual hose కోన్న 2018 లో 97 LK కి అమ్మిన . 2020 June లో కరోన టైం లో గచ్చిబౌల లో 3bhk apartment కోన్న 1.25 cr కి 2022 March లో 3.5 cr కి అమ్మిన . 2022 June లో 1.2 cr కి community లో individual hose కోన్న ఇప్పుడు 2.5 cr value వుంది . నేను software employee నేను ఇప్పటి వరకు ఉద్యోగంలో సంపాదించిన దాని కంటే 4 రేట్లు Realestate లో సంపాదించిన . Apartments or individual matters కాదు area matter time matter అంతే .

@rajeshuoh 8 месяцев назад

2022 June లో 1.2 cr ఉంది ఇప్పుడు 2.5 crore అంటే 1 year 4 months లో 100% above పెరిగిందా, wow great.

@Pheniexgaming 8 месяцев назад

This is exactly what happens in the real estate ..time and area matters always

@nagaphanindrapasumarthi 8 месяцев назад

😂😂😂😂😂 అడ్డో పెద్ద సొల్లు గాడు అని prove చేసావు thq

@sudheerkumar-sn3ij 8 месяцев назад

@@rajeshuoh2023 lo konte kanisam 6% returns radu next years lo Wait and see.. all the days are not same

@Tempest0806 8 месяцев назад

This is the case only till 2022. It will not happen again in future in Hyderabad.

@sureshbolla8888 5 месяцев назад

ఉన్న ఆస్తులన్నీ అమ్మి ఇండివిజువల్ హౌస్ కొనాలనుకునే వాళ్లకు నేను చెప్పేది ఒకటే మీ పిల్లలకు మీరు రెండు కోట్ల ఆస్తి ఇచ్చిన కూడా మళ్ళీ నెల చివర్లో ఒక పది వేలు మీ అవసరానికి అడుగుతే మాత్రం వాళ్ళు మిమ్మల్ని చాలా చులకన చూసి అవకాశా.. కాబట్టి సగం డబ్బులు అపార్ట్మెంట్లో పెట్టి ఇంకొక సగం మీరు ఎక్కడైనా ఇన్వెస్ట్ చేసుకుని మీ జీవితాన్ని అది ఉపయోగపడుతుంది...so dont depend on anyone...self experience matters here...

@killermanff5636 3 месяца назад

Manaku yenta vunna kuda mana avasaralaku vunchukoni pillalaku ivvali. pillala mida max depend avvakudadu. Ippudunna expense ki vallani blame cheyalemu.

@sandeepmursubai7549 2 месяца назад

Took 150square yards independent house 73lakhs at beeramguda 4 years back 1km to national highway,now its 1.7 cr worth, its 16kms to hitech City 30k per square yard earlier, now 75k per square yard

@berkeacar9744 8 месяцев назад

Im staying in JOBFLIPUSA till after ETFs being approved and will move into alts after that...

@narasimharaoyapa3834 8 месяцев назад

ఈ వీడియో 1year బ్యాక్ వచ్చి ఉంటే నేను సేఫ్ అయ్యేవాడిని.

@sunchicreations1321 8 месяцев назад

Emi emiyyindhi

@pothurishankar9674 8 месяцев назад

Emiuntundi illu koniuntaru ekkuva EMI pay chestuundochu

@mahesh3588 8 месяцев назад

Don't worry Narishmarao garu, meru illu konnaru Ayithe meru challa Manchi pani chesaru kastha ibbandi untundi koncham orchukondi travatha daniki magic meke telsuthundi

@sravan3311 8 месяцев назад

Old video kuda undi bro but he again did a new one

@subhashchandrabose7346 7 месяцев назад

Handsoff to you @MoneyPurse , I am glad that you brought in the point of "Commutation". Many of my relatives do this mistake.

@madeeasy3424 8 месяцев назад

Chaala baaga Explain chesaru sir ❤❤❤❤. Excellent .

@arewelikethis943 15 дней назад

only 3 things are important... Appreciation, Depreciation and Resale Value.... so Independent house wins. Rest all factors are useless Bochhu factors....

@voiceofjanasainik 6 месяцев назад

Meeru cheppina points lo konni corrections unnayandi. 1. Ind house lo CC cameras and watch men kooda pettukovachu. 2. Apartment ithe office ki dhaggaraga konukkovachu annaru ga but evaru e kalam lo oke company lo long run work cheyaru kadhandi. Ex. Bangalore lo nenu Whitefield lo Apartment konnanu and office kooda Whitefield anukondi, sudden ga salary hike or career growth kosam company maranu. Aa company electric city anukondi, appudu naaku around 25 to 30 km journey cheyali. Same individual house ina kooda. So, my opinion is either individual or apartment ina office ki dhaggaraga unte spine issues, traffic and pollution thagguthay. 3. Amenties antara parks unnay ga adjust avvochu. 4. Apartment lo ithe group of people untaru kabatti celebrations lantivi baguntay, compare to individual houses. 5. Ika maintenance antara ye plumbing or electrical shop ki vellina or urban clap lanti app lo kooda workers available lo unnaru. 6. Only burden for individual house is cost only. Otherwise all is good in my point of view. Please don't mind Sai gaaru. It's my opinion only.

@kkk99381 3 месяца назад

Excellent analysis bro. Tbh I too wanted to move for apartment. But after reading your point my view changed

@sudhaaswapna1173 8 месяцев назад

Sir, Walls break cheytam tarvatha, chinna drilling work jarigina disturbance ani gola pettestharu ma society lo 😂😂. Anduke we opted independent house

@reset.india20 8 месяцев назад

Aparrment life is maximum 50 to 60 years, means one generation can enjoy.. However, individual plot can be transferred several generations....

@gurusai9558 8 месяцев назад

tbh 30-35 years vastey gooppa, ipudu unna quality of apts ki

@devipriya-ic7lp 8 месяцев назад

Land share kuda vasthadi apartment lo

@DoctorChandra 6 месяцев назад

I don’t think people live at the same spot for 35 yrs. Sell apartment after a few years and move on.

@pandregora608 6 месяцев назад

You go deeply, completed rights have you on apartment

@venkatk4574 8 месяцев назад

thanks Sai gaaru, it's useful.. where can we downloand the eligibility spreadsheet checklist ?

@vspraneeth1990 8 месяцев назад

Here again for Ind house should be in 2 sections- Own constructed independent vs Gated Community Villa Now a days Villa builders not constructing compound walls, outer/inner modifications but providing better security with Amentias.

@Indiaplotsandflats1050 8 месяцев назад

Better to live in Rental home

@jacobtrr 8 месяцев назад

HYderabad scenario chepta ..... 150 sq yard( 3 cents) illu kattalante ...land ki 1.5 crore daaka pettali ....malli construction ki oka 50 laks pettali ....so individual house 3 cents kattalante hyd lo 2 crores itadi ..... ade aparment ite 3bhk 1crore ki vachestadi ........... ne deggara 2 crores unte .....1 crore apartment ki petti ....migita 1 crore tho oorlo oka 2 to 3 acres konachu ......or else 3 cents illu konukovachu ......edi better ooo valla istam

@syamalacch9468 8 месяцев назад

Fortunately we looked into most of all your factors and bought a villa in Bangalore 2months back. When I see this video I related to many points.

@satyat7051 8 месяцев назад

Hi. I’m looking to buy house in Banglore. Can I please connect with you?

@satyasarma266 8 месяцев назад

Thanks for Informative video , Sai garu & MP Team ❤

@samet18114 8 месяцев назад

My heart goes to the entire community for JOBFLIPUSA building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish

@kameswararaodv6011 8 месяцев назад

చిన్నది అయినా ఇల్లు కొనుక్కోoడి... ప్రశాంతంగా ఉండండి...

@MoneyPurse 8 месяцев назад

Thanks for sharing your view

@tunguntala 8 месяцев назад

Is it possible to buy individual home in cities like Hyderabad, Delhi, Mumbai etc.

@RahulRana-ks6jb 8 месяцев назад

@@tunguntalayes how much budget do you have I will guide u

@tunguntala 8 месяцев назад

@@RahulRana-ks6jb 60 to 70 lakhs

@rajyalakshmimudadla4643 8 месяцев назад

It’s not possible to buy Individual house in cities. Only single flat cost is 1 cr in hi tech city Kondapur and manikonda

@dixitkothalanka715 8 месяцев назад

Well explained great work 👏👍 Need more this type of content

@rajeshreddyb1472 8 месяцев назад

@moneypurse, Sai garu. Housing corporations lo house teesukovadam manchi option a?

@nalinis6879 8 месяцев назад

Thank you for your efforts Sai Garu and team 🙏.

@srinivasraghupatruni3036 7 месяцев назад

Hi Sai garu.. thank you for the valuable information 🙏

@VestigeLife_915 8 месяцев назад

Superb explanation saigaru swami saranam always I love ur efforts 🎉❤

@nagaphanindrapasumarthi 8 месяцев назад

పాపం .. తెలియక చేసిన mistake వల్ల అపార్ట్మెంట్ లు కొని జీవితం అంతా పాడు చేసూన్నారు అని టీవీ లో చెప్తుంటే బాధ వేసింది ... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడ్డ తో వేసిన గుడిసె అయినా అందులో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....

@madhukiran1731 7 месяцев назад

Thanks for this information video. Can you plz tell me r make a shorts on what are all the criteria (less water problem, electricity, good transportation for IT people, less water floods)that we have to consider while buying a standalone apartment.

@nareshdadi1441 8 месяцев назад

Very helpful swami garu..

@uday3441 8 месяцев назад

Also if we are not ready to take risk initially and wait for increase on affordability.. The individual land price might get hiked.. But in future our appreciation might increase.. Should consider this point and take decision

@nimmasoda8316 8 месяцев назад

Thanks for sharing the ultimate information anna, I took Max life Insurance watching your past video only❤

@rampulsar6912 8 месяцев назад

Thanks swamy !!! for the informatom

@naresh.chandru 8 месяцев назад

Rent vs Lease which is better?? Please make a video

@Ram_T 8 месяцев назад

Hi Sai annayya. I have checked max life term insurance today only. I don't see accidental death and disability rider in riders. Please help me here.

@raoGaru11 8 месяцев назад

What about Apartment Monthly maintenance..? There are Societies which are charging 10K to 15K..?

@jagadeeshb5510 8 месяцев назад

Tyre 2 and 3 cities don't need apartment, I too have an individual house, but one mistake I did was i don't have emergency fund, actually reason was i paid hectic hospital bills for my father and it is continuing even today also. But one thing I want to say is both health and wealth are inter related, so if you loose one, another will be automatically goes down, thank you sir.

@drkk3199 8 месяцев назад

Take care. I can understand how you feel when you lose lot of hard earned money at a snap of finger. What health issue is your father facing and do you have insurance??

@jagadeeshb5510 8 месяцев назад

@@drkk3199no company is ready to provide insurance because he is having multiple problems...

@jagadeeshb5510 5 месяцев назад

@@drkk3199 insurance don't works as he is having multiple health problems....

@harshavardhanreddypg.r.ent3664 7 месяцев назад

Great explanation swami….. How to get the excel spreadsheet bro,

@praneethd9436 8 месяцев назад

If you buy a apartment at right place means it is not a depreciation. Even we resale it we get profit.

@rajasekhargantyada7553 8 месяцев назад

Swami saranam ,nice information❤️

@punyavardhan6047 8 месяцев назад

Hii sir, best penny stocks selection process explain cheyandi.

@kingkartikvarma 8 месяцев назад

Independent house is always best.If possible do not invest much amount in Apartments and Cars as there will be no appreciation.If you can afford always go for Independent house

@kasaladevika859 3 месяца назад

Good explanation thank u very much sir

@devinenipradeep7771 8 месяцев назад

Independent house are always best❤

@raghurags3043 8 месяцев назад

Most of the middle class won’t buy company apartments since they hardly use amenities…and get into traps of problems….it doesn’t mean that individual house has such problems but at certain risks and calculations it will be your house…..commute you can for temporary purpose stay in rent house and use your own house rental yield to pay the rent….it’s all about planning….my choice after buying apartment is definitely individual house don’t fall into trap of apartments

@Amarnath0880 8 месяцев назад

As suggested by you, if I buy an individual house with 1 Cr , let's suppose in the dammaiguda (as mentioned in vide), how much is rents? 10k? Lets suppose I took 2BHK appartment near office (Madhapur or Gachibowli), I need to pay rent of atleast 25-30k. Even after considering the 8-10% land appreciation , we are deficit of atleast 10%

@IMPEACE23 8 месяцев назад

Awesome details. Thank you 🙏

@srikanthpalakurthi1203 8 месяцев назад

Thanks for your video bro... But can you please give examples of apartment cost Depreciation

@kcguturi 5 месяцев назад

Sir, will you be able to share the xls you used in the video ?

@chandrasekhar5746 8 месяцев назад

urban company app vundhi ekkada emi repair vachina intiki vochi repair chesi potharu and prices kuda fair im using this app from 2 years

@Lur232 8 месяцев назад

Entha kothha apartment aeina ten years taruvatha Dani brathuku busstandey.

@narasimhamocherla8976 8 месяцев назад

Super sir. Thanks for the video ❤

@mutyalapraveenkumar1972 8 месяцев назад

Do video on buying resale apartments with step by step procedure including home loan and home renovation loans..please tell us the procedure

@kunchimohan744 8 месяцев назад

Hi Sir, It was a very informative video. Lot of aspects were covered for decision making. As I was new subscriber to your channel, where could I get your excel sheet??. I would like try and see if I am at good stage to buy. Once again "Great work". Thanks.

@thirupathichowdary3672 8 месяцев назад

Good information Sai garu

@Narender9 8 месяцев назад

Thanks a lot Sai swami garu.❤

@dharmarajud 7 месяцев назад

How about constructing house with 3 floor building rent and self in single plot vs apartment?

@jay_sri 8 месяцев назад

Sai garu nenu anni calculations chesi property konnanu kani seller ki Evo debts unnai Ani ipudu outers na property pyina notice issue chesaru Naku em iyna suggestion ivvandi entha varaku idhi possible na registration anni completed but still outers nannu ibandhi peduthunaru Naku ee property pyina right ledhu ani. Please suggest me

@sivakumar-vs6ui 8 месяцев назад

Very good informative video❤

@user-du9nl1cs4j 8 месяцев назад

Sir u explained very clearly thank u so much sir🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

@pavanjayavaram802 7 месяцев назад

Depreciation Yes petaru for.individual, is this selected wrongly?

@ashketcum1 8 месяцев назад

Very useful information.

@nagarajuneeriganti8101 7 месяцев назад

You have provided Very detailed information. can you make one video on topic "should we buy flat from builder share or land owner share" many people are having concerns about it

@pothurishankar9674 8 месяцев назад

Very useful video swami

@danumjayareddykanala2405 7 месяцев назад

Which one is good ?

@kalluru.gurubabu860 8 месяцев назад

Nice one. Very useful inf

@vyrswamymattapalli2917 8 месяцев назад

Now watching 2827 but viwers liked this video only 415, plz everyone try to like video and support MP TEAM🙏

@carakeshsarmar9850 7 месяцев назад

Hi sir. Is there any funds where we can invest online in real estate

@ajaykumarpandala-ys3lh 8 месяцев назад

Can you send Excel link of EMI calculator & salary income

@Hi17009 8 месяцев назад

Thanks for vedio ayyappa

@user-yl4yl5vy8e 8 месяцев назад

It may differ in emi because the interest rate wheather fixed or variable

@ramana7374 8 месяцев назад

Max life no cost term plan meedha detail video cheayandi anna chala help avthundhi

@RamanandaReddy54 8 месяцев назад

Nice explanation Anna ,Thank you😊❤

@MoneyPurse 8 месяцев назад

You are welcome 😊

@prabhakarsharma3146 3 месяца назад

చాలా బాగా చెప్పారు స్వామీ గారు

@winfredabby2325 8 месяцев назад

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA

@maheswararaopandiri7199 8 месяцев назад

Good information sir 👍

@4h7_ece_cbhaskarteja30 8 месяцев назад

Sai garu please make a video of buying the lands for construction in auctions .

@kishrazor 8 месяцев назад

Very informative

@poornapalla871 8 месяцев назад

Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

@suresh123janka6 7 месяцев назад

స్వామి మీ ఫ్రెండ్ గురించి చెప్పారు కదా ప్రతిరోజూ 20 to 30 km ట్రావెల్ చేస్తారు అని అతను ఇప్పుడు ఉంటున్న ఇంటిని రెంట్ కి ఇచ్చి ఆఫీస్ కి దగ్గరలో మరొక ఇంటిని అదే ఆమౌంట్ కి రెంట్ కి తీసుకుంటే సరిపోతుంది కదా, ఒకవేళ అతనికి ఇబ్బంది లేకపోతే. అదేవిధంగా అతనిది సొంత ఇల్లు అయితే extra గా ఇంకో ఫ్లోర్ వేసుకుంటే అతనికి రెంట్ కూడా వస్తుంది కదా అతనికి ఫైనాన్షియల్ గ ఉపయోగ పడుతుంది.

@purushothamkumar3300 3 месяца назад

Office ki dagarlo same rent raadu. It will be triple than what he/she gets outside 30kms.second floor ko antha easy ga permission raadu.

@suresh123janka6 3 месяца назад

@@purushothamkumar3300 correct ee kani travelling or petrol charges taggutayi kada Inka meeku family to spend cheyyataniki time kuda dorukutumdi

@vijayb4719 7 месяцев назад

What about Maintaince charges in apartment

@NareshKumar-td1jn 7 месяцев назад

Hi Sai garu thank you for the relentless efforts.. please guide if both wife and husband are working then can we consider EMI 30 % of the combined salaries ?

@vinu1505 6 месяцев назад

30% is actually good percentage, we grow and this can become 25% next year. Apartment has appreciation for first 5 years (based on builder reputation) so weight in other factors like Commutation, high rise and landshare. Make sure you also add 10% MF for preclosure of this loan in 15 years or even less.