HOW I GOT A 55K SCATPACK at 20 YEARS OLD || Monthly Cost, Down Payment, Credit 

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I didn't get the car I really wanted until a year ago! I was 45 now 46. When I was 20 I was just trying to survive, and didn't know shit about how to maintain a credit score. After trial and error, and the process of buying a house, I learned how to maintain my credit score. My son is 25 and has a better credit scores than I ever did at his age. I taught my son the importance of a credit score. I love seeing and hearing younger people that are able to get what they want because they work hard and responsible. Congratulations on your purchase.

Credit is so important. And if you know you’re credirt isnt where it should be then dont go try to get one of these cars or any car for that matter. You only hurting your credit even more. I know first hand because I made that mistake. Its easy for your score to go down but not easy to get it back up. If it werent for my credit Im sure I could comfotably afford a Hellcat or SP WB. But because of my credit they say I need a cosign. Lol all my family has bad credit so Im stuck building mine back up. But best believe its coming yall. Thanks for the vid bro. Straight to the pont, informative, no annoying music. Keep it up bro

I got my R/T in 2016 so I was 22 years old, and last year got my scat pack now I’m 28, all because my credit was very good, keep grinding man! 💪

That A Really Good Score For Your Age Man. I’m Glad My Parents Taught Me About Credit Early Also💪🏽

Loved the video and you spitting real shit to the youngin’s your age and the ones younger than you as well. Lot of things that you said you did at 18 I did myself as well and I’m 22 so we’re not far apart. Wishing you the best w the whip and your success! 🙌🏽

Great video. And great advice. I got my 2021 scatpack challenger with %0 APR as well a few months back. Love the car thus far.

Keep doing good bruh I’m 21 and you got a scat before me 💯 this shit right here is motivation

Great video man. Gotta lot of knowledge, keep it up 💯

For the younger generation who still live with their parents and hardly have any bills to pay then u can definitely afford a scat pack. But be prepared to have a high ass monthly payment for the next 72 months. Not to mention insurance and gas. For those who are still in there early 20s u probably wont move out of mommy & daddys house until ur 30. 🤔

I would've asked for car invoice when negotiating it shows how much that dealership paid for it I bet it was nomore than 45k

Keep working gang🖤

Great video man!! Keep it up!! 💯

Straight to the point!!! Nice video

Good video og grind don’t stop 🏁

I got lucky that I was on the hunt for a 392 when covid started getting crazy. I got mine for 37k after tax tag and title new in go mango, but only had like 2 options. They had hellcat challenger for 57k and a wb hellcat charger for 61. I kind of regret not buying the hellcat because now they want like 100k plus

Like the car but I love your mindset!!

What’s up fam . Ran across your channel last night . I see you on the come up man keep going . I plan on doing the same with my channel but mainly for the love of dodge . Very good vid

My, man. Awesome you’re so squared away so young.

You might be the smartest young person to do one of these vids

great vid thanks for advice man

Waiting on my 2022 Charger scatpack I factory ordered one too🤘🏽

Droppin jewels 💎💯!!!

Bro u got a good deal 🔥🤘🏽 Idk why people saying u coulda got a Widebody for the same price when u can’t well not a brand new one rn

Really needed this info.

Tryna get mine at 19. I've already got an offer charger sxt. Just waiting for credit

How did you have A 760 credit score by 20? I’m learning about credit and how to grow mine to a score like that by time I turn 20. I’m 17 rn and turn 18 in 5 months.

You should had listen to your parents bro.that was good advice.dont borrow money.work hard,invest,live below your means.

That scat is tuff I wish I could afford a hellcat tho or a Nissan GT-R

Damn you have good credit and you put 14k I'm not surprise you was able and your note good too keep at bro

what credit card you use

keep grinding brody🦾

respect im 22 just copped a scat it was used but the loan i got my payments woulda been 650 but i make solid money so i went with a shorter payment term so now i pay 740 month for it but for anyone that wants these cars def listen to wat hes saying and stack yo cheese

Need more vlogs ✊🏽🔥

55 for a scat is crazy

760 is killin it at 20!

You're giving great advice to be a young man and to be 20 You're very sharp on the numbers and out of all the kids who make these videos you seem to have your shit together so what is you do for a living out of curiosity?

Nice video I got mines at 20 years old also but I got my widebody for 52k brand new not a base model

Bro Plzz teach the community more I keep telling them to not pay that not nonsense and just build they credit

just came across this and it’s a big motivation to see these videos always on my feed, but i respect u specifically for explaining everything and even making a video about credit, huge help fr. how much do u make a month? what do u do?

If you don’t mind me asking what insurance do you use for your scat? Every insurance quote I use they quote me $800 in insurance and I’m not paying that…

I got the same car fully loaded for the same price but mines a widebody. I got it in May. On my channel good shit tho bro 😎

Man ppl is crazy when the 392 first came out they where 30-35 k now ppl paying hellcat prices n now hellcats costing 100k+ when they were 50-60k crazy

55k for a non widebody. That’s rough my guy

I got my Durango Sxt plus black rims and all equipment at age of 18 I still paying for interest and higher insurance but I like it I enjoy keep it up bro 😎

Got any side hustle ideas that could help with affording one?

🔥🔥

you got off i just got a 2020 rt charger for the same price

Getting mines next month brand new

I’m gonna get a scat with a 95% down payment.

I’m 24, I am about to put in a order cause my old car is finally giving out. Waiting to see if prices are gonna go down and try and raise my credit up

It was funny when you said the warranty on a used car part you can get a warranty on a used car my guy but gud vid.

220 for insurance is EXPENSIVE AF.... Its because of your age... once you hit 25 redo your contract.. it goes down like crazy!

I’m paying a stack + for a Altima only because my credit was trash when I jumped out there (631) & im 21 but I didn’t start building until I was 20. Next car is a Q50RS or Scat I’m sitting at 690 now tho

What do you do for a living?

i see you🔥

How much should I have in my bank account u suggest before I buy a 47K car ?

This is less money than the Buick SUV I wanted, and the Scatpack is WAYYYYYYYYY more worth it.

Whats the plug for the insurance i need that insurance quote bro

Real nygga activity!

Why are you driving in the passenger side?

Bro use the car for photo shoots music videos and model girls . You will make moneyyyy

When do they do 0 interest

Am I trippin or is the steering wheel on the right side of the car instead of the left?

Could you hook me up with the insurance bro I’m trying too buy a car soon and my insurance is off the wall I just turned 20

Paid 54k for 2022 Charger scatpack widebody w/plus group

How much do you make per year to afford this?

Bruh I paid 49k for my widebody f8 green scat L

The people who have the Super high credit scores have a balance ,they are always paying interest,I pay no interest to nobody,whatever i spend in a month gets paid at the next billing cycle,I have a 803 at the moment ,its actually higher than wat id expect it to be,my sister is in the 840s 850s all the time ,but she lives in debt were i dont ,i will take the lower score any day,btw im 49 years old also and ive carried debt,i will say this its much nicer not carrying a bunch of debt

Bank with a credit union and you’ll get a better interest rate bc my bank offer a 3% interest rate dodge offers a 6 % you see the difference you really don’t have to put down a lot bc the more you put down then your credit must be fucked up if you putting down so much but if you young stay at your parents house and save and build your credit and build a relationship with your credit union✅

The insurance guy? Need the info

Who are you insured with

3:18 bro was that a gtr?

Learn about assets and liability ma guy. Depreciating assets vs assets that gain value. Think long-term. Its a nice car. Very nice car.

I’m trynna see about your insurance guy

Great vid my guy, wassup with this insurance plug can u hook me uo with em?

This your first time gettin a car loan ?

Did u get ur loan from credit union

I literally don't buy myself anything and still have no money. No clothes, no video games, no music equipment, no shoes, and no fancy jewelry

Great video but the credit card utilization is cap.... you want to stay under a 30% utilization however payment history is key.. longevity and on time payments along with utilization.... Credit card companies dont care if you spend 100% card every month as long as youre paying 99% of it every month.. They want to see this as this is how they get their interest.. They dont get much interest ROI of 10% spending...

That 14k down payment don’t go towards the car

People don’t realize most people around this young of a age CANT and DOESNT do anything else other than DRIVE because the car cost so much so they don’t have the money to do anything else. UNLESS you have a good laying stable job

Where's your decals ?

What kinda gas you be putting in it bro?

How did you come up with $14,000?

The interior so simple tho , you shudda been thinking bout a more attractive interior

what’s your job

In your opinion do you think I could get a 5.0 mustang 2022 with 710 credit and 5k down? I’m 20

Who I need to hit up for the insurance bro

If I didn't have a mortgage with 2 kids child care I could lease a Lamborghini. Lol

What job do you have bro

what do you do for work?

😮 18years old and you can put 14K down as a downpayment dang you got it like that Hommie you rich

Where do u work

What if you're working and get a weekly check let's say 700 a week or 605 can you afford a scat or should you stay and get a gt charger instead?

Bro next time instead of putting so much down go to your credit union and get a pre approval way better

Do you live alone or with your parents

220 a month for insurance is insane😑

New cars devalue as soon as you drive out the lot in my opinion if you can’t buy it 2 times you can’t afford it people out here trying to live above their means then end up paycheck to paycheck but who am I to say I rather wait and invest and save to become financially free 🤷🏽‍♂️

55 for a scat? That’s a used hellcat or sum better