I'm impressed with your budget. 1500 a month in investments and 5% in your retirement funds is so smart. Most people your age are just buying a bunch of bs. Wish i could go back in time and do this myself.
I'm 36 and tired of the bullshit. Wasn't eligible at 18 because of asthma. Looked into it again because I'm just pissed at dead end jobs. Enlistment bonus pays my student debt. Even after a lot of crap piled on (surgeries, debt, criminal record, still have the asthma but under control) I am eligible for waiver after all this time. It's because 77% of gen Z is either obese or dumb as shit apparently and they are hurting THAT bad. I can't believe that 3/4 of the current generation is just not eligible. Take care of yourself kids. That is truly pathetic. I wish that they would have just let me attend from 18-21. I haven't decided yet. I am leaning that direction though. Knowing what you know, would you enlist in my situation?
@@kirkjordan8718 thats simply not true. The recruitment is behind because gen z is actually smart and aware of all the negatives of the military only problem is is that they only see the negatives cause yes someone has to go out and do the shooting but many ppl think thats what everyone does cause thats all thats talked about. Gen z is easily one of the smartest generations at such a young age because they’ve been exposed to so much.
My Girlfriend joined the military and don’t want to admit it was a bad decision financially, she doesn’t know how to budget, had problems in the civilian world and thought the military would solve it, however I don’t see her improvement. Great experience and definitely will help you down the road, but people joining have to be smart like you my boy!! I am considering joining even thou I’ll will take a 20k pay cut, I just wanna serve and experience the lifestyle and benefits, I will returned yo my regular civilian world after, thanks for the video good info
its best to enlist/commission as something that will better your education (for free) like an IT guy or something that can only be done in the military like a tank crewman
Can also consider national guard or reserves and see if tht benefits you. A lot of benefits with those options as well, and not too far off from the benefits of active duty. Instead of quitting ur job and doin a 3-4 year contract active duty, you can go NG/reserves and the only time u miss from ur civilian job is Drill days, 3-7 days a month and two weeks in the summer. May get deployed but thats about 9-11 months away from ur civilian job as opposed to a 3-4 year contract. Plus deployments help u earn more benefits (for NG/reserves) tht active duty folks already get, sooner.
im 19 and plan on joining the air force in February bc i wanna travel and explore the country/ world. but i also want to get my college payed for also in cybersecurity/ information technology. that part really stood out to me. if u see this let me know how's it going brodie and keep up the good work
@@RootedByKali nice I swore in 2 weeks ago. Haven’t left for basic yet but I do know what my jobs is. I got client systems apprentice. Basically tech support but like all other 1D jobs I get top security clearance and graduate tech school with a sec+ certification.
@@RootedByKaliim 19 bro and man im leaning to join the marine corps active duty in July or fall im just doing research trying to decide if I am forreal about this
Being in the military as enlisted is like being on welfare but also better, they'll provide basic needs for free, housing, food at chow halls, medical, etc, and will also pay for schooling and other extra bonuses. Still you have to commit your own life in wartime and risk getting killed on the front lines. In my MOS, the survival rate during wartime on an active front, like a Vietnam firefight for instance, was only 5 minutes!
Well you have to remember, not everyone is going to see combat. There are countless careers throughout the branches that won't see a single second of combat
For some of you who may think is low pay, I'm a software engineer in latin america, with 3 years experience, barely making 19.5 K a year before taxes and deductions, and that is consider a very good salary, take into account I have to spent half of my income after taxes and deductions to pay for rent, food and general stuff, latin america is not as cheap as you may think. And defenitely the army is hell of an option, not having to pay for food or rent, really is a blessing, thank you to all of you serving!
Currently as a Specialist in the Army i save roughly $2000 every month after putting 5% into my Fund. Its all about smart planning and at any rank you can save nearly your entire paycheck if you really want to.
so I'm 24, I'm in the NJ Army National Guard, and joined about aa year and a half ago. I would say, if your like 17-19, go Active Duty, it'll give you the discipline you need at that age, and if you adopt the right mindset, and talk to the right people, it will give you the financial literacy you need at that age. if you're want to join, and your a bit older, like I was, go part time, I didn't really go to college, so I got most of the discipline I needed through working, and most of the financial literacy I needed from being rat poor (talking 5 or 6 packets of Raman, and whatever I could steal from work, so like a chicken tender and a few grape tomato's every other day as my food for a whole week, poor. talking a girl dumped me because I looked like a "no no German camp survivor" paraphrasing because RU-vid, but her words, poor) and desperately trying to get myself out of that situation, learning how to budget, save and so on. so if you've built that discipline, and those skills to a degree, but want to expand them, go part time. if you mostly lack them, go full time. but whatever you do, use the Military as a tool and resource to better yourself
most americans that make 100k a year in the civilian they only bring in 50-60k after taxes and on top of that healthcare and copays your spending 20k a year and saving for retirement is nearly impossible
In the USAF in ‘83-89 I was honorably discharged with $25,000 in my bank account,about $50,000 today! I got a truck,apartment and a job at the USPS and now retired…NOT BAD!!!!
You know why this is one of the best videos I've seen about the financials of the military so good s*** man and I completely agree with your statement don't save money but that doesn't mean you shouldn't have some put away for an emergency I'm about to enlist in the next week and I'm probably going to follow this video it's some of the better advice I've seen
When I was in Romania my only bill was my phone bill. I lent my car out to a family who needed an extra car even if it was temporary and they took on insurance responsibilities for it. I did my fair share of sight seeing when I was off duty, but for the most part I was saving pretty much the entirety of all my paychecks.
Life in the army and Air Force don’t look too different after basics I’m a senior right now and I plan on enlisting I’m still not sure which to do yet but I’m only leaving towards the Air Force only cuz I live in SA where Lackland is but the army seems cool to and there is a way bigger signing bonus
don't fall for the signing bonus, if you're good with money you won't need it and if you're bad with money you'll lose it all before you leave. it will 100% be more worth doing the job you want for 4 years than a $40k bonus
We’ll pay is the same and it really depends on the lifestyle you want Air Force is 100s of times more chill then the army and you will never see combat in the air force
Man. When I get in, not payin 1700, I’ll def take my pay cut to not pay that. On top of food and miscellaneous stuff like apt insurance, and just sheesh
I’m going in as a 92R soon I’m so excited to be airborne I’ve always dreamt of skydiving ever since I heard my grandfather was in the AF. Keep your head up bro you’re doing great🙌🏽💯
The military dosent pay enough at all tbh but if you leave the military broke it’s on you I’m 18 with a wife and a car payment and I’m doing well off for a e2
I understand what you were trying to ask but I’m struggling to find the right words to answer you, I am going to try though. When you are recruited you are assigned a MOS(Job) and you get paid only for that job. You do not receive any additional pay for being an active member of the Armed Forces, just for being doing your job day to day AS an active service member. Hope that helped
@@elxse4478 I mean that’s a big generalization to make idk how you know what everyone makes lol if so, then what’s the point of joining if you’ll make the same regardless?
What Six Flags?...Where?...just curious....Also...you get paid if you get in an accident 'off duty' and need 3 years to recover...they cover that...and you none of your leave Your main mission is to get well...just adding a little...I still have TSP...I do 10%...USAA is the best! hands down, imo. Good sound advice and thoughts!...good to talk it out and hear it! Thanks!
Just wondering-- how or where should I look to start in investing? I've been interested in investing or moreso the idea of investing for a while, and the way you incorporate it into your life in the barracks is just ingenious. Im about to enlist later on this month or once I set a meeting up with a recruiter, and I know the pay wont be as much as yours due to rank and time in, but I still want your insight regardless🙏
in 80 13k from home i still payed Nys taxes thre recruiter forgot to tell me in87 with 8 yrs in E-4 i took home apox 370.00 a month stationed in korea with airborne pay
Wait wait wait hold up did you say 24 HOUR SHIFTS??! How does this work? I thought you wake up very early and then get off work during the day? My recruiter told me he sometimes gets off work by 2pm on Fridays. Please give me more information because I don't want to join any military branch if I have to work 24 hour shifts per day! 🤦😭
The big issue for my dating life going in with a bachelors degree I would go in as an E3 in the Air Force. Am I going to be able to bring girls back to the barracks? Are there going to be noise complaints? This may sound silly, but this is a huge part of my life as a civilian that I don’t want to give up.
Wow, I bet living as a civilian with 3,000 isn’t bad at all too. If you tried to live here in California with that money though you’d be damn near homeless 😂 but our incomes are bigger too so I guess it balances out.
