How to Answer a Summons for a Debt Collection Lawsuit (In 3 Steps)

SoloSuit – Win Your Debt Collection Lawsuit

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How to Answer a Summons for a Debt Collection Lawsuit
In this video I show you how to answer a summons for debt collection.
“My debt collector is my best friend!” - said no one ever.
Follow these steps to win your debt collection lawsuit.
1.Create your Answer document to the summons.
IN MOST STATES YOU ONLY HAVE 20-30 DAYS TO RESPOND TO THE LAWSUIT BEFORE YOU AUTOMATICALLY LOSE!!!
That’s not a joke. If you ignore the lawsuit you will lose and you will end up paying more money, sometimes as much as 10x more! Do you want that? If you don’t want to automatically lose your case, then make an Answer.
To make your Answer to the complaint, respond to each numbered paragraph on the complaint.
2. Assert your affirmative defenses.
Also on your Answer document, you must assert your affirmative defenses. These are just any reason why the person suing you doesn’t have a case. If you don’t make your defense now, you can’t make it later.
3. File your Answer with the Court and mail a copy to the other party.
This is the most important and perhaps difficult part. In most states you need to physically print and mail your answer. Send one copy to the court, the other to the opposing attorney.
Responding to the lawsuit by first filing an answer will give you leverage to settle and talk down your debt.
You can use our website SoloSuit.com (bit.ly/2o0D4qv) to easily generate an answer, then we can have an attorney review it and file it for you.
50 State Guide on How To Answer a Summons for Debt Collection: bit.ly/2psySjz
Looking for even more ways to stick it to the man? Add to our Justice for All playlist on Spotify: spoti.fi/2VFgdx6

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Опубликовано:

22 авг 2024

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Комментарии : 598

@ieshamitchell9836 3 года назад

Big shout out to solosuit. You guys are amazing in helping out with response letters. I will be using your services for any additional problems that I have....

@solosuit 3 года назад

Our pleasure!

5 месяцев назад

What you're not telling your viewers in this video is DO NOT respond to mail or phone calls from collectors, doing so will reset the statuet of limitations but also confirming to the collector you own the debt opens the person up to being sued so if someone answers the ph from a number they don't recognize and the first words they hear are "you are on a recorded line" that is a collectors attempt to get you recorded admitting to the debt so they can proceed with their possible law suit if you don't pay

@solosuit 5 месяцев назад

You're right; if you admit that you owe the debt or make an agreement to pay, you could reset the clock on the statute of limitations.

@Decimusblack88 2 месяца назад

@solosuit do you have any testimonials, on successful cases? I

@servyeudesigns126 2 месяца назад

If you don’t respond at all, then they will assume you owe and continues to harrass. Can you elaborate more on to not respond. Can someone respond and say , don’t not contact.

@JoeT-re5ro 5 дней назад

It depends on the state here in Georgia you have to admit it’s yours in writing . phone conversations don’t count . They started that a few years ago here required to admit or promise to pay in writing to restart clock . 2020 Georgia Code Title 9 - Civil Practice Chapter 3 - Limitations of Actions Article 6 - Revival § 9-3-112. Payment or Written Acknowledgment Equivalent to New Promise

@JoeT-re5ro 5 дней назад

@@servyeudesigns126 you can ask them to validate it. Most can’t . Valid would include the original contract you signed . Original account number. Address of the original owner. Payment history. And default date . If they refuse tell them to kick rocks. Asking to validate isn’t an admission

@LaurenINFJ 2 года назад

P.S. You don't always need a library card to print at the library, and even if you do, the library card is free and helps libraries receive stats that they report to the government, which in turn helps libraries get funding. :) And at many libraries, printing is either free, on a donation basis, or super cheap! Libraries are the best! :)

@solosuit 2 года назад

Nice, libraries are amazing places. Thank you, Benjamin Franklin.

@hasansamakaab5256 Год назад

You speak the truth. If you have a school-age child and you introduce them to the library, even twice a week, academic success awaits. In this era of wanton internet, however, you have to watch what material your developing child is coming across. There're so many groups, good and bad, vying for your child's innocent attention.

@bertharuiz1225 Год назад

Here @ zip code: 78380 .45 each copy. Two years ago.

@kitowellbeing3778 Год назад

Thank you, George! What a shakedown the debt collection is. They buy the debt for $0.04 on the dollar and intimidate people for what the bank said the total of the debt was. The collection letters did reflect different amounts. Bottom line is the issuing bank has discharged or written off the debt and we don't have any signed contracts with these collectors trying to make 96% profit on their investment. THANK YOU AND BLESS YOU!! I was sick to my stomach receiving the summons and feel so much better hearing your videos. I will be using SoloSuit to file my response tomorrow after some sleep. God Bless you! ❤🙏

@solosuit 11 месяцев назад

Glad we could help. Good luck responding to your case, and feel free to schedule a call with us or send an email if you have any questions.

@missycalhoun6319 7 месяцев назад

@solosuit how do we call?

@thes3xcichef Год назад

I love writing answer letter for people. They’ll NEVER contact you AGAIN!

@solosuit Год назад

That's the goal!

@jenjen8086 5 месяцев назад

Would you be interested in writing a letter for me ❤?

@douglasgoulding6860 3 месяца назад

How much will you charge to write one for me?

@guadalupewilcox1564 4 года назад

Bless you for explaining this so clearly

@solosuit 4 года назад

Thanks Guadalupe, glad we could help.

@Plussizebaddie24 4 года назад

Omg this video is heaven sent!! Thank you, I am not working so I can't afford an attorney.. But you are very direct thank you!!

@solosuit 4 года назад

Thanks Fancy, it's our pleasure to help!

@kimberlymarvin6368 4 года назад

This is my first video and your awesome!!!! I’m going to watch because I haven’t filed my answer yet. Thank you!

@solosuit 4 года назад

Thanks Kimberly, glad we could help.

@persevere6326 4 месяца назад

Very well done video for the average person. Thanks for not talking down to those who are already hurting.

@solosuit 4 месяца назад

Thanks for your feedback. We want to help people make sense of their debt lawsuit. We hope our videos help.

@ShaaRee 4 года назад

Most grateful, it's amazing how profitable ignorance is! Reading is an difference maker! As your channel grows dont feel bad to not responding to questions you already covered in your video! Our society would benefit greatly from listening, thinking and doing. Much❤Blessings to you! Thank you, for your time!

@solosuit 4 года назад

Hey Simple Pleasures, thanks for the kind words. Glad we could help. We're rooting for you!

@Marlene-qj2ex 2 года назад

Isn't that the truth; I am glad I found this channel through a Google search.

@patadams1589 3 года назад

I am so relieved right now! I watched your video....i died laughing when you were talking about printers! Mine was not working! Lol! So I went to you website and did your 15.00 service. THE BEST MONEY I EVER SPENT !!!!+ thank you!!!!! I cant tell you what a difference you made!!!

@solosuit 3 года назад

Hi Pat, it's our pleasure to help. Printers problems are real.

@rudygarcia9913 2 года назад

Completely blown by how simple this was!

@solosuit 2 года назад

Glad to help!

@rickyortiz001 2 года назад

Your the best I was hella nervous tbh…. I dnt know how to respond and now I fill confident

@solosuit 2 года назад

We are so glad to hear it! Good luck with your case; we hope you win.

@lucky-hd1yv 4 года назад

Wow so clear and direct. Thank you.

@solosuit 4 года назад

Thanks, glad we could help Lucky

@cpenn9426 3 месяца назад

Well I just want to give solo suit props because they helped me with a lawsuit last year where I filled a response and then went to court long story short 3000 debt was dismissed

@solosuit 3 месяца назад

Wow, congratulations! We'd love to hear more about your story. Shoot us a message at support@solosuit.com to tell us more.

@nubian282 3 года назад

Thank you, very simple and free....awesome

@solosuit 3 года назад

You're welcome!

@keatomic 4 месяца назад

Its not free.

@solosuit 4 месяца назад

Note that prices are subject to change.

@r.dandlittledude9021 Год назад

I would like to add the following: Make sure you want to either "settle" your lawsuit or debt, or do you need to file bankruptcy. There is a huge difference if you are headed to bankruptcy. You don't want to file a "motion to compel arbitration" if you are going to file bankruptcy. I filed a "motion to compel arbitration" and the credit card company accepted my motion, but pushed the cost and arbitration action on me. No bueno. Because of my own circumstance, I filed a letter to the judge asking the case to be dismissed. *This is only because of my unique situation*. I will say that I learned so much in this process and now I feel like a pro. lol. But every answer I submitted was absolutely correct and accepted by the court. You guys helped me learn so much. Thanks!

@solosuit Год назад

Thanks for sharing your experience! We're glad to hear that our Answer document helped in your case. We'd love to hear more about your story. Please send us an email at support@solosuit.com if you're willing to tell us more.

@lowrider5717 3 года назад

I file motions to dismiss them motion to Vacate them motion to strike make them spend money first then answer if you lose all three make them work!!

@solosuit 3 года назад

Haha, hardcore approach.

@JoeT-re5ro 5 дней назад

One thing if you get sued after the SOl has passed be sure to counter sue them for taking a time bared debt to court

@christianjensen4924 2 года назад

This guy is funny AF! 😂 and very helpful. Thank you

@solosuit 2 года назад

Glad you enjoyed!

@BigJadeTarotfr 3 года назад

Your site is a godsend!

@solosuit 3 года назад

Thanks, Talking. We are so glad we could help.

@strayhorserecords Год назад

Thankful to have found this video. Made the answer process super easy only took 5 minutes

@solosuit Год назад

We're glad we could help! Good luck with your case.

@tanisha_tlc 4 года назад

I received a summons the other day. I went to the website you stated, but I live in Kansas. Thanks in advance. 🕊❤️✌🏽

@solosuit 4 года назад

Hi Queen, we help people in Kansas all the time. Just order the "Standard" package, leave the "Courthouse" and "County" fields blank. Text the number on the website if you have any questions. Go to SoloSuit (bit.ly/2KFZxRU)

@Decimusblack88 2 месяца назад

What was your outcome? I'm curious, I happened to file my forms recently

@dreamingofyou1027 4 года назад

First of all thank you so much for all the information!!!!! I'm getting sued for medical bills. I do owe them. But everytime they called, they gave me only 2 payment options. To pay in full or 2 payments. My debt is 4500. So it is impossible for me. So is it still recommendable to deny, or do I just reply assertively? All I wanted was monthly payments. Not a lump sum. Thank you for your time.

@solosuit 4 года назад

Good to hear from you Marisa. Many people do a general denial in your position - so deny all of the paragraphs. Once you file an Answer they should be better listeners. That said the path we've seen work the best is: 1) Answer 2) save up money 3) negotiate down the debt to 1%-50% 4) pay it off in one lump sum. Paying in a lump sum is much more enticing for a debt collector and will make it more like that they'll settle for a lower amount. So after answering, you may only need to pay them as little as $450. We aren't attorneys and this isn't legal advice.

@kathleenjackson1923 Год назад

Thank you so much for the information you shared. You helped me a lot. Bless you and may you continue to be successful.

@solosuit Год назад

We're glad we could help! Thanks for the feedback, and good luck with your case.

@kathylugo3673 2 дня назад

We got a letter from the lawyer in the regular mail for a subpoena to show up on zoom and present documents of check stubs, bank accounts and any assets. And it’s been 14 years when they filed a judgment in 2010. Can I file an answer letter? The date is set for next week and this is in Florida Hillsboro county

@libbyjames4513 4 года назад

Your intro Music is Awesome Buddy :)

@solosuit 4 года назад

Thanks Libby, hopefully it didn't induce too much anxiety.

@ladycash4675 2 года назад

Thank you for the explanation.

@solosuit 2 года назад

Glad it was helpful!

@brokenempath 3 года назад

In the answer can you ask for production of documentation, like the proof of the original contact, proof they own and purchased the debt, document of the debt being validated? When do I send this? And also what happens after you officially answer and send everything certified? Thank you so much.

@solosuit 3 года назад

Yes, the SoloSuit process makes it simple to request documentation of the debt. We use language requiring the collector to "show an accounting" of the debt. Usually collectors are unable to. After responding to the lawsuit, a few things may happen. 1) the collector will contact you and attempt to settle. 2) the collector will file for discovery, sending you a Request for Admissions or something similar. 3) the collector won't make any further moves. 4) the court will reject your documents for some petty error, in which case you'd need to refile.

@Ori024 21 день назад

Many DONT know this like myself I know its been beyond 21 days. This debt is almost 10k. I am a single mom and just dont hve this. This was during Covid as well

@solosuit 14 дней назад

If a default judgment has been filed against you due to missing the deadline, here is a resource on filing a Motion to Set Aside Judgment: www.solosuit.com/posts/make-motion-to-vacate-judgment#:~:text=Summary%3A%20To%20make%20a%20motion,attend%20any%20hearings%20that%20follow.

@haleyfoxworth3250 2 года назад

I just want to say thank you so much for your guidance through the steps... this video is so helpful!

@solosuit 2 года назад

Hi Haley! We are so glad we could help. Good luck with your case! Here's wishing you the best possible outcome.

@owlscoffeecats Год назад

Simple & easy to understand. Thank you for a straight forward video. 🎉

@solosuit Год назад

Glad to hear it. Thanks for the feedback!

@RockabillyQueen 23 дня назад

I got served a summons yesterday from LVNV funding and it has no complaint anywhere with it. What do you do in that case? IN fact, it had as the original court date Monday, July 8, 2024. But when the server handed it to me, it had been crossed out with a pen and in ink above, it has October 21st, 2024.

@solosuit 14 дней назад

You can reach out to the court or plaintiff and ask for a copy of the complaint!

@kimpattin4205 4 года назад

Thank you for your service. It is a life saver!

@solosuit 4 года назад

Kim, it's our pleasure to help!

@roadsafeties-wg6hi 4 месяца назад

I like the way he explains it, I like your way

@solosuit 4 месяца назад

Glad we could help!

@Sockboss1 2 года назад

but if you lose you still dont have to pay, right?

@solosuit 2 года назад

Hi, I'm not 100% sure what you're asking, but if you lost a debt lawsuit, the plaintiff has a legal right to garnish your wages and seize other types of property. So, to answer your question simply, yes.

@liberval9425 4 года назад

Question: In your response to Marisa Garcia you said that you and your team are not attorneys. What exactly are your qualifications? Are you CPAs? Former employees of debt collection services? I ask because I couldn't find a description on your channel. Thanks!

@solosuit 4 года назад

Hi Liber, thanks for asking. George is a law school graduate (JD/MBA) from BYU. He isn't an attorney. SoloSuit is a technology company, not a law firm. We've helped 1,300 people protect over $3 million from predatory debt lawsuits in just a short time. We're making the law more accessible and closing the justice gap.

@mohammedmiah7076 Год назад

In USA any court you can represent yourself as long as you know the specific law of the land for respective law suits against you

@katherineford7079 10 месяцев назад

You said you write letters for us for free. I was only on the site for 2 seconds and it already popped up packages to buy.

@solosuit 10 месяцев назад

We offer paid packages as well, that's right. :)

@panchito1384 5 месяцев назад

The person who was rent in the house ,recive a civil summon . And hes not living here not more. The police can doin a intorregation agains me for any information about him. Even if i dont know him much?

@solosuit 5 месяцев назад

I'm not sure what you're asking, but it sounds kinda like a sketchy situation!

@TheAaronmcmahon11 Год назад

Wow! Thank you so much. Your video made it simple to understand and took loads of stress off.

@solosuit Год назад

We're glad we could make it less stressful. Good luck with your case!

@eboss247 Месяц назад

Thank you for this amazing video - I took your advice and used your template to respond- I responded to every paragraph and even that the Statue of Limitations has ended. This was back in April. As of today, I have not heard anything back from the courts or the Plaintiff or the attorney to verify the debt etc. Do I request a dismissal?

@solosuit Месяц назад

In case you didn't see our other comment, here is an article on a Motion to Dismiss: www.solosuit.com/posts/make-motion-to-dismiss

@outlawgonzalez6471 3 года назад

I’m about to go to trial and I used this service and never received any discovery and no copy of what you guys sent for me to use .

@solosuit 3 года назад

Hi Outlaw email us and we'll be able to send you your Answer. Normally, we send a copy of the Answer to every customer and they can also see it by logging into their account on SoloSuit.com. We can also try to connect you with an attorney.

@rosehudson9437 4 года назад

You explained it Really well

@solosuit 4 года назад

Thanks!

@elsplace896 8 месяцев назад

Very clear and concise.

@solosuit 8 месяцев назад

Glad it was helpful!

@scarlettparkinson7470 4 года назад

Thanks for this video!

@solosuit 4 года назад

Thanks Scarlett

@OceanDave32 3 года назад

If I wanted to settle the debt after I have been served, do I still need to file a answer? Thank you for your content! Keep up the good work.

@solosuit 3 года назад

Generally, yes, a defendant needs to file an Answer to give them the best chance of settling the case. Once the defendant files an Answer, their leverage increases a lot, giving them more power to settle for a smaller amount. This is because responding to the lawsuit shows the defendant is competent and can and will fight the case. If they don't file an Answer, then the collector has nearly no reason to settle . . . because the defendant is about to lose the case on default.

@OceanDave32 3 года назад

@@solosuit Thank you for your reply. This make good sense. I think I'm going to use your website. I'm in California, does it matter ?

@coffeejunkie33 2 года назад

Thanks for this response! I was just served for debt collections. I found your service very helpful. Unfortunately it will cost me $71 in Nv to file a response. Hopefully the attorney will just settle for less than the full amount. I've been paying off all debt but didn't beat this one to the punch.

@Knowthybeauty 2 года назад

I was served at my door today 5/16,I live in Nv..Original payday loan amount was $400 ..Deputy Clerk signed 4/30 on paperwork..I only have 3 days to respond retroactively? I have 20 days to respond it says. Original paperwork was sent to P.O. Box that I no longer have.

@coreyharding4837 4 года назад

great video, this was truly awesome. However, the options don't fit CA for selecting a courthouse, is there any link for California??

@solosuit 4 года назад

Hi, Corey, we're updating the site soon. Just leave the "County" and "Courthouse" fields blank.

@johntkeodara Год назад

God Bless You! Thank you for your videos.

@solosuit Год назад

You are very welcome. We hope our content helps. Thanks for watching!

@rogerdsmith Год назад

14 days in Hidalgo county Texas.

@solosuit Год назад

Sounds right!

@ramundo07 5 месяцев назад

You wait any later than the 15 days and you automatically lose the case? And say they do win the case against you can they garnish your wages if the debt was originally credit card debt?

@duanekortas2452 3 года назад

Why do you have only 5 review on the website and one says you never paid the file fee with the 200$

@solosuit 3 года назад

Hi Duane, I'm not sure what you mean. We have over 100 five-star reviews.

@user-de2ei8jl4y 5 месяцев назад

what happens when an account is transferred to a debt collection agency from the original creditor and they sue? This account is 9-10 years old and it was transferred to a JDB recently as of the beginning of the year I believe, so my question is can I use statue of limitations in my defense since the account is so old?

@solosuit 5 месяцев назад

If the debt is past the statute of limitations in your state, then the debt collector can still sue, but they won't have a strong case. And if you bring up the expired statute of limitations in your Answer to the Summons, you will most likely win the case. Check your state's statute of limitations on debt here: www.solosuit.com/posts/statute-limitations-debt-by-state

@amikkadisciple 4 года назад

Hello, I just got summoned in Nevada and I don’t have a job or money 😟 do you think you could help some how?

@solosuit 4 года назад

Amikka Disciple Yes, just go to SoloSuit.com And you can generate your answer. Give the phone number on the site a call if you have any questions

@dainnesegovan5283 3 года назад

Great info ! ☺️

@solosuit 3 года назад

Glad you think so!

@prosperity. Год назад

there's no denying. how do you answer when partial bill paid and balanced owed to said account is attached to civil suit

@solosuit Год назад

Keep in mind that we cannot give legal advice, but when denying a claim, it's kind of like asking the plaintiff to prove it. If they can't, then they have no claim.

@yuminglu1161 6 месяцев назад

Thank you so much! God bless you for doing this free for people.

@solosuit 6 месяцев назад

We're glad we could help. 😀

@lgee9027 4 года назад

Can you do an updated pandemic edition🦠🦠🦠 if you are running low on cash due to job loss, and may not be able to go back due to health issues

@solosuit 4 года назад

Hi L, we made one just for you ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-xdSYJ6DHXfI.html

@deztroyer76 2 года назад

Will a credit card debt collector ever have someone personally “serve” the summons or will it always be mailed? We’re talking about a low dollar debt in the range of $1000-1500 with pay off options under $1000.

@myysticranger 2 года назад

I just had a personal delivery...in Montana

@solosuit 2 года назад

Personal delivery is common.

@solosuit 2 года назад

Thanks for chiming in.

@Scotty__ 5 месяцев назад

Ofc my issue is here in PA !!! And their summons maybe different then other states

@solosuit 5 месяцев назад

Sometimes the process is slightly different depending on which state you reside in and what course has jurisdiction over your case. We have a PA attorney who can review your Answer doc and let you know if it is reading for filing. You can sign up for that service here: www.solosuit.com/debt_answer

@danielcrowder8572 8 месяцев назад

Thanks for your help

@solosuit 8 месяцев назад

Happy to help!

@ItsAllFakeAndGhey Год назад

If you file a motion to dismiss do you still need to reply to each of their points in the complaint? Thx!

@solosuit Год назад

Keep in mind that we cannot offer legal advice. Generally, it's best to respond to a Complaint with an Answer to avoid default judgment.

@dinhchuong5969 3 года назад

if i am not a law expert how can i write proper answers to defend myself? Will I lose my case with a bad answer?

@solosuit 3 года назад

Hi Dinh, courts and judges are actually more lenient for people without an attorney. You can use our site to create an Answer; we use language that is attorney approved.

@rah1735 2 года назад

Thank you so much

@solosuit 2 года назад

You're most welcome

@SELF213_ 3 года назад

What if I'm in a debt relief program and I still got summoned? It doesn't make sense to me because the account is already being negotiated with the collector, but I still got summoned. Any suggestions guys?

@solosuit 3 года назад

Hi Self, for whatever reason this is pretty common. A lot of people who are in a debt relief program/debt consolidation/ debt settlement program still get sued. For people who get sued while in a program like that, generally they should still respond to the Summons. Responding will give them much more leverage to settle the debt.

@engagingtragedy5895 3 года назад

I am filing using your generated documents Monday! Have you ever had any success asking for private arbitration if the debt contract allows?

@solosuit 3 года назад

Glad to hear you are using our service! We used to provide templates for a Motion to Compel Arbitration, which had a pretty high success rate, but we currently do not offer that service any more. Our services only include initial Answer documents right now. However, we will be adding more products soon, so stay tuned!

@seabreaze4243 Год назад

I loved it ! Thanks a lot....

@solosuit Год назад

You're welcome 😊

@jono7248 8 месяцев назад

You broke it down so easy to understand. I feel a little better now. I just received my summons. I take full responsibility for the debt. Only reason i ignored it is because the pandemic took a toll on me and i couldn't pay them back. Just to be clear, i should respond to the paragraphs on the page that says "supplement to complaint"? Can i write on that paper with my answers? Or is there a full template i could use?

@jono7248 8 месяцев назад

Also I live in hawaii. Thinking of asking you guys for help with sending my answers. One other thing, I am thinking of filing for bankruptcy, should I still send my answers in?

@solosuit 8 месяцев назад

Due to federal regulations, we cannot give you legal advice. However, many people in your situation will use SoloSuit's Debt Answer template (www.solosuit.com/debt_answer) to respond to a debt lawsuit. We can help you file the Answer with the court and serve the plaintiff. Generally, it's good to file an Answer into such a case, even if bankruptcy is planned.

@TsetsiStoyanova 10 месяцев назад

What is your nationality exactly ?

@solosuit 10 месяцев назад

USA

@boomerang905 3 года назад

Great advice.

@solosuit 3 года назад

Glad we could help.

@kimdavis3259 Год назад

I’m still a little confused on how U “file an answer”. I’ve already spoken with the court clerk and was sent the link to use to appear virtually instead of having to go in the courtroom. The debt is mine so there’s no argument there. Im just not sure if I’ll be able to pay the full amount on the day I have court. But I’m definitely in a position now where I can start making payments. So by me speaking with the court clerk and her sending me the link was that not filing an answer?

@solosuit Год назад

What state are you in?

@kimdavis3259 Год назад

@@solosuit I’m in Kansas City, Missiouri

@solosuit Год назад

@@kimdavis3259 it depends on what state you live in as well as what court your case is in. Generally, however, it is best to file a written Answer into the case and serve the opposing attorney to avoid losing by default judgment.

@kimdavis3259 Год назад

@@solosuit Okay. Thank U for responding. I guess I misunderstood the meaning of default. I thought 💭 that was if U didn’t show up for court at all and just ignored it. My court date is tomorrow and I will be there. So we’ll see how it all plays out. I’m just ready to pay the debt off and be done with it.

@vambo13257 3 года назад

In Louisiana a Summons has to be delivered in person

@solosuit 3 года назад

Yes, that's a pretty common requirement. Some states allow it to not be delivered in person for various reasons.

@cmoreno82cm 4 месяца назад

I have a question I have a judgment against me but I haven't been served yet. Does the time for me to respond for the summons starts after I have been served? Or since the day the judgment was created?

@solosuit 3 месяца назад

The time for you to respond to the summons typically begins on the date you were served the summons. Learn more here: www.solosuit.com/posts/deadline-answer-avoid-default-judgment

@simplyclean4907 2 года назад

Mine doesn't have any paragraphs to either decline,admit,prove it

@solosuit 2 года назад

Hi Frankie, What state is the case in?

@simplyclean4907 2 года назад

@@solosuit California

@treyanderson6224 3 года назад

In SC

@solosuit 2 года назад

Here's the video for South Carolina ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-HiGeWY6rAVw.html

@thedoulabaker5815 2 года назад

THank you for sharing. I have recently received a summons for debt. I am going to use the SoloSuit to provide my answer, however I am conflicted on which I should choose "Prove it" or "I'm Not Sure". I previously was living in California, I just recently relocated to Kansas. In California, I was using a credit repair for 6 months but then I had stopped. I have 2 exhibits; one is the last bill showing the balance owed, the second was the bill of sale. I wanted to use the "I did not agree to my debt to be sold to a different company and not to the original creditor". What is the best way to go about this?

@solosuit 2 года назад

The Premium Package is helpful if your not sure whether to do "Prove it" or "I'm not sure." The attorney review and consultation are great resources in that package. We're prohibited by regulations from providing legal advice.

@rebeccacarlisle2665 4 года назад

Great tips.

@solosuit 4 года назад

Thanks Rebecca

@KoyoteJagOfficial 7 месяцев назад

Who does the Proof of Service? I'm the defendant and not sure what I need to do with it? It was attached with the civil summons and it's a blank proof of service. Do i need to fill it out?

@solosuit 6 месяцев назад

Some courts require proof of service or at least a certificate of service (which is included in SoloSuit's Answer doc). If you plan to file your Answer on your own and you received a form for proof of service, it may be a good idea to fill it out and submit it with your Answer.

@charlettethomas273 3 года назад

Hi I got a summons but no complaint

@solosuit 3 года назад

Ok, that is unusual. Some courts may just provide the Summons and request that you show up on a certain day. You can also try calling the court and asking if they have a complaint on file for you.

@josueperez3823 4 месяца назад

What happens after this process? Is the case dismissed ?

@solosuit 3 месяца назад

If you file an Answer to your lawsuit, you will block a default judgment. This gives you time to prepare for a court hearing or negotiate a debt settlement plan. If the plaintiff has no legal standing, or if they don't think it's worth it to continue with the court process, there is a chance the case will be dismissed.

@BrittneySkylar 7 месяцев назад

So what if you get this lawsuit but dont have anything for them to take no iob no no money in account's etc

@solosuit 7 месяцев назад

If you don't have any form of income, they may get a judgment against you, but obviously won't be able to garnish any wages if you don't have any. However, if in the future you do get a job and start having an income again, the judgment may be enforced, and you could see your wages garnished.

@roseanneking8984 Год назад

My son passed away less than a year ago. Can someone sue me for a debt he owed? I’m on SS and I can’t afford to pay this. I signed for a certified letter telling me this. It was for a repossessed truck that didn’t bring enough at auction in 2013! What should I do? I’m in Tennessee. My son didn’t own anything and he had no insurance.

@solosuit Год назад

Hi Roseanne, We send our condolences to you. Here's a source that you may find helpful in answering your question: www.consumerfinance.gov/ask-cfpb/does-a-persons-debt-go-away-when-they-die-en-1463/#:~:text=Generally%2C%20the%20deceased%20person's%20estate,debts%20of%20someone%20who%20died.

@katiekinsss 4 месяца назад

What if you’re wanting to settle with the original creditor? Should I still turn in an answer?

@solosuit 4 месяца назад

It's usually best to file an Answer into a debt lawsuit case to avoid default judgment, even if the defendant plans to settle before going to court.

@katiekinsss 4 месяца назад

@@solosuitI used solo suit to file an answer and I believe I am going to use them again for a settlement thanks so much!

@gretchenverna6124 3 года назад

Love your work ❤

@solosuit 3 года назад

Thank you so much 😀

@ssmarsfiverr6432 3 года назад

Waiting for your next video

@solosuit 3 года назад

Good. So are we.

@MrsGee2014 4 месяца назад

Hi. So what if you didnt file an answer before your court date? Can you still present your answer on in court? How does that work...court date is this week😮

@solosuit 4 месяца назад

As long as there is no default judgment entered in the case, you can probably still file an Answer.

@MrsGee2014 4 месяца назад

@@solosuit unfortunately there was a writ for scire facias on a dormant judgement and the sneaky no good creditor filed right before the SOL... Fam ended up still having to pay eventhough the debt was almost ten yrs old.

@Kindness.20247 2 года назад

Hope to utilize this service if can afford to.

@solosuit 2 года назад

Glad to hear it. It's totally worth it.

@Thatclassicgirl Месяц назад

If people are getting sue is because they don’t have money am guessing on your website says 240 for a letter 😮

@solosuit Месяц назад

We offer a cheaper option for a validation resource, as well as tons of free resources! Here is a free article to get started: www.solosuit.com/posts/answer-debt-collection-summons-50-states

@Fasterfuel 21 день назад

I did file an answer with Solo Suit and they did not do anything i got judgement against me today

@teeeff8337 16 дней назад

Did you print it out and go down to the court and give it to them before the response time was up?

@solosuit 14 дней назад

We're so sorry to hear this. Please contact us at support@solosuit.com so we can make things right. We sincerely want to take care of our customers.

@jimcooper7457 4 года назад

Having something from 2016. I live in KY and just got served by a sheriff deputy today on a Sunday. Over repoed auto. From a debt collector I believe KY has a 15 year SOL ? If use your services and they still pursue this. Will I have time to start/file a chapter 7 or another# . Lol

@solosuit 4 года назад

Jim Cooper yes, Filing will Gove you time to consider bankruptcy. We can also connect you with bankruptcy service. That said, 50% of our passed cases get dismissed.

@leiladixon9486 4 года назад

I never received either I just received a card from Cavalry offering a settlement and a court day with the lawyers name etc...

@solosuit 4 года назад

You can contact your local courthouse (often the one closest to you) and ask if they have any lawsuits on record for you. If the documents you received from Cavalry have your case number, you can use that to find your lawsuit and respond to the original complaint with an Answer and a Motion to Set Aside Judgment. Give us a call on our website and we may be able to help.

@deanray35 9 месяцев назад

I want outa my timeshare. Will they bother to take me to court? I am paid in full but for 2 years of maintenance fees for multiple reasons. I sent them a letter but they sent collections after me

@solosuit 8 месяцев назад

Sounds like there's a chance this could escalate to legal action. We can't say for certain, because we don't know the details of your agreement or the company.

@JimmyGodspeed Год назад

Thank you, thank you.

@solosuit Год назад

You are very welcome! Good luck to you.

@Nightscream72 Год назад

If one of the documents is a summons, and the other is a complaint document, why do they look identical? I got two of these in the mail recently, and they appear to be the same document, and so do the two you flash on screen in this video. How are they different?

@solosuit Год назад

If you take a closer look at our video, you'll see that the two documents are indeed different. The Summons notifies you of the lawsuit and outlines the case information, including the venue, parties, case number, deadline to respond, etc. The Complaint, on the other hand, lists the specific claims that are being made against you. It will usually contain a bulleted list of allegation that you need to respond to individually. Hopefully that helps.

@BrittneySkylar 7 месяцев назад

Wheres the generate for free because I don't see it everytime you answer the questions then it ask you to pick a package to pay for and doesn't even get to generate

@solosuit 5 месяцев назад

Note that our prices are subject to change.

@solosuit 4 года назад

Thank you for all the new subscribers and likes. Check out this link if you need to respond to a debt collection lawsuit bit.ly/2o0D4qv

@fx4guy 3 года назад

What if the name on the summons and complaint is wrong from your legal name?

@solosuit 3 года назад

Hi Gustavo, because of regulations, we can't give legal advice on specific cases. Generally if the wrong person is being sued, then the lawsuit could fail; if the name is just spelled wrong, then that may be just a technicality.

@cindyswhoville3074 3 года назад

what happens after you file an Answer to the Summons? Will you still have to go to court?

@solosuit 3 года назад

It depends on the court. Some courts require you to go to the court for trial, while others require that you appear via web conference (like Zoom) during the pandemic. It's best to call the court to check if you have a court date. Often, the court date will be listed on the Summons documents, so keep an eye out for that.

@saxxy2005 3 года назад

I never received a summons directly. Lawyers have reached out to me via mail regarding my case? Does it officially count if you were never served?

@solosuit 3 года назад

Rules about service change from state-to-state. If a consumer isn't sure if they're being sued, they can call their court and give their name and ask if there are any cases against them. It's not a great way, but usually this is the only way to see if there is a case against you.

@tennaj1367 2 года назад

GREAT VIDEO! ,. I subbed. But what if you actually do owe the debt but don't have the money top pay at that moment and the the creditor is asking the court for a judgment for the full balance + fees?? Is there any way to still make an agreement with them before the judgment to try to pay it off with payment plan or something ? BTW I'm in Michigan ..Thanks

@uno_andonly216 2 года назад

Same question I have

@solosuit 2 года назад

Generally, that's a situation you can totally win. Even if the defendant believes they owe the debt, they should still file an Answer. Filing an Answer increases the difficulty of collection and makes it more likely the plaintiff will settle. Settlement is better than garnishment. Filing an Answer is step one to protect your rights.

@user-sv1bp1od5j 7 месяцев назад

Hi. Same here from Michigan. Just received a summons yesterday. I do owe the debt but I don’t believe the amount the lawyer states I owe is correct. Will I have a affirmative defense if so, how do I work it? Thanks in advance.

@user-sv1bp1od5j 7 месяцев назад

I meant how do I “word” the affirmative defense ? Also, is it ok to say yes to most questions but one or two “I don’t know”?