I really love that you asked us to comment our DTI. I am not sure what mine is off the top of my head but I've been working on a spreadsheet for calculating and tracking my net worth and DTI. I put the project on hold until we get back from vacation but I cannot wait to have this picture in front of me.
DTI is the one situation where I'm glad they use 'Gross Income' instead of Net. I always see high DTI rejection as a blessing because in most situation, if your DTI is high, your monthly cash flow is definitely low. which forces you to stop and reevaluate like you're doing. Slowly but surely!
