HOW TO: BUDGET & SAVE MONEY (TIPS & HACKS) 

I started budgeting when I was making $60 a week and was $2,000 in debt. Learning how to budget dug me out of a hole, I didn't know I was in. It gave me control of my life again.

That’s very true about giving money and finding money.

Tommy i have been watching your videos non stop for like the past hour and id really like to say....thank you and i really appreciate what you’re doing here man...people really don’t know all these important things you talk about...including myself!...and i genuinely appreciate you taking the time and effort to put out these videos to help people get in the financial know...and to just help people not get ripped off from things they are ignorant about...ill be taking in alot of this info your putting out and use it to help myself get out of my hole and move forward to a more financially secure life style...so just wanted to say thanks alot...you’re the BOMB

A BIG ANSWER TO MY QUESTIONS, i knew i had to have different accounts, but the percentage was my problem. THANKS MAN

I started watching your videos and I'm gonna follow your suggestions about budgeting. I did it once but I stopped. Now it's high time I retook it . I live in Mexico and our lifestyle is quite different. Our economies are totally in different levels. I will start with lower % cause is my salary isn't big. I'm a school teacher and teachers in Mexico aren't well paid. Gracias my amigo !

Thanks this was very helpful. You broke it down step by step and in a form that I could understand so big ups to you on that!! Actually have been trying to figure out how to budget and save money and this hit it right on the nose. Good looking 😃

The charity part really made me excited about starting this. Thank you for the great content.

Just what I needed to hear and learn! thank you so much !

Bro the come up is WILD GOOD SHIT

Really informative tips man!

Shane sent us here representing my country. 🇰🇪🇰🇪🇰🇪🇰🇪

Thanks for sharing! Do you have a vid on taxes? Your overtime gets taxed on your check and then you still have to pay the IRS again, it's crazy.

Thanks so much for this, I get paid this week, im going to get some envelopes tomorrow

Tommy I am so proud of you young man. I can relate they charity. I did the same for as long as I could. My co workers was like what. I always gave 5%. I would go get a stack of food gift cards every pay. Even taking homeless in store and pay for a meal for all the same reasons you mention. Awesome!!! Have to rebuild now Thanks

Number one rule, don’t pay the collectors -_- in worst case get a pay for deletion letter....but I’m notified on the channel ,keep the vids coming!

Thanks Tommy

Trying this out with today's pay check and beyond ✊!

Awesome video!! You really encouraged me start budgeting. Just need to figure it where to get the envelopes 😅thanks you🙏🙏

Thanks for the help bro. I really needed it.

OOH SNAP #TBT lol. Inspiration right here bro ✊🏾✊🏾✊🏾✊🏾💪🏾

Thank you very much sir. this here has helped me tremendously.

I suck at budgeting this will help me lot

Thanks

Hi how are you love your frugal saving videos .god bless you and family for helping the needy .🤗❤💛💛💚💙🙏🙏🤲🤲🤲🤲

Still watching, thanks young black king 💯💪🏾

This is great..just subscribed..this info is really helpful

Wow. Awesome Tips!

Thank you!

i disagree with the first one i feel like you should always start with rent, car insurance and etc. thenn whatever else comes after

I hope that if theres a fire you have either renters insurance or home owners insurance

Love love love ty💛

nice vid man

❤️Love This!

Im literally making 60$ a week this is so for me😂

Hey Tommy, I have two kids... a 16 yo boy and a 15 yo girl. Nothing would make me happier than buying them things that they would enjoy for entertainment. Can that be my charity money? For just like video games, or movie tickets, etc? We've been having a hard time, and I really want them to have things that will bring a smile to their face, and let them know how much my wife and I love them. Also... so what if the money that I've set aside for debt isn't enough? Do I just allow my credit to be damaged rather than begrudge my kids the things that I want them to have? Do I just come back and fix my credit later when I have more power to do so? Say, for example... I have a credit card and the minimum payment is $40. Is it preferable to pay $20 to the credit card, $10 to the emergency fund and then $10 to the charity fund? Because then there are late fees, etcetera that start to spiral out of control. Or do I go ahead and pay the $40 to the credit card and forego the other two? I think these are the kinds of problems that most of us run into when money is a stressor in our lives. That's not a realistic example, but I think for simplicity's sake it demonstrates the issues that a lot of us are dealing with. And what if, say, we need car repairs? Do we keep pouring the emergency fund into that every week until everything is fixed? Because then we don't really have an emergency fund. Things just don't... fit like a puzzle. It's more like trying to put out a fire. I'm not criticizing, I'm genuinely asking... what do I do? Thanks for the channel... it seems to be just what I need right now. It's very kind of you to provide it.

smart man much blessings .. u from Barbados?

Dammmm Tommy look different