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How To Buy A House Early In The Uk / Free Money Not Public Funds

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Buy A House Early In The Uk | Watch This If You Intend To Buy A House Soon In Uk
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7 сен 2023

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Комментарии : 75

@edomwonyifaith1323 11 месяцев назад

What of us that are above 40years and would like to buy a house

@Everything_with_Oge 11 месяцев назад

Saving while having children all around you is not easy at all but we are pushing it. Its doable.

@TochiEsther 11 месяцев назад

Yes it is doable 💪

@adeolaolajide-olulegan9539 10 месяцев назад

Hello Tochi, You are a blessing, i put it to you that this is your ministry 🙂. Thank you for consistently sharing. I already have an lSA account but my husband couldn’t open as he is above 40 but he has some savings in his personal account. My question is this, can we add my ISA savings and his personal savings to make payment for our deposit or must the deposit come from only ISA accounts?? Thanks❤

@faithluke-chidiebere2972 11 месяцев назад

Moneybox life time ISA is good, am currently doing this and the interest so far from govt is about £700 plus. Welldone Tochi 👏

@TochiEsther 11 месяцев назад

Well done 👏 👏👏

@ogomsseries 11 месяцев назад

Nice tips you shared sis❤❤❤❤

@TochiEsther 11 месяцев назад

Thanks dear

@olaoluelujoba474 11 месяцев назад

Am suppose to be the first but I will manage being the second here. Insightful info you dished out once again Tochi. Thanks for this powerful update.

@TochiEsther 11 месяцев назад

You are welcome 🤗

@vicentiaakosua6311 11 месяцев назад

Am the first person here today 😂😂😂😂. Nice nice

@TochiEsther 11 месяцев назад

Yes you are!

@Laurational 11 месяцев назад

Thank you so much Tochi for this video❤❤❤

@TochiEsther 11 месяцев назад

You're welcome 😊

@nnekaakoke3945 11 месяцев назад

Thank you dear for the information

@zindhagizindabadh1006 11 месяцев назад

Hi Tochi you are a real blessing to me.God bless you abundantly dear one.Can you suggest an app that will allow me to send money from India for my daughter studying in UK

@user-ll6pl8tw5d 11 месяцев назад

Hi Touch I celebrate you and commend you for Good work. Please could you give info on if ISA is categories as public fund in case one need to withdraw it for mortgages. As I was told is public fund especially on some visa. Plz info. Thanks

@TochiEsther 11 месяцев назад

It is not classed as public funds dear

@EllaAnyanwu1 10 месяцев назад

Hi Tochi... Thanks for this info... Please do you have a video on your channel about how to actually buy my first house plus mortgage and all... Lets say i have money already saved for the house

@PriscyVibes 11 месяцев назад

God bless you Tochi. Please which is better to choose from: Long term goals or short term goals ?

@joylehadejinmi1771 11 месяцев назад

Thanks for this info Tochi... So what do you advise those who are above 40 years who are interested in getting this £1000 bonus from the lifetime ISA?

@rjmommy9743 11 месяцев назад

Which bank can we use to open this account? Because HSBC and Barclay's not allowing new customers for those account

@ijeomaanarado-ezika8261 11 месяцев назад

Moneybox

@gracetitilola6583 11 месяцев назад

Thank you for this video, it is very informative and helpfull. How can I open a Lifetime ISA account is it the same with the money box App

@taofikatolagbe9763 6 месяцев назад

Hello i am above ? What other options do i have ? Can i but house with my children name ?

@TochiEsther 5 месяцев назад

Above what please?

@EvelynEjuone 11 месяцев назад

Thank you for the information. My question is if my husband and I decided to open the lifetime ISA separately and save for 2years and we were able to buy a house ,can we then close the account? And if we save separately at the end of 2 years can we buy a house with both savings ?

@StephenEjiofor-gz9su Месяц назад

It means that people above 41 years and above are not qualified for the lifetime isa. So,how can these people above 40 years be assisted financially to buy a building in uk.

@rayo_araba 10 месяцев назад

This is eyeopener

@ofayaw7215 11 месяцев назад

Very informative video. Please what if I save about 10,000 pounds after two years, but want to relocate permanently to a different country? Will the saved 10,000 pounds be reimbursed to me without any difficulty? Thank you.

@Laurational 11 месяцев назад

You can only save 4,000 per year and can only take it to buy a house, when you’re 60 and above or terminally ill. Anything outside that, you can’t get your money

@ofayaw7215 11 месяцев назад

@@Laurational , well understood

@TochiEsther 11 месяцев назад

Only available for UK residents.

@omoruyiefe1628 11 месяцев назад

You can get your money back. But 25% will be deducted if you're not buying a house with it or you've not reached retirement age.

@anuoluwapoogunbayo9313 11 месяцев назад

Except u save with money box which has ol option with isa savings . You can withdraw your money anytime

@okechukwuumehaustine 11 месяцев назад

Thank you for the video, i have 2 questions... 1. I can close the account and take my money anytime I want? 2. Is the money solely for buying of house or I can use tye money to do any other thing I wish?

@swanstale8499 11 месяцев назад

The money is solely for buying a house & the scheme is for first time house buyers. If you want to withdraw your money without buying a house with it, you will pay 25% withdrawal charge

@TriciaWilson 11 месяцев назад

I'd say you need a well paying job first

@olusolafaithful9519 11 месяцев назад

Thank you ma'am. Any scheme or advice for over 40?

@sadeajai6246 11 месяцев назад

Hello good afternoon Tochi, am 49 years, i have a 20years daughter, and we're just 2years + in UK. Can we use her for the ISA lifetime savings to be able to buy our first house?. Thanks

@Laurational 11 месяцев назад

I think it may be bought in her name since the savings in her name

@azeezhafiz6246 11 месяцев назад

Hi Tochi, please how can I open the ISA account in UK?

@TochiEsther 11 месяцев назад

There are many Lifetime ISA providers out there.. research on anyone you would like and just set up the account. It’s very easy. There is vanguard, money box, Hargreaves, nutmeg and so on

@oyetundetosin2747 11 месяцев назад

@@TochiEstherplease is the ISA account specifically for saving to buy a house. Or can one withdraw the money maybe after a year I get the bonus ?? And if I start this month sept… will I still be able to collect the extra 1k pounds at d end of the tax year in March 2024??

@zindhagizindabadh1006 11 месяцев назад

And is it only upto 4000 pounds or over and above is it possible to get the 25 percent

@TochiEsther 11 месяцев назад

Capped at £4,000 a year.

@user-zp8cr2gz9n 11 месяцев назад

How do we open the lifetime ISA account?

@ifeomaibeh5930 11 месяцев назад

What about those on sponsorship visas I thought they said it is no access to govt funds isn't this govt funds

@TochiEsther 11 месяцев назад

It is not classed as public funds

@abdulkareemsurajudeen3712 11 месяцев назад

How can we open the account Tochi. Will I work to my bank and tell the I want a lifetime ISA

@TochiEsther 11 месяцев назад

Not your bank, just Google lifetime ISA providers. There are many of them, vanguard, moneybocmx, nutmeg etc

@abdulkareemsurajudeen3712 11 месяцев назад

Thank you for the information, Tochi. I just entered the UK last month, so let me start the savings now

@ivyjay002 11 месяцев назад

Does payment into the ISA count towards one’s credit score

@TochiEsther 11 месяцев назад

To the best of my knowledge, No

@babsd4194 11 месяцев назад

I was told that if one does not have indefinite leave to remain they cannot buy a house or do mortgage . Is that true?

@rayo_araba 10 месяцев назад

No darling , you can my sister came in through through student route and this is their 2 years and they already got their house last month

@ChidimmaAnugwa-df9ip 11 месяцев назад

Nice one. Please who can advise me on this ,I have a job interview coming up, I am meant to summit my drivers license which is compulsory, I just finished learning how to drive and my driving license isn't ready ,please do you think the employer will understand, so that it will be submitted later, I really confused and don't know how to go about it. Please anyone with such experience can advise me Thanks

@delightajaelu 11 месяцев назад

Nope summit the application first before getting the job

@Laurational 11 месяцев назад

You can use an international drivers licence for one year. If you told the employer you already have a licence , then there may be a problem.

@ChidimmaAnugwa-df9ip 11 месяцев назад

@@Laurational yes I told them I have because I was given a date to pick it up but it didn't work out, that's the problem now and I need to summit it with other documents like ielts, TB test and police clearance, is just the licence that is not ready

@emmanuelashikwe7284 11 месяцев назад

Hello Tochi, good content as always, well commended. For us that are over 40 and about to come to the UK, what is the best option U advice??😂

@onyimaga9763 11 месяцев назад

❤

@eyinjueledumare5116 11 месяцев назад

Please what was the name if the bank you used in tge UK for the lifetime ISA. Thank you

@amedunnaemeka8642 11 месяцев назад

Please how do i create this IsA of a thing ?

@amedunnaemeka8642 11 месяцев назад

I will be 40 next year in August can I start now ?😊

@TochiEsther 11 месяцев назад

People open the account before you turn 40, you can start now

@zainabowoyemi 11 месяцев назад

Tried that water thing...my tap water had taste so we buying bottle water from Aldi

@swanstale8499 11 месяцев назад

You only live once it doesn't make sense to starve your self the necessities for the sake of buying a house. If you buy a house or you don't buy a house, the most important thing in life is being comfortable & happy cos at the end of the day you end up not living your life only because you want to buy a house because every is buying a house & you don't if they're happy

@Choiceeforreal 11 месяцев назад

I'm 39 and will be coming in this month,can i open it before I'm 40?

@TochiEsther 11 месяцев назад

Yes you can

@Everything_with_Oge 11 месяцев назад

Open it immediately you enter the UK. Also bear in mind regarding the only time u will say you have opened it is when you have deposited money into the account. Even if its just once.