£650 with overpayment on mortgage, £100 council tax, free water...don't ever leave northern Ireland! You must live in the cheapest corner of the UK by far. I live in the South West of England and the council tax alone is £234 per month! 😢
The amount of Council tax paid deprnds on the value of your house. Band H council tax rates are for houses that were worth more than £350,000 back in 1991. Band A council tax is for the least expensive houses.@NanelleGriselda
Nanelle, literally watched all your videos last year when I was planning my relocation. Gave me a lot of accurate insight about the COL here. Girl, yesterday I went into M&S for a few snacks yesterday, cos I was curious about it. Yhuuu girl, I will stick to my tesco, sainsbury's and Aldi. 🙌🏾🙌🏾🙌🏾🙌🏾
Nice video, but I think Each person's circumstance varies,and the baseline is for one to be discipline in spending and ensure there is always an emergency fund and side hustle
One thing I know for sure is that every advancement or stage in life comes with its own cost of living. If not anything at all, you are now a home owner, we are enjoying quality videos and you are also enjoying quality food with new recipes 😂😂😂😂😂😂 Thanks for the info
I’m in Europe too, when you buy a house here you MUST take out a life insurance in case anything happens to you. The bank is ensuring that their loan is insured. If you were to die whichever way, the house is automatically paid off. Whoever inherits gets it debt free.
@Nanelle I have always been watching ur content. U re doing amazing well and thanx for your videos and information. I want to start RU-vid please can u make a video on the equipment you use because ur videos are amazing. Eg camera etc
Well researched piece Nanelle. I became a fan when I watched your house buying video and I’ve been hooked ever since. I’ve even gotten all my siblings and cousins hooked and we remind each other whenever you release new content. Well done! I noticed you didn’t add shopping petrol, doing your hair, clothes for the family etc. just general miscellaneous stuff to your list. You know some of your viewers have ‘curious cat syndrome’ 😅
Its cheaper to pay for tv licence as a one off than monthly. Also if you don't need a new phone every 2 years, you can pay less on sim only contracts with all you can eat data and minutes. Thank you for sharing. You might benefit from the free 15 nursery's hour's being proposed by the government, saw it on another RU-vidr's channel. Will post the link if i find it❤
You got my reply wrong. I mean 650 for mortgage is actually a good deal. What I meant is other places are so expensive, where I live mortgage for a 2 bedroom starts from 1500 a month.
Great inaight. I imagine difficult to quantify depending where you live in the UK. We have found when comparing north vs south, the north can often be upto 30% cheaper.
This is detailed and informative for some of us looking to own houses in the next 3 years. What you spend in a month is too expensive like someone is paid that or less here in N.I as salary. But without the camera roughly £2000. Trick is have less subscriptions even if you feel you might need them. I noticed I have youtube premium and only use it 8 times a month 😅, now we are back to normal ads 😂😂.
Thank you for this. My husband will be moving to the Uk as a nurse, do you have any idea on the job market for finance individuals as I am in finance and will obviously be moving with but i want to move with a job...we from South Africa, any advice?❤thank you for the content its reallly really helpful
@@NanelleGriselda thanks for the prompt response I will check and join. Though I am a member of Unison. I guess it is better to join this because that will help my career in the future. God bless you for being real and giving us content that elevates lives.
Nanelle council tax is way cheaper in your area for 3 bedrooms ha …. We pay £174 for a bedroom depending on the area you live.. it’s not easy in England 😅
Hi dear check your email . There should be one from selar. It should give you access to it.It is not downloadable . Just so people don’t download and share to others.but you can go there every time
Quick question Nannelle, you'd mention that you pay phone bills for unlimited data and call monthly and also pay for wi-fi. What is the purpose of wi-fi, if via your phone you already have access to unlimited data. Isn't that double payment?
You still tell us abroad is bad when your salary in Ghana wouldn’t make you think of mortgage. You go abroad and u pay only 650 and u get a full house that’s crazy
If you renting you don't pay council tax ...? What kind of .... is this, in my 4 years of renting, I've paid 150£ each moth....have I been tricked by the landlord ?
Omg Nanelle! You pay $220 per month for day care?? We're going to be paying $1,100 per month here in Sacramento, California and my brother and his wife pay $2,900 per month! Oh and we pay about $4,000 per month for our mortgage!
I'm in West London, and I can tell you it is insanely expensive right now, a double room in shared accommodation I am paying £800 a month, living single and on a budget my total monthly cost is £2000 just to survive!
@@belindashongwe3815 There is a pros and cons, pros are the accessible travel network, to and from work is 25 to 40 mins, I hate the thought of spending hours on M25 just to commute to work, also varieties and availabilities of cheap African foods, the cons is expansive accommodation and pollution.