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How to buy MEDICAL INSURANCE? Best Health Insurance | Tamil  

THINKING TAMIZHA
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This video is a guide to choose the right health insurance plan. This video describes various features and nuances in health insurance product. We have described in detail, the following features of health insurance plans. These are the most important features that you need to see when buying a plan
#HowToBuyHealthInsurance
- Floater vs individual plan
- Cashless coverage
- Plan type - Comprehensive vs. regular vs. critical illness
- Sublimits
- Co-pay
- Waiting period for pre-existing illnesses
- Exclusions
- Restoration benefit
- No claim bonus
- Claims settlement ratio
- Incurred claims ratio
For
Tricks to reduce hospital bills: • How to reduce inflated...
Benefits of health Insurance: • Health insurance in Ta...
சிறந்த Medical Insuranceஐ தேர்ந்தெடுப்பது எப்படி? Best Health Insurance | Health insurance in Tamil
Health insurance
medical insurance
mediclaim
Cashless claim
Cashless reimbursement
Copay model
Restoration benefit
No Claim Bonus (NCB)
Pre-existing illness
Pre existing illness
Exclusions
ICR
Incurred Claims ratio
CSR
Claims Settlement Ratio
Health Insurance explained in Tamil

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7 авг 2024

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Комментарии : 173   
@thinkingtamizha007
@thinkingtamizha007 3 года назад
How to reduce your hospital bills? ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-LUW2ws5dd9I.html
@sivapriyas4934
@sivapriyas4934 3 года назад
Very informative and simple explanation of complicated system to normal person👍
@arp8804
@arp8804 2 года назад
Very clear cut explanation and presentation was top notch, Thanks a lot 🙏
@revathirevathi6476
@revathirevathi6476 3 года назад
மிகவும் பயனுள்ள தகவல்... நன்றி
@startactioncamerarolling1555
@startactioncamerarolling1555 2 года назад
Your videos are informative. easy to understand 👍🏻👍🏻👍🏻👍🏻👍🏻
@amulraj7273
@amulraj7273 2 года назад
Really usefull.. please do more good videos like this❤️
@saravanakumarp5635
@saravanakumarp5635 3 года назад
Bro ungaluku evlo thanks sonalum patha dhu.
@sandhya.m5180
@sandhya.m5180 3 года назад
Can I have your number
@Noodlestheory
@Noodlestheory 2 года назад
Y intha video ungaluku Epdi help panuchu bro please share
@balachandrankzy
@balachandrankzy 3 года назад
Nice. & simple & clear explanation
@sudhaanbudoss4921
@sudhaanbudoss4921 2 года назад
Thank you soo much for clear explanation 🙏🙏🙏
@michaelprince9418
@michaelprince9418 3 года назад
Once again a great video
@lokeshnlk
@lokeshnlk Год назад
A Million Thanks Brother for the beautiful Explanation
@prasathaps
@prasathaps 2 года назад
Very Good Explanation..... Thanks for this video
@vadivelan4228
@vadivelan4228 2 года назад
Best.. good flow in explanation.
@Yuvaaable
@Yuvaaable 2 года назад
Thank you so much.. Simply explained..
@Yuvaaable
@Yuvaaable 2 года назад
Very very useful video.. Everyone shound watch this video.. Nice explanations.. Infact I am going to buy a insurance.. I learnt a lot from this vidoe.. It's very useful for me.. Thank u so much.. God bless u sir. Pls share a link about comparison, website video..
@user-ix4rb1dv2r
@user-ix4rb1dv2r 2 месяца назад
I search any videos regarding insurance but ur videos much clear idea thank u so much
@sowmyamurugan7640
@sowmyamurugan7640 Год назад
All of your videos are very useful and informative
@vengateshm2122
@vengateshm2122 3 года назад
Simple and educative.
@umamagesmuthu9660
@umamagesmuthu9660 3 года назад
Clear explanation nice
@Arunkumar-gp4ii
@Arunkumar-gp4ii 2 года назад
Thanks for making this video bro 👏👏
@ishwariyalakshmi6648
@ishwariyalakshmi6648 2 года назад
crystal clear information,
@iyamvinod
@iyamvinod 2 года назад
Brother romba theliva spoon feed panra mari explain panrenga.Keep it up.Thanks
@premkumarirengan2919
@premkumarirengan2919 3 года назад
Very useful. So much to know about health insurance.
@sandhya.m5180
@sandhya.m5180 3 года назад
Hello sir can I get your phone number
@jayanthimohan573
@jayanthimohan573 3 года назад
Good Explanation 👏 Thanks for this video 🙏
@thinkingtamizha007
@thinkingtamizha007 3 года назад
This is motivating. Please share it with your friends
@aswinloganathan
@aswinloganathan 3 года назад
Very helpful bro
@gracejesintha748
@gracejesintha748 2 года назад
One of the Best explanation bro.. Very very clear & presentation is good. Well understood by us.. God bless you.
@thinkingtamizha007
@thinkingtamizha007 2 года назад
Thank you!!
@surendhrans1716
@surendhrans1716 3 года назад
Good explanation and thank you for the detailed information
@sandhya.m5180
@sandhya.m5180 3 года назад
Can i have your personal contact
@saravananthiru7756
@saravananthiru7756 2 года назад
Really useful
@getbalaji96
@getbalaji96 2 года назад
Very usefull bro
@Suriyapandi.Pitchaimuthu
@Suriyapandi.Pitchaimuthu Год назад
இந்தப் பதிவை பார்ப்பதற்கு முன் வரை மருத்துவ காப்பீட்டு திட்டம் என்றால் என்ன இதைப் பற்றிய அறிவு இல்லாத நான் இந்த பதிவை பார்த்ததன் மூலம் மிகவும் தெளிவாக புரிந்து விட்டேன் மிக்க நன்றி
@karkuzhali9046
@karkuzhali9046 3 года назад
அருமை
@appasamykuppusamy8037
@appasamykuppusamy8037 3 дня назад
So informative videos for tamil community, i advised some people to watch these videos
@thinkingtamizha007
@thinkingtamizha007 3 дня назад
Thank you bro 🙏🏽
@Rammohan-nc6ix
@Rammohan-nc6ix 3 года назад
அருமையான அனைவருக்கும் புரியும்படியான பதிவு.
@thinkingtamizha007
@thinkingtamizha007 3 года назад
Nandri
@ellamenbamayam7090
@ellamenbamayam7090 Год назад
Some banker also mergr mediclaim company snd give a very less compared to same insurace company policy how it's possible/the bank merged policy is so better option?
@SanthakumarPrabakaran
@SanthakumarPrabakaran 3 года назад
Good work bro.. keep doing
@thinkingtamizha007
@thinkingtamizha007 3 года назад
Thanks
@thiruram5675
@thiruram5675 3 года назад
Good info
@chozhaa012
@chozhaa012 Год назад
Very useful
@ifrahherbalsanitarynapkins8343
Super explain
@cmadhan7354
@cmadhan7354 3 года назад
thank you
@sivananth56666
@sivananth56666 2 года назад
Thank you
@ramkithirugnanam4257
@ramkithirugnanam4257 Год назад
Romba thanks broo
@professorpriya
@professorpriya Год назад
Useful
@rameshramesh5138
@rameshramesh5138 Год назад
Super sir
@madhavanpechimuthu2509
@madhavanpechimuthu2509 2 года назад
Thanks pro
@thiruneelu8326
@thiruneelu8326 3 года назад
thanks sir
@Kidsfunvideo971
@Kidsfunvideo971 3 года назад
Its great to learn and knowing things like this !!
@sandhya.m5180
@sandhya.m5180 3 года назад
Mam can i get a number
@Unknown_Independance
@Unknown_Independance 7 месяцев назад
Entha benifit la irukura mathiri oru nalla policy solluinga anna
@manikandanutthandan7364
@manikandanutthandan7364 Год назад
Nice
@ramdr8621
@ramdr8621 2 года назад
Good
@MeJeni
@MeJeni Год назад
I'm working in medical billing sector... USA health insurance process.. anyway its profits for insurance companies... sometimes only patien... but what to do it's must nowadays
@munusamyvelusamy7833
@munusamyvelusamy7833 2 года назад
Icici insurance policy pathi sollu ga
@amir5736
@amir5736 10 месяцев назад
Family floater best or individual plan better?
@bhavanisekar1463
@bhavanisekar1463 Год назад
Bro next insurance detail video poodunga
@prakashkumari5746
@prakashkumari5746 2 года назад
Hai bro health insurance puthusa edukalam nenekren entha company insurance edukalam bro
@kamartheen
@kamartheen 2 года назад
Bro yepdi compare panalanu next vdo podavae illa
@lakshminarayan2197
@lakshminarayan2197 Год назад
Your Explanation is very clear and neat. Thanks a lot. God bless
@veeruarun10
@veeruarun10 3 года назад
Brother!.. very informative video.. Thank you.. please suggest me a best health insurance for my friend. He's looking for best family floater insurance. Please do best insurance available for family if possible..
@thinkingtamizha007
@thinkingtamizha007 3 года назад
Hi.. everyone’s requirement in different, so there is nothing called a ‘good insurance plan’. They need to choose what fits their requirements. And we personally dont endorse any plans.
@viji1117
@viji1117 Год назад
Natural death any claim?
@rsva100
@rsva100 Год назад
Star health insurance podalama brother
@mugeshbabu6219
@mugeshbabu6219 2 года назад
Navi app la health insurance panna la ma bro????
@roman_lover_rds3166
@roman_lover_rds3166 9 месяцев назад
Hii bro niva bupa health insurance reviews panuga
@manoharanr3885
@manoharanr3885 Год назад
Sir Good morning, I am a Heart patient, bye pass Surgery done May 2014, Can I have Medical insurance Sir, Please reply me Sir Thanking you Sir
@syedsamiullah1988
@syedsamiullah1988 2 года назад
Good evening Stil you have not uploaded have to compare health insurance policies before buying
@thinkingtamizha007
@thinkingtamizha007 2 года назад
We will not do that as the platforms dont give all products, instead they are promoting only select products
@rexnadar5627
@rexnadar5627 3 года назад
Bro super. Next video eppo poduveenga..
@thinkingtamizha007
@thinkingtamizha007 3 года назад
Weekly 1-2 videos podovom. Tomorrow we ll put one video
@sandhya.m5180
@sandhya.m5180 3 года назад
Can you send me your number
@rsva100
@rsva100 Год назад
Bro star health insurance edukalama
@marimuthur6705
@marimuthur6705 Месяц назад
Sir im 23 and earning 1 lakh per month how much health coverage na podanum konjam confusion ah iruku
@Myhappyjerony072
@Myhappyjerony072 Год назад
Health insurance any person interest?
@vigneshkannan7422
@vigneshkannan7422 Год назад
Sir please suggest any good insurance company and policy type it will helpfull to choose also give us the comparison
@mrragavan7183
@mrragavan7183 Год назад
Star health insurance the best
@jagadeesane6779
@jagadeesane6779 Год назад
Pls comment your number on reply
@Arungkn
@Arungkn Год назад
Cmc velur ranipattai campus la kalaijer kappittu thittam and theminadu kappittu thittam yatukka mattering ka vast vast
@ganapathym1192
@ganapathym1192 2 года назад
Star Health insurance paying only 40 percent of claim amount. I want to tell best insurance companies
@draravindh123
@draravindh123 2 года назад
I have a question sir, Is non allopathic treatment covered in our health insurance plans ??
@thinkingtamizha007
@thinkingtamizha007 2 года назад
Some plans provide. You need to ask for it specifically. Most plans dont provide
@ahamedcreations64
@ahamedcreations64 2 года назад
Next video link kudungo, plzzz
@umamagesmuthu9660
@umamagesmuthu9660 3 года назад
Put video about term insurance
@sandhya.m5180
@sandhya.m5180 3 года назад
Can i have yur contact
@prasathcrp3037
@prasathcrp3037 2 года назад
Sir poor peoplelukku best insurance sollunga
@aoashokkumar3651
@aoashokkumar3651 2 года назад
I'm willing to apply insurance but I need clarification Which type is good through agent or through online...pls clarify
@vinothvino3469
@vinothvino3469 2 года назад
You can move with agent
@premkumarirengan2919
@premkumarirengan2919 3 года назад
Can you suggest some good health plans
@sandhya.m5180
@sandhya.m5180 3 года назад
Can you send me your number
@sampathsampath4397
@sampathsampath4397 2 года назад
Good explanation
@jegasankar
@jegasankar 3 года назад
Could you explain What’s the difference between mediclaim and health insurance?
@thinkingtamizha007
@thinkingtamizha007 3 года назад
Mediclaim is a type of medical insurance which covers only specific diseases and ailments
@sandhya.m5180
@sandhya.m5180 3 года назад
Can you send me your number
@indumathi3182
@indumathi3182 9 месяцев назад
​@thinkingtamizha007 sir could you please upload explanation for mediclaim insurance as well ..
@ramnandha2843
@ramnandha2843 2 года назад
👌👌👌👌👌👌👌
@selvamkulanthaivelu8409
@selvamkulanthaivelu8409 3 года назад
sir....health insurance company comparison video poduren nnu sonnengaley....innum varalaie.....it will be very use ful for me to select a better company.....
@thinkingtamizha007
@thinkingtamizha007 3 года назад
We did not do it because almost all of the aggregator firms are not tied up with most insurers. Each have a specific set of insurers. We were unable to compare all insurers in one platform. Moreover, it would be like endorsing one of the aggregators which we didnt want to do. so we dropped that idea. Instead what you can do is 1) Check for Claim settlement ratio(CSR) of insurers in IRDA website and shortlist only the ones with good CSR 2) Then put a criteria for yourself. e.g. co-pay terms, restoration, cashless hospital network in your city.. etc.. 3) Each of the shortlisted insurers will have 1 or 2 products suiting your criteria. For these products, get a quote 4) Compare quotes and buy
@sandhya.m5180
@sandhya.m5180 3 года назад
Can you send me your number
@jayangeorge4638
@jayangeorge4638 2 года назад
எளியவருக்கும் புரியும் படியான விளக்கம்
@nirmalrex3130
@nirmalrex3130 3 года назад
Can you suggest a best health insurance
@thinkingtamizha007
@thinkingtamizha007 3 года назад
There is nothing called best insurance. You need to see what suits ur family, what is your budget
@iyyappantv9727
@iyyappantv9727 3 года назад
Brother Enakku konja naal piragu ear operation pannanum nu soldranga.Naa enna insurance podalaam appadi insurance eduthal claim panna evlo naal aagum
@thinkingtamizha007
@thinkingtamizha007 3 года назад
If you have group medical insurance from your employer, it will be covered. In case of individual(retail) policy you may have to wait for 3-4 years. That also will depend on policy. Some policies will never cover such existing problems
@sandhya.m5180
@sandhya.m5180 3 года назад
Shal i help you can u send me ur contact
@mathivananmuniraj1343
@mathivananmuniraj1343 2 года назад
Bro next video find panna mudila.. please answer my questions. IT company la already insurance iruku for self, spouse , children and parents.. but athu 300000 Each than . So athu Ilama separate ah nama insurance edukanuma.. Also, ipo 2 company la insurance edutha ethachum benefits iruka.. example ku star health insurance la 5L and United India la 5L ku insurance edutha, can hospital claim 5L from one insurance and remaining amount from other insurance if the bill amount is more than 5L...?
@thinkingtamizha007
@thinkingtamizha007 2 года назад
Separate aa edutha premium will be very high.
@aruldilip9430
@aruldilip9430 2 года назад
At the end u told u ll put vedio on how to compare policies, But cannot find such vedio. Also 10 mins in tamil channel enga ? I cannot see..
@thinkingtamizha007
@thinkingtamizha007 2 года назад
We rebranded as 'Thinking Tamizha'. On the other video on health insurance - We did not find all aggregators providing all insurances. So, we are finding what is the best way to do that..
@homemakerspecial9544
@homemakerspecial9544 2 года назад
Neenga ennamari policy sugges panriga
@thinkingtamizha007
@thinkingtamizha007 2 года назад
No suggestions on any policy. Everyone needs differ, this video is to help you choose than we suggesting
@kalaikalai941
@kalaikalai941 2 года назад
your voice is not clear please improve audio
@Rajeshkumar-gy5yk
@Rajeshkumar-gy5yk Год назад
Bro my company is providing 3lakh coverage as medical insurance, do I need to take additional Medical insurance?
@thinkingtamizha007
@thinkingtamizha007 Год назад
Given the rising cost.. better to take an insurance with higher coverage or take a top-up insurance
@lokeshd5753
@lokeshd5753 3 года назад
My mam admitted in hospital for corona we have tcs insurance for our sister working there but it is compulsory to add our mother name???? in that
@thinkingtamizha007
@thinkingtamizha007 3 года назад
You have to check with the company only if your mother is covered automatically. It varies from company to company.
@sandhya.m5180
@sandhya.m5180 3 года назад
Hello can i have your contact
@lokeshd5753
@lokeshd5753 3 года назад
@@sandhya.m5180 when
@sundaresan9022
@sundaresan9022 2 года назад
Sir this year update sir pls
@sathyasathi6174
@sathyasathi6174 Год назад
Bro kyc update la address vera iruku onnum problem illaya
@srinivasann2247
@srinivasann2247 Год назад
1)பழைய முகவரிக்கு தான் கடிதம் போக்குவரத்து நடக்கும். அந்த கடிதத்தை வாங்கி உங்களுக்கு அனுப்ப ஏற்பாடு செய்யலாம்.உங்கள் மெயில் ஐ. டி யும் அனுப்பலாம் (2). பணம்‌பட்டுவாடா உங்கள் வங்கி கணக்கில் வரவு‌வைப்பதால் பிரச்னை இருக்காது. வங்கி கணக்கையும் நீங்கள் வேறு இடத்திற்கு மாற்றியிருந்தால் தற்போதுள்ள முகவரிக்கு உரிய ஆதார் கார்டு,தற்போதைய வங்கி பாஸ் புத்தகத்தின் முதல் பக்கம் போன்றவற்றை அனுப்பி,முகவரி,வங்கி மாற்றத்தை திருத்தியதற்கான பதிவுடன் இன்சூரன்ஸ் கம்பெனியிலிருந்து வாங்குவதே நல்லது.
@Arunkumar-gp4ii
@Arunkumar-gp4ii 2 года назад
Bro Enaku oru doubt... If I take a personal medical insurance for lifetime and I don't get ill and haven't been hospitalized for my entire life what is the use of having an insurance? Do I get any money back after that?
@thinkingtamizha007
@thinkingtamizha007 2 года назад
There is no life time health insurance. It is mostly available for one yr only and it needs renewal every year
@Arunkumar-gp4ii
@Arunkumar-gp4ii 2 года назад
@@thinkingtamizha007 Ya bro got it... But there is long term insurance for 2 to 3 years right... In that scenario, what if I am paying the premium every year but I am not I'll and not claiming anything in the three years.... Is the money that I paid as a premium whether it is useless?
@thinkingtamizha007
@thinkingtamizha007 2 года назад
It wil not be paid to you.. but you get good no claim bonus in next renewal
@Arunkumar-gp4ii
@Arunkumar-gp4ii 2 года назад
@@thinkingtamizha007 Thanks for the explanation bro ❤️
@priyap5152
@priyap5152 2 года назад
Bro maternity insurence enga best plzz tell
@mrragavan7183
@mrragavan7183 Год назад
Star women's care policy
@googleprakash2673
@googleprakash2673 3 года назад
Indha insurance la Home treatment irukka
@sandhya.m5180
@sandhya.m5180 3 года назад
Yas sir can i have your personal contact
@gobigobi1568
@gobigobi1568 Год назад
Individual insurance , 24 age which company is best any one help me ??
@jagadeesane6779
@jagadeesane6779 Год назад
Hi bro Pls text your number
@mahi-bp8cb
@mahi-bp8cb 2 года назад
Voice not clear😔
@sadamusain90
@sadamusain90 Год назад
Voice is not clear
@appasamykuppusamy8037
@appasamykuppusamy8037 3 дня назад
Ethoda continuation video eruka bro
@thinkingtamizha007
@thinkingtamizha007 3 дня назад
Illai bro!!
@muraliharsha8174
@muraliharsha8174 Год назад
Sound quality is very bad
@Indizsek
@Indizsek 3 года назад
Oru Vela death aagitagana...nominee ku cash varumii
@thinkingtamizha007
@thinkingtamizha007 3 года назад
No. It doesnt happen in health insurance
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