it took me 3hrs to find this. i have been scrolling over the videos but i only got math formulas. i wanted this for financial accounting. got bless your content. thank you so much
Last year, I made a property sale and had over $1 million in proceeds. I allocated $400k to index annuities and put the rest in the trending High Frequency Trading style. So far I've more than doubled the annuity premium from the stock market and sure enough will not need an annuity for the rest of my life. However I won't discredit annuities in any way, they buy you peace of mind but then a lot of people buy them out of fear of what's yet unknown even when it's not the best decision for them. If you need growth, try other stuffs. Annuities should be a backup plan, just like an insurance. Concepts like HFT/ algo trading and diversification of assets can be of great help for growth oriented individuals while still retaining control of your money. My two cents
@@George-hl7jf It's when your account mirrors someone else's trades. Trick is knowing who to copy. I managed to work my way into Josephine Guevara Laporte's popular algo trading program. She's a renowned CFA, you should check her out. There are other similar options out there but consistency and smart diversification skills were the clincher for me with Josephine.
@@profderek8111 hi I'm already in retirement and have like $700,000 in a CD account with a very low interest. I only need $30,000 for liquidity purposes(emergency fund) and plan on growing the bulk to over a million. I found Josephine Laporte's official website after looking up her name. Quite impressed at her portfolio and will schedule a call with her right away. What's the fee structure?
@@theexpendables3152 Since it's an algo trading based model, it's very much transparent because you can actually see what assets you have and how much growth your portfolio has achieved. She takes 10% of the profits, no hidden fees.
make a video about deferred annuity plss🙏🙏 i really love your videos cus i learn a lot better from you compared to videos of teachers using my local language😭😭
Highly recommend getting a financial calculator if you need to be doing this. They have them available online for free as well as for sale under $30. Hope you found something that helps you!
Should have explained how the equation is derived. Present value of perpetual annuity of the investment - present value of perpetual annuity of last month's cash flow (cause it ends you need to subtract the value of perpetual annuity).
When I divided 1000 by 1.06 I did not get 949.3962, I got 943.3962. Am I crazy? Because I cannot continue the problem if I am unable to get the same answer as you. Please help, thank you!
8.Alex has won a scholarship for master’s degree and will leave for Canada eight months from now. He wants to provide his mother a monthly income of Br 125 during his two years stay in Canada, the first income to be earned a month after his departure. How much money should Alex deposit at the end of every month for eight months he will be in Ethiopia in an account which pays 12% interest compounded monthly to have money which is just enough to enable his mother withdraw the above-mentioned monthly income during the two years of his stay in outside Ethiopia? please help me as much as you can
This formula is correct only if the flow is annuity, and all inflows are reinvested with the very same rate of return. (!!) You can't wastee these 1000's obtained on spending (!) The example since that is incorrect: there can be no transfer of payments, all these 5000's have to be reinvested, not consumed.
