Loved this video. Can you do a video on budgeting when you make tips? Im struggling with my budget because i dont know how much exactly ill get paid every 2 weeks and i also make cash and card tips. It would be super helpful.
A lot jobs do offer life insurance but if you have to leave that company you don’t get to keep it. So if you are younger you should get an life insurance outside of that.
Thank you so much for this informative video!! Very useful. I had a question based on this... Can this method still work for someone who don't know how much they will make until the end of the month? My revenues are not consistant at all, so I'm wondering how I can still use this method
When i first started off I did $0 based budget, but with having to coach hubby first on what that means 😅… then for now I gotta keep a “bigger buffer “. Great video. Have a great day 💖🫶🏻
Thank you for bringing up the health and life insurance. I get life insurance outside of an employer. I enjoy when people do mock budgets to help show breakdowns. The budget mom has people submit them and she does them on video. Its crazy to watch
I been watching all your videos lately. When I go to your videos on your channel I see the red bar fill up at the bottom of all your resent videos, I watch you when I’m cooking 🍳😉😀
Hello Jordan. I am new to your channel and I feel your information is very informative and useful. I am a 64 YO single woman and will be retiring next Summer. My company is privately held and offers no real benefits; so, in these next vital months, I need to start a budgeting system. Thank you in advance for sharing this information
Do you suggest (encourage) getting Emegency find 1st before credit cards (similar to Dave Ramsey) or getting 1 mo ahead 1st ? Thx I am new to the channel and after 25 years of us poorly managing money am going to try cash envelopes
Hi! Okay, disclaimer first, I'm not a financial advisor or anyone with any background or education on this except for my own personal experience. (So keep that in mind, lol.) But I think getting 1 month ahead while paying towards credit card/debt is what has been most encouraging to me. I find "emergency funds" to be less tangible than 1 month ahead. One month ahead you have a clear end goal, "I need X amount to be ahead a month." Whereas, for me, emergency funds feels like, "omg I could need 1-5k depending on what happens." Which feels more like anxiety to me than it feels encouraging. You can always use your 1 month ahead on an emergency if you absolutely need it. But for me the thing I love most about cash budgeting is the way we can change it to whatever works for us and encourages us the most. For me it's most encouraging to have a definite goal and be able to say, "I'm one month ahead" or "I'm two months ahead". As for credit cards I would work towards paying them off completely or paying them as much as possible while still stashing some cash away to encourage yourself and reward yourself (by seeing the numbers grow) along the way. I hope that helps!
Love love LOVE this channel. You’ve encouraged me to do my own budgeting! I just got hired for a full time job so I’ll finally be able to start real budgeting! Thank you Jordan!
Very useful video! My husband and I have decided to attempt zero budget. I don’t think it’s going to go too well as we are still slowly transitioning from card spending but the hope is there and we will get there eventually!! ❤️
