How to Get US Credit Cards for Canadians (Full Guide 2021)

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Getting US credit cards is an important way for Canadian and other non-US points collectors to raise their travel game.
Once you get your first US card, you’ll start building credit history in the US, and eventually you’ll be eligible for most, if not all, of the credit cards in the US marketplace.
In this updated guide, we'll walk you through the entire process of getting your US credit file up and running, from getting your US address and bank account to getting your first US-issued credit card, all the way through to getting all of the best credit cards from Amex, Chase, Citi, and Capital One.
Read more on Prince of Travel:
- Getting US Credit Cards for Canadians: princeoftravel.com/blog/getti...
- Mail Forwarding Service (tell them Prince of Travel sent you for $20 off your first year):
247parcel.com/
- ITIN Services:
www.ustaxresources.ca/itin
frugalflyer.ca/itin/
0:00 Introduction
1:19 Why Get US Credit Cards?
2:40 Step 1: Get a US Address
4:45 Step 2: Get a US Bank Account
6:13 Step 3: Get Your First US Credit Card
9:06 Which US Credit Card Should You Get First?
11:20 First Few Years of US Credit History
13:02 Step 4: Get an ITIN
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Опубликовано:

7 июл 2024

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Комментарии : 162

@PrinceofTravel 2 года назад

Interested in learning all about how to travel the world on points? Join us at The Travel Summit Toronto 2022: The #1 event for elevating your travel! thetravelsummit.com

@MichaelMuthurajah Год назад

BY the way brother, for me inorder to use a US address BMO Harris bank requested proof that i show a rental agreement with my name attached to the address or a utility bill for that address with my name on it, its fine by me as this is my close family and i can get a rental agreement

@theteacherandbeyond 2 года назад

LITERALLY was reading your blog about getting US credit cards, and the bank account and allll that jazz during breakfast. Awesome video! THANK YOU!! I even rewatched the other video this morning too = perfect timing.

@michaelreid8857 2 года назад

I just posted how I started out in the US Credit journey. Suggest you read it!

@PrinceofTravel 2 года назад

Awesome! It was about time to update this video 😃

@markcluff7104 Год назад

Ty 👍 1st step followed. Opened the US address.

@chiefexecutive 2 года назад

My wife is Canadian and it works both ways! Amex is a GREAT way to start for this !

@michaelscott7479 2 года назад

This was the best video you made I think. Thanks.

@jesselle2011 2 года назад

Thanks Ricky! Because of your channel - AMEX has gained a loyal customer - I have been most impressed by their service from activating the card, to their app, etc. My first card was Cobalt, then Platinum and today I just got my first AMEX US card. I made sure to sign up using all your referral links to support the channel. Thanks for your content 🙏🏻

@kevinzeng9606 2 года назад

Hey, did they ask for a proof of US address? (i.e. bank statement?). Thanks!

@mdmh9999 Год назад

Hey can I ask how soon did you apply for your other cards and what factors do they crunch?

@michaelz6408 3 месяца назад

hey! Was wondering how did you get the US Amex? Did you just follow the video?

@stevema7127 2 года назад

Thank you so much for your advice on this video! I got approved for the US version of the AMEX platinum card yesterday and the process was a lot easier than expected ;) I actually had a TD NA cross border account and TD NA VISA card since 2013 so the approval was easy since they must have saw that I had prior US credit history. When I lodged the application, I got an email stating that they needed more info and all I had to do was provide them with a copy of my Canadian drivers license. Easy peasy!!! Only drawback of going with the US version of the AMEX platinum card is that they will get rid of the complimentary access for up to 2 additional guest access of the Centurion lounge from Feb 2023. This apparently doesn't apply if you have the Canadian or any other international version of the card. Aside from this, the welcome bonus is higher and you do get many more 1:1 transfer options on many airline frequent flyer programs.

@beaconscore 2 года назад

How long did it take to receive your card?

@stevema7127 2 года назад

@@beaconscore my friend at the US address got it in a day. Then I used DHL to 2 day it to me.

@KennethMak 2 года назад

This is useful, I have an Amex in my home country and I could just use my existing account and it could retrieve my details for a smooth card application process.

@PrinceofTravel 2 года назад

Great stuff

@russellhannon3268 2 года назад

Well done to figure this out. You are hardcore.

@hoinam80 2 года назад

This is another great guide Ricky! Do you have any tips for meeting the minimum US credit cards (USD) spending while in Canada (CAD)?

@ranvinderchahal2621 8 месяцев назад

This worked perfectly

@SerLizar 2 года назад

Just a little problem with the info, going for a platinum is actually a bad idea, since it’s a charge card instead of a normal credit card, it doesn’t help as much for your credit history (it doesn’t report credit utilization and such)

@ashleykilbourn1616 2 года назад

Hey! Thanks so much for creating your content. You have really opened up my eyes when it comes to how to utilize Aeroplan points and helped guide me to sign up for a credit card for the bonus welcome points. I travel to the Caribbean at least once a year from Vancouver, and I scored a business class one way ticket to Jamaica just by signing up for the TD Infinite (and, of course, paying the taxes/fees) - for 33k points! Your content is very useful. Thanks again!

@PrinceofTravel 2 года назад

You are very welcome!

@jme042 2 года назад

Great video Ricky, I just used this process to get my first US card (Hilton Honours Surpass, as it meshes well with our future travel plans). I went the Nova Credit route and had to provide a PDF of my US bank statement but it was easy and I was approved right away.

@PrinceofTravel 2 года назад

Awesome to hear! The Surpass is a great card, I just picked one up too

@PrinceofTravel 2 года назад

@U But you do reside there

@adysharma123 Год назад

@jme did you ensure a minimum balance on your bank statement to build credibility? How long did you wait to apply for the card after opening the bank statement?

@jme042 Год назад

@@adysharma123 Hi Aadhar, I had transferred USD$100 to the bank account just to have a balance. I applied for the card about 6 weeks after I opened the account as I wanted to make sure that there was a posted statement showing the US address. Hope this helps.

@thuluxa Год назад

Which maill forwarding service did you go with ? I am having a hard time finding a non commercial agency.

@SHEJ4N 2 года назад

Thanks for this guide Ricky. Just got my Hilton Honors base card. Am I able to manage both my amex canadian cards and us cars on the same App?

@HappyShappy. 2 года назад

Good info

@alexkogan625 2 года назад

Hi Ricky. In Step4 (14:20 minute of this video) you say you need a document justifying your need for an ITIN. Is it just an explanation letter - or do you need some particular form to be filled? If you need to file a gambling income to the IRS - do you have to show them an actual income - or you could say I do that a lot throughout the year and want to be able to file? And last question - do you do it any time during the year - or there are nuances of timing? Thanks!

@TheCoolDocPSN 8 месяцев назад

We need an updated video given the Nova Credit SSN/ITIN requirement changes. Looks like Global Transfer is the only option, so can you make a video about it? Thanks

@kooldude123 Год назад

thanks mate great video. Does this work for corporate credit cards too?

@Vulgarities 2 года назад

I just want to state one step that people get stuck in. Putting your US address on your US bank account isn't always possible. You often need to put your Canadian address then change the US address at a later date. This extends how long it takes to get set up with a bank account with a US address on a monthly statement, so people should expect a 1 to 2 month waiting period here. Apparently banks are just more strict about opening accounts these days, it's not as easy as it used to be. If you put a US address, you must have a SSN or ITIN ready to go, which most people won't have as part of this guide.

@michaelreid8857 2 года назад

The way around that is very simple. Open your account with either TD or BMO Harris, using your Canadian address. You can then change the address a few days later!

@Maria-mh9jp Год назад

@@michaelreid8857 o

@michaelreid8857 Год назад

With BMO - Harris, TD, and CIBC that won’t be a problem. Also National Bank and Desjardins either!

@waleed7596 Год назад

@@michaelreid8857 With TD, I tried changing three days after opening the account. They say since account is new you need to provide a proof of address. Any work around for this? What has your experience been with other banks? Thanks

@waleed7596 Год назад

@@michaelreid8857 thanks for the tip. It seems I can easily make changes to my Tangerine address, however the account is in CAD. Do you think changing the address on this CAD account to US one and then applying for a USD Amex cc will not be a problem? I am based out of Canada and will use my relative’s address. Thanks so much 🙏

@Ll-eu8zg 2 года назад

Hi, I appreciate the content you're making! You seem to really have a way to explain this topic in the most simple terms. I was wondering if you can make a video on square 1. If you had to restart this journey from the beginning, as a young Canadian, how would you go about it? What would be your first card, when would you get a second. Little things like this would be so impactful and so helpful. Once again, much appreciated.

@PrinceofTravel 2 года назад

Sounds like a great idea for a future video

@MonsieurDee Год назад

This would be a great video

@jackmcdermott9200 2 года назад

Could you please do a video of the reverse too?

@PrinceofTravel 2 года назад

You Americans keep asking about that! I will have to do some digging and let you guys know

@jeremiahreilly9739 2 года назад

Thanks. Alert. I am an expat US citizen. I use a US based mail forwarding service for my convenience. In my experience, US credit card issuers and the US Post Office recognize the forwarding service as a commercial address and NOT valid as a residential address. YMMV.

@user-yj7nk4qs8s 2 года назад

Ricky, I jumped into this credit card game after watching MOST of your vids. Huge thanks for your useful information man. Recently, I got approved US Marriott Bonvoy card, but I was told that I need to be a US citizen in order to apply for an amex business card. Would there be a way to obtain business card? I need 15 more elite nights!!!!

@waleed7596 Год назад

@Prince of Travel Hi Prince, long time follower of your channel. I finally decided to apply for a US AMEX platinum personal card. Just not sure if this is the right time. My credit score is 667 on equifax and 720 on transunion. In the last two months, I had applied and got approved for a visa and an Amex plat both Canadian cards. Should I go ahead and apply now for my first ever US card (AMEX plat) or wait till my equifax score improves? FYI, i have never missed a payment on any ccs i hold. Currently have 4 Amex (3cc and 1 charge card), 3 visas all in Canada. Thanks!

@Full2635 Год назад

Is using the address of a mail forwarding service illegal? Like if you travel to the US as a Canadian, would that give you any trouble? Or let’s say in the future you decide to move to the us.

@mdmh9999 Год назад

Hi thanks for the help. Does the 5/24 apply to canadian cards as well?

@SuperGamingAli 2 года назад

Does it have to be an Amex card or any card in the us?

@vald447 Год назад

If you already have a Can AMEX account, do they still give you the welcome bonus from AMEX US?

@stewartdowbiggin2337 Год назад

we've been advised to not apply for a ITIN by our Canadian accountant because it opens up too many chances for the IRS to investigate you. Any thoughts?

@adriiko Год назад

I noticed you didn't say anything about RBC -US. Why ? I was planning to capitalize on being a RBC avion holder and get a US account with them

@cyssoK 2 года назад

Do you need to update Amex with your ITIN so they report your history with them to it?

@shulemfogel9626 9 месяцев назад

Hi, you can't complete a Amex USA application without a SSN anymore...

@kleptodathief3946 2 года назад

i might get a usa cc in the future but too lazy to do all the process lol..i'll just use a cdn cc with no fx fees!

@michaelreid8857 2 года назад

You should start working on the process little by little. It’s well worth it!

@PrinceofTravel 2 года назад

What Michael said - some upfront work at the beginning but worth it in the end!

@Back2baesick 8 месяцев назад

Do you need to file taxes every year after getting ITIN even though you do not have any income every year?

@afzalshaikh2128 2 года назад

What’s the bonus for US platinum Amex?

@mdmh9999 Год назад

24/7 parcel has closed in niagara falls. Any alternative thanks

@TimpanoDante Год назад

How do you get the US business cards if you don't have an EIN because your business isn't based in Canada? I have done all of the steps, but I am unable to get a business card as I dont have a registered US business. How does that work?

@ellieparkinson4549 2 года назад

I am 71 and just starting to try an get some benefit from my credit cards. Additionally I am nomadic and do not have a home. So don't have a lot of most people's "daily" expenses. Born and lived in Canada, with Can passport and pay Can taxes. Given that you recommend building up a US credit history for a few years after getting your first US credit card, is there any point in me going this route? Realistically I don't have that many years left :-)

@nickmc2673 2 года назад

Whoever can share their experience, How do you fit a US card in your spending habits? Meaning, a CAD credit card, I will spend on my everyday purchases and will meet the Bonus requirement. But doing the same with a US credit card, wouldn’t that force a foreign transaction fee?

@hoinam80 2 года назад

That's the same question I had.

@PrinceofTravel 2 года назад

Most good US cards don’t have FX fees

@MrAlexisNice Год назад

Hi, When i check 24/7 Parcel address on USPS tool, commercial mail receiving agency is on YES . Do you know if they changed their policy ?

@loun80 Год назад

Did you find a answer? I have the same problem.

@AW-si9oj 2 года назад

Can I transfer my Canadian Amex to a US Amex directly(so it is a product transfer instead of a new application )? Is it okay to let the credit card issuer know that mu US address is only for that purpose? Thanks!

@michaelreid8857 2 года назад

I believe you can, but if your Canadian Trans Union Report is in good shape. Just do as Ricky suggested!

@HappyShappy. Год назад

Plz help me. I have credit card at my sister home in Florida. How she can deliver that to my Canadian address? which company deliver credit card from USA to canada ? Plz help. Thank you.

@allxiee Год назад

Does this affect your tax information?!

@bronzremix 2 года назад

We need to talk about the elephant in the room. You're still in your pyjamas :D lol

@ManualFlying Год назад

Is this worth it? has anyone tried if they dont get US $ income and have to pay bank foreign exchange fee when paying off the credit card?

@christieswail9827 Год назад

IF they ask to verifed your identity with your ID it doesn't matter if they see the canadian address on my ID?

@samzong8264 2 года назад

You should consider making a video talking about tips on achieving the signup bonuses / paying off your US credit card statements as a Canadian.

@PrinceofTravel 2 года назад

It's no different than Canadian credit cards, except for converting your CAD into USD to pay off the bill (if necessary). That'll be a good topic for a future video

@getsugatenshoFTW 2 года назад

I wonder if this applies for US citizens that want to go for Canadian credit cards as well

@michaelreid8857 2 года назад

Much more difficult. Canadian Banks Generally, want to see pay stubs!

@Vaaalyt 2 года назад

When asked to provide a copy of your passport to Amex, can you confirm if a non-canadian passport + PR card can work for a PR living in Canada? I humbly suggest you tailor your guide not only to Canadian citizens but to PR's as well as they makeup a huge majority of Canada. Thank you in advance.

@lemonofish869 2 года назад

They just want a passport number, the issuing country doesn't matter. You don't need to have any status in Canada.

@michaelreid8857 2 года назад

Correct! 👍👍👍

@Vaaalyt 2 года назад

@@lemonofish869 Thank you, much appreciated.

@PrinceofTravel 2 года назад

Yes, foreign passports work too

@MedzHuit 9 месяцев назад

Sent my certified copy of my non-canadian passport and boom. It took a little more than three months thou beofre I received my ITIN from IRS

@Athithan_2000 7 месяцев назад

If I have the cobalt card, is it easier to port over my credit score to the U.S?

@PrinceofTravel 6 месяцев назад

any Amex Canada cards will do. As long as there is a decent few months minimum history

@Kufrez 11 месяцев назад

What if we don’t want to port our credit history?

@joshuahou3213 2 года назад

Hey Ricky, I got the Amex no fee hilton card end of sept through nova credit as my first US card. But now the bonvoy brilliant offer is too good to pass up. What would be my best bet to get approved? Try with nova credit again?

@liampottie 2 года назад

When did you get your Hilton? mixed data points on using nova credit twice. Only way it might work and that's a big might is if you apply for a 2nd card pretty much right after your first app. If not your like all of us waiting to build up home history with amex before they approve other cards. I went the Marriott Bonvy route right away now people are saying to wait 6-7 months before my next app as I want the Bonvoy US business so i can get my 30 elite night credits

@PrinceofTravel 2 года назад

Yeah your best bet may be to gamble with Nova Credit again, though it doesn't always work. If you apply as an existing Amex US customer, your relationship may be too new to get approved for a second card just yet

@canadianico 2 года назад

@@PrinceofTravel How long would you wait to apply for a 2nd Card? I just got approved for a basic Amex, paid one bill and applied for the Delta Gold Card for which I got turned down. What can you advise pls? Thank you!

@vipinangelo Год назад

I dont have an income in US. Will I need to file taxes if I use a USA address to open a US Credit Card /Bank Account?

@jafargais Год назад

No.

@beaconscore 2 года назад

I just followed your process. Used 24/7 to set up address for US Address. Sent in application Amex asked to call. I provided statement as they requested. Representative says to wait 3 to 4 days for response. It’s not as smooth as others but hoping it all works out

@jafargais 2 года назад

True, mine took 2 weeks

@alenamakagon Год назад

hey, was your application approved?

@alenamakagon Год назад

@@jafargais Hey, did you use 24/7 address? was your application approved?

@FEAREDTHANLOVED Год назад

TY bro

@AverageAngel 2 года назад

ok but what happens if i don't go to the US? 24/7 parcel doesn't seem to be an option as I'd have to go in person to pick it up.

@jafargais 2 года назад

Try US Global Mail

@AverageAngel 2 года назад

@@jafargais thanks shipito worked for me I tested it to ship to canada and store parcels it works well

@jafargais 2 года назад

@@AverageAngel Wow. I thought ship it doesn't forward credit cards

@AverageAngel 2 года назад

@@jafargais It does shipito i got mine one month ago from US to Canada TD US credit cards

@samybazizi Год назад

Hi Ricky! Can we apply for Amex US cards if we have existing Amex Canadian cards?

@michaelreid8857 Год назад

Of course. They call it Global Transfer. Call Amex USA, they should help you out You can only do it once with one card, so choose wisely!

@MedzHuit 9 месяцев назад

Yes. I used Nova Credit to get my first US issued Amex card. Ricky has explained in details in one of his videos.

@kleptodathief3946 2 года назад

hi PoT, whats a good usa card to use in vegas? thx

@michaelreid8857 2 года назад

Depends on what you want. Hotel card or cash back!

@PrinceofTravel 2 года назад

Counting cards

@hatrieu851 10 месяцев назад

Hello I need your help, I Am Canadian

@nicksky4642 9 месяцев назад

2023 you need to show irs income in the us been there

@arkamukherjee457 2 года назад

Can I do this without a US VISA? I'm an Indian in Canada looking to get a PR here.

@jafargais 2 года назад

Yes

@vincentwenn 2 года назад

Hahaha! Balls to the wall!

@smartkeyman 2 года назад

If I Apply for a ITIN , do I need to file US tax return ammul;y ?

@lemonofish869 2 года назад

You don't have to file taxes after getting your ITIN, but if you don't file for 3 years your ITIN will expire.

@michaelreid8857 2 года назад

Just file, a zero sum tax return!

@PTExp 2 года назад

When opening a US bank account with one of the Canadian banks, I noticed you recommend changing your address to your US address immediately after setting it up. Do you just change your mailing address or do you change the Permanent Address? I noticed the Permanent Address is supposed to be your primary residence, but maybe that's the right call if you want to make things work...

@kermodybear 2 года назад

I have the same question! What did you end up doing?

@skunksmisery 2 года назад

been waiting on the damned border for 18 months! Got US address in the Falls, ready to rock. Will be on my way to Rochester ASAP (closest Chase). There's a Costco there too. I'd prefer not to link my CA & US credit files.

@michaelreid8857 2 года назад

Your files never will be, nor can they ever be “linked”. They will always be separate! I just posted my start, in the US credit journey. Read it, for some great advice!

@skunksmisery 2 года назад

@@michaelreid8857 OK, let me put it plainer. Using a credit rating transfer service would be a negative for me. Better to start at zero than negative.

@michaelreid8857 2 года назад

@@skunksmisery ok but I hope you realize what is involved. They simply do one inquiry on you Canadian TU report. Send it to Amex and that’s the end of it. That card is never reported to your Canadian report. Just to ensure your cognizant of the process!

@skunksmisery 2 года назад

@@michaelreid8857 That's what I'm afraid of ;). Bad mojo 5 years ago

@hrworkaholic 2 года назад

Do we have to file taxes with IRS every year or can we stop?

@lemonofish869 2 года назад

You don't have to file taxes after getting your ITIN, but if you don't file for 3 years your ITIN will expire.

@michaelreid8857 2 года назад

You can simply file, a zero sum tax return!

@evangelinatung 2 года назад

@@lemonofish869 I can't seem the find the answer for this so hoping you might know. What happens when your ITIN expires? Do you just apply for a new one when you want to apply for a new credit card?

@SealtheDealTravels 2 года назад

Is there a way for Americans to get Canadian credit cards?

@skunksmisery 2 года назад

Our credit cards suck. Stick to a US-issued credit card with no FX fees.

@SealtheDealTravels 2 года назад

@@skunksmisery I'm interested in the Bonvoy cards for the signup bonuses and more free night certificates

@jme042 2 года назад

The US Bonvoy cards are better because you can double up the free nights on the personal and business cards to equal 30 nights. The Canadian cards don't allow this, so the best that you can do is 15 nights. I don't think that adding a Canadian card will add an extra 15 nights if you already have the US cards...but I imagine that if you have a Canadian address you could do the reverse (global transfer perhaps) to get the Canadian Bonvoy card if it is just the bonus points that you are looking for?

@SealtheDealTravels 2 года назад

@@jme042 yeah I already have the Brilliant and US Bonvoy Business. Just thinking about adding Canadian Bonvoy if I could for more sign up bonus and 35k yearly certs. FX wouldn't be much of an issue since Marriott cards aren't good spenders to begin with outside of the signup bonuses.

@jackv9425 2 года назад

As awesome as this guide is, is it not fraud? "Prove you actually reside there" even though you obviously still live in Canada? Am I missing something?

@PrinceofTravel 2 года назад

You basically decide to live in the US for, say, a couple days of the year.

@jackv9425 2 года назад

@@PrinceofTravel that's kind of my point though. I spent a year there, jumped through a lot of hoops because of their immigration system, and that's extremely illegal if you don't have the right visa. It's not an issue if you never intend to actually live there, but good luck getting a visa in the future if you have an address attached to your ITIN without having a visa at the time (literally an illegal immigrant for a few days a year).

@PrinceofTravel 2 года назад

@@jackv9425 Your address wouldn't be attached to your ITIN; rather, both would be attached to your credit file with the credit bureaus. It's a matter of "having a residential address" for the purpose of getting credit cards, while not "being a resident" for immigration purposes.

@powlowful 2 года назад

This is great, but is this legal?

@tivsma 2 года назад

100% legal. AmEx is aware and offers this to people with no ITIN and no SSN. They Know "you" are not American, but as long as you have a bank account and address in the US, it's on the up and up. :)

@revaddict 2 года назад

Look at it this way.. Amex could potentially make 5+% per transaction.. 3% merchant processing fee and 2.5% additional if you use your card outside US and it does not have free foreign transaction..

@randisney6151 2 года назад

You're putting your home address on your US bank account as an address at which you do not live. Why? Because per Ricky, when Amex calls to verify you live there, you can show them your bank statement with your US address on it. Legal? Unlikely. Shadey? DEFINITELY. Per the vide starting at around 8:35 "...for the bank to verify that you do, in fact, reside at the address". ...Except, you don't. Lying on a financial document is fraud and to me, no point bonus is worth that.

@michaelreid8857 2 года назад

@@randisney6151 it is not in any way nefarious. You are applying through Nova Credit, which is forwarding your Canadian Credit Report. You will be using your Canadian Phone Number and Amex not only is aware of this, they are the ones who established the relationship with Nova Credit to facilitate these applications! Think, before you say something totally stupid!

@randisney6151 2 года назад

@@michaelreid8857 Right back at you. If you are LYING about living at an address at which you do not live, and Ricky states categorically that is what you are doing in the video (click on the time stamp in my previous comment) then it is most definitely "nefarious". There would be absolutely no reason to lie about anything if this was completely above board. You change the address on your US bank account to that of a friend or relative. Why? So that the credit card company thinks you live there. Don't believe me? Believe Ricky. Here's verbatim what he says in the video: "So if Amex US asks you for proof you can then upload that bank statement or in some cases have a 3 way call with your US bank and American Express for the bank to actually verify that you do in fact reside at the address." ...except, of course, you don't reside at that address.

@HowardLinca 2 года назад

Hey man, you mention the U.S bank account that has our address on it? How does it work? I do not reside in the U.S, how do I a U.S address that has my name on it?

@PrinceofTravel 2 года назад

See the Get a US Address step

@hatrieu851 10 месяцев назад

Hi ! Can you have me to get chase card , I will pay you

@michaelreid8857 2 года назад

Damn Ricky, I give good advice to people on an easy mailbox service and your erasing that advise. Wonder why? 🤔🤑

@PrinceofTravel 2 года назад

I haven't deleted any comments

@yvr2002rtw 2 года назад

Another item to watch out for is that if you use an address in California to open a bank account that earns interest, there is a chance you may receive an intimidating letter from the California Franchise Tax Board asking why you didn't file a California state tax return (even if you don't have to as a non-resident). Better stick to addresses in Washington state or other states such as Texas for Florida which don't have state income taxes!

@lemonofish869 2 года назад

I use an address in Oregon because sales tax for online purchases are usually determined by the billing address, and Oregon doesn't have any sales tax.

@michaelreid8857 2 года назад

Anytime mailboxes has locations worldwide and they are very reasonable and inexpensive!