Why not trade only with low dividend yield but selling at good profits. Take the profits and buy other low stable dividend yield stock and trade again. There's always some company that is down and we can take advantage of that.
@@rynewilliams Im with that dilema. Like. I have stocks with 40% profit. Paying 3,5% year. This is 11 years of dividends. it's super hard not to seeing things like this and not sell. 🤣
Señor ryne question. What kind of portfolio should have? I'm 45 years old I don't have 401k ( I'm a immigrant with no ssn) I'm thinking of opening a roth ira. And invest my saving 30k ( boa no bueno ) to be honest señor ryne I just want to leave to my son ( he born in this country USA) something that can help him economically. I saw many videos of having a portfolio where the base should be one ETD that follows sp500 ( voo, vti, splg) then a dividend etf ( schd) and growth etf ( qqm, soxx, schg). And also I think I can contribute maybe 200$ a month. What do you señor ryne recommend for a old man with no investment so far... Gracias
How did you start them IRAs if you have to have a source of income and I’m assuming they don’t have jobs at that age I’m wanting to start one for each of my kids they are 1 and 2 yo and looking for a loophole around they “source of income”
@@colekennedy5057 I have my own account with my job, which is not a ROTH plus I have a pension...Im going to pass the ROTH to them. They are my beneficiaries.
Actually, using a financial advisor can be incredibly beneficial. They can help you create a personalized financial plan tailored to your goals and risk tolerance and also provide valuable insights and advice on investment strategies, retirement planning, and tax optimization.
My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over $200k within a span of 7 months. They never believed me until I pulled out my P&L.
I was skeptical at first, but after working with a financial advisor (Melisa Aurora Benadivez), I’ve seen significant improvements in my financial situation. She’s helped me make better investment decisions and saved me money in the long run.
I don't invest with the thought of whether something is hi-yld/hi-div growth. I just buy quality companies and ETFs and do so on the individual merits of what I am buying. I am nearly 58. Your portfolio yields more than mine and admittedly has a higher div/grth rate. Most of my dividends come from my Roth IRAs. My taxable accounts are slowly catching up to dividends produced from my IRAs while my IRA dividends are also increasing annually.
keep pumping out those financial informational videos Ryne!!!! being that ill be 50 this year.... i would lean more to high dividend/low(no) growth.... I'm currently at 1000 shares of QYLD and basically rounding up my share count by 50 shares a month.... with DRIP, I get 10 shares every month, so purchase less and less....
I use the hybrid approach Ryan. I have 71 holdings at the moment totaling about $50,600 in value including $4,000 in cash. I have high growth stocks with low yield like Apple, MSFT, GOOGL, LLY, NVDA, META, PG, AVGO. I have high yield stocks like Altria MO, ENB, Reits like O, WPC and VICI, and BDCs like MAIN, ARES and SLRC. I recently added three ETFs but they are only about 1% each of my portfolio. They are SCHD, JEPI, and TECB ( up 46% on TECB in about a year).
I'm slowly changing to a more hybrid portfolio. I'm getting out of some companies with high yield/low(or no) growth like T, VZ, WBA and LEG. I'm keeping some higher yield stocks like MO, MAIN and O. Basically trying to get my overall yield down to 3% from high 6% and div growth to 10%+ instead of the ~3% I have now. Even if I get less dividends now, I'm confident my future income will be higher and also have a lot more capital gains.
@rynewilliams would like to know what calculator you use.. have about 10,000 to invest and can contribute 100 a week..would like to see how much that is is 10 years
Im sorry brotha i get alot of backlash for this all the time but id rather get the big money now vs later. But only because im active with my investments and I allocate a % of the right now money to build and boost the later money. For the companies that dividends arent reinvested.
Hybrid approach... Started out with 1K and 10 positions a little over two years ago.. Have expanded the portfolio to 34 positions and 15K... Hold some stalwarts and a few "risky choices".
I have started with high yielders until I reached $1000 dividend a year. Now I am starting investing in hybrids. I do not have time nor reason to "wait" for low yield/high growth at my age. I have other stocks (ETFs) too that are much for growth and yield around 4%.
Great video Ryne. You are speaking my language. I will add: Be sure to add extra contributions AS you save extra money, as well. In addition to, and not replacing, the dollar cost average that is on autopilot.
Im 18 and just recently started investing my portfolio is rn £1500 and i have a bit over £1000 spare to invest what should i do to learn where i could invest this money
Great job getting started my friend! To learn where to invest the money, I would start by watching as many videos as you can on the subject. That will help build familiarity and can give you some ideas. There are a ton of great channels in this space that you can learn from
If you want something basic with 0% headache... Realty Income. Pay something like 4.62 annum Yield. And that's split into 12 payments paid monthly. So with 1000 you would be looking at something like 46 dollars/pound a year and just under 4 £/$ a month Reinvest and more funds invested that will climb significant
Yeah JEPI would be nice - there is an european-equivalent JEPG (starts a view months ago from jp morgan) but this one is another construction and not the same as the JEPI. I don´t think its as good as the original, but a good way to invest in european market. Future will see how the JEPG works... At all i think a mixup of growth and income is the right way. In my opinion 20 to 80 % Another thing is that ETR-Costs a much more higher in the european-ETF as in the US. I think around me in germany it´s not possible the huge up investments cause it´s prevented from state
And as for putting money aside I do $400 ea month $100 per paycheck I get 4 paychecks per month from the 2 jobs I work I’m getting close to my retirement age of 60 and I’m only be getting $1885 per month from SS money So I would like to know how to get at least $2,000 more a month from investments Right now I live on $6200 a month from two jobs so 1885 is prenuts for retirement Please advise Thank you
Rookie question, if I have $1mil in that DGRO and 2.5% yield, I will get only a bit above $2k/yr as dividends. So how are you getting $3k/month with 1/2 the portfolio size? Thanks.
The calculation you did only reflects the income you'd have upon making a lump sum investment of $1M into DGRO today. Over the years, dividend growth will allow you to have a higher amount of income with a smaller portfolio size.
Great video as always ryne! Seven months into my dividend investing journey. I have started off with more high yield stocks that are dividend aristocrats/kings. So far i am almost at $1000 a year from dividends. I am now starting to add some low yield/high growth stocks into my portfolio and the dividend payouts will help me boost my new positions faster
I'm not too familiar on what people use outside of the US--maybe platforms like Vanguard of Interactive Brokers or something. I personally use Charles Schwab!
I love your videos but can we have how to generate £1000, £2000, £3000 per. Month with dividends fast. Within 5yrs/10yrs. That’s more realistic in terms of of our lifetime.
You're just going to have to invest A LOT more money. I actually talk about that towards the end of this video here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-h_4OfrZn4Lk.html
I'm new to investing. Your way of explanation is very on point. I have a question though: If I'm investing twice as much or 4x as much would It cut the times in half? I have a good salary and I can start a hybrid portfolio putting 100 dollars every weekend. That would mean I can receice 3000 dollars in 9 years?
Because the growth of a portfolio is exponential and not linear, the time/contribution relationship isn’t linear either. In other words, investing 4x as much won’t make things happen 4x as fast. It certainly helps cut down on that time though!
What about investing a 400$ in stocks and then let it there ... would that generate a passive income 😅? Talking about buying stocks on interactive brokers platform. And we as south Africans just a $400+ is considered a lot of money
It would be a great start for sure. Ideally, you'll want to consistently invest over a long period of time, even if it was just a few dollars at a time
That's a really hard question to answer in a comment, but this video might be a great place to start: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-CrPnjvPX0Lw.htmlsi=HGVhs7m8D2QwnvG0
In my opinion, dividend growth stocks generally offer more stability and long-term value compared to high yield stocks. Even with a modest dividend growth percentage of 10%, the potential for increased returns over time is significant. Just imagine the potential if the growth rate were 15% or higher. Additionally, high yield stocks often carry the risk of price depreciation and dividend cuts, making them less reliable for consistent income. And then again it depends on how long your horizon is.
I mixed it. all my stocks are above 8% growth and some have a medium yield and some a low yield. So I have both -> strong growth around an average of 11% and a yield around 2,4%
Hey Ryne, what do you think of the super high monthly dividend funds IWMY, QQQY and JEPY? I'm a 75 year old retiree and I just added 500 shares of each of these three funds to my somewhat "safe retirement" dividend portfolio. I'm thinking of accumulating more. Am I nuts??
When you mention investing $25 a week. Is this solely into a brokerage account or do you also consider 401k or HSA investments from an employer as well?
Where I live, we have 0% Capital Gains Tax, 0% Dividend Income Tax and 0% Tax on Income Earned from Interest. I'm hoping to continue investing aggressively 100% in VOO and seeing where it gets to in 20 years or so, then evaluating what to do with the total portfolio - whether to re-invest it in dividend-paying shares or take it all out and invest it locally paying out 5% annually guaranteed.
Sorry, im new to the channel. do you have any videos for beginners? I searched and cant find any from you. Like to see what apps are best to buy dividends in UK. Great video and thanks
I do have some. If you go to my channel, you’ll see a playlist titled something like “New To The Channel? Start Here” front and center. The videos in that playlist would be a good place to start
Question for you how much money do I need to invest to get $2000 a month? I got $10k already and like to know if that possible to make $2k per month on it. Where should I invest it at. Thx
I personally use Charles Schwab. I'm not that well-versed on international brokerages, but Vanguard, Trading 212, and Interactive Brokers might be ones worth looking into
I'm waning to say hybrid, I have around 3% dividend yield and above 10% dividend growth overall with my portfolio. The key is having a long term mindset, that dividend snowball is so powerful!
Thank you! I actually have a full video on that, which you can check out here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-CrPnjvPX0Lw.htmlsi=ipN7FdLyK6yPthYx
Good morning. 🌞 I moved to LA from San Francisco to be with my parents during Covid lock down. This Summer I’m moving out. I’m a single mom business owner. I feel anxious because I just read an article of nurse making $100000 a year and moved back home to save. I’m investing in reliable stocks. I started old, however, at least I’m starting so I can have some passive income in six months when I move out. The economy is going to tank that is inevitable. I do pay attention to solid companies. Nerve racking to know we sold farmland to Chinese near military bases and no reporting by mainstream media. I will not vote Democrat. None I like. I like Tulsi and Kennedy. Trump 2024. The judges verdict is going to screw up real estate market in New York. Peace ☮️
@heisferdy it's a half thru, bc if you have a Socialist Party imposing high taxes and creating inflation, your success will be limited by those factors. In general people are living worse today than 4 years ago.
With 7 years until retirement, I'm more of lower dividend, and higher growth. My portfolio currently consist of 13 ETFs and 1 CEF that is yielding a nice 5% dividend.
@@rynewilliams Dude you know how fast money goes? Most people online did not just start somewhere... they were able to accumulate thousands of dollars a YEAR!!!!!
I’ll be honest I would pick all 3 here is how my breakdown works my taxable I would take high yield maybe some modest hybrid my Roth IRA I would pick high growth low yield and my HSA I would take some growth but also more safer investments to sum it up all 3 works depending on your goals
Although it is gonna take decades while you save all those years you could put the rest of ur money in other things that can make money back quicker to hold you over but at a certain age u can literally just retire from everything and never work again
@rynewilliams how much do you think I would need to have invested to generate $2000 a month ? I have schd, Microsoft, qqqm, VTI. Microsoft and schd are in a Roth. The rest in a taxable and schd also
I'm not sure to be honest. You can use this dividend calculator though and crunch the numbers. This is what I use: www.marketbeat.com/dividends/calculator/