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How to shop for car insurance 

Think Insurance
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Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.
This video and description contain affiliate links, which means that if you click on one of the product links, I will receive a small commission. This helps support the channel and allows me to continue to make videos like this. Thank you for the support! Car insurance advice, car insurance, auto insurance, home insurance, homeowner’s insurance

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1 июн 2024

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Комментарии : 14   
@charlesrary5320
@charlesrary5320 2 месяца назад
I've done it both ways before - I was actually a subagent for an agency during my summer breaks back in college, so I'm pretty familiar with what I'm looking for. One thing I always want to see before committing to a policy either way is a copy of the declarations page. There are certain coverages (liability, UI, etc.) where I absolutely do not want to fall below a certain level. I have seen offers that looked great initially, but then when you dig into the dec page you're not getting the coverage you want. I think you've mentioned that on a few other videos.
@ThinkInsurance
@ThinkInsurance 2 месяца назад
Yes, you're smart to review the quote before purchasing. It never hurts to make sure you have the coverage you are thinking you have.
@thesmockinggunYT
@thesmockinggunYT 2 месяца назад
Get a trustworthy, local independent agent. That'll solve a lot of questions and problems.
@ThinkInsurance
@ThinkInsurance 2 месяца назад
It really can :-)
@charleswtuggle
@charleswtuggle 2 месяца назад
So how do you find a trust worthy independent agent?
@charleswtuggle
@charleswtuggle 2 месяца назад
Do all ins. co. charge more for one vehicle then they do for two?
@MrCosta-ps4zm
@MrCosta-ps4zm Месяц назад
Hey man I’m a 18 year old male in Florida looking for coverage on a 1996 f250 I need some help on what direction to go and finding the right company for me what’s your recommendation please
@ThinkInsurance
@ThinkInsurance Месяц назад
Geico and Travelers are two companies I would look at. Direct Auto as a backup
@rohitniraula2797
@rohitniraula2797 2 месяца назад
Hello I recently added my car to my sisters policy but the agent said he couldn’t add me as a driver but says I will be covered. And the insurance card does not consist my name. And I want to refinance my car will bank approve my refinance and also will it affect my premium in future.thank you ❤ your videos are awesome
@ThinkInsurance
@ThinkInsurance 2 месяца назад
She needs to be registered or co-registered on the car to insure it. I’m not sure what the other agent is trying to do but it doesn’t add up that they can’t add you as a driver. If your sister doesn’t have insurable interest, then she can’t insure it. Also, If the car is registered to you only, it’s highly likely the bank will require you to get a separate policy.
@rohitniraula2797
@rohitniraula2797 2 месяца назад
It’s been two months and I can see my car and her name in the insurance card. Does that mean I will have a insurance lapse if I get a separate policy and my premium will increase again.?
@ThinkInsurance
@ThinkInsurance 2 месяца назад
@rohitniraula2797 If you’re not a listed driver in the policy then yes, you have a lapse. If you get into an accident with your car, even though it shows it’s insured under your sister, if the registration is in your name only and you’re not a listed driver, there is a likely chance they’ll deny any claim you try to file.
@rohitniraula2797
@rohitniraula2797 2 месяца назад
@@ThinkInsurance thank you so much also will I get suspended for having a lapse in a car Insurance ? This is the last question thank you
@ThinkInsurance
@ThinkInsurance 2 месяца назад
@rohitniraula2797 Each state is different. You’ll have to research your state if you are caught without insurance. Most states will suspend your license if you are caught driving without insurance.
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